Consultant, Individual/TBA – General (C3) or Life (C1)

A Consultant provides expert and professional advice on insurance. Licensed Consultants cannot sell, solicit or negotiate an insurance policy as to do so would require licensing as an Agent or Broker.

General Consultants (C3) are authorized to provide clients expert advice on the following lines of insurance:

Life Consultants (C1) are authorized to provide clients with expert advice on the following lines of insurance:

• Life Insurance
• Annuities
• Accident & Health

Prelicensing Requirements

• To qualify for a license, the licensing candidate must pass, within 2 years of applying for the license, the licensing exam administered by PSI Services. Visit the Exam Vendor Information page for registration and scheduling instructions. 

Exceptions from the examination requirements:

• A candidate for the General Consultant license who holds a Chartered Property Casualty Underwriter designation or is an Associate or a Fellow of the Casualty Actuarial Society is exempt from the exam requirement.
• A candidate for the Life Consultant license who holds a Chartered Life Underwriter designation or is an Associate or Fellow of the Society of Actuaries is exempt from the exam requirement.

Application Requirements

Match the submission code numbers listed under the Resident or Non-Resident columns with the corresponding numbers on the Submission Requirements Chart to determine what must be submitted with the license application.

Any required documentation must be uploaded on the license application.

Fees and Renewal Period

Licenses are issued for up to 2 years. Individual/tba licenses will be issued with an expiration date determined by the applicant’s date of birth:

• If you were born in an even numbered year, your license will expire on your birthday in an even numbered year.
• If you were born in an odd numbered year, your license will expire on your birthday in an odd numbered year.

All licensing fees are non-refundable. A full fee of $100 is charged when a license is issued for a licensing period of more than one year; a half fee of $50 is charged when a license is issued for a period of one year or less.

Payment Options

You may pay the licensing fees by credit card, electronic funds transfer (e-check) or paper check.  If electing to pay by paper check, your application will remain pending until the Department receives and processes the check.

There is a $20 fee for any e-check or paper check returned by the bank for insufficient funds.

Apply Online

To access the individual/tba adjuster application, visit NY LINX:

NY LINX

Check Status/Print License

The Department no longer mails paper licenses. Print the license as soon as it is issued.

Browsers and Blockers:

• Use a supported browser: The latest version plus one previous of Edge, FF, Chrome and Safari, are supported.
• Disable “Pop-up Blockers” in your browser before using portal applications.
• Application may be unavailable from 7:30am to 7:45am daily for scheduled maintenance.
• Applications may not be compatible with cell phones, tablets or other mobile devices.

Apply by paper application

You must email [email protected] to obtain a paper application and instructions.