Common Forms and Resources

Mortgage Industry Guidebooks

Unless otherwise noted, the forms below are in PDF format.

New York’s laws and DFS regulations form a complex matrix of regulatory requirements. Below, please find comprehensive guidebooks that will help companies and individuals apply for, and maintain a license. These guidebooks provide an overview of the regulatory requirements and boil them down into comprehensible directions on what information to file with DFS, at what times, and what licensees and registrants are and are not permitted to do as a regulated entity.

Please bookmark this page and check it regularly as guidebooks may be updated to account for any new or revised mortgage-related federal and state laws and regulations, and Department policies and procedures.

• Mortgage Broker Guidebook (PDF)
• Mortgage Banker Guidebook (PDF)

Approval Forms

• Approval to Use Certain Words in Mortgage Business Titles
• Approval to Use D/B/A or Assumed Name
• Approved Credit line Providers

Application Forms

• Annual Certification of Inactive Status
• Authority to Release Information 
• Background Certification Form
• Background Report Instructions Page
• Branch Office Affirmation Form
• Certificate of Compliance
• Certification and Affirmation Form
• Change of Branch Address Affirmation 
• Change of Principal Office Address Affirmation
• Deposit Agreement
• Dual Agency Affidavit
• Litigation Affidavit
• Lost License/Certificate Affidavit
• Mortgage Loan Originator Affirmation
• Mortgage Loan Servicer Net Worth Calculation Worksheet (Excel format)
  • Servicer Only
  • Third Party Servicing Only
  • Third Party Servicer who owns other mortgage loans or Servicing Rights
• Mortgage Loan Originator Renewal Affirmation
• Mortgage Loan Servicer Renewal Affirmation
• Personal Financial Statement
• Personal Questionnaire
• Website Authorization Instructions
• Website Authorization Form
• Statement of Proposed Ownership

Borrower Counseling Forms

• New York Proprietary Reverse Mortgage Counseling Certification

Surety Bond Forms and Certifications

• Individual Certification Form
• Originating Entity Certification Form
• Cooperative Reverse Mortgage Surety Bond
• Individual MLO Surety Bond
• Originating Entity MLO Surety Bond
• Mortgage Banker Surety Bond
• Mortgage Broker Surety Bond
• Mortgage Loan Originator Surety Bond Instructions
• Mortgage Loan Servicer Surety Bond