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New York State Department of Financial Services

Weekly Banking Bulletin

February 17, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

February 10, 2017 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Application dated February 10, 2017, for permission to change the location of branch office from One Journal Square (S/W/C of Kennedy Boulevard and Cottage Street), Jersey City, Hudson County, New Jersey 07306 to 114 Washington Street, Hoboken, Hudson County, New Jersey 07030, received.

February 10, 2017 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Application for permission to change the location of branch office from 2923 Third Avenue, Borough of Bronx, City of New York, New York 10455 to 374 East 149th St, Borough of Bronx, City of New York 10455, received.

February 13, 2017 (SB-CRB)
DIME COMMUNITY BANK
209 Havemeyer Street, Brooklyn, NY 11211

Application dated February 3, 2017, for permission to change the location of principal office from 209 Havemeyer Street, Borough of Brooklyn, City of New York 11211 to 281 Broadway, Borough of Brooklyn, City of New York 11211, received.

February 15, 2017 (TR-FWB)
THE BANK OF NEW YORK MELLON
225 Liberty Street, New York, New York 10286

Application dated February 8, 2017, for permission to change the location of branch office from Dun Nan Financial Building, 4F. 245, Tun Hwa S. Rd., Sec.1, Taipei, Taiwan to Farglory Financial Center, 11F-2, No. 1 Songgao Road, Xinyi District, Taipei, Taiwan/ 11F, received.

February 17, 2017 (BP-LFS)
CREDIT  ADVISORS FOUNDATION
1818 South 72nd Street, Omaha, Douglas County, NE 68124

The licensed Budget Planner has filed an application to operate a branch at the following location:

7525 E. Camelback Road, Suite #203, Scottsdale, Maricopa County, AZ 85251

The publication of receipt of the application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.  They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

March 21, 2016

1204464

Gerardo Domenic Ventresca

Ambler

Pennsylvania

November 21, 2016

1526201

Breyanna Latia Coleman

Philadelphia

Pennsylvania

December 26, 2016

9659

Nikitas G Kouimanis

North Bellmore

New York

January 5, 2017

368275

Mark A Mahoney

Poughkeepsie

New York

January 9, 2017

1555582

Lisa Marie DeAngelis

Leonardo

New Jersey

January 12, 2017

911527

Shannon Marie Van Kirk

Phoenix

Arizona

January 13, 2017

758137

Andrea Lynn Picano

Santa Rosa

California

January 13, 2017

601018

Michael John Caffrey

Sayville

New York

January 19, 2017

871080

Kelly Ann Lewis

La Jolla

California

January 19, 2017

1571272

Ryan Scott Dee

Sandy

Utah

January 20, 2017

1301534

Kourtney Patrick Shelley

San Diego

California

January 23, 2017

1560635

Ryan Christopher Wing

Dallas

Texas

January 23, 2017

1304398

Richard Arthur Clay

Mastic Beach

New York

January 23, 2017

130327

Mark S Principi

Yardley

Pennsylvania

January 24, 2017

66918

Jesse D Mosier

Syracuse

New York

January 24, 2017

1554280

Andy Ting Yu Kuo

Long Beach

California

January 31, 2017

1294953

Edwin Parker Kirby

Melbourne

Florida

January 31, 2017

950918

Thomas Nghia Minh Ly

Hacienda Heights

California

February 1, 2017

1534146

Kyle Russell Sueverkruebbe

Flower Mound

Texas

February 1, 2017

513932

Michael Corbett Scheid

McKinney

Texas

February 1, 2017

1579627

Jessica Lynn Hoppe

Royal Oak

Michigan

February 1, 2017

1579602

Erin Leigh Burke

Royal Oak

Michigan

February 1, 2017

1390775

Eric Richard Tyler

Farmington

Michigan

February 1, 2017

1212118

Vanita Mosa

Sterling Heights

Michigan

February 1, 2017

1459750

Ashley Roxanne Haskell

Miller Place

New York

February 1, 2017

1429856

Stephanie Michelle Gonzalez

Homestead

Florida

February 2, 2017

1472847

Benjamin Michael Niewolak

Sterling Heights

Michigan

February 2, 2017

1333806

Melvin Lewis Williams

Clinton Township

Michigan

February 2, 2017

1535710

Brian Alvin Lee

Louisville

Tennessee

February 2, 2017

164300

Brenda Lee Jenkins

Franklin

Tennessee

February 2, 2017

885670

Lee Wadih Helou

Jacksonville

Florida

February 2, 2017

1533685

Michael Deleon

Jacksonville

Florida

February 2, 2017

1408930

Steven Raymond Barry

Wyandotte

Michigan

February 2, 2017

926652

Aaron Christopher Brendtke

Wolverine Lake

Michigan

February 2, 2017

1448808

Yousef Ali Assi

Dearborn Heights

Michigan

February 2, 2017

1461129

Ali Anis Doghman

Dearborn

Michigan

February 2, 2017

1399429

Daniel James Hux

Detroit

Michigan

February 2, 2017

1448899

Richard Willis Geiger

Troy

Michigan

February 2, 2017

1461200

Meri Kasneci

Shelby Twp

Michigan

February 2, 2017

913243

Shawn Chris Kelly

Valley Stream

New York

February 2, 2017

1429087

Mark Nuculaj

Grosse Pointe Farms

Michigan

February 2, 2017

1448800

Maher Rumzy Abdallah

Dearborn

Michigan

February 2, 2017

1450849

Gary Michael Grossman

West Bloomfield

Michigan

February 2, 2017

1472635

Alyssa Danielle Flinn

Washington

Michigan

February 2, 2017

1566709

Wade William Kapplinger

Wixom

Michigan

February 2, 2017

1566829

Roman Alejandro Nunez

Detroit

Michigan

February 3, 2017

1461426

Larry Edward Washington

Ferndale

Michigan

February 3, 2017

1562656

Noel Ashley McPherson

Smyrna

Tennessee

February 3, 2017

1461204

Joseph BJ Kate

Taylor

Michigan

February 3, 2017

1461237

Caitlin Marie MacDonald

Troy

Michigan

February 3, 2017

1510439

Mahbubur Rahman

Troy

Michigan

February 3, 2017

1461407

Collin Robert Strachan

Garden City

Michigan

February 3, 2017

1461321

Megan Aleece Precht

Novi

Michigan

February 3, 2017

1461329

Nasseem Radwan Rammal

Dearborn Heights

Michigan

February 3, 2017

1367254

Nicholas Christopher Neamonitis

Fraser

Michigan

February 3, 2017

1178039

Ross Andrew Miller

St. Clair Shores

Michigan

February 3, 2017

1339906

Eric Sean Manley

Smyrna

Tennessee

February 3, 2017

180015

Cornell Gregory Downs

Brentwood

Tennessee

February 3, 2017

880469

Wissam Mohamad Eid

Dearborn

Michigan

February 3, 2017

1376144

Adam James Hill

Harrison Township

Michigan

February 3, 2017

1461175

Yousef Nabil Haddad

Plymouth

Michigan

February 3, 2017

1438132

Larsa Khemoro

Madison Heights

Michigan

February 3, 2017

1438326

Levi Dave Tripp

Troy

Michigan

February 3, 2017

1566730

Patrick David Konwerski

Canton

Michigan

February 3, 2017

1461191

Kyle Michael Jurgens

Inkster

Michigan

February 3, 2017

1567801

Julian Jamil Savaya

West Bloomfield

Michigan

February 3, 2017

1461363

Joshua Todd Sanborn

Detroit

Michigan

February 3, 2017

1472266

Kristin Marie Blakely

Southgate

Michigan

February 3, 2017

1438067

Khalil Ismail Ajami

Dearborn Heights

Michigan

February 3, 2017

1461430

Zachery Frank Wedesky

Farmington Hills

Michigan

February 6, 2017

872158

Aaron James Nason

Grosse Pointe Farms

Michigan

February 6, 2017

1578700

Mary Frances Fox

West Bloomfield

Michigan

February 7, 2017

1301900

Steven Yap

Freehold

New Jersey

February 7, 2017

1409459

Jacob John Jankowski

New Baltimore

Michigan

February 7, 2017

1399833

Christopher Duane Jefferson

Detroit

Michigan

February 7, 2017

138072

Robert Daniel Sherman

Richboro

Pennsylvania

February 8, 2017

775299

Clark David Shaw

Macomb

Michigan

February 8, 2017

1588402

Misty Lynn Nickles

Columbia

Missouri

February 8, 2017

1586985

Michelle Lynn Mueller

Columbia

Missouri

February 8, 2017

1588029

Jeffrey David Wiethop

Columbia

Missouri

February 9, 2017

1504450

Kayla Marie Clark

Columbia

Missouri

February 9, 2017

1588316

Tyler Bryan Schuster

Columbia

Missouri

February 9, 2017

1588291

Kelly Ann Carney

Columbia

Missouri

SECTION II

February 8, 2017 (SB-CRB)
PIONEER SAVINGS BANK   
652 Albany Shaker Road, Albany, NY 12211

Approval given to change the location of branch office from Hannaford Plaza, 598 Columbia Turnpike, East Greenbush, Rensselaer County, NY 12061 to 600 North Greenbush Road, East Greenbush, Rensselaer County, NY 12061, on or after February 9, 2017.

February 10, 2017 (CU-CRB)
MELROSE CREDIT UNION
139-30 Queens Boulevard, Briarwood, NY 11435

On February 10, 2017, the Superintendent of Financial Services took possession of the business and property of Melrose Credit Union (“Melrose”), a New York State-chartered credit union, and appointed the National Credit Union Administration as conservator of Melrose pursuant to Section 634 of the Banking Law.

February 13, 2017 (TR-CRB)
AMALGAMATED BANK
275 Seventh Avenue, New York, NY 10001

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 472 East Colorado Boulevard, Pasadena, Los Angeles County, California 91101.

February 13, 2017 (SB-CRB)
PCSB BANK
2477 Route 6, Brewster, NY 10509

Application, pursuant to Section 14-e of the Banking Law and Part 86 of the General Regulations of the Superintendent, for the approval of the Plan of Conversion of PCSB Bank from a mutual savings bank to a stock-form savings bank, approved.

February 14, 2017 (BK-CRB)
EMPIRE STATE BANK
68 North Plank Road, Newburgh, NY 12550

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office at 6402 8th Avenue, Suite 601, Borough of Brooklyn, City of New York 11220.

February 14, 2017 (TR-CM)
ESL TRUST SERVICES, LLC
225 Chestnut Street, Rochester, NY  14604

Articles of Organization approved and filed.

February 14, 2017 (TR-CM)
ESL TRUST SERVICES, LLC
225 Chestnut Street, Rochester, NY  14604

Application for exemption from the deposit insurance requirements of Section 32 of the Banking Law, approved.

February 14, 2017 (MI-CRB)
FINWISE BANK
820 East 9400 South, Sandy, Utah 84094

Notification received, in accordance with Supervisory Policy G 8, of the relocation of representative office from 1325 Franklin Avenue, Suite 255, Garden City, Nassau County, New York 11530 to 626 RexCorp Plaza, Suite 600, Uniondale, Nassau County, New York 11556 on or about March 1, 2017.

February 15, 2017 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Approval given to change the location of branch office from 1550 N.E. Miami Gardens Drive, North Miami Beach, Miami-Dade County, Florida 33179 to 1590 N.E. Miami Gardens Drive, North Miami Beach, Miami-
Dade County, Florida 33179, on or after February 16, 2017.

Certificate issued to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law:

February 10, 2017 (BR-MBD)
United One Mortgage Inc.
1215 Livingston Ave, North Brunswick, NJ 08902

Application to engage in the business of a Mortgage Banker branch under Article 12-D of the New York State Banking Law withdrawn:

February 13, 2017 (BK-MBD)
Full Service Branch
Prospect Mortgage, LLC D/B/A CapWest Mortgage
600 Main Street, Suite 1, Walpole, MA 02081

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

February 10, 2017 (BK-MBD)
Full Service Branch
PHH Home Loans, LLC D/B/A Cartus Home Loans
Coldwell Banker Home Loans
600 North Avenue West, Suite 1, Westfield, NJ 07090

February 10, 2017 (BK-MBD)
Full Service Branch
CrossCountry Mortgage, Inc.
7520 Bergenline Avenue, Storefront, North Bergen, NJ 07047

February 10, 2017 (BK-MBD)
Full Service Branch
United Mortgage Corp.  D/B/A NY Finest Funding
United Global Group
212 W Gay St, Suite 101, West Chester, PA 19380

February 10, 2017 (BK-MBD)
Full Service Branch
United Mortgage Corp.  D/B/A NY Finest Funding
United Global Group
2620 Ditmars Blvd., Ground Floor, Astoria, NY 11105

February 10, 2017 (BK-MBD)
Full Service Branch
Mid-Island Mortgage Corp.
500 Express Drive South, 1st Floor West, Suite 3, Brentwood, NY 11717

February 10, 2017 (BK-MBD)
Full Service Branch
Embrace Home Loans, Inc.
175 Huguenot Street, Suite 200, Office #228, New Rochelle, NY 10801

February 13, 2017 (BK-MBD)
Full Service Branch
SoFi Lending Corp.
2750 E Cottonwood Parkway, Suite 300, Cottonwood Heights, UT 84121

February 10, 2017 (BK-MBD)
Full Service Branch
Home Point Financial Corporation
800 West Main Street, Suite 207, Freehold, NJ 07728

February 10, 2017 (BK-MBD)
Full Service Branch
Cardinal Financial Company, LP D/B/A Sebonic Financial
125 Half Mile Rd., Suite 200 - Office #7, Red Bank, NJ 07701

February 10, 2017 (BK-MBD)
Full Service Branch
Envoy Mortgage, Ltd.
425 Kings Highway East, Suite 2-NW, Fairfield, CT 06825

Mortgage Banker license name change:

February 10, 2017 (BK-MBD)
From: CrossCountry Financing In Lieu of CrossCountry Mortgage, Inc.
To:  CrossCountry Mortgage, Inc.

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

February 10, 2017

142323

Ayeshah Leal Lacy

Jeffersonville

Pennsylvania

United Mortgage Corp.

February 10, 2017

1399430

Kong Chen

Brooklyn

New York

Homebridge Financial Services, Inc.

February 10, 2017

50944

Michael Munessar

South Ozone Park

New York

Wall Street Mortgage Bankers, Ltd.

February 10, 2017

644402

Denise Russo

Plantsville

Connecticut

Envoy Mortgage, Ltd.

February 10, 2017

76094

Arthur Melchionda

Spring Lakes Heights

New Jersey

Cardinal Financial Company, LP

February 10, 2017

785345

Thomas Abbate

Freehold

New Jersey

Home Point Financial Corporation

February 10, 2017

20360

John Bannister

Medfield

Massachusetts

Homebridge Financial Services, Inc.

February 10, 2017

308303

Ronald L Popiel

Park City

Utah

SoFi Lending Corp.

February 13, 2017

1542091

John Thomas Russell

Irvine

California

Nationstar Mortgage LLC

February 13, 2017

1382321

Margaret Alaine Serrano

Indianapolis

Indiana

Royal United Mortgage, LLC

February 13, 2017

302414

Brock William Symon

Indianapolis

Indiana

Royal United Mortgage, LLC

February 13, 2017

1526119

Yechezkel Shraga Richmond

Brooklyn

New York

Funding Resources Mortgage Corporation

February 13, 2017

1172186

David Zucker

Brooklyn

New York

Intercontinental Capital Group, Inc.

February 13, 2017

1497473

Frank Dominic Saraco

Yorktown Heights

New York

RFA Capital Corp.

February 13, 2017

1452925

Craig Thomas Ghio

White Plains

New York

Residential Home Funding Corp.

February 13, 2017

1419116

Ryan Edward Dowell

Clinton Township

Michigan

Quicken Loans Inc.

February 13, 2017

1523697

Mohammad Hassan Elahi

Livonia

Michigan

Quicken Loans Inc.

February 13, 2017

1481257

Timothy Edward Dawley

Northford

Connecticut

Total Mortgage Services, LLC

February 13, 2017

1460655

Austin Leslie Pernia

Detroit

Michigan

One Reverse Mortgage, LLC

February 13, 2017

60241

Efstratios Xanthoudakis

Oakland Gardens

New York

Mortgage World Bankers, Inc.

February 13, 2017

1237745

Samuel David Mauldin

Nolensville

Tennessee

loanDepot.com, LLC

February 13, 2017

341225

Sewkumarie Singh

Freeport

New York

New Apple Funding Corp.

February 13, 2017

1494849

Victoria Illysa Pavone

Rockaway Park

New York

Franklin First Financial, Ltd.

February 13, 2017

899686

Gangadaye Khan

Valley Stream

New York

Contour Mortgage Corporation

February 13, 2017

1459510

Elizabeth Hagen Porter

Fleming Island

Florida

Carrington Mortgage Services, LLC

February 13, 2017

1428800

Corey Allen Borkowski

Centerline

Michigan

Quicken Loans Inc.

February 13, 2017

1562259

Linda Hearburg Burns

Bemus Point

New York

Movement Mortgage, LLC

February 13, 2017

1437622

Carrie Michele Oliver

Denver

Colorado

American Financing Corporation

February 13, 2017

1540657

Tracy Hanna

New York

New York

United Mortgage Corp.

February 13, 2017

1507499

Margaret Hope Karnes

Jacksonville

Florida

PHH Mortgage Corporation

February 13, 2017

1419143

Bridget Eileen Connelly

Deptford

New Jersey

Freedom Mortgage Corporation

February 13, 2017

1387483

Taruni Arora

Detroit

Michigan

Quicken Loans Inc.

February 13, 2017

1418172

Katja Kracht

King of Prussia

Pennsylvania

Freedom Mortgage Corporation

February 13, 2017

1537611

Francis Joseph Herr

Farmington Hills

Michigan

Quicken Loans Inc.

February 13, 2017

1454693

John Andrew Burckhardt

Marlton

New Jersey

PHH Mortgage Corporation

February 13, 2017

3771

Perry Pappas

Oceanside

New York

Jet Direct Funding Corp.

February 13, 2017

1069409

Melissa Michelle Gruner

Signal Hill

California

American Advisors Group, Inc.

February 13, 2017

1537532

Landon Earl Gray

Detroit

Michigan

Quicken Loans Inc.

February 13, 2017

1408659

Richard Patrick Andrews

Pacific Beach

California

Live Well Financial, Inc.

February 13, 2017

1194818

Sierra Breanne Lopez Fox

Phoenix

Arizona

Quicken Loans Inc.

February 13, 2017

4119

Anne Marie Esposito

Babylon

New York

United Mortgage Corp.

February 13, 2017

1456040

Jianbin Lin

Flushing

New York

CGAP, Inc.

February 13, 2017

1447713

David Alan Challman

Oceanside

California

One Reverse Mortgage, LLC

February 13, 2017

203415

Davian Roger Lee Clarke

Irvington

New Jersey

Family First Funding LLC

 

 

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