Skip to Content

New York State Department of Financial Services

Weekly Banking Bulletin

March 17, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

March 17, 2017 (BP-LFS)
MONEY MANAGEMENT INTERNATIONAL, INC.
141 Southwest Freeway, Suite 1000, Sugar Land, Fort Bend County, Texas 77478

Application was received for a change of control resulting from a proposed merger between Money Management International, Inc. and Consumer Credit Counseling Service of Greater Atlanta, Inc. U/A/N ClearPoint Credit Counseling Solutions.

Application to establish a Mortgage Banker's Branch received for examination:

March 9, 2017 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
6515 Main Street, Suite 7, Trumbull, CT 06611

March 10, 2017 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
116 Washington Avenue, 1st Floor, North Haven, CT 06473

March 10, 2017 (MB-MBD)
Full Service Branch
Atlantic Home Loans, Inc.
2751 Dixwell Avenue, Suite 300, Hamden, CT 06518

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Application Received Date

NMLS #

Applicant Name

City

State

January 26, 2017

228775

Gregory Raymond Le Crann

North Merrick

New York

February 8, 2017

1549027

Connor John Rehbaum

Charlotte

North Carolina

February 15, 2017

271664

Jody Lynn Alston

Ashburn

Virginia

February 16, 2017

265117

Anthony Joseph Defrancesco

Staten Island

New York

February 17, 2017

1566765

Shermin Philip Manalel

Livonia

Michigan

February 17, 2017

1510450

Michael David Josiah Rollins

Farmington Hills

Michigan

February 17, 2017

888671

Liam Brennan

Cos Cob

Connecticut

February 17, 2017

1247652

Abigail Marie Chester

Trafalgar

Indiana

February 17, 2017

1557647

Chantal Ebonie Penn

Sicklerville

New Jersey

February 21, 2017

1540694

Anthony Michael Egan

Bronx

New York

February 22, 2017

1557636

Annastaisa Morgan Lee Turner

Edgewater Park

New Jersey

February 22, 2017

1557629

Eric Franz Trasser

Clementon

New Jersey

February 22, 2017

586751

Patrick G Mautner

Sherrill

New York

February 23, 2017

1584813

Jason Maxwell Little

Point Lookout

New York

February 24, 2017

1513543

Edwin Terence Mulhern

south hempstead

New York

February 24, 2017

1024705

Amy Jo Zager

Columbia

Missouri

February 24, 2017

963957

Erin Nicole Craig

Columbia

Missouri

February 24, 2017

1588494

Crystal Lynn Johnson

Columbia

Missouri

February 24, 2017

1541645

Heather Renee Bronson

St Augustine

Florida

February 24, 2017

1225479

Eric Stephen Hirstein

Conroe

Texas

February 24, 2017

1500259

Brittney Leigh Mastella

Cedar Knolls

New Jersey

February 24, 2017

1566762

Alaa Hussein Madani

Dearborn Heights

Michigan

February 24, 2017

28545

Jesus A Riano

Bay Shore

New York

March 1, 2017

1510362

Alan Mark Merdita

Dearborn Heights

Michigan

March 1, 2017

1510621

Seth Andrew Van Male

Dearborn

Michigan

March 1, 2017

1484900

Timothy Stephen Cougill

Birmingham

Michigan

March 1, 2017

1037456

Brigitte Ann George

Commerce Township

Michigan

March 1, 2017

1496748

Justin Ray Farrell

Lakewood

Ohio

March 1, 2017

1553201

Christopher Michael LaCivita

Hubbard

Ohio

March 1, 2017

1579564

Jeffrey Michael Bencher

Detroit

Michigan

March 1, 2017

1472807

Scott Gregory Mims

Livonia

Michigan

March 1, 2017

1283515

Paul Daniel Taylor

Harper Woods

Michigan

March 1, 2017

1497420

Ryan John Keiser

Grass Lake

Michigan

March 1, 2017

1566570

Jacob Laurence Hessen

Birmingham

Michigan

March 1, 2017

1484897

Jason Jonathan Budny

Detroit

Michigan

March 1, 2017

1590446

Mykul Alexander Platt

Sterling Heights

Michigan

March 2, 2017

1597324

Aaron B Yuen

N. Tonawanda

New York

March 2, 2017

1590257

Craig Richard Pertler

Macomb

Michigan

March 2, 2017

1497340

Benjamin Douglas Dixon

Detroit

Michigan

March 2, 2017

1578715

Julian John Brodersen

Detroit

Michigan

March 2, 2017

1590447

Marvin Leyson Quieta

Windsor

 

March 2, 2017

1472907

Raphael Carlos Sanders

Taylor

Michigan

March 2, 2017

1510396

Jeremy Jason Ozimek

Livonia

Michigan

March 2, 2017

1593252

Jay Stephen Hinton

Oakland

Florida

March 2, 2017

1461444

Lawrence Michael Young

Warren

Michigan

March 2, 2017

1264599

Vlora Seferaj

St. Clair Shores

Michigan

March 2, 2017

1484988

Christopher Carmello Favot

Plymouth

Michigan

March 2, 2017

1461412

Kiril Teplitsky

Commerce Twp.

Michigan

March 2, 2017

1461284

David Christopher Nicholls

Wayne

Michigan

March 3, 2017

1455400

Sarah Margaret Bermudez-White

Dearborn Heights

Michigan

March 3, 2017

1509550

Kevin Robert Marcinick

Lakewood

Ohio

March 6, 2017

1026111

Eric John Cummings

Glendora

New Jersey

March 6, 2017

1592306

Vincent Quaranta

Williamstown

New Jersey

March 6, 2017

1496771

Michelle Nicole Mondozzi

Akron

Ohio

March 6, 2017

1590258

Mitchel James Rogowski

Saint Claire Shores

Michigan

March 6, 2017

1566959

Andrew Jeffrey Steinaway

Pinckney

Michigan

March 6, 2017

1590302

Caitlin Anna May Taylor

Detroit

Michigan

March 6, 2017

1589856

Eric Joseph Bauknecht

Cuyahoga Falls

Ohio

March 6, 2017

1496744

Raffaele Joseph Aversa

Cleveland

Ohio

March 6, 2017

1497338

David Steven Danyko Jr.

Shelby Township

Michigan

March 6, 2017

1509739

Salvador Escalante

Gilbert

Arizona

March 6, 2017

1484337

Thomas Joseph Kaase

Bay Village

Ohio

March 6, 2017

1496950

Oscar Gerardo Otero Ramirez

Phoenix

Arizona

March 6, 2017

1509750

Fernando Andres Sanchez

Peoria

Arizona

March 6, 2017

1578723

Michael Daniel Calo

Walled Lake

Michigan

March 6, 2017

1579635

Vadren Thomas Jaddou

Farmington Hills

Michigan

March 6, 2017

1566697

Shannon Hana Jackson

Detroit

Michigan

March 6, 2017

1579651

Shane David Lesniak

Imlay City

Michigan

March 6, 2017

1016313

Dorene OlaSade Oshowole

Mesquite

Texas

March 6, 2017

1509680

Jose Manuel-Ynclan Briceno

Tempe

Arizona

March 6, 2017

1579598

Belal Khalil Abdallah

Dearborn Heights

Michigan

March 6, 2017

1578636

Feross Ali Harajli

Livonia

Michigan

March 6, 2017

1578926

Marlytt Onneyda Garrido

Detroit

Michigan

March 6, 2017

1238270

Luke Amos Bradford

Akron

Ohio

March 6, 2017

1497310

Steven Anthony Bryndza

Novi

Michigan

March 6, 2017

1509484

Layelle Mahmoud Al-Ghaben

Cleveland

Ohio

March 6, 2017

1365313

Christine Lai

Euless

Texas

March 7, 2017

1593430

Jessie Lee

Blackwood

New Jersey

March 7, 2017

1536879

Jaylin Dalon Daniel

Allen Park

Michigan

March 7, 2017

1566797

James Alexander Meyer

Saginaw

Michigan

March 7, 2017

1592314

Nikolaus Ryan Gannon

Ridley Park

Pennsylvania

March 7, 2017

1539165

Jeannine Marcia Haley

Avon

Indiana

March 7, 2017

714217

Bryan Leon McWilliams

Sicklerville

New Jersey

SECTION II

March 9, 2017 (MI-CRB)
GOLD COAST BANCORP, INC.
2929 Expressway Drive North, Islandia, NY 11749

Application, pursuant to Section 143-a of the Banking Law, to acquire 100% of the capital stock of Gold Coast Bank, Islandia, New York, approved.

March 10, 2017 (TR-FWB)
THE BANK OF NEW YORK MELLON
225 Liberty Street, New York, New York 10286

Approval given to change the location of branch office from Dun Nan Financial Building, 4F. 245, Tun Hwa S. Rd., Sec.1, Taipei, Taiwan to Farglory Financial Center, 11F-2, No. 1 Songgao Road, Xinyi District, Taipei, Taiwan/ 11F, No. 1 Songgao Road, Xinyi District, Taipei, Taiwan, on or after March 11, 2017.

March 13, 2017 (CU-CRB)
MUNICIPAL CREDIT UNION
22 Cortlandt Street, New York, NY 10007

Authorization issued to open and maintain a station at 188-39 Linden Boulevard, St. Albans, Borough of Queens, City of New York 11412 on or after March 13, 2017.

March 13, 2017 (TR-CRB)
FLUSHING BANK
260 East RXR Plaza, Uniondale, NY 11556

Authorization issued to open and occupy a branch office at 147-42 Northern Boulevard, Flushing, Borough of Queens, City of New York 11354, on or after March 14, 2017.

March 15, 2017 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901

Applicant notified in writing that no objection will be interposed to establish an electronic facility (automated teller machine) at the Albany County Center, 55 Eagle Street, Albany, Albany County, New York 12207.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 15, 2017 (MB-MBD)
Full Service Branch
Platinum Home Mortgage Corporation
PHMC Mortgage
469 7th Avenue, Suite 759, New York, NY 10018

March 15, 2017 (MB-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
600 Main Street Suite 1, Walpole, MA 02081

March 15, 2017 (MB-MBD)
Full Service Branch
loanDepot.com, LLC   D/B/A LDWholesale
3000 Town Center, Suite 1600, Southfield, MI 48075

March 15, 2017 (MB-MBD)
Full Service Branch
1st Priority Mortgage, Inc.
217 West Main Street, Suite 200, Rochester, NY 14614

March 15, 2017 (MB-MBD)
Full Service Branch
Universal American Mortgage Company, LLC D/B/A Eagle Home Mortgage
1110 South Avenue, Suite 100, Office 7, Staten Island, NY 10314

Certificate to engage in the business of a Mortgage Broker surrendered:

March 15, 2017 (BR-MBD)
Homerica Mortgage Corporation
235 Mamaroneck Avenue, White Plains, NY 10605
Effective Date: January 19, 2017

License to engage in the business of a Mortgage Banker Branch surrendered:

March 10, 2017 (MB-MBD)
MCS Mortgage Bankers, Inc.   D/B/A Blu Lending, NYC
Wholesale Direct
26 Broadway, Suite 2800, New York, NY 10004
Effective Date: February 24, 2017

March 15, 2017 (MB-MBD)
Vanguard Funding LLC
2955 Veterans Road West, Suite 2A-2, Staten Island, NY 10309
Effective Date: March 10, 2017

March 15, 2017 (MB-MBD)
SoFi Lending Corp.
375 Healdsburg Avenue, Suite 280, Healdsburg, CA 95448
Effective Date: March 15, 2017

Mortgage Banker License Address Changes:

March 15, 2017 (MB-MBD)
SoFi Lending Corp.
From: One Letterman Drive, Building A, Suite 4700, San Francisco, CA 94129
To: 375 Healdsburg Avenue , Suite #280, Healdsburg, CA 95448-4151

Mortgage Banker Branch License Address Changes:

March 15, 2017 (MB-MBD)
Franklin First Financial, Ltd.  D/B/A Franklin First Mortgage Bankers
Presidents First Mortgage Bankers
Senior Funding Group
From: 306A Malcolm X Boulevard, 2nd Floor, Brooklyn, NY 11233
To: 33-35 North Central Avenue, Ground Floor, Valley Stream, NY 11580-3818

March 15, 2017 (MB-MBD)
Residential Home Funding Corp.  D/B/A RHF Wholesale
From: 102-43 Jamaica Avenue, Richmond Hill, NY 11418
To: 96-10 101 Avenue, 2nd Floor, Ozone Park, NY 11416-2520

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

March 7, 2017

147845

Gregory P DeMinco

Florence

New Jersey

March 7, 2017

624647

Adam Cohen

Brooklyn

New York

March 7, 2017

1237880

Darlita Lavonne Chandler

Southfield

Michigan

March 8, 2017

1068017

Tommy Son Huy Nguyen

Santa Ana

California

March 9, 2017

1448936

Krystina Lynn Loftis

Farmington Hills

Michigan

March 9, 2017

1471954

Carl Anthony Goulding

Maple Shade

New Jersey

March 9, 2017

66922

Denise Mary Kolanik

Smithtown

New York

March 9, 2017

1523748

Lara Ahmad Ghoul

Detroit

Michigan

March 9, 2017

1415479

Andrew Michael Waine

DeBary

Florida

March 9, 2017

55782

Eric Daniel Eisenberg

Los Angeles

California

March 9, 2017

63604

Benjamin Zev Katz

New York

New York

March 9, 2017

1447711

Ronald Ranell Griggs

San Diego

California

March 9, 2017

65448

Steven L Koerner

Long Beach

New York

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

March 9, 2017

12494

Nicholson John Minardi

Reston

Virginia

Guidance Residential, LLC

March 9, 2017

57221

Thomas James Connor

Northport

New York

MLS Home Funding Inc.

March 9, 2017

14533

James Joseph Waldeck

North Babylon

New York

Academy Mortgage Corp.

March 9, 2017

148143

Henry Philip McManus

Brooklyn

New York

American Advisors Group, Inc.

March 9, 2017

207171

Daniel Charles Greco

Ridgefield Park

New Jersey

American Neighborhood Mortgage Acceptance

March 9, 2017

217667

Malgorzata Kielpinski

Matawan

New York

Great Northern Mortgage Corp.

March 13, 2017

191618

Ryan Richard Neading

Palmetto

Florida

FFC Mortgage Corp.

March 13, 2017

780734

Francisco Mayol

Maywood

New Jersey

American Neighborhood Mortgage Acceptance

March 13, 2017

65962

David Simpson

Brooklyn

New York

Landmark Funding Group Inc

March 13, 2017

1407346

Adam Lucas Schober

San Clemente

California

Network Capital Funding Corporation

March 13, 2017

106838

Michael Carter Webster

Sheridan

Indiana

Royal United Mortgage, LLC

March 13, 2017

175778

Mark Steven Hentrup

Indianapolis

Indiana

Carrington Mortgage Services, LLC

March 13, 2017

1430181

Dalton James Dillender

San Francisco

California

The Money Source Inc.

March 13, 2017

1473459

Bryan James Calabrese

Massapequa Park

New York

Intercontinental Capital Group, Inc.

March 13, 2017

1379918

Sean Koichi Baker

Santa Ana

California

American Advisors Group, Inc.

March 13, 2017

1026422

Francesco Bianchini

Orange

California

Freedom Mortgage Corporation

March 13, 2017

1499223

Nolan Anthony May

Orlando

Florida

Digital Risk Mortgage Services, LLC

March 13, 2017

6934

Carlos F Lozano

Mineola

New York

US Mortgage Corporation

March 13, 2017

1563972

Brandon Duke Worthington

Mexico

Missouri

Mortgage Research Center, LLC

March 13, 2017

134344

Bruce D Barnes

San Diego

California

Live Well Financial, Inc.

March 13, 2017

1431239

Ryan Michael Lawrence

Trenton

New Jersey

Freedom Mortgage Corporation

March 13, 2017

1547689

Brandon Michael Yount

 Carmel

Indiana

Finance of America Reverse LLC

March 13, 2017

1451550

Michael Joseph Sottosanti

Staten Island

New York

Freedom Mortgage Corporation

March 13, 2017

1551936

Katherine Amanda Weston

Columbia

Missouri

Mortgage Research Center, LLC

March 13, 2017

1528320

Xinchen Jiang

Flushing

New York

Powerhouse Solutions, Inc.

March 13, 2017

1543920

Mason Alexander Betterly

Mt. Laurel

New Jersey

Freedom Mortgage Corporation

March 13, 2017

1520130

Denise Beckman

Centereach

New York

Fairfield Services M, LLC

March 13, 2017

1527833

Rodney Steven Lindsay

Indianapolis

Indiana

Carrington Mortgage Services, LLC

March 13, 2017

1222065

Uran Blakaj

Staten Island

New York

Platinum Mortgage Inc.

March 15, 2017

1473461

Barbara Allen Albano

Carmel

Indiana

Finance of America Reverse LLC

March 15, 2017

40521

Susan Andrea Kreyer

Canandaigua

New York

 HomeBridge Financial Services, Inc.

March 15, 2017

610467

Timothy Brian Langdon

Fulton

Missouri

Mortgage Research Center, LLC

March 15, 2017

1398342

Marcus Wilson Dallacqua

Ballston Lake

New York

ClearPath Mortgage Solutions, Inc.

March 15, 2017

1071824

Michael Jarek Robinson

San Clemente

California

Nationstar Mortgage LLC

March 15, 2017

363603

Matthew Gordon Rossine

Lincroft

New Jersey

Caliber Home Loans, Inc.

March 15, 2017

1464824

Christopher D'Mello

Cranford

New Jersey

Mortgage Unlimited, L.L.C.

 

Link to DFS Portal

About DFS

Contact DFS

Reports & Publications

Licensing

Laws and Regs

Connect With DFS

DFS Facebook page

Follow NYDFS on Twitter