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New York State Department of Financial Services

Weekly Banking Bulletin

August 4, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

June 26, 2017 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14902

Application dated June 21, 2017, for permission to open and occupy a branch office at 3057 Route 50, Saratoga Springs, Saratoga County, NY 12866, received.

July 25, 2017 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556

Notice of intention to close branch offices at the following three locations, received:

  1. 188-08 Hollis Court Boulevard, Auburndale, Borough of Queens, NY 11358
  2. 159-18 Northern Boulevard, Flushing, Borough of Queens, NY 11358
  3. 144-51 Northern Boulevard, Flushing, Borough of Queens, NY 11354.

The comment period on these notices will expire August 28, 2017.

July 27, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Application dated July 26, 2017, for permission to expand the services of a limited purpose branch office at 280 Congress Street, Boston, Suffolk County, MA 02210, received.

August 3, 2017 (SF-LFS)
AMERICAN ENTERPRISES INTERNATIONAL, INC.
W129N11040 Washington Drive, Germantown, Washington County, WI 53022

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

August 3, 2017 (SF-LFS)
VERIZON WIRELESS SERVICES, LLC D/B/A VERIZON WIRELESS
One Verizon Way, Basking Ridge, Somerset County, NJ 07920

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

August 4, 2017 (BP-LFS)
GREENPATH, INC. U/A/N GREENPATH DEBT SOLUTIONS U/A/N GREENPATH FINANCIAL WELLNESS
36500 Corporate Drive, Farmington Hills, Oakland County, MI 48331

Application was received for a license to operate a budget planner branch office at 1920 Old Tustin Avenue, Santa Ana, Orange County, CA 92705

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to establish a Mortgage Banker's Branch received for examination:

August 2, 2017 (MB-MBD)
Full Service Branch
Fairway Independent Mortgage Corporation
2063 E 3900 S, Salt Lake City, UT 84124

Mortgage Banker name change received:

July 26, 2017 (MB-MBD)
From: Universal American Mortgage Company, LLC D/B/A Eagle Home Mortgage
To: Eagle Home Mortgage, LLC

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

April 3, 2017

1099923

Mauris Arthur Toro Lara

Toms River

New Jersey

May 12, 2017

1506199

Scott A Cummings

Clifton

New Jersey

May 24, 2017

1139875

Jefferson Franklin Ajayi

Shaker Heights

Ohio

June 2, 2017

1460131

Philip Slater

Princeton Jct.

New Jersey

June 6, 2017

102721

Stacy Jo Jackson

McKinney

Texas

June 9, 2017

1614814

Howard Jay Adler

Port Washington

New York

June 19, 2017

1417472

Daniel Robert Ortiz

Lynbrook

New York

June 20, 2017

1342255

Denis M. Malloy

Clearwater

Florida

June 21, 2017

999291

Kerri Lynn Ashford

Long Beach

California

June 21, 2017

766843

Christopher Jerome Cherry

Little Elm

Texas

June 21, 2017

1632133

Phillip Andrew Weidinger

Columbia

Missouri

June 22, 2017

204561

Pablo Rivas

Englewood

Colorado

June 22, 2017

1491949

Kristen Trisha Venning

Charlotte

North Carolina

June 26, 2017

1442820

Matthew Guy Newsom

Coppell

Texas

June 26, 2017

1532863

Henry Crafts Upham

Newport

Rhode Island

June 27, 2017

1446349

Jeffrey Donald Cline

Baltimore

Maryland

June 28, 2017

1567905

Evan James Malone

Nashville

Tennessee

June 28, 2017

1625381

David M Piedmonte

Valley Cottage

New York

July 5, 2017

221429

Anthony Joseph Petruzziello

Lake Hiawatha NJ

New Jersey

July 5, 2017

928919

Anthony Robert Boussad

Columbia

Missouri

July 7, 2017

1638482

Michael Francis DiLucchio

Dallas

Texas

July 7, 2017

1638483

Christopher Eric Schneider

Grapevine

Texas

July 10, 2017

1628607

Naftula Hertzka Weber

Suffern

New York

July 10, 2017

1452204

Carlos Carrasco

Smithtown

New York

July 10, 2017

892728

Blair Wilson Jesse

Baltimore

Maryland

July 10, 2017

1453071

Brian Edward Bloete

Morristown

New Jersey

July 11, 2017

1080225

Leslie Jean Knox

Towson

Maryland

July 12, 2017

1619880

Jacob Matthew Snow

Thornton

Pennsylvania

July 17, 2017

1589469

Jackson Calloway Brock

Dallas

Texas

July 17, 2017

1589518

Zachary Austin Russell

Frisco

Texas

July 17, 2017

1589492

Eli Justice Pena

Denton

Texas

July 17, 2017

1300935

William Frederick Northrup

San Diego

California

July 17, 2017

1589503

Kevin Lewis Woessner

Arlington

Texas

July 18, 2017

1639275

Kacey Skye Bajcar

Wappingers Falls

New York

July 18, 2017

1589488

Vincent Ralph Graziano

Carrollton

Texas

July 18, 2017

1643269

Dominick Antonino

Mount Pleasant

South Carolina

July 20, 2017

1589465

Daniel Brandon Bastidas

Keller

Texas

July 21, 2017

1442115

Genevieve Tejada

Pennsauken

New Jersey

July 21, 2017

915056

Zachary Thomas Brock

McKinney

Texas

July 25, 2017

1541748

Nicholas DeJesus

Bethlehem

Pennsylvania

SECTION II

July 13, 2017 (MT - LFS)
WORLD FIRST USA, INC.
206 E. 9th Street, Suite 1900, Austin, TX 78701

License was issued to reflect the change of location from 211 E. 7th Street, Suite 700, Austin, TX 78701 to 206 E. 9th Street, Suite 1900, Austin, TX 78701

In connection with the above license issuance, the original license was surrendered.

July 14, 2017 (SF-LFS)
SUNRISE CREDIT CORP.
610 Sunrise Highway, Baldwin, NY 11510

License to engage in business as a sales finance company was surrendered.

July 27, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 45 South New York Road, Smithville, Atlantic County, NJ 08205, surrendered for cancellation.

Office discontinued as of July 21, 2017.

July 27, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 18 East Montauk Highway, Hampton Bays, Suffolk County, NY 11946, surrendered for cancellation.

Office discontinued as of July 20, 2017.

August 3, 2017 (TM - LFS)
FLEETCOR TECHNOLOGIES, INC.
5445 Triangle Parkway, Suite 400, Norcross, GA 30092

Application filed by FleetCor Technologies, Inc. for the 100% acquisition of Comdata TN, Inc., a licensed New York transmitter of money company, was approved effective July 20, 2017

August 4, 2017 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST, INC. D/B/A APPRISEN
690 Taylor Rd., Suites 110 and 150, Gahanna, Franklin County, OH 43230

A rider was issued in connection with a relocation of a licensed Budget Planner office

From:    4500 E. Broad Street, Columbus, Franklin County, OH 43213
To:         690 Taylor Rd., Suites 110 and 150, Gahanna, Franklin County, OH 43230

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

July 27, 2017 (MB-MBD)
Full Service Branch
United Mortgage Corp.  D/B/A NY Finest Funding
United Faith Mortgage
United Global Group
25 Melville Park Road, Suite 114, Melville, NY 11747

July 27, 2017 (MB-MBD)
Full Service Branch
Family First Funding LLC
280 Highway 35, Suite 400, Red Bank, NJ 07701

July 27, 2017 (MB-MBD)
Full Service Branch
Family First Funding LLC
1049 Broadway, Suite #4, West Long Branch, NJ 07764

July 27, 2017 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
14 Commerce Drive, Suite 400, Cranford, NJ 07016

August 1, 2017 (MB-MBD)
Full Service Branch
Jet Direct Funding Corp.  D/B/A Jet Direct Mortgage
Senior Reverse Network
11555 Heron Bay Boulevard, Suite #200, Office #251, Coral Springs, FL 33076

August 1, 2017 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
11710 Plaza America Drive, Suite 110, Reston, VA 20190

Certificate to engage in the business of a Mortgage Broker surrendered, corrected to read, License to engage in the business of a Mortgage Banker Branch surrendered:

July 21, 2017 (MB-MBD)
Freedom Mortgage Corporation D/B/A CHL Mortgage
1645 Palm Beach Lakes Boulevard, Suite #420, West Palm Beach, FL 33401
Effective Date: July 17, 2017

License to engage in the business of a Mortgage Banker Branch surrendered:

July 28, 2017 (BR-MBD)
Centennial Mortgage Corp.
168 Ledge Road, Kingston, NY 12401
Effective Date: July 25, 2017

July 28, 2017 (BR-MBD)
Vanderbilt Financial Services LLC
770 Lexington Avenue, New York, NY 10021
Effective Date: July 25, 2017

July 31, 2017 (MB-MBD)
Home Point Financial Corporation
800 Oaklawn Avenue, Suite C-201/202, Cranston, RI 02920
Effective Date: July 21, 2017

August 1, 2017 (MB-MBD)
Atlantic Home Loans, Inc.
52 North Plank Road, Suite #1, Newburgh, NY 12550
Effective Date: January 6, 2017

Mortgage Banker Branch License Address Changes:

July 27, 2017 (MB-MBD)
Paragon Home Loans Inc.
From: 311 Exchange Avenue, Room #2, Endicott, NY 13760
To: 32 West State Street, Suite #102, Binghamton, NY 13901-2335

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

July 28, 2017

1472103

Michael Andrew La Londe

Willowick

Ohio

July 28, 2017

1579635

Vadren Thomas Jaddou

Farmington Hills

Michigan

July 28, 2017

1566947

Bianca Louise Revels

Detroit

Michigan

July 28, 2017

1548074

Christopher David Ellen

Jacksonville

Florida

July 28, 2017

1552539

Adam Michael Plourde

Clarkston

Michigan

July 28, 2017

1568836

Matthew William Hellenbrecht

Rutherford

New Jersey

July 28, 2017

236868

John Franklin Murphy

McKinney

Texas

July 28, 2017

1513571

Thomas Joseph Cupo

Succasunna

New Jersey

July 28, 2017

1566898

Jerome George Quinn

Washington

Michigan

July 28, 2017

221333

Louis D'Angelo

Totowa

New Jersey

July 28, 2017

1603663

Daniel Hernandez

Lincoln Park

Michigan

July 28, 2017

1518534

Thanh Truong Nguyen

Clay

New York

July 31, 2017

1038926

Kenneth Robert Janik

Milford

Connecticut

July 31, 2017

804140

Joseph Micheal Batistoni

Indianapolis

Indiana

July 31, 2017

819650

Bryce Daniel Lanning

Addison

Texas

July 31, 2017

1289203

Hani George Saab

Vienna

Virginia

July 31, 2017

9325

Gerald Lamar Glover

Jacksonville

Florida

July 31, 2017

1448976

Andrew Richard Zimmer

Orchard Lake

Michigan

July 31, 2017

1562656

Noel Ashley Mcpherson

Smyrna

Tennessee

July 31, 2017

1484897

Jason Jonathan Budny

Detroit

Michigan

July 31, 2017

1332730

Haider Al-Ramdhan

Dearborn

Michigan

July 31, 2017

1484965

Neil James Dobson

Lake Orion

Michigan

July 31, 2017

1536832

John Cameron Roach

Garden Grove

California

July 31, 2017

1578733

Hunter Lee Atkins

Detroit

Michigan

July 31, 2017

1418981

Ryan Mark Belfy

Warren

Michigan

July 31, 2017

1163389

Carol Lynne Giery

Richmond

Virginia

July 31, 2017

101345

Robert Lavan

Harrisburg

North Carolina

July 31, 2017

1535212

Brian Thomas Harter

Bluffton

South Carolina

July 31, 2017

1533077

Reza Mostofi

Houston

Texas

July 31, 2017

1472838

Kevin Salem Murad

Commerce Twp

Michigan

August 1, 2017

1453702

Thomas Kevin McManus

Westfield

New Jersey

August 1, 2017

354387

Jeffery Lee Davis

Pasadena

California

August 1, 2017

986383

Daniel Thomas Alvarez

Windsor

California

August 1, 2017

351622

James E. Lynch

Placentia

California

August 1, 2017

1445810

Matthew Christopher Santiago

Helmetta

New Jersey

August 1, 2017

1379675

William John Wooten

Bronx

New York

August 1, 2017

86785

Nicholas Anthony Leonardo

Anaheim

California

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

July 28, 2017

1604489

Kevin Brian O'Grady

Centereach

New York

American Advisors Group, Inc.

July 28, 2017

1583857

Vincent Charles Errico

Meriden

Connecticut

American Advisors Group, Inc.

July 28, 2017

1623601

Osvaldo Lara

Gilbert

Arizona

loanDepot.com, LLC

July 28, 2017

1623572

Ryan Daniel Willard

Gilbert

Arizona

loanDepot.com, LLC

July 28, 2017

1623549

Wesley Ray Fawcett

Gilbert

Arizona

loanDepot.com, LLC

July 28, 2017

1558176

Michael David Tyson

Concord

North Carolina

New Penn Financial, LLC

July 28, 2017

1582202

Avrohom Shimon Fischman

Brooklyn

New York

BSD Funding, LLC

July 28, 2017

1515706

Marco Pepe

Franklin Square

New York

Meadowbrook Financial Mortgage Bankers Corp.

July 31, 2017

1571272

Ryan Scott Dee

Sandy

Utah

SoFi Lending Corp.

July 31, 2017

1594756

Kimberly Nicole Phillips

Baldwinsville

New York

Upstate Premier Mortgage, Inc.

July 31, 2017

1576627

Ryan Gregory Mulson

Pittsburgh

Pennsylvania

Reliance First Capital, LLC

July 31, 2017

1604289

Joel Sandel

Monroe

New York

Ark Mortgage, Inc.

July 31, 2017

1544660

Joseph Guglielmi

Glendale

New York

Fort Funding Corp.

July 31, 2017

1581748

Denise M. Labor

Jamison

Pennsylvania

New Penn Financial, LLC

July 31, 2017

1557632

Samantha Lee Booth

Moorestown

New Jersey

Freedom Mortgage Corporation

July 31, 2017

1599377

Jordan Gary Kacz

Amherst

New York

Premium Mortgage Corp.

July 31, 2017

1336718

Julie Elaine Morton

Jacksonville

Florida

CMG Mortgage, Inc.

July 31, 2017

1592807

Xiomara Vargas

Philadelphia

Pennsylvania

PHH Mortgage Corporation

July 31, 2017

1633604

Lisa Nicole Laluk

Fairport

New York

Movement Mortgage, LLC

July 31, 2017

64327

Barbara Katz

New Rochelle

New York

Movement Mortgage, LLC

July 31, 2017

746992

Colleen Regina Fazzino

North Haven

Connecticut

Norwich Commercial Group, Inc.

July 31, 2017

1604912

Robert William Padich

Medford

New York

American Advisors Group, Inc.

July 31, 2017

1612104

Robert Loren Casey

Clifton Park

New York

ClearPath Mortgage Solutions, Inc.

July 31, 2017

1382312

Donald Kevin Struble

Saint Augustine

Florida

Digital Risk Mortgage Services, LLC

July 31, 2017

1610240

Daniel Adam Nastro

Staten Island

New York

Residential Home Funding Corp.

July 31, 2017

1482517

Jesse Ryan Hamilton

Columbia

Missouri

Mortgage Research Center, LLC

July 31, 2017

1285920

Crystal Yvette Navarre

Conroe

Texas

Carrington Mortgage Services, LLC

July 31, 2017

1015716

Michael S. Dimaiuta

Westbury

New York

New Penn Financial, LLC

July 31, 2017

1528374

Byung Chul Seo

Fresh Meadows

New York

Perri Funding Corp.

July 31, 2017

148418

Scott Adial Malone

Carrollton

Texas

Pacific Union Financial LLC

July 31, 2017

1207826

Kevin Andrew Stumpf

Indianapolis

Indiana

Royal United Mortgage, LLC

July 31, 2017

964481

Eric Michael Logan

Livonia

Michigan

Quicken Loans Inc.

July 31, 2017

1374092

Patrick Lee Germovsek

Euclid

Ohio

Reliance First Capital, LLC

July 31, 2017

1407414

Olaniyi Charles Opeseyitan

Allen

Texas

loanDepot.com, LLC

July 31, 2017

1037618

Ronald Rodne Mcrae

Phoenix

Arizona

Quicken Loans Inc.

July 31, 2017

1597945

Joseph Levy

Brooklyn

New York

FM Home Loans, LLC

July 31, 2017

1557835

Salvatore Bartolotta

Kings Park

New York

Intercontinental Capital Group, Inc.

July 31, 2017

1588557

Joel Kepecs

Brooklyn

New York

Ark Mortgage, Inc.

July 31, 2017

262627

Aaron William Krieger

Lyndhurst

Ohio

CrossCountry Mortgage, Inc.

July 31, 2017

462134

Na Lu

Flushing

New York

Summit Mortgage Bankers, Inc.

July 31, 2017

1591817

Kevin Michael Jurkiewicz

Haddonfield

New Jersey

PHH Mortgage Corporation

July 31, 2017

1540555

Nicole Nadine Zybczynski

Lancaster

New York

Hunt Mortgage Corporation

July 31, 2017

581110

Andrew Michael Scarpaci

Haddonfield

New Jersey

Freedom Mortgage Corporation

July 31, 2017

1615279

Max Bradley Werner

Royal Oak

Michigan

Quicken Loans Inc.

July 31, 2017

20023

Daniel Joseph Mansi

Hauppauge

New York

Contour Mortgage Corporation

July 31, 2017

602080

Rodney M. Melao

Clark

New Jersey

Caliber Home Loans, Inc.

July 31, 2017

1603222

Paul Cozzani

Islip

New York

State Farm Bank, FSB

July 31, 2017

66870

Lori Monahan

Islip

New York

Movement Mortgage, LLC

July 31, 2017

1254979

Eric Killian

Medford

New York

Interstate Home Loan Center, Inc.

July 31, 2017

1623536

Michael Lewis Daoust

Tempe

Arizona

loanDepot.com, LLC

July 31, 2017

746340

Lauren Elizabeth Fritz

Columbia

Missouri

Mortgage Research Center, LLC

July 31, 2017

1632138

Sheri Lynne Richer

Ashland

Missouri

Mortgage Research Center, LLC

July 31, 2017

1630355

Reed Alexander Murray

Columbia

Missouri

Mortgage Research Center, LLC

July 31, 2017

1627073

Dylan Michael Jodah

Bronx

New York

Meadowbrook Financial Mortgage Bankers Corp.

July 31, 2017

179719

Egobuokei Andy Ogbue

Springfield Gardens

New York

Cliffco, Inc.

July 31, 2017

58597

Shaun Sproul

Valley Stream

New York

Finance of America Mortgage LLC

July 31, 2017

210168

Fredrick Douglas Weaver

Arlington

Texas

Nationstar Mortgage LLC

July 31, 2017

1617323

David Ralph Ramos

Anaheim

California

American Advisors Group, Inc.

July 31, 2017

1290220

Harold Midence

Flower Mound

Texas

Pacific Union Financial LLC

July 31, 2017

1633411

Gavriel Sholom Tennenberg

Far Rockaway

New York

FM Home Loans, LLC

 

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