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New York State Department of Financial Services

Weekly Banking Bulletin

January 19, 2018

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

December 13, 2017 (PF-LFS)
AFCO CREDIT CORPORATION
14 Wall Street, Suite 8A-19, New York, NY 10005

A notification was received in connection with the relocation of the main office from 14 Wall Street, Suite 8A-19, New York, NY 10005, to 1133 Avenue of the Americas, Suite 2735-39, New York, NY 10036, effective January 1, 2018.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

January 12, 2018 (TM-LFS)
INTERMEX WIRE TRANSFER II, LLC
9480 South Dixie Highway, Miami, Florida 33156

Notification received for the use of DBA International Money Express.
The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

January 12, 2018 (TM-LFS)
COMMONWEALTH FOREIGN EXCHANGE, INC.
56 Pine Street, Suite 600, Providence, RI 02903

Application for a change of control whereby Moneycorp, Inc. will acquire 100 percent of Commonwealth Foreign Exchange, Inc. was approved on December 20, 2017.

January 17, 2018 (TR-CRB)
PATHFINDER BANK
214 West First Street, Oswego, NY 13126

Application dated January 10, 2018, for permission to open and occupy a branch office at 258 West Genesee Street, Fifth Floor, Utica, Oneida County, New York 13502, received.

(The activities of this branch office will be limited to the solicitation, approval, and processing of commercial and consumer mortgage loans, commercial and consumer loans, term loans and lines of credit; disbursement of loan funds; and acceptance of loan payments.)

January 19, 2018 (TM-LFS)
CURRENCY EXCHANGE INTERNATIONAL, CORP.
6675 Westwood Boulevard, Suite 300, Orlando, FL 32821 

Application received for a license to engage in business as a transmitter of money at 6675 Westwood Boulevard, Suite 300, Orlando, FL 32821. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

January 19, 2018 (TR-Cap Mkts)
GEMINI TRUST COMPANY, LLC
30 West 24th Street, New York, N.Y. 10010

Application to change the principal office from 30 West 24th Street, Borough of Manhattan, City of New York 10010 to 315 Park Avenue-18th Floor, Borough of Manhattan, City of New York 10010, received.

The comment period will expire February 2, 2018.

Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law received for examination:

January 16, 2018 (MLS-MBD)
Applicant(s)
BSOF Master Fund LP
Bayview Capital GP IVa, LLC
Bayview Capital GP Iva, Ltd.
Bayview Capital GP MSR, LLC
Bayview Capital GP MSR, Ltd.
Bayview MSR Opportunity Corp.
Bayview MSR Opportunity Domestic, L.P.
Bayview MSR Opportunity Master Fund, L.P.
Bayview MSR Opportunity Offshore, L.P.
Bayview Opportunity Master Fund IVa, L.P.
Bayview Opportunity Offshore IVa, L.P.
Blackstone Strategic Opportunity Associates, L.L.C
Brett Stuart Evenson
David Ertel
Judith Elizabeth Tribble
Julio Aldecocea
Sean Bradley O'Neil
As: Lakeview Loan Servicing, LLC
4425 Ponce De Leon Blvd., MS 5-251, Coral Gables, FL  33146

Application to establish a Mortgage Banker's Branch received for examination:

January 12, 2018 (BK-MBD)
Full Service Branch
Guaranteed Rate, Inc.
82 Main Street, Main Floor, Suite A, Huntington, NY 11743

January 12, 2018 (BK-MBD)
Full Service Branch
Guaranteed Rate, Inc.
278 Mamaroneck Avenue, Suite A, White Plains, NY 10605

Application to establish a Mortgage Broker's Branch received for examination:

January 17, 2018 (BR-MBD)
Full Service Branch
R & J Capital Group, LLC
1400 Avenue Z, Suite 408, Brooklyn, NY 11235

Article 12-E Applications received.  Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

DATE OF APPLICATION

NMLS ID

NAME OF APPLICANT

CITY

STATE

August 15, 2017

1639586

Elizabeth Claire Curtin

Allen Park

Michigan

August 16, 2017

1639080

Dylan Giovanni Burns

Detroit

Michigan

August 16, 2017

1638758

Shelby Lynn Schwab

Clawson

Michigan

August 16, 2017

1639113

John Charles Christie

Beverly Hills

Michigan

August 16, 2017

1638687

Katherine Ann Johnson

Detroit

Michigan

August 16, 2017

1638675

Blake Michael Johnson

Howell

Michigan

August 16, 2017

1638632

Ayham Alsafadi

Ann Arbor

Michigan

August 16, 2017

1638627

Evan Patrick Haggerty

Harrison Township

Michigan

August 21, 2017

1639091

Daniel Alexander Lobo

Livonia

Michigan

August 22, 2017

1639705

DeQuan James Allen Hill

Detroit

Michigan

August 23, 2017

1639162

Landon Thomas Eaton

Grosse Pointe

Michigan

August 23, 2017

1639102

Kayla Nicole Lumpkin

Novi

Michigan

August 23, 2017

1639557

Robert Wallace Bowlson

Detroit

Michigan

August 25, 2017

1638946

Monique Renea Broussard

Southfield

Michigan

August 28, 2017

1639159

Alexandra De La Cruz

Novi

Michigan

October 2, 2017

483328

Jamie Marie White

East Northport

New York

October 13, 2017

1638577

Jeffery Hussine Hider

Dearborn

Michigan

October 13, 2017

1638595

Luis Enrique Iglesias

Detroit

Michigan

October 15, 2017

1654470

Esther Goldman

Spring Valley

New York

October 26, 2017

1650507

Danielle Margurite Hill

Royal Oak

Michigan

October 30, 2017

1662963

Sama Hadous

Dearborn Heights

Michigan

November 2, 2017

1662704

Allison Michelle Corp

Livonia

Michigan

November 6, 2017

1662966

Sarah Lynne Garcia

Detroit

Michigan

November 6, 2017

1662718

Mohamad-Hussein A. Al-Ammar

Dearborn

Michigan

November 6, 2017

1662756

Mozeca Sattar Almayali

Dearborn Heights

Michigan

November 6, 2017

1662892

Chase Dean Baysdell

Auburn Hills

Michigan

November 6, 2017

1663799

Mitchell Timothy Bowyer

Northville

Michigan

November 6, 2017

1662864

Ashley Lynn Carpenter

Highland

Michigan

November 6, 2017

1662682

Zachariah Jamal Fawaz

Plymouth

Michigan

November 6, 2017

1662624

Kevin Andre Gargano

Shelby Township

Michigan

November 6, 2017

1662691

Michael Brian Hash

Rochester

Michigan

November 6, 2017

1662867

Austin Fay Cassidy

Monroe

Michigan

November 6, 2017

1663442

Jhane' LaChelle Hemingway

Detroit

Michigan

November 6, 2017

1650311

Andrew Amid Isho

Sterling Heights

Michigan

November 7, 2017

1662646

Ali Hassan Alsaheb

Dearborn Heights

Michigan

November 7, 2017

1662764

Mustapha Hussein Ayoub

Dearborn

Michigan

November 7, 2017

1663433

Jeffrey Scott Davidson

Madison Heights

Michigan

November 7, 2017

1663791

Emily Anne Blanchette

Ferndale

Michigan

November 7, 2017

1663389

Hala Al Sayed

Dearborn

Michigan

November 7, 2017

1662525

Matthew Ronald Ball

Ferndale

Michigan

November 8, 2017

1663804

Ataur Rahman Chowdhury

Detroit

Michigan

November 8, 2017

1663794

Samantha Jo Blanke

Detroit

Michigan

November 8, 2017

1663383

Ghadir Bazzi

Garden City

Michigan

November 8, 2017

1662894

Rabeh Chararah

Dearborn

Michigan

November 8, 2017

1662885

Chad Gunnar Galloway

Sterling Heights

Michigan

November 8, 2017

1650596

Terrance Lamont Hughes

Detroit

Michigan

November 9, 2017

1650553

Ryan Andrew Denhof

Royal Oak

Michigan

November 9, 2017

1662638

Kristopher David Chambers

Detroit

Michigan

November 9, 2017

1650273

Jonathan Robert Chin

Woodhaven

Michigan

November 9, 2017

1650542

Ruth Janel Danielson

Royal Oak

Michigan

November 9, 2017

1662657

Ali ElSarout

Dearborn Heights

Michigan

November 9, 2017

1662915

Robert Steven Gilbert

Monroe

Michigan

November 9, 2017

1650554

Fred August Lorenz

Casco Township

Michigan

November 9, 2017

1097497

Kasem Ali Shami

Dearborn Heights

Michigan

November 9, 2017

1615040

Nick Peter Gegovic

Shelby Township

Michigan

November 10, 2017

1650277

Zachary Dylan Cummings

Detroit

Michigan

November 10, 2017

1662497

Xavier Payne Harvey

Westland

Michigan

November 10, 2017

1662792

Arthur Joseph Flores

Ypsilanti

Michigan

November 10, 2017

1589964

Wassim Jamal Bazzi

Dearborn

Michigan

November 10, 2017

964548

Gregory Wilson Tramski

Warren

Michigan

November 10, 2017

1664951

Channel NaTohn Cassell

Delanco

New Jersey

November 10, 2017

1387530

Rachel Dane Sowers

Oxford

Michigan

November 10, 2017

1228335

Alexander Michael Wojnar

Royal Oak

Michigan

November 10, 2017

1399285

Anthony Martin Rhodes

Detroit

Michigan

November 13, 2017

1650197

Mackenzie Paul Forsyth

Mt. Clemens

Michigan

November 13, 2017

1668145

Amr Youssef Abdelmonsef Dowair

Detroit

Michigan

November 14, 2017

1662928

Roland Fredrick Day

Detroit

Michigan

November 14, 2017

1590437

Rafil Omar Almufti

Dearborn Heights

Michigan

November 14, 2017

22780

James Edward Komoroski

Berkley

Michigan

November 14, 2017

1663415

James Carl Cipriano

Waterford

Michigan

November 14, 2017

1409507

Joseph Hobart Kruse

Milford

Michigan

November 15, 2017

1367350

Tomas Villarreal

Southgate

Michigan

November 15, 2017

978642

Michael James Lopiano

Irving

Texas

November 15, 2017

1590023

Paul Dukaj

Washington Township

Michigan

November 16, 2017

1662652

Ali David Bazzi

Dearborn

Michigan

November 29, 2017

1662889

Quinn Gray Hamilton

Warren

Michigan

November 29, 2017

1604035

Ramy Taha

Dearborn

Michigan

November 29, 2017

1375624

John Thomas Wilson

Gibraltar

Michigan

December 11, 2017

1549555

Peter Nicholas Drivas

Hicksville

New York

December 11, 2017

17865

Brendan Joseph McClarnon

Islip Terrace

New York

December 20, 2017

1638396

Angelica Miller

Central Valley

New York

December 22, 2017

552403

Mary Ellen Morway

East Norriton

Pennsylvania

December 26, 2017

1694247

Jacob Weisshaus

Monsey

New York

December 27, 2017

1702678

Johnny Cummings

Wheatley Heights

New York

January 3, 2018

198567

Karan Corey Ahlawat

Atlantic Highlands

New Jersey

SECTION II

January 1, 2018 (PF - LFS)
AFCO PREMIUM CREDIT LLC
1133 Avenue of the Americas, Suite 2735-39, New York, NY 10036

A license rider was issued to reflect the relocation of the main office from 14 Wall Street, Suite 8A-19, New York, NY 10005, to 1133 Avenue of the Americas, Suite 2735-39, New York, NY 10036. 

January 8, 2018 (BP-LFS)
GREENPATH, INC.
36500 Corporate Drive, Farmington Hills, MI 48331

A license rider was issued to reflect a branch relocation from 1920 Old Tustin Avenue, Santa Ana, CA 92705, to 1561 East Orangethorpe Avenue, Suite 100, Fullerton, CA 92831.

January 12, 2018 (TR-FWB)
THE BANK OF NEW YORK MELLON
225 Liberty Street, New York, NY 10286

Authorization granting permission to open and occupy a branch office at 201 King of Prussia Road, Radnor, Delaware County, Pennsylvania 19087, surrendered for cancellation.

Office discontinued as of December 7, 2017

January 16, 2018 (MI-CRB)
1ST FINANCIAL BANK USA
331 Dakota Dunes Boulevard, Dakota Dunes, SD 57049

Notification received, in accordance with Supervisory Policy G 8, of the closing of the representative office at 55 East 59th Street (6th Floor), Borough of Manhattan, City of New York 10022, on January 12, 2018.

January 16, 2018 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Application, pursuant to Section 162 of the Banking Law, to increase permanent capital from $540 million to $575 million, approved. 

January 16, 2018 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Verified Certificate to Continue Business as Private Bankers, filed for examination.

(These Private Bankers are already under the supervision of the Department.  New Certificate submitted by reason of the conversion of Kyosuke Hashimoto, T. Michael Long, Michael W. McConnell, John A. Nielsen and A. Heaton Robertson III from General Partners/Class 1 Limited Partners to Class 2 Limited Partners, and the withdrawal from the firm of Douglas L. Maine, a Class 2 Limited Partner.)

January 17, 2018 (MI-CRB)
BERKSHIRE BANK 
24 North Street, Pittsfield, MA 01201

Authorization granting permission to open and occupy branch offices located at the two following locations surrendered for cancellation:

  1. 6310 Elmer Hill Road, Rome, Oneida County, New York 13440 and
  2. 14 Larose Street, Glens Falls, Warren County, New York 12801

Offices discontinued as of January 20, 2017 and February 3, 2017, respectively.

License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

January 17, 2018 (BK-MBD)
Sutherland Mortgage Services, Inc.
5959 Corporate Drive, Suite 3000, Houston, TX 77036

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

January 11, 2018 (BK-MBD)
Full Service Branch
Norwich Commercial Group, Inc.  D/B/A Norcom Mortgage
4 Corporate Drive, Suite 396, Shelton, CT 06484

January 11, 2018 (BK-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
1690 South Congress Avenue, Suite 100, Delray Beach, FL 33445

January 16, 2018 (BK-MBD)
Full Service Branch
Movement Mortgage, LLC
395 E. Fairmount Ave., Suite 100, Lakewood, NY 14750

Certificate to engage in the business of a Mortgage Broker surrendered:
January 17, 2018 (BR-MBD)
Marcia Lee DBA Lee's Brokerage Co.
191 Canal Street, Suite 402, New York, NY 10013
Effective Date: January 9, 2018

License to engage in the business of a Mortgage Banker Branch surrendered:

January 16, 2018 (BK-MBD)
Parkside Lending, LLC
23382 Mill Creek Drive, Suite #214, Laguna Hills, CA 92653
Effective Date: December 4, 2017

January 17, 2018 (BK-MBD)
CrossCountry Mortgage, Inc.
4700 Ashwood Drive, Suite 320, Cincinnati, OH 45241
Effective Date: January 11, 2018

Mortgage Banker Branch License Address Changes:

January 11, 2018 (BK-MBD)
TBI Mortgage Company
From: 60 Merrit Boulevard, Suite 100, Fishkill, NY 12524
To: 42 Old Ridgebury Road, 2nd Floor, Danbury, CT 06810

January 12, 2018 (BK-MBD)
Freedom Mortgage Corporation
From: 11 Century Hill Avenue, Latham, NY 12110
To: 36 British American Boulevard, Suite 102A, Latham, NY 12110

Mortgage Loan Servicer Name Change received:

January 12, 2018 (MLS-MBD)
From: ClearSpring Loan Services, Inc.
To: Sortis Financial, Inc.

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

DATE APPLICATION WITHDRAWN

NMLS ID

NAME

CITY

STATE

January 17, 2018

1210320

Khoa Anh Tran

Westminster

California

January 17, 2018

1510608

Marcin Stopinski

Ferndale

Michigan

January 17, 2018

1628888

Avrohom Chen

Coral Springs

Florida

January 17, 2018

1638693

Mitchell David Atkins

Detroit

Michigan

January 17, 2018

1642048

Robert Michael Fenyk

Titusville

New Jersey

January 17, 2018

976267

Michelle R Bage

Valley Stream

New York

January 17, 2018

1215401

Jennifer Leigh Ronan

The Woodlands

Texas

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

DATE OF APPROVAL

NMLS ID

NAME OF APPLICANT

CITY

STATE

SPONSORING ENTITY

January 12, 2018

1135039

Nancy Jane Herrmann

Clifton Park

New York

Right Trac Financial Group, Inc.

January 12, 2018

373167

Robert Alfred Nachbaur

Montville

New Jersey

State Farm Bank, FSB

 

 

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