Skip to Content

New York State Department of Financial Services

Weekly Banking Bulletin

September 1, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

August 24, 2017 (BK-CRB)
GREATER HUDSON BANK
715 Route 304, Bardonia, NY 10954
Application dated August 23, 2017, for permission to open and occupy a branch office at 170 East Erie Street, Blauvelt, Town of Orangetown, Rockland County, New York 10913, received.

August 24, 2017 (PF-LFS)
IP PAYMENT PLAN INC.
204 Medford Avenue, Patchogue NY 11772

Application received for a license to engage in business as a premium finance agency. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

August 28, 2017 (FB-FWB)
DZ BANK AG DEUTSCHE ZENTRAL-GENOSSENSCHAFTSBANK
Platz der Republik, 60265 Frankfort am Main, Germany

Application dated August 24, 2017, for permission to change the location of branch from 609 Fifth Avenue, Borough of Manhattan, City of New York 10017 to 100 Park Avenue, Borough of Manhattan, City of New York 10017, received.

August 28, 2017 (MT-LFS)
GROUPEX FINANCIAL CORPORATION U/A/N REYME$A U/A/N SIGUE MONEY TRANSFER
13190 Telfair Avenue, Sylmar, CA 91342

Notification received for change of name from GroupEx Financial Corporation U/A/N Reyme$a U/A/N Sigue Money Transfer to GroupEx Financial Corporation U/A/N Reyme$a U/A/N Sigue Money Transfer U/A/N FIX FE.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

August 30, 2017 (BK-CRB)
THE WESTCHESTER BANK
12 Water Street, White Plains, NY 10601

Application dated August 22, 2017, for permission to change the location of branch office from 2001 Central Park Avenue, Yonkers, Westchester County, New York 10710 to 1900 Central Park Avenue, Yonkers, Westchester County, New York 10710, received.

Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

August 28, 2017 (MB-MBD)
Applicant(s)
2012 AFK Gift Trust
2012 BKB Gift Trust
AFK Holdings, LLC
Anthony Ferdinand Kramer
BKB Holdings, LLC
Barbara Kramer Bailey
DKH INC
Douglas Kramer Revocable Trust dated Sept.,17, 1981 as amended
Forrest Douglas Bailey
JOHN F PIAZZA
James Hayes
Jeffrey Richman
Paul Jerome Lueken
Stephen John Pollak
Draper and Kramer Mortgage Corp.
1431 Opus Place, Downers Grove, IL 60515-1164

Application to establish a Mortgage Banker's Branch received for examination:

August 25, 2017 (MB-MBD)
Full Service Branch
loanDepot.com, LLC   D/B/A LDWholesale
loanDepot
2600 Michelson Drive, Suite 1500, Irvine, CA 92612

August 25, 2017 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
180 Mt. Airy Road, Suite 104, Basking Ridge, NJ 07920

August 28, 2017 (MB-MBD)
Full Service Branch
E Mortgage Management LLC
70 South Orange Ave., Suite 102, Livingston, NJ 07039

August 28, 2017 (MB-MBD)
Full Service Branch
RMS Mortgage In Lieu of Residential Mortgage Services, Inc.
1239 Golden Mile Road, Suite 102, Wysox Township, PA 18854

August 28, 2017 (MB-MBD)
Full Service Branch
Parkside Lending, LLC
333 N. Dobson Rd., Suite 6, Chandler, AZ 85224

August 28, 2017 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited D/B/A Senior Security Advisors
Senior Security Home Advantage
303 South Broadway, Suite #211, Tarrytown, NY 10591

August 29, 2017 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
999 Douglas Avenue, Suite 1101, Altamonte Springs, FL 32714

August 29, 2017 (MB-MBD)
Full Service Branch
RMS Mortgage In Lieu of Residential Mortgage Services, Inc.
16 E. Main Street, 7th Floor, Suite 700, Rochester, NY 14614

August 29, 2017 (MB-MBD)
Full Service Branch
Parkside Lending, LLC
1400 Opus Place, Suite 905, Downers Grove, IL 60515

August 30, 2017 (MB-MBD)
Full Service Branch
Mortgage World Bankers, Inc.
375 Sylvan Avenue, Suite #4, Englewood Cliffs, NJ 07632

August 30, 2017 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
161 Oakwood Avenue, Suite C, Elmira Heights, NY 14903

August 30, 2017 (MB-MBD)
Full Service Branch
Premia Mortgage, LLC   D/B/A Premia Relocation Mortgage
6465 Wayzata Boulevard, 2nd Floor, Suite 200, Saint Louis Park, MN 55426

August 30, 2017 (MB-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
800 E. 101st Terrace, Suite 350, Office #366, Kansas City, MO 64131

Application to establish a Mortgage Broker's Branch received for examination:

August 30, 2017 (BR-MBD)
Full Service Branch
Neighborhood Assistance Corporation of America
1171 North Clinton Avenue, Rochester, NY 14621

Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest:

August 28, 2017 (MB-MBD)
Applicant(s)
Ali Reza Vafai
Darius Mirshahzadeh
Mehran Eric Mirshahzadeh
Stavros Papastavrou
Stavros Papastavrou Beneficiary Controlled Trust Agreement
To acquire interest in:
The Money Source Inc.
135 Maxess Road, Melville, NY 11747

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

February 15, 2017

1392617

Joel David Newman

West Orange

New Jersey

March 15, 2017

1475969

John DePasquale

St. James

New York

April 26, 2017

1610934

Keton Kakkar

Port Washington

New York

May 10, 2017

1617712

Ryan Joseph Michaels

Charlotte

North Carolina

June 6, 2017

862276

Michael Brian Montes

McKinney

Texas

June 21, 2017

226952

Christopher Walsh

Bridgewater

New Jersey

June 21, 2017

1562554

Ryan Theodore Hammer

Daniel Island

South Carolina

June 21, 2017

1619731

Joseph Steven Ferraro

West New York

New Jersey

June 23, 2017

148296

Elizabeth C Wall

Dix Hills

New York

June 27, 2017

1248854

Shashank Cukkemane Muralidhara

West Melbourne

Florida

June 27, 2017

1615129

Dennis Joseph Pagalilauan

New Hyde Park

New York

June 27, 2017

512503

Steven Glicker

North Bellmore

New York

June 27, 2017

1618933

Eric Braun

South Hempstead

New York

July 18, 2017

1627138

Vladimir Vushaj

Shelby Twp

Michigan

July 19, 2017

87413

Husam Farah Hattar

Yonkers

New York

July 21, 2017

1626264

Timothy Allen Johnson

Fairfield

Connecticut

July 21, 2017

739357

James J Hanke

Ypsilanti

Michigan

July 21, 2017

533538

Kimberly A Beels

Harrison Township

Michigan

July 26, 2017

868029

Kevin B. Smith

Baldwin

New York

July 26, 2017

1619325

Juan Fernando Caicedo

Key Biscayne

Florida

July 26, 2017

1286553

Shailyn Janelly Rincon

Passiac

New Jersey

July 26, 2017

1637195

Elaine Kristine Alecusan

Chicago

Illinois

July 31, 2017

1151663

Dean Anthony Franzese

Farmingdale

New York

August 1, 2017

480764

Jeanna M Petrillo

Somers

New York

August 2, 2017

938244

Rodney Vasco Kemp

Grand Prairie

Texas

August 2, 2017

960089

John Trevor Harrington

Franklin

Tennessee

August 2, 2017

1647600

Alicia Dianne Gunderman

Totowa

New Jersey

August 3, 2017

1642049

Jeffrey Raymond Knox

Haddonfield

New Jersey

August 4, 2017

1645289

Jay Gottlieb

Rye

New York

August 7, 2017

1642990

Daniel Camron Radel

Garden City

New York

August 7, 2017

1536794

Michael M Kelly

Beach Haven

New Jersey

August 7, 2017

1642991

Anthony Charles Cardillo

Plainview

New York

August 9, 2017

1550028

Chanie Waldman

Brooklyn

New York

August 10, 2017

1466855

Michael C Colella

Sewell

New Jersey

August 11, 2017

1512470

Daniel Elegante

Freeport

New York

August 14, 2017

488861

Nak Hoon Jung

River Vale

New Jersey

August 14, 2017

1471438

Ashley Ann Rimmer-Ratzel

Plano

Texas

August 14, 2017

971951

Brittany Tanee' Gilliam

Dallas

Texas

August 14, 2017

1638481

Kaylee Shae Morgan

Carrollton

Texas

August 14, 2017

1287291

Kristie Louise Burke

North Richland Hills

Texas

August 15, 2017

1638486

Justin Michael Nazzal

Plano

Texas

August 15, 2017

589615

Lisa Durfee

Rochester

New York

August 15, 2017

1625240

Bryan Adam Lazerus

Oakdale

New York

August 15, 2017

1652164

Yun Li

Bayside

New York

August 15, 2017

1204186

Alycia Dawn Whitley

Irving

Texas

August 16, 2017

1638164

Elias Israel Munoz

Orlando

Florida

August 16, 2017

1605861

Noah Jeremy Rollins

Grapevine

Texas

August 16, 2017

805707

Michael Evans Simmons

Plano

Texas

August 16, 2017

1652641

Kambiz Anet

Plano

Texas

August 16, 2017

322588

Michael Martone

Brick

New Jersey

August 16, 2017

1642286

Kayla Marie Ayan Hill

Collingswood

New Jersey

August 16, 2017

213325

Erica F Paradise

Tampa

Florida

August 17, 2017

1654611

David Stuart Ziskind

Valley Stream

New York

August 17, 2017

1491493

Ricardo Heladio Rosales

Fullerton

California

August 17, 2017

1651562

Saboor Mohammad

Dallas

Texas

August 17, 2017

187596

Rita Jean McTigue

Fairport

New York

August 17, 2017

1621608

Jeanne Ann Leahy

Riverhead

New York

August 17, 2017

1446868

Ouafa Yerrou

Richardson

Texas

August 17, 2017

1653035

Joshua Michael Robles

Allen

Texas

August 17, 2017

13672

Scott Richard McNamee

Brigantine

New Jersey

SECTION II

July 20, 2017 (TM-LFS)
COINX, INC.
125 North Park Street, Fairmont, GA 30139

Application for a license as an Article 13-B Transmitter of Money filed by CoinX, Inc. was approved effective July 20, 2017.

August 3, 2017 (TM-LFS)
ACI WORLDWIDE CORP.
6060 Coventry Drive, Elkhorn, NE 68022

Application for a change of control of Official Payments Corporation, located at 177 Technology Parkway, Auburn, AL 36830, whereby ACI Worldwide Corp. will acquire 100 percent of Official Payments Corporation, was approved on August 3, 2017.

August 17, 2017 (TM-LFS)
METRO REMITTANCE (USA), INC.
69-11C Roosevelt Avenue, Woodside, NY 11377

Application of a name change from Metro Remittance Center, Inc. to Metro Remittance (USA), Inc. was approved effective August 17, 2017. 

In connection with the above license issuance, the original money transmitter license in the name of Metro Remittance Center, Inc. was surrendered.

August 17, 2017 (TM - LFS)
METRO REMITTANCE (USA), INC. 
69-11C Roosevelt Avenue, Woodside, NY 11377

Application filed by Metro Remittance (USA), Inc. Inc. to acquire 100% of Metro Remittance Center, Inc. a licensed New York transmitter of money company, was approved effective August 17, 2017.

August 24, 2017 (TR-FWB)
THE BANK OF NEW YORK MELLON
225 Liberty Street, New York, New York 10286

Approval given to change the location of branch office from 320 Bay Street, Toronto, Ontario, Canada to 1 York Street, 6th Floor, Toronto, Ontario, Canada M5J 0B6, on or after August 25, 2017.

August 25, 2017 (TR-FWB)
MIZUHO BANK (USA)
1251 Avenue of the Americas, New York, NY 10020
MIZUHO TRUST & BANKING CO. (USA) (TR-FWB) 
135 West 50th Street, 16th Floor, New York, NY 10020

Application, pursuant to Section 601-b of the Banking Law, for Mizuho Trust & Banking Co. (USA) to merge with and into Mizuho Bank (USA), under the name Mizuho Bank (USA), approved. 

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

August 30, 2017 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
455 First Street, 2nd Floor, Brooklyn, NY 11215

August 30, 2017 (MB-MBD)
Full Service Branch
FM Home Loans, LLC D/B/A MR Capital Group
12711 Ventura Boulevard, Suite 460, Studio City, CA 91604

License to engage in the business of a Mortgage Banker surrendered:

August 28, 2017 (MB-MBD)
Green Tree Credit LLC
1400 Landmark Towers, 345 Saint Peter Street, St. Paul, MN  55102
Effective Date:  July 17, 2017

August 29, 2017 (MB-MBD)
Primary Capital Mortgage, LLC D/B/A PCMDirect
1000 Parkwood Circle, Suite 600, Atlanta, GA 30339
Effective Date: August 18, 2017

Certificate to engage in the business of a Mortgage Broker surrendered:

August 28, 2017 (BR-MBD)
Ronald A. Bartlett & Associates, Ltd.
31-07 Farrington St., 2nd Floor, P.O. Box 541476, Flushing, NY 11354
Effective Date: July 19, 2017

August 28, 2017
August 28, 2017 (BR-MBD)
Globex Mortgage In Lieu of Globex Lending Corp.
1001 North Federal Highway, Suite 102, Hallandale, FL 33009
Effective Date: August 1, 2017

Certificate to engage in the business of a Mortgage Broker surrendered:

August 28, 2017 (MS-MBD)
Residential Credit Solutions, Inc.
4500 Mercantile Plaza Drive, Suite 311, Fort Worth, TX 76137
Effective Date: August 9, 2017

License to engage in the business of a Mortgage Banker Branch surrendered:

August 28, 2017 (MB-MBD)
Full Service Branch
Green Tree Credit LLC
7360 South Kyrene Road, Tempe, AZ 85283
Effective Date: July 17, 2017

August 28, 2017 (MB-MBD)
Full Service Branch
Green Tree Credit LLC
1400 Turbine Drive, Rapid City, SD 57703
Effective Date: July 17, 2017

August 28, 2017 (MB-MBD)
Nationstar Mortgage LLC D/B/A Champion Mortgage Company
Mr. Cooper
611 Jamison Road, Suite 1275, Elma, NY 14059
Effective Date: August 24, 2017

August 24, 2017 (MB-MBD)
Royal United Mortgage, LLC
2807 North 10th Street, Office #20, St. Augustine, FL 32084
Effective Date: June 23, 2017

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

August 29, 2017 (BR-MBD)
Susan Mittman Real Estate Inc.
1808 Jerome Avenue, Brooklyn, NY 11235
Effective Date: August 7, 2017

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

August 28, 2017

1272542

Janin Michel Jane

Phoenix

Arizona

August 28, 2017

1629215

Michael Dennis Jones

Columbia

Missouri

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

August 25, 2017

142013

Shane Ariel Barker

Lehi

Utah

Fairway Independent Mortgage Corporation

August 25, 2017

1480678

Melissa Sara Briceland

Rochester

New York

Homestead Funding Corp.

August 25, 2017

1588494

Crystal Lynn Johnson

Columbia

Missouri

Mortgage Research Center, LLC

August 25, 2017

1594489

Andrew Edward Keller

Bethlehem

Pennsylvania

Finance of America Mortgage LLC

August 25, 2017

1613118

Sarah Elizabeth Steele

Longview

Texas

Nationstar Mortgage LLC

August 25, 2017

1614814

Howard Jay Adler

Port Washington

New York

Wall Street Mortgage Bankers, Ltd.

August 25, 2017

204561

Pablo Rivas

Englewood

Colorado

Pulte Mortgage LLC

August 25, 2017

427414

William Maurice Bogle Jr

Indianapolis

Indiana

Carrington Mortgage Services, LLC

August 25, 2017

532461

Heriberto Anibal Gonzalez

Farmers Branch

Texas

Nationstar Mortgage LLC

August 25, 2017

892728

Blair Wilson Jesse

Baltimore

Maryland

Carrington Mortgage Services, LLC

August 25, 2017

1221298

Jay Gene Suetos

San Diego

California

American Internet Mortgage, Inc.

August 25, 2017

1267338

Kayla Christman

Mechanicville

New York

Homebridge Financial Services, Inc.

August 25, 2017

130811

Patrick J Miller

Westhampton

New York

Movement Mortgage, LLC

August 25, 2017

1412373

Elena Rabinovitch

Cliffside Park

New Jersey

Millenium Home Mortgage, LLC

August 25, 2017

1495138

Michael Ryan Sutter

Noblesville

Indiana

Carrington Mortgage Services, LLC

August 25, 2017

1626302

Andrew John Dierdorf

Indianapolis

Indiana

Finance of America Reverse LLC

August 25, 2017

1630244

Jordaan Christoffel Sieben

Columbia

Missouri

Mortgage Research Center, LLC

August 25, 2017

1630757

Sara L Bond

Baldwinsville

New York

Upstate Premier Mortgage, Inc.

August 25, 2017

339518

Akshay Kumar Dudani

Forest Hills

New Jersey

American Capital Mortgage, Inc

August 25, 2017

38451

Ely Joan Perez

Camden

New Jersey

PHH Mortgage Corporation

August 25, 2017

460181

Joseph Amos Johnson

Flemington

New Jersey

Caliber Home Loans, Inc.

August 25, 2017

1523668

Roberto Cepeda Rios

Farmington Hills

Michigan

Quicken Loans Inc.

August 25, 2017

1523920

Jacob Matthew Rosenzweig

Birmingham

Michigan

Quicken Loans Inc.

August 25, 2017

1603667

Samantha Rose Hudson

Novi

Michigan

Quicken Loans Inc.

August 25, 2017

1615222

Michael Andrew Turley

Perrysburg

Ohio

Quicken Loans Inc.

August 23, 2017

1228383

Ernest Mark Backalar

Farmington Hills

Michigan

Quicken Loans Inc.

August 23, 2017

1429856

Stephanie Michelle Gonzalez

Homestead

Florida

Network Capital Funding Corporation

August 25, 2017

999291

Kerri Lynn Ashford

Long Beach

California

Carrington Mortgage Services, LLC

August 25, 2017

928919

Anthony Robert Boussad

Columbia

Missouri

Mortgage Research Center, LLC

August 25, 2017

1566762

Alaa Hussein Madani

Dearborn Heights

Michigan

Quicken Loans Inc.

August 25, 2017

1592306

Vincent Quaranta

Williamstown

New Jersey

PHH Mortgage Corporation

August 25, 2017

1184629

Audrey Kathleen Pickering

Cherry Hill

New Jersey

PHH Mortgage Corporation

August 25, 2017

1625575

Nico Vince Rossi

White Plains

New York

Platinum Home Mortgage Corporation

August 25, 2017

915053

Adam Robert Hutchison

McKinney

Texas

Nationstar Mortgage LLC

August 25, 2017

758137

Andrea Lynn Picano

Santa Rosa

California

SoFi Lending Corp.

 

Link to DFS Portal

About DFS

Contact DFS

Reports & Publications

Licensing

Laws and Regs

Connect With DFS

DFS Facebook page

Follow NYDFS on Twitter