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Information for Consumers

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Student Protection

Learn about financing your education, loan forgiveness, deferment and more.

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Health Insurance

Learn more about your rights, view rate increase applications and submit comments about a proposed rate increase

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Help for Homeowners and Tenants

Home insurance and what you need to know to understand your options and comparison shop. Learn what to do if you can no longer afford your home or are facing foreclosure.

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Bail Information

Bail is an amount of money, set by a court, that a defendant must pay to obtain their release from jail before trial.

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Auto Insurance

Auto insurance and what you need to know to understand your your options and comparison shop.

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Scams, Schemes, and Frauds

Learn how to recognize and report scams and suspected fraud and what you can do to avoid becoming a victim.

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Banking, Saving, Sending, and Borrowing Money

Learn about bank accounts, cashing checks, transmitting money, identity theft, safely using an ATM and more.

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Life Insurance

Life insurance and what you need to know to understand your options and comparison shop.

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Small Businesses

Resources for small business owners, including Healthy NY program information, wage bond information and other small business insurance guides.

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Holocaust Claims

The HCPO provides free assistance to Holocaust victims and their heirs, to recover assets lost, stolen, or sold under duress between 1933 and 1945.

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Consumer Brochures (for Printing)

Printable brochures, copies of all of the publications that DFS provides to the public, and often shares at public events.