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New York State Department of Financial Services

Weekly Banking Bulletin

July 28, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

July 25, 2017 (MI-CRB)
METRO CITY BANK
5441 Buford Highway, Suite 109, Doraville, GA 30340

Application dated July 24, 2017, for permission to open and occupy a branch office at 138-35 39th Avenue, Space D-1, Flushing, Borough of Queens, City of New York 11354, received.

Application to engage in the business of a Mortgage Banker under Article 12-D of the Banking Law:

July 24, 2017 (MB-MBD)
Applicant(s)
Don Anthony Currie
Erika Macias
Vena Marie Currie
As: HighTechLending Inc
2030 Main Street, Suite #350, Irvine, CA 92614

Application to establish a Mortgage Banker's Branch received for examination:

July 21, 2017 (MB-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
691 Lorimer Street, Brooklyn, NY 11211

July 21, 2017 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC D/B/A MLB Mortgage
242 Old New Brunswick Road, Suite 415, Piscataway, NJ 08854

July 25, 2017 (MB-MBD)
Full Service Branch
Reliance First Capital, LLC
17470 N Pacesetter Way, Office 203-B, Scottsdale, AZ 85255

July 26, 2017 (MB-MBD)
Full Service Branch
Quicken Loans Inc.
719 Griswold St., Suite 400, Detroit, MI 48226

July 26, 2017 (MB-MBD)
Full Service Branch
Quicken Loans Inc.
One Woodward Avenue, Suite 1700, Detroit, MI 48226

July 26, 2017 (MB-MBD)
Full Service Branch
Quicken Loans Inc.
1001 Woodward Avenue, Suite 1600, Detroit, MI 48226

July 26, 2017 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC   D/B/A MLB Mortgage
1632 Brentwood Road, 1st Floor - Rear, Brentwood, NY 11717

July 26, 2017 (MB-MBD)
Full Service Branch
MLB Residential Lending, LLC   D/B/A MLB Mortgage
2955 Veterans Road West, Suite 2A-2, Staten Island, NY 10309

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

March 6, 2016

1436286

Franklin McKenzie

Bronx

New York

March 22, 2017

1034024

Steven Harrison Redfern

Liverpool

New York

March 27, 2017

58597

Shaun Sproul

Valley Stream

New York

April 11, 2017

22688

Francisco A Reyna

Yonkers

New York

April 25, 2017

1484640

Royce T Mathew

Long Beach

New York

May 16, 2017

784676

Tara Sacco

Levittown

New York

June 13, 2017

1624195

Eric John James

Sacramento

California

June 14, 2017

1520009

Iris Jie Xiao

Brooklyn

New York

June 23, 2017

1614419

Thomas Winfield Hendrix

Knoxville

Tennessee

June 23, 2017

21256

Rafael Jason Levy

Plainview

New York

June 23, 2017

959269

Tracy I Rowan

Victor

New York

June 27, 2017

399390

Simon Charles Hughes

Friendsville

Tennessee

July 5, 2017

124352

Brian Tom

Oceanside

New York

July 10, 2017

55778

Joseph Fiore

Roslyn

New York

July 12, 2017

33563

Jennifer Rogers Philpott

Mount Laurel

New Jersey

July 14, 2017

140680

Ronda Jo Bouse

Ulster

Pennsylvania

July 18, 2017

1609176

Tina L Gomez

West Chester

Pennsylvania

SECTION II

May 18, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the New York State Department of Financial Services has found that the proposed closing of a branch at 126 North Main Street, East Hampton, Suffolk County, NY 11937 will not result in a significant reduction of banking services in the community to be affected.

June 23, 2017 (SF-LFS)
SPRUCE LENDING, INC.
2900 North Loop West, 3rd Floor, Houston, TX 77092

License was issued to reflect the change of name from Viewtech Financial Services, Inc. to Spruce Lending, Inc.

In connection with the above license issuance, the original license was submitted.

June 23, 2017 (SF-LFS)
SPRUCE LENDING, INC.
2900 North Loop West, 3rd Floor, Houston, TX 77092

License issued to reflect the change of headquarters location from 4761 E. Hunter Avenue, Anaheim, Orange County, CA 92807 to 2900 North Loop West, 3rd Floor, Houston, TX 77092.

June 23, 2017 (sf-LFS)
SPRUCE LENDING, INC.
2900 North Loop West, 3rd Floor, Houston TX 77092

License issued to reflect the conversion of the following licensed headquarters to a licensed branch:

4761 E. Hunter Avenue, Anaheim, Orange County, California, 92807

July 17, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 3495 Route 1 South, Princeton, Mercer County, New Jersey 08540, surrendered for cancellation.

Office discontinued as of July 14, 2017.

July 17, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 166 State Route 31, Flemington, Hunterdon County, NJ 08822, surrendered for cancellation.

Office discontinued as of July 12, 2017.

July 20, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at 248 Main Street, Center Moriches, Suffolk County, NY 11934, surrendered for cancellation.

Office discontinued as of July 19, 2017.

July 25, 2017 (BK-CRB)
VICTORY STATE BANK
4142 Hylan Boulevard, Staten Island, NY 10308

Authorization issued to open and occupy a branch office at 2055 Victory Boulevard, Borough of Staten Island, City of New York 10314, on or after July 26, 2017.

July 25, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy the branch office at 903 Montauk Highway, Bayport, Suffolk County, NY 11705, surrendered for cancellation. 

Office discontinued as of July 18, 2017.

July 28, 2017 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE U/A/N COMMUNITY FINANCIAL SERVICE CENTER
560 Sylvan Avenue, Englewood Cliffs, NJ 07632

Licenses were issued to engage in business as a licensed casher of checks in connection with the purchase of assets of Franklin Check Cashing Corp. at the following locations:

  • 1562 St. Nicholas Avenue, New York, NY 10040
  • 473 Lenox Avenue, New York, NY 10037
  • 2081 Lexington Avenue, New York, NY 10035
  • 1297 Boston Post Road, Bronx, NY 10456

In connection with the above license issuance, the original check casher licenses of Franklin Check Cashing Corp. for above four locations were surrendered.

July 28, 2017 (MT-LFS)
OFFICIAL PAYMENTS CORPORATION 
177 Technology Parkway, Auburn, AL 36830

License was issued in connection with the relocation of the headquarters office:

FROM:   3550 Engineering Drive, Suite 400, Norcross GA 30092
TO: 177 Technology Parkway, Auburn, AL 36830

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the Banking Law:

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
4156 Buffalo Road, Suite A, Rochester, NY 14624

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
9 Main Street, Suite A, Brockport, NY 14420

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
2349 Monroe Avenue, Suite A, Rochester, NY 14618

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
141 Genesee Street, Suite A, New Hartford, NY 13413

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
28 East Genesee Street, Suite A, Skaneateles, NY 13152

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
340 Main Street, Suite A, Oneida, NY 13421

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
12505 County Route 123, Suite A, Henderson Harbor, NY 13651

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
601 Lakeport Road, Suite 2A, Chittenango, NY 13037

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
87 Albany Street, Suite A, Cazenovia, NY 13035

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
66 South Street, Suite A, Auburn, NY 13021

July 20, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
28 Division Street, Suite A, Saratoga Springs, NY 12866

Certificate to engage in the business of a Mortgage Broker surrendered:

July 21, 2017 (MB-MBD)
Freedom Mortgage Corporation D/B/A CHL Mortgage
1645 Palm Beach Lakes Boulevard, Suite #420, West Palm Beach, FL 33401
Effective Date: July 17, 2017

July 26, 2017 (BR-MBD)
All Western Mortgage, Inc.
8345 West Sunset Road, Suite 380, Las Vegas, NV 89113
Effective Date: June 28, 2017

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

July 21, 2017 (BR-MBD)
Hudson United Mortgage LLC
95 South Middletown Road, Nanuet, NY 10954
Effective Date: July 18, 2017

July 26, 2017 (BR-MBD)
Full Service Branch
All Western Mortgage, Inc.
5791 Route 80, First Floor, Tully, NY 13159
Effective Date: June 28, 2017

The following mortgage banker has been suspended effective July 12, 2017, for failure to fully pay its general assessment bills pursuant to Section 206 of the New York State Financial Services Law.  Mortgage origination and loan servicing activities on residential property is prohibited.

July 12, 2017 (MB & MS-MBD)
Vanguard Funding LLC
300 Garden City Plaza, Suite 170, Garden City, NY 11530

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

July 18, 2017

1500301

Talia Yvette Ray-Reed

Mount Laurel

New Jersey

July 18, 2017

1048877

Dante Antonio DeLuna

Orange

California

July 18, 2017

1387439

Erik Benjamin Veroff

Phoenix

Arizona

July 18, 2017

1454522

Allison Elisabeth Riss

Collingswood

New Jersey

July 18, 2017

1538085

Ryan Thomas Toma

West Bloomfield

Michigan

July 19, 2017

1054386

Mark A Bupara

Saratoga Springs

New York

July 19, 2017

1229997

Anthony Michael Trombley

Harrison Township

Michigan

July 19, 2017

1503701

Brian Maslak Jensen

Towson

Maryland

July 19, 2017

1554304

Christopher Kouvatsos

Sarasota

Florida

July 19, 2017

1590290

Todd Joseph Stevens

Jackson

Michigan

July 19, 2017

1603664

Nicholas Allan Holzman

Ypsilanti

Michigan

July 25, 2017

1365312

Alexis Audrianna Easterling

Lewisville

Texas

July 25, 2017

936523

Rachael Elizabeth Wilkerson Harris

Knoxville

Tennessee

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

July 21, 2017

1203381

Paul Anthony Sarrach

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1461158

Laura Elizabeth Feldman

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1408885

Michael Nathan Alley

Saint Clair

Michigan

Quicken Loans Inc.

July 21, 2017

1461412

Kiril Teplitsky

Commerce Twp.

Michigan

Quicken Loans Inc.

July 21, 2017

1461221

Janine Elizabeth Kozlowski

Canton

Michigan

Quicken Loans Inc.

July 21, 2017

1086893

Daniel Paul Butterfield

Cleveland

Ohio

Quicken Loans Inc.

July 21, 2017

1473154

Robert Adam Smith

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1065619

Victor Manuel Vasquez Varela

Phoenix

Arizona

Quicken Loans Inc.

July 21, 2017

1419189

Michael Andrew Gomez

Livonia

Michigan

Quicken Loans Inc.

July 21, 2017

1496950

Oscar Gerardo Otero Ramirez

Phoenix

Arizona

Quicken Loans Inc.

July 21, 2017

1484731

Donny Saad Kashat

Scottsdale

Arizona

Quicken Loans Inc.

July 21, 2017

1472140

Ryan Scot Vandeweerd

Berea

Ohio

Quicken Loans Inc.

July 21, 2017

1496766

Asli Mariana Lopez

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1472290

Jonathan Carl-Wesley Bowen

Westland

Michigan

Quicken Loans Inc.

July 21, 2017

1523739

Brett Devee Garcia

Royal Oak

Michigan

Quicken Loans Inc.

July 21, 2017

1523126

Salim Al-Salim

Scottsdale

Arizona

Quicken Loans Inc.

July 21, 2017

1473918

Peter Joseph Franssen

Tempe

Arizona

Quicken Loans Inc.

July 21, 2017

1497354

Starr Lillian Maureen Ford

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1579791

Ronald William Webster

Redford

Michigan

Quicken Loans Inc.

July 21, 2017

1537102

Danielle Michelle Horvath-Skan

Scottsdale

Arizona

Quicken Loans Inc.

July 21, 2017

1567495

Daniel Raul Lozano

Phoenix

Arizona

Quicken Loans Inc.

July 21, 2017

1566955

Aaron Dwight Smith

Inkster

Michigan

Quicken Loans Inc.

July 21, 2017

1566672

Melanie Ann Hopfner

Sterling Heights

Michigan

Quicken Loans Inc.

July 21, 2017

1566797

James Alexander Meyer

Troy

Michigan

Quicken Loans Inc.

July 21, 2017

1537229

Daniel Lee Visser

Tolleson

Arizona

Quicken Loans Inc.

July 21, 2017

1579647

Bently John Laser

Ypsilanti

Michigan

Quicken Loans Inc.

July 21, 2017

1578947

Mark Tilden Grillo

Chesterfield

Michigan

Quicken Loans Inc.

July 21, 2017

1489262

Bryton Jing Wai Lam

Rosemead

California

American Advisors Group, Inc.

July 21, 2017

1593982

Collin Christopher Kaiser

Rocky Point

New York

Residential Home Funding Corp.

July 21, 2017

1605079

Cameron Austin Castronova

Port Jefferson

New York

Associated Mortgage Bankers, Inc.

July 21, 2017

1581362

Nechama R Spitzer

Passaic

New Jersey

Funding Resources Mortgage Corporation

July 21, 2017

1599714

Abbie Leigh Parvin

Carmichael

California

Liberty Home Equity Solutions, Inc.

July 21, 2017

1611630

RAJINDER K BANSAL

Buffalo

New York

Solutions Home Mortgage, Inc.

July 21, 2017

1619173

Kennith Quentin Sanford

Niskayuna

New York

OwnersChoice Funding, Incorporated

July 21, 2017

312021

Melissa Rose Tatta

Bay Shore

New York

Platinum Home Mortgage Corporation

July 21, 2017

1593783

Richard Edward Damerau

Marlton

New Jersey

PHH Mortgage Corporation

July 21, 2017

1589064

Geoffrey Dain Bondad

Cherry Hill

New Jersey

PHH Mortgage Corporation

July 21, 2017

19328

Kevin Patrick Mancini

Katonah

New York

Nationwide Equities Corporation

July 21, 2017

410242

Jason Ferrante

Montauk

New York

Residential Home Funding Corp.

July 21, 2017

1565530

Richard Charles Dimler

Reisterstown

Maryland

Carrington Mortgage Services, LLC

July 21, 2017

1584091

John Patrick Burns

Doylestown

Pennsylvania

Finance of America Mortgage LLC

July 21, 2017

1596142

Joseph John Rao

New York

New York

Accountable Financial Management Corporation

July 21, 2017

1535707

Paul Jacob Smith

Knoxville

Tennessee

21st Mortgage Corporation

July 21, 2017

41284

Avery Laub

West Orange

New Jersey

Ark Mortgage, Inc.

July 21, 2017

861237

Dominic Michael Muller

Royal Oak

Michigan

Quicken Loans Inc.

July 21, 2017

1604101

Malik DeAndre Banks

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1590245

Matthew Alan Page

West Bloomfield

Michigan

Quicken Loans Inc.

July 21, 2017

887710

Thanthesha Loreia Reeves

Southfield

Michigan

Quicken Loans Inc.

July 21, 2017

1603761

Jeffrey Michael Lauten

Novi

Michigan

Quicken Loans Inc.

July 21, 2017

1616296

Maksim Igorevich Milikhiker

Oak Park

Michigan

Quicken Loans Inc.

July 21, 2017

1615128

Matthew Truman Peterson

Madison Heights

Michigan

Quicken Loans Inc.

July 21, 2017

1615215

Caleb Alexander Tifft

Saint Clair Shores

Michigan

Quicken Loans Inc.

July 21, 2017

1261554

Michael John Arcangeli

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1376476

Robert Ryan Lundquist

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1537722

Alex Thaer Maroof

Shelby Township

Michigan

Quicken Loans Inc.

July 21, 2017

1510360

Bailey James Maxfield

Detroit

Michigan

Quicken Loans Inc.

July 21, 2017

1464198

Nathan William Gormley

Glendale

Arizona

Quicken Loans Inc.

July 21, 2017

1523140

Carlos Torres Campos

Scottsdale

Arizona

Quicken Loans Inc.

July 21, 2017

1399118

Damon Michael Szafranski

Richmond

Michigan

Quicken Loans Inc.

July 21, 2017

1615037

Breytan Allan Melson

Dearborn

Michigan

Quicken Loans Inc.

 

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