Skip to Content

New York State Department of Financial Services

Weekly Banking Bulletin

March 24, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

March 17, 2017 (MI-CRB)
HANMI BANK
3660 Wilshire Blvd., PH-A, Los Angeles, CA 90010

Application dated March 13, 2017, for permission to open and occupy a branch office at 325 Fifth Avenue, Borough of Manhattan, City of New York, 10016, received.

March 21, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Notice of intention to establish an electronic facility (automated teller machine) at 48 North Main Street, Village of Delevan, Cattaraugus County, NY 14042, received.  (Notice of intention to close branch at this location received on March 1, 2017.)

March 22, 2017 (pF-LFS)
CONCORD INSTALLMENT CORP.
72 East Main Street, New Rochelle, NY 10801

Notification received for change of head office location from 72 East Main Street, New Rochelle, NY 10801 to 134 North Avenue, Suite 205, New Rochelle, NY 10801. 

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

March 24, 2017 (TM-LFS)
CHIME INC. d/b/a SENDWAVE
239 E. 5th Street Apt 4B, New York, NY 10003

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.
An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Application to establish a Mortgage Banker's Branch received for examination:

March 16, 2017 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation D/B/A CHL Mortgage
345 Route 9 South, Units 18 & 19, Manalapan, NJ 07726

March 21, 2017 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
330 Pauls Drive, Suite 220, Brandon, FL 33511

March 21, 2017 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
275 N. York Road Suite 400, Elmhurst, IL 60126

Application to establish a Mortgage Broker's Branch received for examination:

March 21, 2017 (BR-MBD)
Full Service Branch
Lightning Funding Inc.
840 Beach Drive NE, St. Petersburg, FL 33701

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

 

Date of Application

NMLS #

Applicant Name

City

State

January 26, 2017

1019600

Ryan Phillip Landsman

Reisterstown

Maryland

February 2, 2017

989236

Joel H Romano

Weedsport

New York

February 3, 2017

1583857

Vincent Charles Errico

Meriden

Connecticut

February 6, 2017

597975

Rawish S Sewnath

Edgewater

New Jersey

February 14, 2017

1576931

Khafre Edzil John Hinds

Massapequa

New York

February 17, 2017

1128312

Steven Grodzinski

Miami

Florida

February 22, 2017

1557626

Tyler James Samani

Marlton

New Jersey

February 22, 2017

266888

Wai Ming Kwong

Bayside

New York

February 24, 2017

530246

Paul T. Minogue

Carol Stream

Illinois

February 24, 2017

1448733

Kevin James McElroy

Nashville

Tennessee

February 27, 2017

1511989

Bradley Keith Goldman

Pittsburgh

Pennsylvania

February 27, 2017

1590276

Jonathan Dunbar Schmidt

Sylvania

Ohio

February 28, 2017

31299

Brian Dario Diez

East Meadow

New York

March 2, 2017

1461366

Sean Patrick Seaman

Detroit

Michigan

March 2, 2017

1177497

Brian Jeffrey Blottie

Roseville

Michigan

March 2, 2017

1551870

Mustapha Akram Badaoui

Dearborn

Michigan

March 2, 2017

1472613

Redi Demneri

Royal Oak

Michigan

March 2, 2017

1472600

Judah Samuel Cato David

Chesterfield

Michigan

March 2, 2017

1484965

Neil James Dobson

Lake Orion

Michigan

March 3, 2017

1485002

Mary Michele Fisher

Detroit

Michigan

March 3, 2017

905719

Anica Thompson

West Milford

New Jersey

March 3, 2017

1528801

Daniel Nicanor Castro

Jacksonville

Florida

March 3, 2017

1578947

Mark Tilden Grillo

Chesterfield

Michigan

March 3, 2017

1052300

Eli Orenthal-James Gonzalez

Eastpointe

Michigan

March 3, 2017

1497328

Alaa H. Dabaja

Dearborn

Michigan

March 6, 2017

1579647

Bently John Laser

Ypsilanti

Michigan

March 6, 2017

1566672

Melanie Ann Hopfner

Sterling Heights

Michigan

March 6, 2017

1461158

Laura Elizabeth Feldman

Detroit

Michigan

March 6, 2017

1387675

Ratna Begum Miah

Detroit

Michigan

March 6, 2017

1571067

Glenn Meyer

Mt. Sinai

New York

March 6, 2017

782406

Demian Alderette

Santa Rosa

California

March 6, 2017

1592537

Timothy P Clements

Syracuse

New York

March 6, 2017

1442106

Adam Daniel Shoob

Plainview

New York

March 7, 2017

1584091

John Patrick Burns

Doylestown

Pennsylvania

March 7, 2017

1591683

Austin Stables

Patchogue

New York

March 8, 2017

1359813

Jeffrey Everett Lind

Medford

New York

March 8, 2017

1409525

Erica Desiree Jordan

Taylor

Michigan

March 8, 2017

1578603

Dustin Robert Alverson

Detroit

Michigan

March 8, 2017

1545156

Isa Grety Acosta-Martinez

Pennsauken

New Jersey

March 8, 2017

1589064

Geoffrey Dain Bondad

Cherry Hill

New Jersey

March 8, 2017

263317

Prince Uchenna Ogbogu

Cleveland

Ohio

March 8, 2017

1579604

William James Hawkins

Clinton Township

Michigan

March 8, 2017

468281

Annette M Kopp

Wheatfield

New York

March 8, 2017

1493153

Timothy Lynn Shelton

Knoxville

Tennessee

March 9, 2017

1555155

Darrell Jamaul Burrus

Sicklerville

New Jersey

March 9, 2017

1579791

Ronald William Webster

Redford

Michigan

March 9, 2017

1126743

Brandon Reed Villanueva

Phoenix

Arizona

March 9, 2017

1473311

Joseph Vincent Waters

Scottsdale

Arizona

March 9, 2017

1510614

Thomas Julius Thomas

Detroit

Michigan

March 9, 2017

1496958

Brett Edward Sims

Scottsdale

Arizona

March 9, 2017

1509754

Jarett Michael Smith

Maricopa

Arizona

March 9, 2017

1509774

Samuel Glenn Sturdevant

Phoenix

Arizona

March 9, 2017

1473154

Robert Adam Smith

Detroit

Michigan

March 9, 2017

1509749

Jared Ron Pitschmann

Phoenix

Arizona

March 9, 2017

1484753

Adrian Keith Nickelson

Phoenix

Arizona

March 9, 2017

1484731

Donny Saad Kashat

Scottsdale

Arizona

March 9, 2017

1460741

Marvin Kyle Harrod

Scottsdale

Arizona

March 9, 2017

1537087

Brett William Freese

Phoenix

Arizona

March 9, 2017

1473251

Sean Michael Duncan

Scottsdale

Arizona

March 9, 2017

1484539

Quinn Michael Dumas

Scottsdale

Arizona

March 9, 2017

1497339

Richard Lee Derks

Sterling Heights

Michigan

March 9, 2017

1484532

Kyle Aron Combs

Scottsdale

Arizona

March 9, 2017

1448665

Jasmine Camille Barrett

Scottsdale

Arizona

March 9, 2017

385277

Marcy Hanenbaum Wien

Newport Beach

California

March 9, 2017

54571

Maureen Patricia Kelly

Clifton Park

New York

March 10, 2017

1070879

Bruce Oliver

Madison

New Jersey

March 10, 2017

1568836

Matthew William Hellenbrecht

Rutherford

New Jersey

March 10, 2017

167801

Mark Douglas Gordon

Westfield

New Jersey

March 10, 2017

1513537

Jonathan Joseph Gill

Glen Ridge

New Jersey

March 10, 2017

946905

James Francis Elder

Short Hills

New Jersey

March 10, 2017

1513571

Thomas Joseph Cupo

Succasunna

New Jersey

March 10, 2017

1500153

Marc Daniel Cruz

Woodland Park

New Jersey

March 10, 2017

1513544

Dylan Jacob Conte

Bloomfield

New Jersey

March 10, 2017

1546416

Craig Michael Cohen

Morristown

New Jersey

March 10, 2017

1546410

Julia Monica Cichon

Clifton

New Jersey

March 10, 2017

1513546

Nicholas Laurence Bullock

Montclair

New Jersey

March 10, 2017

1439705

Marnelli Aguila

Colonia

New Jersey

March 10, 2017

1111235

Justin Musella

Franklin Lakes

New Jersey

March 10, 2017

1593783

Richard Edward Damerau Jr.

Marlton

New Jersey

March 10, 2017

1500142

Jay Fabio Sacchi

Lincoln Park

New Jersey

March 10, 2017

205905

John James Thompson

Tinton Falls

New Jersey

March 10, 2017

1313053

Adrian Dubal

Lincoln Park

New Jersey

March 10, 2017

1235205

Nicole Freeland

Pompton Lakes

New Jersey

March 10, 2017

1425439

Alex Gordon

Springfield

New Jersey

March 10, 2017

1281988

Shaun Koren

Emmaus

Pennsylvania

March 10, 2017

1400042

Bryan Charles Madsen

Morristown

New Jersey

March 10, 2017

1142360

Varun Malhotra

Edison

New Jersey

March 10, 2017

1453702

Thomas Kevin McManus

Westfield

New Jersey

March 10, 2017

1349212

Ryan Sampson Smith

Hackettstown

New Jersey

March 10, 2017

1262026

Eric Reizis

Jersey City

New Jersey

March 10, 2017

1592807

Xiomara Vargas

Philadelphia

Pennsylvania

March 10, 2017

1579631

Mazen Faris Jaddou

Bloomfield Hills

Michigan

March 17, 2017

1509017

Paul David Keesee

Nashville

Tennessee

March 17, 2017

1579642

Nicholas Alan Koppitch

Macomb

Michigan

March 17, 2017

1086893

Daniel Paul Butterfield

Cleveland

Ohio

March 17, 2017

1497343

Michael Aaron Epps

Royal Oak

Michigan

March 17, 2017

1473274

Brian David Goyer

Tempe

Arizona

March 20, 2017

1234887

Brandon Duane Folkes

Columbia

Missouri

SECTION II

January 9, 2017 (sF-LFS)
TEBO FINANCIAL SERVICES, INC
4740 Belpar St., NW, Suite A, Canton, Stark County, Ohio 44718

License rider issued to reflect the change of head office location from 4801 Dressler Road NW, Suite 194, Canton, Stark County, Ohio 44718 to 4740 Belpar St., NW, Suite A, Canton, Stark County, Ohio 44718.

March 2, 2017 (LL-LFS)
GRAMEEN AMERICA, INC.
150 West 30th St., 8th Fl., New York NY 10001

Application filed by Grameen America, Inc. to engage in doing business as a licensed lender at the following locations was approved effective March 2, 2017.

Main Office:
150 West 30th Street, 8th Floor, New York, NY 10001

Branches:
5210 4th Ave., Basement, Brooklyn, NY 11220
91-12 175th Street, Suite 2A, Jamaica, NY 11432
500 W 170th Street, #3, New York NY 10032
1597 Gates Avenue, Brooklyn, NY 11237
127 West 127th Street, Room 429, New York, NY 10027
391 East 149th St., Rm 317, Bronx, NY 10455
82-11 37th Ave., 7th Fl., Jackson Heights, NY 11372

March 8, 2017 (FR-FWB)
HAITONG BANK, S.A.
Edificio Quartzo, Rua Alexandre Herculano, 38, 1269-161 Lisboa, Portugal

Representative office license at 340 Madison Avenue, New York, New York surrendered on March 8, 2017.

March 16, 2017 (MI-CRB)
PACIFIC CITY BANK
3701 Wilshire Boulevard, Suite # 900, Los Angeles, CA 90010

Authorization issued to open and occupy a branch office at 220-34 and 220-36 Northern Boulevard, Bayside, Borough of Queens, City of New York 11361 on or after March 17, 2017.

March 16, 2017 (MI-CRB)
OPEN BANK
1000 Wilshire Boulevard, Suite 500, Los Angeles, CA 90017

Notification received, in accordance with Supervisory Policy G 8, of the closing of the representative office at 38-08 Bell Boulevard, Suite 2A, Bayside, Borough of Queens, City of New York 11361, effective March 31, 2017.

March 16, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203

Applicant notified in writing that no objection will be interposed to establish electronic facilities (automated teller machines) at the following two locations:

  1. Rutter's Farm Store #68, 798 West Main Street, South Annville Township, Lebanon County,  Pennsylvania 17003
  2. Rutter's Farm Store #71, 935 Plank Road, Allegheny Township, Blair County, Pennsylvania 16635

March 21, 2017 (MI-CM)
SUNTRUST BANK
303 Peachtree Street, Northeast, Atlanta, GA 30308

Notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 711 5th Avenue, Borough of Manhattan, City of New York 10022, withdrawn.

March 21, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applicant notified in writing that no objection will be interposed to establish an electronic facility (automated teller machine) at 3 City Center, 180 South Clinton Avenue, Rochester, Monroe County, New York 14604.

March 21, 2017 (CC-LFS)
257 SHERIDAN BLVD. CORP.
1747 Grand Avenue, Baldwin NY 11510

Effective March 21, 2017, license to engage in business as casher of checks for the limited station, Mayfair Care Center Inc., located at 100 Baldwin Road, Hempsted, NY 11550 was surrendered.

March 21, 2017 (CC-LFS)
257 SHERIDAN BLVD. CORP.
1747 Grand Avenue, Baldwin NY 11510

Effective March 21, 2017, license to engage in business as casher of checks for the limited station, The Waldorf Astoria, located at 301 Park Avenue, New York, NY 10022 was surrendered.

March 21, 2017 (CC-LFS)
257 SHERIDAN BLVD. CORP.
1747 Grand Avenue, Baldwin NY 11510

Effective March 21, 2017, license to engage in business as casher of checks for the limited station, Belmont Metals, Inc., located at 330 Belmont Avenue, Brooklyn, NY 11207 was surrendered.

March 21, 2017 (CC-LFS)
257 SHERIDAN BLVD. CORP.
1747 Grand Avenue, Baldwin NY 11510

Effective March 21, 2017, license to engage in business as casher of checks for the limited station, Century Direct LLC d/b/a Mailmen located at 15 Enter Lane, Islandia, NY 11749 was surrendered.

March 21, 2017 (CC-LFS)
257 SHERIDAN BLVD. CORP.
1747 Grand Avenue, Baldwin NY 11510

Effective March 21, 2017, license to engage in business as casher of checks for the limited station, UPR Care Corp. U/A/N Cold Spring Hills C located at 378 Syosset Street - Woodbury Road, Woodbury, NY 11797 was surrendered.

March 22, 2017 (BK-CRB)
USNY BANK
389 Hamilton Street, Geneva, NY 14456

Authorization issued to open and occupy a branch office at 100 Main Street, Suites 103 and 203, Penn Yan, Yates County, NY 14527, on or after March 23, 2017.

(The branch will operate under the name “Bank of the Finger Lakes, a unit of USNY Bank.”)

March 22, 2017 (FR-FWB)
RAIFFEISEN ZENTRALBANK OSTERREICH AG
Am Stadpark 9, A-1030, Vienna, Austria

License for representative office located at 1177 Avenue of the Americas, New York, NY 10036 surrendered on March 21, 2017.

March 24, 2017 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC.
14141 Southwest Freeway, Suite 1000, Sugar Land, Fort Bend County, Texas 77478

A rider was issued in connection with the relocation:

From: 199 Lincoln Avenue, Suite 309, Bronx, Bronx County, NY 10454
To: 903 Sheridan Avenue, Suite 1, Bronx, Bronx County, NY 10451

March 24, 2017 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF GREATER ATLANTA, INC. U/A/N CLEARPOINT CREDIT COUNSELING SOLUTIONS 
270 Peachtree Street, NW, Atlanta, Fulton County, GA 30303

A rider was issued in connection with the relocation of the following branch offices:

From:  10426 Jackson Oaks Way, Suite 103, Knoxville, Knox County, TN 37922
To:       800 S. Gay Street, Suite 700, Room 749, Knoxville, Knox County, TN 37929
   
From: 242 E. Airport Drive, Suite 201, San Bernardino, San Bernardino County, CA 92408
To: 473 E. Carnegie Drive, Suite 200, Room 218, San Bernardino, San Bernardino County, CA 92408

March 24, 2017 (BP-LFS)
CONSUMER CREDIT COUNSELING SERVICE OF GREATER ATLANTA, INC. U/A/N CLEARPOINT CREDIT COUNSELING SOLUTIONS 
270 Peachtree Street NW, Suite 1800, Atlanta, Fulton County, GA 30303

A rider was issued in connection with the relocation of the following branch office:

From: 10116 36th Avenue Center SW, Suite 106, Lakewood, Pierce County, WA 98499
To: 10116 36th Avenue Center SW, Suite 210, Lakewood, Pierce County, WA 98499

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 22, 2017 (MB-MBD)
Full Service Branch
Paragon Home Loans Inc.
50 Clinton Avenue, Suite One, Cortland, NY 13045

March 22, 2017 (MB-MBD)
Full Service Branch
Advisors Mortgage Group, L.L.C.
130 Maple Avenue, Unit 3D, Red Bank, NJ 07701

March 22, 2017 (MB-MBD)
Full Service Branch
Caliber Home Loans, Inc.
2 Enterprise Drive, Suite 509, Shelton, CT 06484

March 22, 2017 (MB-MBD)
Full Service Branch
CMG Mortgage, Inc.
4949 Meadows Road, Suite 450, Lake Oswego, OR 97035

March 22, 2017 (MB-MBD)
Full Service Branch
Total Mortgage Services, LLC
2 Trap Falls Road, Suite 101, Shelton, CT 06484

March 22, 2017 (MB-MBD)
Full Service Branch
Intercontinental Capital Group, Inc.
9120 4th Avenue, Ground Floor Store, Brooklyn, NY 11209

March 22, 2017 (MB-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
Four West Red Oak Lane, Suite 304, White Plains, NY 10604

March 22, 2017 (MB-MBD)
Full Service Branch
MCS Mortgage Bankers, Inc.   D/B/A Blu Lending, NYC
Wholesale Direct
80 E State Rt 4, Suite GRE, Paramus, NJ 07652

March 22, 2017 (MB-MBD)
Full Service Branch
NJ Lenders Corp. D/B/A Coastal Lenders
Home Owners Mortgage Express
Silver Bay Lending
57 East Water Street, First Floor, Toms River, NJ 08753

March 22, 2017 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
1110 South Ave., Suite 100, Office #62, Staten Island, NY 10314

Certificate issued to engage in the business as a Mortgage Broker Branch under Article 12-D of the New York State Banking Law:

March 22, 2017 (BR-MBD)
Full Service Branch
Fort Funding Corp.
65 Whipple Street, Ground Floor Store Front, Brooklyn, NY 11206

March 22, 2017 (BR-MBD)
Full Service Branch
Upstate Premier Mortgage, Inc.
201 S. Main Street Suite 2, North Syracuse, NY 13212

March 22, 2017 (BR-MBD)
Full Service Branch
Lenderlive Network, LLC   D/B/A LL Network
8800 Baymeadows Way West, Suite 300, Jacksonville, FL 32256

License to engage in the business of a Mortgage Banker Branch surrendered:

March 21, 2017 (MB-MBD)
Allied Mortgage Group, Inc.
5112 Pegasus Court, Suite M, Frederick, MD 21704
Effective Date: March 20, 2017

March 21, 2017 (MB-MBD)
Mortgage Access Corp. DBA Weichert Financial Services
1110 Town Square Route 55, Lagrangeville, NY 12650
Effective Date: January 17, 2017

March 21, 2017 (MB-MBD)
CitiFinancial Company D/B/A CitiFinancial Company (DE)
700 Montauk Highway, West Babylon, NY 11704
Effective Date: January 17, 2017

Mortgage Banker Branch License Address Changes:

March 22, 2017 (MB-MBD)
OwnersChoice Funding, Incorporated
From: 4705 Crossroads Park Drive, Suite 104, Liverpool, NY 13088
To: 135 Old Cove Road, Suite #209, Liverpool, NY 13090-3775

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn NMLS ID

Name

City

State

March 22, 2017

1272169

Jaclyn Michelle Merryfield

Haddon Heights

New Jersey

March 22, 2017

354356

Fred Drew

Palm Springs

California

March 22, 2017

621058

Jeri Jean Chitwood

Frisco

Texas

March 22, 2017

488425

Jack Joseph Bati

Irvine

California

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

March 16, 2017

265117

Anthony Joseph Defrancesco

Staten Island

New York

Advisors Mortgage Group, L.L.C.

March 21, 2017

66131

Ronald P Figalora

Central Islip

New York

Contour Mortgage Corporation

 

Link to DFS Portal

About DFS

Contact DFS

Reports & Publications

Licensing

Laws and Regs

Connect With DFS

DFS Facebook page

Follow NYDFS on Twitter