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New York State Department of Financial Services

Weekly Banking Bulletin

October 13, 2017

SECTION I

This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CEU Consumer Examination Unit
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

October 6, 2017 (MI-CRB)
KEARNY Bank
614 Kearny Avenue, Kearny, NJ 07032

Application dated October 4, 2017 for permission to open and occupy branch office at 875 Manhattan Avenue, Borough of Brooklyn, City of New York 11222, received.

October 10, 2017 (BK-CRB)
EMPIRE STATE BANK
68 North Plank Road, Newburgh, NY 12550

Application dated October 5, 2017 for permission to open and occupy branch office at 1698 Victory Boulevard, Borough of Staten Island, City of New York 10314, received.

October 11, 2017 (TR-Cap Mkts)
GENESEE VALLEY TRUST COMPANY
1221 Pittsford-Victor Road, Pittsford, New York 14534

Application to change the principal office from 1221 Pittsford-Victor Road, Pittsford, New York 14534 to 1150 Pittsford-Victor Road, Pittsford, New York 14534, received.

The comment period will expire October 27, 2017.

October 13, 2017 (CU-LFS)
NOTICE UNDER SECTION 12-a OF THE NEW YORK BANKING LAW RELATING TO STUDENT BRANCHES OF NEW YORK STATE CHARTERED CREDIT UNIONS

Notice of intent to issue an order pursuant to Section 12-a of the New York Banking Law (the “Banking Law”) to allow New York State chartered credit unions (“NY Credit Unions”) that intend to open a student branch to exercise the federally permitted power of (i) retaining student membership after students are no  longer enrolled at the school in which the student branch is located; and (ii) allowing faculty and staff of the school in which the student branch is located to become members of the credit union, provided that, any NY Credit Union intending to open a student branch subject to the order described herein must file a written notice with the Department at least 30 days prior to such opening. Such notice shall include information regarding the location of the student branch, a description of services to be offered, and a description of the types of members to be served.  The Department requires that all services offered and all activities conducted at a student branch shall at all times be in compliance with all applicable laws and regulations and subject to examination by the Department.

The comment period on this notice will expire November 13, 2017.

Application to establish a Mortgage Banker's Branch received for examination:

October 5, 2017 (BK-MBD)
Full Service Branch
Movement Mortgage, LLC
1840 South Winton Road, Suite B, Brighton, NY 14618

October 6, 2017 (BK-MBD)
Full Service Branch
Finance of America Mortgage LLC
51 Sugar Hollow Road, Suite 201, Danbury, CO 06810

October 6, 2017 (BK-MBD)
Full Service Branch
Finance of America Mortgage LLC
1200 Liberty Ridge Dr. Suite 220, Wayne, PA 19087

October 6, 2017 (BK-MBD)
Full Service Branch
Finance of America Mortgage LLC
256 Main Street, Dickson City, PA 18519

October 6, 2017 (BK-MBD)
Full Service Branch
Hunt Mortgage Corporation
1750 Route 9, Suite 1, Clifton Park, NY 12065

October 10, 2017 (BK-MBD)
Full Service Branch
Caliber Home Loans, Inc.
8 Southwoods Boulevard, Suite 215, Albany, NY 12211

October 11, 2017 (BK-MBD)
Full Service Branch
Allied Mortgage Group, Inc.
2150 Central Park Avenue, Suite 210, Yonkers, NY 10710

October 11, 2017 (BK-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
6276 Amboy Road, 2A, Staten Island, NY 10309

October 11, 2017 (BK-MBD)
Full Service Branch
Caliber Home Loans, Inc.
47 Discovery, Ste.100, Irvine, CA 92618

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

June 28, 2017

306688

Harold W. Gannon

Collegeville

Pennsylvania

July 23, 2017

1626958

Alicia Ann Wilson

Belleville

Michigan

July 28, 2017

1538011

Anthony Paul Russo

Macomb Township

Michigan

August 2, 2017

1406851

Mark Paul Hluska

Clay

New York

August 9, 2017

1643310

Zalman Zwiebel

Monroe

New York

August 11, 2017

148901

Bryan Connatser

Frisco

Texas

August 11, 2017

1376432

Sukhpreet Singh Multani

Detroit

Michigan

August 11, 2017

1627412

Christopher Ray Rodela

Ann Arbor

Michigan

August 14, 2017

208792

Brooks Adam Kelly

Dallas

Texas

August 14, 2017

7982

Amarilis DeLeon

New York

New York

August 16, 2017

587332

Greg Parker

Galloway

New Jersey

August 16, 2017

1578739

Joseph Yelda

Livonia

Michigan

August 16, 2017

1132842

Frank Marabeti

Whitestone

New York

August 21, 2017

1301492

Christopher Blake

Plainview

New York

August 22, 2017

472488

Lynn M. DiTomasso

Bayside

New York

August 23, 2017

1211960

Matthew Jacob Harrison

Harrison Twp

Michigan

August 23, 2017

1615053

Mouhamd Yehia Joune

Dearborn

Michigan

August 25, 2017

848324

Vicente J Orellano

Hauppauge

New York

August 28, 2017

1652905

Jaclyn Koller

Island Park

New York

August 28, 2017

214948

Nazmoon Karim

Bellmore

New York

August 29, 2017

156415

Edward Demonte

Islip

New York

August 31, 2017

490712

Linda Meyer

Huntington

New York

September 5, 2017

414089

Craig Joseph Polandick

Rochester

New York

September 6, 2017

621560

Ryan Sealy

Farmers Branch

Texas

September 6, 2017

67388

David Eric Ostrowsky

South Orange

New Jersey

September 6, 2017

1158522

Cara E Huffman

Pembroke Pines

Florida

September 8, 2017

1435906

Codi Marie Trabue

Columbia

Missouri

September 8, 2017

18914

Thomas John Marchioli

Long Beach

New York

September 12, 2017

1173871

Anthony Peluso

Seaford

New York

September 12, 2017

138009

Nancy Sharon Crocetto

Cedar Knolls

New Jersey

September 14, 2017

1225648

Patrick James Grimes

Lantana

Texas

September 14, 2017

1349375

Kelly E Jones

Springfield Gardens

New York

September 14, 2017

1588372

Cassandra Renee Wheeler

Columbia

Missouri

September 15, 2017

460061

Mitchell Kenneth Roberts

Aliso Viejo

California

September 18, 2017

1537410

William Francis Maier

Toms River

New Jersey

September 19, 2017

1653864

Stephen v Reitano

New York

New York

September 19, 2017

787266

James Joseph Zucca

Irvine

California

September 21, 2017

1656153

Nicholas Alexander Fury

Mt. Holly

New Jersey

September 22, 2017

1648541

Rocky Tyler Young

Knoxville

Tennessee

September 22, 2017

518718

Julie P Brown

Saint Johns

Florida

September 25, 2017

1663430

James Daniel Argue

Rochester

Michigan

September 28, 2017

1664131

Mark Andrew Arnold

Garland

Texas

October 2, 2017

180290

Dennis Frank Ceizyk

New York

New York

SECTION II

August 28, 2017 (SF-LFS)
JUST IN TIME, INC
11 South Nanticoke Avenue, Endicott, NY 13760    

License to engage in business as a sales finance company was surrendered.

October 5, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization issued to establish, maintain and operate a public accommodation office at 367 West Lancaster Avenue, Wayne, Delaware County, Pennsylvania 19087 as an adjunct to the branch office to be located at 367 West Lancaster Avenue, Wayne, Delaware County, Pennsylvania 19087, on or after October 6, 2017.

October 6, 2017 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Authorization certificate issued June 20, 2017, granting permission to open and occupy a branch office at 350 SE 2nd Street, Unit CU-2B, Fort Lauderdale, Broward County, FL 33301, surrendered for cancellation.

This office was never operational.

October 10, 2017 (TR-CM)
EQUINITI TRUST COMPANY
90 Park Avenue, 25th floor, New York, NY 10016
Organization Certificate filed for examination.

INCORPORATORS:
Guy Richard Wakeley, Warwick, England
John Robert Stier, Berkhamsted, England
Todd John May, Edina, Minnesota
Kathryn Jane Sevcik, Cottage Grove, Minnesota
Dannette LaRae Smith, Edina, Minnesota
Bruce Edward Helsel, Ponte Vedra Beach, Florida
Michael Joseph O’Donnell, Randolph, New Jersey

October 10, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Applicant notified in writing that no objection will be interposed to the establishment of electronic facilities (automated teller machines) at the following two locations:

  1. NOCO Express #210, 3821 Lockport Road, Town of Wheatfield, Niagara County, New York 14132; and
  2. NOCO Express #209, 2024 Grand Island Boulevard, Town of Grand Island, Erie County, New York 14072

October 11, 2017 (MI-CRB)
EAST WEST BANK
135 N. Los Robles Avenue, 7th Floor, Pasadena, California 91101

Approval given to change the location of branch office from 41-80 Main Street, Flushing, Borough of Queens, City of New York 11355 to 135-11 Roosevelt Avenue, Flushing, Borough of Queens, City of New York 11354, on or after October 12, 2017.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law:

October 10, 2017 (BR-MBD)
Gold Coast Funding Inc
333 Jericho Turnpike Suite 1-1, Jericho, NY 11753

October 10, 2017 (BR-MBD)
Star Home Inc.
104-12 111th Street, 2nd Fl - LS, South Richmond Hill, NY 11419

License to engage in the business of a Mortgage Banker Branch surrendered:

October 5, 2017 (BK-MBD)
Premium Mortgage Corp.  D/B/A Icon Funding Group
71 Main Street, Suite #2, Hamburg, NY 14075
Effective Date: September 27, 2017

October 10, 2017 (BR-MBD)
Glenda F. Rudolph D/B/A Stonewood Financial Services
Yellow Rose Mortgages
4637 East Henrietta Road, Henrietta, NY 14467
Effective Date: September 30, 2017

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

October 4, 2017

347872

Sarabjeet Singh

Hicksville

New York

October 4, 2017

1627679

Cody Arthur Wilichowski

Scottsdale

Arizona

October 4, 2017

1579601

Joshua Mark Allar

Saint Clair Shores

Michigan

October 4, 2017

1579598

Belal Khalil Abdallah

Dearborn Heights

Michigan

October 4, 2017

1568845

Christopher Robert Sierra

North Caldwell

New Jersey

October 4, 2017

1566951

Evan Andrew Scott

Farmington Hills

Michigan

October 4, 2017

1537062

Sargon Michael Benjamin

Scottsdale

Arizona

October 4, 2017

1464923

Kevin Aaron Miller

Columbia

Missouri

October 4, 2017

305144

Anne Marie Latino

The Woodlands

Texas

October 10, 2017

1039341

Wayne Alexander Pieczura

San Diego

California

October 10, 2017

1156521

Tzvi Hirsch Pal

New York

New York

October 10, 2017

1489196

Kevin Alan Rogers

Crystal Lake

Illinois

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name

City

State

Sponsoring Entity

October 3, 2017

626906

Marlene A Forde

Lakeland

Florida

My Gem Corp

October 6, 2017

1572740

Bryan Lee Smith

Jacksonville

Florida

Carrington Mortgage Services, LLC

October 6, 2017

1058676

Stuart Allen Greenstein

Nottingham

Maryland

Carrington Mortgage Services, LLC

October 6, 2017

1380368

Richard James McCourt

Ponte Vedra Beach

Florida

Carrington Mortgage Services, LLC

October 6, 2017

1080225

Leslie Jean Knox

Towson

Maryland

Carrington Mortgage Services, LLC

October 6, 2017

1634056

David Christopher Schmid

Lumberton

New Jersey

Freedom Mortgage Corporation

October 6, 2017

1634039

Anthony Tomas Carbonaro

Williamstown

New Jersey

Freedom Mortgage Corporation

October 6, 2017

1611848

Aaron Edward Munro

phoenix

Arizona

loanDepot.com, LLC

October 6, 2017

805707

Michael Evans Simmons

Plano

Texas

loanDepot.com, LLC

October 6, 2017

246536

Michael Alan Halterman

Glendora

California

loanDepot.com, LLC

October 6, 2017

1516760

Randall Paul Mathis

Trabuco Canyon

California

Nationstar Mortgage LLC

October 6, 2017

915056

Zachary Thomas Brock

McKinney

Texas

Nationstar Mortgage LLC

October 6, 2017

1628527

Israel Aguila

Costa Mesa

California

loanDepot.com, LLC

October 6, 2017

1638485

Jonathan Blake Binko

Denton

Texas

Nationstar Mortgage LLC

October 6, 2017

1523141

Victor Manuel Castaneda

Scottsdale

Arizona

Quicken Loans Inc.

October 6, 2017

1590094

Chester William Kalinowski

shelby twp

Michigan

Quicken Loans Inc.

October 6, 2017

1261517

Mousa Abdel-Rauof Abudalou

Dearborn Heights

Michigan

Quicken Loans Inc.

October 6, 2017

1603576

Owen Donald Carvill

Detroit

Michigan

Quicken Loans Inc.

October 6, 2017

1566765

Shermin Philip Manalel

Livonia

Michigan

Quicken Loans Inc.

October 6, 2017

1596001

Francisco Adrian Rivera Quintana

Phoenix

Arizona

Quicken Loans Inc.

October 6, 2017

1538086

Trevor John Tweedly

Dearborn

Michigan

Quicken Loans Inc.

October 6, 2017

1497276

Lauren Rae Beers

Dearborn Heights

Michigan

Quicken Loans Inc.

October 6, 2017

1589861

Jorge Andres Bours

Phoenix

Arizona

Quicken Loans Inc.

October 6, 2017

1523483

Mirna Ali Boussi

Dearborn

Michigan

Quicken Loans Inc.

October 6, 2017

1472573

Mohemmed Ghassan Charara

Dearborn

Michigan

Quicken Loans Inc.

October 6, 2017

1497035

Erik Emanuel Christmon

Detroit

Michigan

Quicken Loans Inc.

October 6, 2017

1603650

Matthew John Hakim

west bloomfield

Michigan

Quicken Loans Inc.

October 6, 2017

1638571

Darrell Andre Hewitt-Alvarez

Detroit

Michigan

Quicken Loans Inc.

October 6, 2017

1566666

Daniel Lee Holcomb

Southfield

Michigan

Quicken Loans Inc.

October 6, 2017

1615155

Ahmed Khodr Makled

Dearborn Heights

Michigan

Quicken Loans Inc.

October 6, 2017

1533490

Douglas James Muller

Royal Oak

Michigan

Quicken Loans Inc.

October 6, 2017

1461267

Megan Hazel Mulligan

Detroit

Michigan

Quicken Loans Inc.

October 6, 2017

1590443

Kevin Joseph Parker

New Hudson

Michigan

Quicken Loans Inc.

October 6, 2017

1552469

Taylor James Pickering

East China

Michigan

Quicken Loans Inc.

October 6, 2017

1387391

Ryan Joseph Post

Tempe

Arizona

Quicken Loans Inc.

October 6, 2017

1537817

Alan Charles Prince

Waterford

Michigan

Quicken Loans Inc.

October 6, 2017

1604000

Michael Habib Shammas

Ann Arbor

Michigan

Quicken Loans Inc.

October 6, 2017

1510603

Abedallah Riadh Shlebah

Dearborn

Michigan

Quicken Loans Inc.

October 6, 2017

1418795

Sage Alexander Smalley

Detroit

Michigan

Quicken Loans Inc.

October 6, 2017

1504051

Juan Manuel Ruben Martinez

Fullerton

California

American Advisors Group, Inc.

October 6, 2017

1450072

Jennifer Denise Payne

Indianapolis

Indiana

Royal United Mortgage, LLC

October 6, 2017

1545639

Carlos Alonso Torres

Anaheim

California

American Advisors Group, Inc.

October 6, 2017

1294758

Katie Christine Sebastian

Indianapolis

Indiana

Royal United Mortgage, LLC

October 6, 2017

1289015

Kathy Leah Monnig

Glasgow

Missouri

Mortgage Research Center, LLC

October 6, 2017

1469035

Lance Lee Hopper

Columbia

Missouri

Mortgage Research Center, LLC

October 6, 2017

1348191

Jessica Lynne Atkins

Camden

New Jersey

Freedom Mortgage Corporation

October 6, 2017

1611478

Alicia Marie Miranda

Somerdale

New Jersey

PHH Mortgage Corporation

October 6, 2017

1611797

Myra Hilerio

Hainesport

New Jersey

PHH Mortgage Corporation

October 6, 2017

1612758

Alexander Francis DiTullio

Haddon Heights

New Jersey

PHH Mortgage Corporation

October 6, 2017

1642424

Vincent Warren Recardo Nelson

Lindenwold

New Jersey

PHH Mortgage Corporation

October 6, 2017

63602

Moshe Lebrecht

Monroe

New York

Fort Funding Corp.

October 6, 2017

1588141

James Louis Zacharakos

Staten Island

New York

Fort Funding Corp.

October 6, 2017

1553216

Abel Cameron Soster

Lagrange

Ohio

Quicken Loans Inc.

October 6, 2017

1615184

Ingmar Holman Sterling

Ann Arbor

Michigan

Quicken Loans Inc.

October 6, 2017

1590312

Brianna Vorarath Vo

Center Line

Michigan

Quicken Loans Inc.

October 6, 2017

1510633

Anthoine Harrison Wyatt

Detroit

Michigan

Quicken Loans Inc.

October 10, 2017

1023308

Steve D Wright

Fair Oaks

California

Liberty Home Equity Solutions, Inc.

October 10, 2017

1618933

Eric Braun

South Hempstead

New York

Franklin First Financial, Ltd.

October 10, 2017

1652474

Alvin Burgos

Goshen

New York

Family First Funding LLC

October 10, 2017

533538

Kimberly A Beels

Harrison Township

Michigan

Urban Fulfillment Services, LLC

October 10, 2017

25362

Eric M Wallberg

Boca Raton

Florida

Luxury Mortgage Corp.

October 10, 2017

356066

Catherine Ellen Kane

Longwood

Florida

Digital Risk Mortgage Services, LLC

October 10, 2017

1643320

William Joseph Howe

Bluepoint

New York

Interstate Home Loan Center, Inc.

October 10, 2017

624087

Sofia T Haas

Mt. Sinai

New York

Allied Mortgage Group, Inc.

October 10, 2017

1224371

Anton Alexander Sumskoy

Bayville

New York

Contour Mortgage Corporation

October 10, 2017

98451

Ryan Michael Phillips

Saratoga Springs

New York

The Funding Store LLC

 

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