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New York State Department of Financial Services

Weekly Banking Bulletin

March 31, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

March 27, 2017 (SB-CRB)
PIONEER SAVINGS BANK
21 Second Street, Troy, NY 12180

Notice of intention to close branch office at 148 George Street, Green Island, Albany County, NY 12183, received.

The comment period on this notice will expire May 1, 2017.

March 29, 2017 (TR-CRB)
AMALGAMATED BANK
275 Seventh Avenue, New York, NY 10001

Notice of intention to close branch office at 1745 Broadway, Borough of Manhattan, City of New York 10019, received.

The comment period on this notice will expire May 1, 2017.

March 31, 2017 (BP – LFS)
AMERICAN DEBT RESOURCES, INC.
248C Larkfield Road, East Northport, Suffolk County, NY 11731

A notification was received for a change of address

From: 248C Larkfield Road, East Northport, Suffolk County, NY 11731
To: 384 Larkfield Road, Suite #1, East Northport, Suffolk County, NY 11731

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

March 31, 2017 (BP – LFS)
CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST, INC.
4500 E. Broad Street, Columbus, Franklin County, OH 43213

A notification was received for a change of address

From: 4500 E. Broad Street, Columbus, Franklin County, OH 43213
To: 690 Taylor Rd., Suite 110, Gahanna, Franklin County, OH 43230

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

March 31, 2017 (BP-LFS)
GOLDEN STATE DEBT MANAGEMENT CORP.
23844 Hawthorne Blvd., Suite 100, Torrance, CA 90505

A notification was received for the following branch office relocation:

From: 23844 Hawthorne Blvd., Suite 100, Torrance, Los Angeles County, CA  90505
To: 23868 Hawthorne Blvd., Suite 201, Torrance, Los Angeles County, CA 90505

The publication of receipt of the notification does not indicate that the notification is deemed complete. The notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

March 31, 2017 (BP-LFS)
GREENPATH, INC. U/A/N ACCEL, U/A/N GREENPATH DEBT SOLUTIONS
U/A/N GREENPATH FINANCIAL WELLNESS
36500 Corporate Drive, Farmington Hills, Oakland County, MI 48331

A notification was received for the following branch office relocation:

From: One Barker Avenue, Suite 420, White Plains, Westchester County, NY 10601
To: 75 South Broadway, 4th Floor, Office 462, White Plains, Westchester County, NY 10601

The publication of receipt of the notification does not indicate that the notification is deemed complete. The notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

March 31, 2017 (BP – LFS)
SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INC.
4351 Latham Street, Riverside, Riverside County, CA 92501

A notification was received for a change of name

To: Springboard Non-Profit Consumer Credit Management, Inc. d/b/a credit.org
From: Springboard Non-Profit Consumer Credit Management, Inc.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to establish a Mortgage Banker's Branch received for examination:

March 24, 2017 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
7001 Amboy Rd., Suite C202-B, Staten Island, NY 10307

March 27, 2017 (MB-MBD)
Full Service Branch
loanDepot.com, LLC   D/B/A LDWholesale
1627 Parker Avenue, 2nd Floor, Fort Lee, NJ 07024

March 24, 2017 (MB-MBD)
Full Service Branch
Embrace Home Loans, Inc.
132 West 31st Street, 15th Floor Office 1566, New York, NY 10001

March 24, 2017 (MB-MBD)
Full Service Branch
Van Dyk Mortgage Corporation
1773 N. State Road 7, Suite 102A, Lauderhill, FL 33313

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

January 12, 2017

1419949

Kevin William Murphy

Rockville Centre

New York

January 17, 2017

1536715

Zev Hager

Monsey

New York

February 9, 2017

23238

Matthew Joseph Tringali

Oakdale

New York

February 17, 2017

505964

Gennaro Michael Lattanzi

Staten Island

New York

February 22, 2017

1543942

Agnes Toublon Warner

Philadelphia

Pennsylvania

February 22, 2017

1557632

Samantha Lee Booth

Moorestown

New Jersey

February 22, 2017

1557627

Eric Colin Spiller

Cherry Hill

New Jersey

February 24, 2017

1483657

Mark Landis Hopkins

North Babylon

New York

February 27, 2017

301029

Kim Marie Krick

Sanford

Florida

March 2, 2017

34710

Carissa Ortiz

Williamstown

New Jersey

March 2, 2017

1497362

Robert Amos Frutig

Clawson

Michigan

March 2, 2017

1283365

Nicole Mari-Joline Grummet

Detroit

Michigan

March 2, 2017

1472249

Kevin Joseph Adams

Canton

Michigan

March 2, 2017

67362

Peter Michael Crocker

Holtsville

New York

March 2, 2017

1523668

Roberto Cepeda Rios

Farmington Hills

Michigan

March 3, 2017

1497372

Jacob Neill Habermehl

Commerce Township

Michigan

March 3, 2017

1579601

Joshua Mark Allar

Saint Clair Shores

Michigan

March 3, 2017

1497417

Brent Gordon Kehrer

Westland

Michigan

March 3, 2017

1185489

Christopher Andrew Peterson

Belleville

New Jersey

March 6, 2017

1579621

Max Alexander Kendler

Farmington Hills

Michigan

March 6, 2017

1593982

Collin Christopher Kaiser

Rocky Point

New York

March 6, 2017

1484891

Abdulaziz Ali Aljahmi

Dearborn

Michigan

March 7, 2017

112852

Justin J Vicino

East Hampton

Connecticut

March 9, 2017

215078

Angela Avoletta

Danbury

Connecticut

March 10, 2017

23470

Brett Laurence Shapiro

Florham Park

New Jersey

March 10, 2017

1539984

Robert Gibbs

Ansonia

Connecticut

March 10, 2017

1132864

Erick Paley

Frenchtown

New Jersey

March 10, 2017

960589

Robert Christopher VanFechtmann

Hazlet

New Jersey

March 10, 2017

1568845

Christopher Robert Sierra

North Caldwell

New Jersey

March 10, 2017

843100

Davidson Andrew Trisler

Scotch Plains

New Jersey

March 10, 2017

947003

Alexander Zaleski-Laba

Rockaway

New Jersey

March 10, 2017

1593778

Adam Harrison Faber

Cherry Hill

New Jersey

March 10, 2017

1513567

Steven Alex Cohen

Freehold

New Jersey

March 10, 2017

576401

Michael Milano

Northport

New York

March 10, 2017

896129

Jason V Manz

New York

New York

March 10, 2017

22919

Paulette M Petix

Rochester

New York

March 13, 2017

1546537

Derrick Maurice Foggy

Mount Ephraim

New Jersey

March 13, 2017

215286

Steven S Yanurian

Ridgefield

New Jersey

March 15, 2017

196883

Mark Lee Simon

Drexel Hill

Pennsylvania

March 17, 2017

66800

Mitchell Jay Brand

Farmingville

New York

March 17, 2017

953381

James J Baksh

Glen Oaks

New York

March 17, 2017

1063121

Timiko M Perry

Hillside

New Jersey

March 23, 2017

1399275

Bennett Knox Estey

Detroit

Michigan

March 23, 2017

1325983

Jennifer Washington

Florissant

Missouri

March 23, 2017

1604489

Kevin Brian O'Grady

Centereach

New York

SECTION II

March 23, 2017 (CC-LFS)
COLLEGE POINT CHECK CASHING INC.
18-30 College Point Boulevard, College Point, NY 11356

Effective March 23, 2017, license to engage in business as casher of checks for the branch located at 159-17 Northern Boulevard, Flushing, NY 11358 was surrendered.

March 23, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization Certificate granting permission to open and occupy a branch office at 255 East Avenue, Rochester, Monroe County, New York 14604, surrendered for cancellation.

Office discontinued as of March 17, 2017.

March 24, 2017 (TR-CM)
LAW DEBENTURE TRUST COMPANY OF NEW YORK
400 Madison Avenue, New York, N.Y. 10017

Approval given to change the principal office from 400 Madison Avenue,  Borough of Manhattan, City of New York 10017 to 801-Second Avenue, Suite 403, Borough of Manhattan, City of New York 10017, on or after April 1, 2017.

March 29, 2017 (TR-Crb)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 56 Stewart Avenue, Roscoe, (Unincorporated Area) Town of Rockland, Sullivan County, New York 12776, will not result in a significant reduction of banking services in the community to be affected.

March 30, 2017 (MI-CRB)
UBS BANK USA
299 Main Street, Suite 2275, Salt Lake City, Utah 84111

Notification received, in accordance with Supervisory Policy G 8, of the establishment of representative offices at the following four locations:

(1) 225 Broad Hollow Road, Melville, Suffolk County, New York 11747;
(2) 400 Linden Oaks, Rochester, Monroe County, New York 14625;
(3) One Jericho Plaza, Jericho, Nassau County, New York 11753; and
(4) 440 S. Warren Street, Syracuse, Onondaga County, New York 13202

License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

March 23, 2017 (MB-MBD)
American Bancshares Mortgage, LLC D/B/A ABSM
14211 Commerce Way, Suite 100, Miami Lakes, FL 33016

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 29, 2017 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
6515 Main Street, Suite 7, Trumbull, CT 06611

March 24, 2017 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
116 Washington Avenue, Suite 1A, North Haven, CT 06473

March 24, 2017 (MB-MBD)
Full Service Branch
Hunt Mortgage Corporation
720 Elmwood Avenue, Suite 1, Buffalo, NY 14222

March 29, 2017 (MB-MBD)
Full Service Branch
Atlantic Home Loans, Inc.
2751 Dixwell Avenue, Suite 300, Hamden, CT 06518

License to engage in the business of a Mortgage Banker surrendered:

March 24, 2017 (MB-MBD)
Maryland First Home Mortgage Company In Lieu of First Home Mortgage Corporation
5355 Nottingham Drive, Suite 130, Baltimore, MD 21236
Effective Date: February 22, 2017

License to engage in the business of a Mortgage Banker Branch surrendered:

March 24, 2017 (MB-MBD)
Maryland First Home Mortgage Company In Lieu of First Home Mortgage Corporation
5355 Nottingham Drive, Suite 130, Baltimore, MD 21236
Effective Date:  February 22, 2017

March 28, 2017 (MB-MBD)
Intercontinental Capital Group, Inc.
4050 Skyron Drive, Suite #A3, Doylestown, PA 18902
Effective Date: March 27, 2017

March 29, 2017 (MB-MBD)
Everett Financial, Inc. D/B/A Supreme Lending
76 West Avenue, Suite 2 C, Lockport, NY 14094
Effective Date: March 21, 2017

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

March 22, 2017

877962

Catherine Anne Madden

Charlotte

North Carolina

March 22, 2017

763300

Michael William Duffy

Park City

Utah

March 22, 2017

437292

Brian John Voytko

Hatboro

Pennsylvania

March 23, 2017

1450511

Leigh Ann Majkowski

Columbia

Missouri

March 23, 2017

1548030

Marla Kay Schauer

Indianapolis

Indiana

March 28, 2017

971586

Marisol Delgado

Tampa

Florida

March 28, 2017

1407052

Trevor Tashua Lally

Columbia

Missouri

March 28, 2017

1112033

Andrew Joseph Clemans

Louisville

Kentucky

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

December 16, 2016

1228758

Hassan Jaafar Fakhreddine

Dearborn

Michigan

loanDepot.com, LLC

March 22, 2017

1428789

Kile Alexander Bommarito

West Bloomfield

Michigan

Quicken Loans Inc.

March 23, 2017

68184

Nelson DaSilva

Milford

Connecticut

Total Mortgage Services, LLC

March 23, 2017

324872

Timothy X Ford

Red Bank

New Jersey

Advisors Mortgage Group, L.L.C.

March 23, 2017

147871

David Harley Mackenzie

Fairfield

Connecticut

Caliber Home Loans, Inc.

March 23, 2017

1471768

Robin K Roth

Newberg

Oregon

CMG Mortgage, Inc.

March 23, 2017

326783

John Anthony Cosculluela

Miami Lakes

Florida

American Bancshares Mortgage, LLC

March 24, 2017

1456549

Joshua Jay Emmans

Indianapolis

Indiana

Finance of America Reverse LLC

March 24, 2017

1531388

Spencer Harrison Correnti

New York

New York

GuardHill Financial Corp.

March 24, 2017

1459957

John Cordich Dagley

Villa Park

California

American Advisors Group, Inc.

March 24, 2017

1550636

Carolina Garcia De Mattera

Staten Island

New York

Grand Oaks Funding, L.L.C.

March 24, 2017

1526197

Ryan Joseph Forbeck

Shamong

New Jersey

Freedom Mortgage Corporation

March 24, 2017

179520

Donna Marie Francavilla

Melville

New York

New Penn Financial, LLC

March 24, 2017

1534551

Maria Tuffarelli

Hauppauge

New York

Coltrain Funding Group LLC

March 24, 2017

1226249

James Scott Rainwater

Carlsbad

California

American Advisors Group

March 24, 2017

1530285

Eric Michael Raw

Columbia

Missouri

Mortgage Research Center, LLC

March 24, 2017

1523777

Randolph George Belonzi

Coram

New York

Coltrain Funding Group LLC

March 24, 2017

1407568

Simy Wieder

Spring Valley

New York

FM Home Loans, LLC

March 24, 2017

1395166

Stephanie Ann Pantaleo

Jefferson City

Missouri

Mortgage Research Center, LLC

March 24, 2017

1429577

Jason Jefferson Jackson

Aliso Viejo

California

First Direct Lending, LLC

March 24, 2017

1532556

Michael Scott McMahon

Cinnaminson

New Jersey

Freedom Mortgage Corporation

March 24, 2017

1532565

Joseph Ryan Merlino

Pine Hill

New Jersey

Freedom Mortgage Corporation

March 24, 2017

1532554

Jamie Lynn McCartney

Cinnaminson

New Jersey

Freedom Mortgage Corporation

March 24, 2017

1504431

Natalie Pepoon

Columbia

Missouri

Mortgage Research Center, LLC

March 24, 2017

181583

Theresa Marie Bustamante

Long Beach

California

Nationstar Mortgage LLC

March 24, 2017

1533027

Nila Valentina Csapo

Roebling

New Jersey

Freedom Mortgage Corporation

March 24, 2017

188138

Melissa Ann Swenson

Holladay

Utah

SoFi Lending Corp.

March 24, 2017

193221

James Douglas Carroll

Prince George

Virginia

Live Well Financial, Inc.

March 24, 2017

253283

David Hill Richards

Sandy

Utah

SoFi Lending Corp.

March 24, 2017

1445886

Joseph Lawrence Cosares

Staten Island

New York

Intercontinental Capital Group, Inc.

March 24, 2017

1532558

Jason B. Smith

Mullica Hill

New Jersey

Freedom Mortgage Corporation

March 24, 2017

198899

Michael Joseph Moya

Long Beach

California

Carrington Mortgage Services, LLC

March 24, 2017

1382536

Joseph Thomas White

Whittier

California

Nationstar Mortgage LLC

March 24, 2017

1225393

Mordechai Reich

Lakewood

New Jersey

Acorn Funding Group, Inc.

March 24, 2017

1526151

Nicholas Bryan Patton

Columbia

Missouri

Mortgage Research Center, LLC

March 24, 2017

1365180

Maria Tu Thi Vu

Irvine

California

Nationstar Mortgage LLC

March 24, 2017

1236762

Rigo Gutierrez

Yorba Linda

California

Nationstar Mortgage LLC

March 24, 2017

1474791

Michael Anthony Ortiz

East Haven

Connecticut

Total Mortgage Services, LLC

March 24, 2017

1471164

Matthew Andrew Ziegert

Andover

New Jersey

Residential Home Funding Corp.

March 24, 2017

757229

Jairo Ivan Camaro

Chicago

Illinois

Guaranteed Rate, Inc.

March 24, 2017

178780

Terrance Walton

King of Prussia

Pennsylvania

Freedom Mortgage Corporation

March 24, 2017

495561

Lisset M Guerrero

West Babylon

New York

MCS Mortgage Bankers, Inc.

March 24, 2017

1572354

Efraim Ausch

Spring Valley

New York

Funding Source Corp.

March 24, 2017

70448

Franklin Wheaton Bronner

New York

New York

Silver Fin Capital Group LLC

March 24, 2017

1063121

Timiko M Perry

Hillside

New Jersey

Cardinal Financial Company, LP

March 24, 2017

862988

Joseph L Ferrante

Brooklyn

New York

Intercontinental Capital Group, Inc.

March 24, 2017

680411

Jeanne A Manyon

Akron

New York

Homestead Funding Corp.

March 24, 2017

22919

Paulette M Petix

Rochester

New York

Banas Mortgage Co., LTD.

March 24, 2017

841922

Anita Bareja

Dix Hills

New York

CGAP, Inc

March 24, 2017

779888

Jon Lawrence Baughman

Santa Rosa

California

SoFi Lending Corp.

March 24, 2017

733969

Rafael Rodriguez

Sleepy Hollow

New York

Quintessential Mortgage Group, Inc.

March 24, 2017

840865

Stephen Marquis Murray

Norristown

Pennsylvania

Freedom Mortgage Corporation

March 24, 2017

256353

Dennis Edward Sherman

Jacksonville

Florida

Carrington Mortgage Services, LLC

March 24, 2017

482791

Brian E Morgenstern

Aurora

Colorado

Lenderlive Network, LLC

March 24, 2017

320732

Olga E Sanchez

North Brunswick

New Jersey

United One Mortgage Inc.

March 24, 2017

218530

Steven Michael Candow

Valley View

Ohio

CrossCountry Mortgage, Inc.

March 24, 2017

9466

Lou-Ann Smith

Ridgefield

Connecticut

Total Mortgage Services, LLC

 

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