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New York State Department of Financial Services

Weekly Banking Bulletin

August 11, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

August 4, 2017 (TR-FWB)
THE BANK OF NEW YORK MELLON
225 Liberty Street, New York, NY 10286

Application dated August 4, 2017, for permission to change the location of branch office from 320 Bay Street, Toronto, Ontario, Canada to 1 York Street, 6th Floor, Toronto, Ontario, Canada M5J 0B6, received.

August 7, 2017 (SF-LFS)
AUTO FACTORS, INC.
99 W. Hawthorne Avenue, Suite 318, Valley Stream, NY 11580

Application was received from Lynn Iris Peteroy to acquire 10% of the share of Auto Factors, Inc. located at 99 W. Hawthorne Avenue, Suite 318, Valley Stream, NY 11580.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

August 7, 2017 (CU-CRB)
CFCU COMMUNITY CREDIT UNIOn
1030 Craft Road, Ithaca, New York 14850

Application dated August 4, 2017, for permission to open and maintain a station at 200-204 E. State Street, Ithaca, Tompkins County, NY 14850, received.

August 8, 2017 (MI-CRB)
SALISBURY BANK AND TRUST COMPANY
5 Bissell Street, Lakeville, CT 06039

Application dated June 20, 2017, for permission to change the location of branch office from 52 Route 17K, Town of Newburgh, Orange County, New York 12550 to 801 Auto Park Place, Town of Newburgh, Orange County, New York 12550, received.

August 8, 2017 (TR-CMD)
NEWPORT TRUST COMPANY
55 East 52nd Street, 23th Floor, New York, NY 10055

Pursuant to the provisions of Section 131(4) of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 55 East 52nd Street, 23th Floor, New York, NY 10055, received.

August 9, 2017 (BK-CRB)
CATSKILL HUDSON BANK
4438 Route 42 North, Monticello, NY 12701

Application dated August 8, 2017, for permission to open and occupy branch office at 101 Kings Mall Court, Kingston, Ulster County, NY 12401, received.

August 9, 2017 (BK-CRB)
EMPIRE STATE BANK
68 North Plank Road, Newburgh, NY 12550

Application dated August 8, 2017, for permission to open and occupy branch office at 6923 18th Avenue, Borough of Brooklyn, City of New York 11204, received.

August 10, 2017 (MT-LFS)
SOFTGATE SYSTEMS, INC.
330 Passaic Avenue, Suite 100, Fairfield, NJ 07004

Notification received for change of headquarter location from 330 Passaic Avenue, Suite 100, Fairfield, NJ 07004 to 185 Hudson Street, Suite 1710, Harborside Plaza 5, Jersey City, NJ 07302.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

August 11, 2017 (TM-LFS)
STRIPE PAYMENTS COMPANY
185 Berry Street – Suite 550, San Francisco, CA 94107 

Application received for a license to engage in business as a transmitter of money at 185 Berry Street, Suite 550, San Francisco, CA 94107. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law:

August 8, 2017 (MB-MBD)
Applicant(s)
Akshay Singh
BSI Financial Holdings Inc.
Gagan Sharma
Jordan Daniel Dorchuck
Matthew Guy Newsom
Moksha Trust
Vedanta LLC.
Servis One, Inc.
1425 Greenway Drive, Suite 400, Irving, TX 75038

Application to establish a Mortgage Banker's Branch received for examination:

August 7, 2017 (MB-MBD)
Full Service Branch
Nationwide Mortgage Bankers, Inc.
31 Sylvan Avenue, 2nd Floor, Englewood Cliffs, NJ 07632

August 7, 2017 (MB-MBD)
Full Service Branch
MCS Mortgage Bankers, Inc.   D/B/A Wholesale Direct
20 Prospect Street, Suite 311, Ballston Spa, NY 12020

August 9, 2017 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
1100 West Grove Parkway, Suite 101, Tempe, AZ 85283

Application received pursuant to Section 594-b of the Banking Law and Part 410 of the Superintendent's Regulations for acquisition of control:

August 8, 2017 (MB-MBD)
Applicant(s)
Justin Ryan Ishbia
Justuin Ishbia SD Trust
Mathew R. Ishbia SD Trust
To acquire interest in:
United Shore Financial Services, LLC DBA Shore Mortgage
United Wholesale Mortgage
1414 East Maple Road, Troy, MI 48083

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

April 20, 2016

1231764

Marie Angie Rivera Rodriguez

San Juan

Puerto Rico

May 23, 2017

1592048

Michael Aharoni

Massapequa

New York

May 26, 2017

1590292

Ricardo Robert Taylor

Detroit

Michigan

June 5, 2017

1633601

Steven J. Colon

Mahopac

New York

June 23, 2017

407631

Patricia O'Connor

Kings Park

New York

June 28, 2017

879229

William Jacobs

Paterson

New Jersey

July 11, 2017

1612318

James Andrew Tanksley

Sandy Springs

Georgia

July 17, 2017

1450327

Amelia Eileen Keller

Columbia

Missouri

July 19, 2017

1342263

Anthony William Mock

Greenfield

Indiana

July 24, 2017

112482

Anthony Rogell Smith

Warrensville Heights

Ohio

July 25, 2017

1480678

Melissa Sara Briceland

Rochester

New York

July 26, 2017

824178

Mandeep Singh

South Richmond Hill

New York

July 26, 2017

228846

Shawn Jason Lynch

Forked River

New Jersey

July 26, 2017

1537431

Ivy McKenna Carpenter

Towanda

Pennsylvania

July 26, 2017

1594489

Andrew Edward Keller

Bethlehem

Pennsylvania

July 26, 2017

1589497

John Marshall Van Metre

McKinney

Texas

July 27, 2017

1540930

Ravi Parbudin

Lake Grove

New York

July 27, 2017

1589487

Geoffrey Ian Gandy

Frisco

Texas

July 28, 2017

1461913

Adam Losoya Villanueva

Dallas

Texas

July 31, 2017

167530

Kenneth Joseph Kuck

Levittown

New York

July 31, 2017

1308368

Matthew Allen Harrold

Carmel

Indiana

SECTION II

April 13, 2017 (BK – CRB)
SIGNATURE BANK
565 Fifth Avenue New York, NY 10017

The Superintendent has issued final approval of the “Certificate of Amendment of the Organization Certificate of SIGNATURE BANK” under Section 8005 of the Banking Law, to eliminate plurality voting in uncontested elections and adopt a majority voting standard. 

August 1, 2017 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Authorization granting permission to open and occupy the branch office at 3540 Broadway, Borough of Manhattan, City of New York, 10031, surrendered for cancellation. 

Office discontinued as of July 28, 2017.

August 8, 2017 (MI-CRB)
METRO CITY BANK
5441 Buford Highway, Suite 109, Doraville, GA 30340

Authorization issued to open and occupy a branch office at 138-35 39th Avenue, Space D-1, Flushing, Borough of Queens, City of New York 11354, effective on or after August 9, 2017.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the  Banking Law:

August 8, 2017 (MB-MBD)
Full Service Branch
Quicken Loans Inc.
One Woodward Avenue, Suite 1700, Detroit, MI 48226

August 8, 2017 (MB-MBD)
Full Service Branch
Reliance First Capital, LLC
17470 N Pacesetter Way, Office 203-B, Scottsdale, AZ 85255

August 8, 2017 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
691 Lorimer Street, Brooklyn, NY 11211

August 8, 2017 (MB-MBD)
Full Service Branch
Quicken Loans Inc.
719 Griswold Street, Suite 400, Detroit, MI 48226

August 8, 2017 (MB-MBD)
Full Service Branch
Quicken Loans Inc.
1001 Woodward Avenue, Suite 1600, Detroit, MI 48226

August 9, 2017 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC   D/B/A MLB Mortgage
242 Old New Brunswick Road, Suite 415, Piscataway, NJ 08854

August 9, 2017 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC   D/B/A MLB Mortgage
2955 Veterans Road West, Suite 2A-2, Staten Island, NY 10309

August 9, 2017 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC   D/B/A MLB Mortgage
1632 Brentwood Road, 1st Floor - Rear, Brentwood, NY 11717

Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:

August 9, 2017 (BR-MBD)
REB International LLC
84-24 116th Street, Richmond Hill, NY  11432
Effective Date: July 27, 2017

Application approved pursuant to Section 594-b of the Banking Law and Part 410 of the Superintendent's Regulations for acquisition of control:

August 8, 2017 (MB-MBD)
Applicant(s)
Annie Hanna Cestra
Annie Hanna Cestra Revocable Trust
Hanna Holdings, Inc.
Helen Hanna Casey
Helen Hanna Casey Revocable Trust
Howard W Hanna
Howard W. Hanna III Revocable Trust
Merle L. Whitehead
Tracy L Delvaux
To acquire interest in:
1st Priority Mortgage, Inc.
6000 Sheridan Drive, Williamsville, NY 14221

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

July 31, 2017

35431

James Chris Peters

Lee's Summit

Missouri

August 4, 2017

1126743

Brandon Reed Villanueva

Phoenix

Arizona

August 4, 2017

1448903

Ali Allen Hijazi

Sterling Heights

Michigan

August 4, 2017

1473274

Brian David Goyer

Tempe

Arizona

August 4, 2017

1483198

Kimberly Sue Hurtado

Columbia

Missouri

August 4, 2017

1513537

Jonathan Joseph Gill

Glen Ridge

New Jersey

August 4, 2017

1523319

Mohammad Waliur Rahman

Clifton

New Jersey

August 4, 2017

1546410

Julia Monica Cichon

Clifton

New Jersey

August 4, 2017

1566880

Brian Gregory Plummer

Tecumseh

Michigan

August 4, 2017

371466

Christian Lopez

Sanford

Florida

August 4, 2017

411109

Kristina Dawn Stoeckel

Alton

Illinois

August 7, 2017

669157

Omar Carrasco

Santa Ana

California

August 7, 2017

185916

Erik Frederick Grimmer

South Elgin

Illinois

August 7, 2017

55422

Brian Scott Bowling

Lakewood

Ohio

August 8, 2017

1460790

Benjamin James Simmons

Phoenix

Arizona

August 8, 2017

1617115

Kyle Robert Quinn

Washington

District of Columbia

August 8, 2017

1608451

Kristian Alan Olsen

Manchester

Maryland

August 8, 2017

1608457

Jana Marie Land

Bowie

Maryland

August 8, 2017

1503712

Taylor John Warthen

Columbia

Maryland

August 8, 2017

1598933

Cherece Armwood

Upper Marlboro

Maryland

August 8, 2017

1566950

Brett D. Schulte-Swick

Grosse Ile

Michigan

August 8, 2017

1617119

Joseph Cho Lee

Germantown

Maryland

August 8, 2017

1526178

Richard Fitzgerald Gabelman

Gambrills

Maryland

August 8, 2017

1608940

Stephen William DiNardo

Towson

Maryland

August 8, 2017

1509754

Jarett Michael Smith

Maricopa

Arizona

August 9, 2017

86206

Michael Aaron Mazursky

Westminster

Maryland

August 9, 2017

1109334

Jennifer Dawn Maloney

Euless

Texas

August 9, 2017

1617712

Ryan Joseph Michaels

Charlotte

North Carolina

August 9, 2017

1127527

Bruce David Mut

Phoenix

Arizona

Application for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law Denied.  The individuals listed may not engage in mortgage loan origination activity

Date of Denial

NMLS ID

Name of Applicant

City

State

August 8, 2017

378555

Jonathan Javier Campos

Oceanside

New York

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

July 31, 2017

267552

Matthew James Ostrander

Mill Valley

California

Parkside Lending, LLC

August 4, 2017

1576968

Thomas Joseph Montella

Staten Island

New York

MLB Residential Lending, LLC

August 4, 2017

1603738

Alan Scott Kamieniecki

Grand Blanc

Michigan

Quicken Loans Inc.

August 4, 2017

1578713

Meredith Leigh Marlin

Mineola

New York

Prudential Borrowing, LLC

August 4, 2017

1442016

Shaun Richard Kilfoil

Massapequa

New York

Intercontinental Capital Group, Inc.

August 4, 2017

1497376

Jacob Joseph Haji

Madison Heights

Michigan

loanDepot.com, LLC

August 4, 2017

1222507

Candace Lee McGowan

Columbia

Missouri

Mortgage Research Center, LLC

August 4, 2017

1413818

Joseph John Sole

North Haledon

New Jersey

Homebridge Financial Services, Inc.

August 4, 2017

1387566

McKenna Nicole Rush

Royal Oak

Michigan

Quicken Loans Inc.

August 4, 2017

1304152

Daniel Aaron Goldstein

Philadelphia

Pennsylvania

Freedom Mortgage Corporation

August 4, 2017

1458500

Christopher Lee Koontz

Brea

California

Carrington Mortgage Services, LLC

August 4, 2017

55778

Joseph Fiore

Roslyn

New York

Franklin First Financial, Ltd.

August 4, 2017

1369105

Mary S. Tessitore

North Haven

Connecticut

The Money Source Inc.

August 4, 2017

1520118

David Mashkovich

Brooklyn

New York

Great Northern Mortgage Corp.

August 4, 2017

351821

Christian Canals

Lodi

New Jersey

First Alliance Home Mortgage, LLC

August 4, 2017

67166

Patricia Ocampo

Bay Shore

New York

Atlantic Home Capital, Corp.

August 4, 2017

897804

George Anthony Machado

Mahwah

New Jersey

Nationwide Mortgage Bankers, Inc.

August 4, 2017

228775

Gregory Raymond Le Crann

North Merrick

New York

Contour Mortgage Corporation

August 4, 2017

21256

Rafael Jason Levy

Plainview

New York

Intercontinental Capital Group, Inc.

August 4, 2017

41639

Craig M. Lindauer

Lancaster

New York

Nationstar Mortgage LLC

August 4, 2017

672151

Ryan Michael Anderson

West Deptford

New Jersey

Freedom Mortgage Corporation

August 4, 2017

667198

Michelle Chouinard

Tiverton

Rhode Island

Embrace Home Loans, Inc.

August 4, 2017

782550

Nicky Walia

Glen Cove

New York

American Advisors Group, Inc.

August 4, 2017

1519960

Nicole Therese Sonnenfeld

Lake Forest

California

American Advisors Group, Inc.

August 4, 2017

911527

Shannon Marie Van Kirk

Phoenix

Arizona

CMG Mortgage, Inc.

July 31, 2017

22688

Francisco A Reyna

Yonkers

New York

Freedom Mortgage Corporation

August 4, 2017

1588402

Misty Lynn Alexander

Columbia

Missouri

Mortgage Research Center, LLC

August 4, 2017

1526802

William Rex Mefford

Kansas City

Kansas

Mortgage Research Center, LLC

August 4, 2017

1637711

Gustavo Montenegro

Brentwood

New York

American Advisors Group, Inc.

August 4, 2017

1511276

Justin Tyler Allen

Chandler

Arizona

loanDepot.com, LLC

August 4, 2017

1546816

Jaime Rodriguez

Massapequa Park

New York

Hartford Funding, LTD

August 4, 2017

1389827

Anthony Michael Juliano

Ozone Park

New York

Cardinal Financial Company, LP

August 4, 2017

1099923

Mauris Arthur Toro Lara

Toms River

New Jersey

Family First Funding LLC

August 4, 2017

1019049

Chukwunonso Uchenna Okpala

Windsor Mill

Maryland

Carrington Mortgage Services, LLC

August 4, 2017

1418017

Maxence Hollis, David Metzger

Astoria

New York

United Mortgage Corp.

August 4, 2017

1471734

Precious Kapri Morgan

Philadelphia

Pennsylvania

TBI Mortgage Company

August 4, 2017

1528801

Daniel Nicanor Castro

Jacksonville

Florida

Carrington Mortgage Services, LLC

August 4, 2017

784676

Tara Sacco

Levittown

New York

Contour Mortgage Corporation

August 4, 2017

33831

Anthony Jordan Mendicino

Chesterfield

New Jersey

PHH Mortgage Corporation

August 4, 2017

597975

Rawish S Sewnath

Edgewater

New Jersey

Amber Sky Home Mortgage LLC

August 4, 2017

849021

Kyle Geoffrey Carey

San Clemente

California

Nationstar Mortgage LLC

August 4, 2017

210068

Gene Carlos Barreras

Corona

California

Carrington Mortgage Services, LLC

August 4, 2017

1606441

Kimberly Lynn Morgan Norris

Fishers

Indiana

Freedom Mortgage Corporation

August 4, 2017

1587921

Jason Kormes

Carmel

New York

Residential Home Funding Corp.

August 4, 2017

1611458

Mark Andrew Benjamin

Horseheads

New York

P.M.B., Inc.

August 4, 2017

1602106

Christopher Neil DeGregorio

Staten Island

New York

Residential Home Funding Corp.

 

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