Manual Revisions of the New York Auto Insurance Plan
The New York Automobile Insurance Plan (NYAIP) is the central mechanism established pursuant to Article 53 of the New York Insurance Law to provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. All insurers writing automobile insurance in New York State must participate in the NYAIP by providing such insurance.
The NYAIP operates pursuant to rules contained in its Plan of Operations. Amendments to these rules are made by the 22 member Governing Committee, subject to the approval of the Superintendent of Insurance, who may also direct amendments to the Plan of Operations. For the current NYAIP Manual and the latest Important Notices issued, please go to the NYAIP website. You should regularly check this site for updates to the NYAIP Manual.
- Motor Vehicle Law Enforcement Fee (Fillable PDF)
- Public Motor Vehicle Liability Security Fund (Fillable PDF)
- Fire Insurance Fee (Fillable PDF)
- Reinsurance Agreements
- Resolution Regarding Untrustworthy And Change In Plan Of Operations Commitments - Applicant (PDF)
- Company Resolution Regarding Untrustworthy And Change In Plan Of Operations Commitments - Parent (PDF)
- Resolution Regarding Limitation on Writing Commitment - Applicant (PDF)
- Resolution Regarding Limitation on Writing Commitment - Parent (PDF)
- Resolution Regarding Shareholder Dividends Commitment - Applicant (PDF)
- Resolution Regarding Shareholder Dividends Commitment - Parent (PDF)
- Custodian Agreement Conforming with Section 1314 of the New York Insurance Law - Domestic Applicant (PDF)
- Resolution Pursuant to Section 1106 of the New York Insurance Law - Foreign Company (PDF)
Property/Casualty Rate, Rule, and Form Filings
The Department makes certain Property/Casualty rate and form filings available for public viewing online via the NAIC SERFF State Filing Access website. You may also obtain access to filings by submitting a Freedom of Information Law (FOIL) request to DFS.
Please note: It is possible a filing has been substantively or editorially updated by a subsequent filing. You should search for the most recent version of the filing. The Department is not responsible for any errors in or omissions from the filings.
Filings may contain or incorporate material protected by U.S. or foreign copyright laws, and no person may reproduce, redistribute, or make commercial use of any such material in violation of those laws.