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New York State Department of Financial Services

Weekly Banking Bulletin

February 3, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking

SECTION I

January 31, 2017 (TM-LFS)
U.S. EQUITY ADVANTAGE, INC.
800 N. Magnolia Ave., Suite 1275, Orlando, FL 32803

Application received for a license to engage in business as a transmitter of money. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

October 6. 2016 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, NY 14850

HUDSON RIVER COMMUNITY CREDIT UNION
1 Third Street, Corinth, NY 12822

MUNICIPAL CREDIT UNION
22 Cortlandt Street, New York, NY 10007

DIRECTORS CHOICE CREDIT UNION
1 South Family Drive, Albany, NY 12205

Application pursuant to Section 12-a of the New York Banking Law (NYBL) to exercise a federally permitted power of not having their officers, directors and committee members take an oath of office received.

February 1, 2017
AMALGAMATED BANK (TR-CRB)
275 Seventh Avenue, New York 10001

Bulletin item dated November 9, 2015, which appeared in the Weekly Bulletin dated November 13, 2015, advising of the approval to change the location of branch office from 158-11 Harry Van Arsdale Jr. Avenue, Flushing, Borough of Queens, City of New York to 70-09 Parsons Boulevard, Store #5, Flushing, Borough of Queens, City of New York is corrected to read as follows:

Approval given to change the location of branch office from 158-11 Harry Van Arsdale Jr. Avenue, Flushing, Borough of Queens, City of New York 11365  to 70-23 Parsons Boulevard, Store #5, Flushing, Borough of Queens, City of New York 11365.

February 1, 2017 (TM-LFS)
TRANSFERMATE, INC.
333 N. Michigan Avenue – Suite 2415, Chicago, IL 60601

Application received for a license to engage in business as a transmitter of money.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.

February 2, 2017 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019

Application dated January 31, 2017, for permission to change the location of branch office from 1550 N.E. Miami Gardens Drive, North Miami Beach, Miami-Dade County, Florida 33179 to 1590 N.E. Miami Gardens Drive, North Miami Beach, Miami-Dade County, Florida 33179, received.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

February 1, 2017 (BR-MBD)
Applicant(s)
John Terrance Agate, Jr.
As: Guardian Home Mortgage, Inc.
382 Elmwood Avenue, Buffalo, NY  14222

Application to establish a Mortgage Banker's Branch received for examination:

January 27, 2017 (BK-MBD)
Full Service Branch
CrossCountry Financing in Lieu of CrossCountry Mortgage, Inc.
7520 Bergenline Avenue, Storefront, North Bergen, NJ 07047

Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for control interest amended to read as follows:

From:
December 21, 2016 (BK-MBD)
Applicant(s)
Travis Mortgage Holding, LLC
To acquire interest in:
Envoy Mortgage, Ltd.
5100 Westheimer Road, Suite 320, Houston, TX 77056

To:
February 1, 2017 (BK-MBD)
Applicant(s)
Frederick Walter Brazelton
Platform Partners, LLC
Travis Mortgage Holding, LLC
To acquire interest in:
Envoy Mortgage, Ltd.
5100 Westheimer Road, Suite 320, Houston, TX 77056

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

November 30, 2016

305099

Max Nieves

Palm Beach Gardens

Florida

December 1, 2016

3771

Perry Pappas

Oceanside

New York

December 7, 2016

667198

Michelle Chouinard

Tiverton

Rhode Island

December 15, 2016

88544

Steven E. Umstead

Lockport

New York

December 20, 2016

255240

Perla Karina Wright

Aliso Viejo

California

December 21, 2016

1503873

Jonathan Arnold Samsoondarrh

Valley Stream

New York

December 22, 2016

581110

Andrew Michael Scarpaci

Turnersville

New Jersey

January 2, 2017

64159

Brian M Downing

Tonawanda

New York

January 3, 2017

1410815

Eric Robert Gevirtz

Lansdale

Pennsylvania

January 3, 2017

21914

Ira M Tannenbaum

Oceanside

New York

January 4, 2017

1566795

Gregory Alan McHugh

Canton

Michigan

January 4, 2017

899686

Gangadaye Khan

Valley Stream

New York

January 4, 2017

455829

Ioannis John Lagoudis

Williston Park

New York

January 4, 2017

67239

Frances Ortiz

Bronx

New York

January 5, 2017

1273399

Ali Tayssir Daoud

Dearborn

Michigan

January 5, 2017

34440

Deo Narine Gir

South Ozone Park

New York

January 6, 2017

967971

Sandy Xu

Flushing

New York

January 6, 2017

68206

Jacob F Movtady

Kings Point

New York

January 6, 2017

66782

Shaun Panochit

Corona

California

January 9, 2017

1563782

Gregory Lawrence Ahern

Lindenhurst

New York

January 10, 2017

400567

Stuart Bartley Wise

West Bloomfield

Michigan

January 11, 2017

1578785

Daniel James Ebbecke

Massapequa Park

New York

January 11, 2017

1455818

Nicholas Andrew Carone

Ossining

New York

January 11, 2017

1578779

Nicole Samara Strauss

Farmingdale

New York

January 12, 2017

67107

Kevin Shannon

West Islip

New York

January 12, 2017

16847

Thomas Berardino

Huntington

New York

January 12, 2017

1551788

Mauro Salamone

Flushing

New York

January 12, 2017

40793

Leah Reisz

Brooklyn

New York

January 12, 2017

249371

Justin Michael Tagliareni

Hoboken

New Jersey

January 17, 2017

1531388

Spencer Harrison Correnti

New York

New York

January 18, 2017

85322

Atif A Joseph

New York

New York

January 19, 2017

1460790

Benjamin James Simmons

Phoenix

Arizona

January 19, 2017

1496839

Marcus Victor Chavez

Mayer

Arizona

January 19, 2017

1484784

Zaid Abdullah Yonan

Phoenix

Arizona

January 19, 2017

1448653

Lee Dickran Abrahamian

Surprise

Arizona

January 19, 2017

1564817

Kyle Michael Snoreck

Muncie

Indiana

January 19, 2017

1168967

Louis Anthony Harper

Royal Oak

Michigan

January 19, 2017

934082

Jordan Lee Love

Farmers Branch

Texas

January 20, 2017

1289050

Paul Michael Williamson

Rocheport

Missouri

January 20, 2017

1152131

Anthony William Jaremko

Nashville

Tennessee

January 20, 2017

1545515

Travis Sentel Cyrus

Brooklyn

New York

January 20, 2017

1567061

Andrienne Lakeisha Thomas

Detroit

Michigan

January 20, 2017

1552759

Jacob Lee Akers

Phoenix

Arizona

January 21, 2017

1084799

Colton Andrew Riley

Stamford

Connecticut

January 23, 2017

1567497

Aaron James McKenzie

Scottsdale

Arizona

January 23, 2017

1406990

Rebecca Casey Vogt

Centralia

Missouri

January 23, 2017

1567481

Megan Gerette Henggeler

Phoenix

Arizona

January 23, 2017

1566810

Ali Ahmad Nehmeh

Dearborn Heights

Michigan

January 23, 2017

1566947

Bianca Louise Revels

Detroit

Michigan

January 24, 2017

42611

Daniel Stephen Rice

Plymouth

Michigan

January 25, 2017

1407052

Trevor Tashua Lally

Columbia

Missouri

January 25, 2017

1199523

Dalila Darsey Namy

New Rochelle

New York

January 25, 2017

1504868

Michael Robert Butrum

Centralia

Missouri

January 25, 2017

35431

James Chris Peters

Lee's Summit

Missouri

January 25, 2017

1460650

Brandon Michael Foster

Detroit

Michigan

January 25, 2017

1492045

Sarah Elizabeth Howser

Palm Bay

Florida

January 26, 2017

1531035

Renee Danielle Daniel

Jacksonville

Florida

January 26, 2017

744015

James Bernard Northrop

Abingdon

Maryland

January 26, 2017

1465973

Taylor Clarke Stevens

Denver

Colorado

January 26, 2017

1577918

Michael Jahng

Melville

New York

January 26, 2017

1332730

Haider Al-Ramdhan

Dearborn

Michigan

January 26, 2017

1418795

Sage Alexander Smalley

Detroit

Michigan

January 26, 2017

1367343

Ryan Antwan Thompson

Detroit

Michigan

SECTION II

January 27, 2017 (MI-CRB)
PACIFIC CITY BANK
3701 Wilshire Boulevard, #900, Los Angeles, CA 90010

Authorization issued to open and occupy a branch office at 210-16 Northern Boulevard, Bayside, Borough of Queens, City of New York 11361 on or after January 28, 2017.

January 27, 2017 (CC-LFS)
CATHERINE MARCKWALD
Westhampton Beach, NY  11978

Application filed by Catherine Marckwald for an increase from 5% to 100% in ownership of East End Liquidity Solutions, LLC located at 64 B Old Riverhead Road, Westhampton Beach, NY  11978 was approved.

January 27, 2017 (MI-CRB)
NORTHWEST BANK
100 Liberty Street, Warren, PA  16365

Authorization issued to open and occupy a branch office at 1219 French Road, Depew, Erie County, New York 14043 on or after January 28, 2017.

January 27, 2017 (MI-CRB)
NORTHWEST BANK
100 Liberty Street, Warren, PA  16365

Authorization issued to open and occupy a branch office at 827 Hopkins Road, Williamsville, Erie County, New York 14221 on or after January 28, 2017.

January 27, 2017 (SB-CRB)
PIONEER SAVINGS BANK
652 Albany Shaker Road, Albany, NY 12211

Authorization issued to open and occupy a branch office at 739 Upper Glen Street, Queensbury, Warren County, New York 12804, on or after January 28, 2017.

January 30, 2017 (MI-CRB)
OPUS BANK
19900 MacArthur Boulevard, 12th Floor, Irvine, CA 92612

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office located at 390 Park Avenue, 8th Floor, Borough of Manhattan, City of New York 10022.

February 3, 2017 (BP-LFS)
GREENPATH, INC. U/A/N  ACCEL U/A/N GREENPATH DEBT SOLUTIONS
U/A/N GREENPATH FINANCIAL WELLNESS   
36500 Corporate Drive, Farmington Hills, Oakland County, MI 48331

A rider was issued in connection with following branch office relocation:

From:    One Penn Plaza, Suite 2108, New York, New York County, NY 10119
To:       31 West 34th Street, Suite 7030, New York, New York County, NY 10001

License to engage in the business of a Mortgage Banker surrendered:

January 27, 2017 (BK-MBD)
Nothnagle Home Securities Corp.
217 West Main Street, Suite 200, Rochester, NY 14614
Effective Date: January 19, 2017

January 27, 2017 (BK-MBD)
First American Mortgage Trust
70 Leo M. Birmingham Parkway, Brighton, MA 02135
Effective Date: December 14, 2016

Certificate to engage in the business of a Mortgage Broker surrendered:

January 30, 2017 (BR-MBD)
Broker Match, Inc.
2655 1st Street, Suite 250, Office #16, Simi Valley, CA 93065
Effective Date: December 22, 2016

January 30, 2017 (BR-MBD)
Worldwide Capital Mortgage Corp.
1472 Sunrise Highway, Bay Shore, NY 11706
Effective Date: November 28, 2016

January 27, 2017 (BR-MBD)
Greenland Mortgage Corp.
925A Burke Avenue, 1st Floor, Suites 102 & 103, Bronx, NY 10469
Effective Date: December 27, 2016

License to engage in the business of a Mortgage Banker Branch surrendered:

January 27, 2017 (BK-MBD)
Homestead Funding Corp.
15 Catherwood Road, Suite #10, Ithaca, NY 14850
Effective Date: January 20, 2017

January 27, 2017 (BK-MBD)
Homestead Funding Corp.
161 Oakwood Avenue, Suite C, Elmira Heights, NY 14903
Effective Date: January 20, 2017

January 27, 2017 (BK-MBD)
Paragon Home Loans Inc.
63 Putnam Street, Suite 301, Saratoga Springs, NY 12866
Effective Date: January 27, 2017

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

January 20, 2017

1470836

Tao Dong

Elmhurst

New York

Advisors Mortgage Group, L.L.C.

January 20, 2017

16450

Michael William Lubell

Norwalk

Connecticut

Guaranteed Rate, Inc.

January 20, 2017

1478302

Philip Paul Orzechowski

Philadelphia

Pennsylvania

Freedom Mortgage Corporation

January 20, 2017

1293288

Lorena West

Brea

California

Carrington Mortgage Services, LLC

January 26, 2017

1481229

Jacob Michael Holland

Baltimore

Maryland

Meridian Home Mortgage Corporation

January 26, 2017

1374111

Aaron Michael Boner

Columbia

Missouri

Mortgage Research Center, LLC

January 26, 2017

1485551

Brian Thomas Stoltz

Reisterstown

Maryland

Home Point Financial Corporation

January 26, 2017

1145855

Theresa Michelle Bridges

Jacksonville

Florida

Digital Risk Mortgage Services, LLC

January 26, 2017

69083

Jeffrey Richard Williams

West Hempstead

New York

Intercontinental Capital Group, Inc.

January 26, 2017

1538320

Leora Kaufman

New York

New York

FM Home Loans, LLC

January 26, 2017

1500766

William Anthony Schott

Greenwood

Indiana

Royal United Mortgage, LLC

January 26, 2017

1509958

Daniel John Schroen

Toms River

New Jersey

Freedom Mortgage Corporation

January 26, 2017

1489658

Scott Raymond Murphy

Bedford

New Hampshire

State Farm Bank, FSB

January 26, 2017

1542765

Anthony Martin Stephenson

Columbia

Missouri

Mortgage Research Center, LLC

January 26, 2017

1536213

Shawn Ross King

New Palestine

Indiana

Royal United Mortgage, LLC

January 26, 2017

1495208

Maria Catherine Ricci

Bronx

New York

Residential Home Funding Corp.

January 26, 2017

1526202

Peter James Ruggles

Sewell

New Jersey

Freedom Mortgage Corporation

January 26, 2017

69815

Dmitry Kievsky

Dix Hills

New York

MCS Mortgage Bankers, Inc.

January 26, 2017

66951

Tzan Hsien Ady Fang

Whitestone

New York

First Financial Services Inc.

January 26, 2017

30871

Lin Wu

Bayside

New York

First Financial Services Inc.

January 26, 2017

326644

Karen Keating

Mt. Laurel

New Jersey

Jet Direct Funding Corp.

January 26, 2017

167892

Robert Talasazan

Great Neck

New York

MCS Mortgage Bankers, Inc.

January 26, 2017

175396

Thomas John Bilotti

Staten Island

New York

Advisors Mortgage Group, L.L.C.

January 26, 2017

200116

Richard M. Gringer

Dix Hills

New York

Jet Direct Funding Corp.

January 26, 2017

1400729

Kyle Nathan Campbell

Sykesville

Maryland

Carrington Mortgage Services, LLC

January 26, 2017

164712

Jillian Dee Maneri

Plainview

New York

Professional Mortgage Solutions, Inc.

January 26, 2017

1104966

Tyler Howard Salmon

The Colony

Texas

Nationstar Mortgage LLC

January 26, 2017

19629

Yehuda Meir Shur

Jamaica

New York

Vanguard Funding LLC

January 26, 2017

36281

Michael James Scarimbolo

Staten Island

New York

Advisors Mortgage Group, L.L.C.

January 26, 2017

18500

Mayma S.F. Chee

New York

New York

Today's Mortgage Inc.

January 26, 2017

1088458

Charlene Cherie Lisi

Eastampton

New Jersey

PHH Home Loans, LLC

January 26, 2017

1455836

Monaya Kierre Cleveland

Maple Shade

New Jersey

PHH Mortgage Corporation

January 26, 2017

1558515

Jessica L Whitford

Cohoes

New York

Homestead Funding Corp.

January 26, 2017

6423

Megan Elizabeth Wells

Shamong

New Jersey

PHH Home Loans, LLC

January 26, 2017

54476

Bennetto Benjamin Persichetti

Sloatsburg

New York

Embassy Funding LLC

January 26, 2017

379615

Lina Arcila

Orlando

Florida

Digital Risk Mortgage Services, LLC

January 26, 2017

5429

Marc Steven Laudicina

Milford

Connecticut

Total Mortgage Services, LLC

January 26, 2017

172940

Robert Clyde Parsons

Cinnaminson

New Jersey

E Mortgage Management LLC

January 26, 2017

752918

Michael P. Albarella

Floral Park

New York

Canyon Mortgage Corp.

January 26, 2017

189665

Magdalene Elizabeth Rich

Lansdale

Pennsylvania

Freedom Mortgage Corporation

January 26, 2017

899435

Benjamin Issac Friedman

Dallas

Texas

Nationstar Mortgage LLC

January 26, 2017

572431

Edward Duane Craft

Abingdon

Maryland

Carrington Mortgage Services, LLC

January 26, 2017

1115482

Brian Justin Embry

Voorhees

New Jersey

Freedom Mortgage Corporation

January 26, 2017

197255

Richard Lawrence Meyer

Denville

New Jersey

Mortgage Access Corp.

January 27, 2017

1457903

Frank Pulice

New York

New York

Lyons Mortgage Services, Inc.

January 27, 2017

1425365

Deborah Lynn Quan

Southampton

New York

Americana Mortgage Group, Inc.

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

January 23, 2017

1449182

Paul Joseph Garceau

Grosse Pointe Park

Michigan

January 23, 2017

1510268

Wesley Brian Holliday

Washington

Michigan

January 23, 2017

1428289

Aida Heric

Phoenix

Arizona

January 23, 2017

904127

Paul Anthony Librojo

Irvine

California

January 23, 2017

1296114

Anthony Bearclaw Wix-Aguilera

Wyandotte

Michigan

January 23, 2017

1496975

Zain B Qaiser

King Of Prussia

Pennsylvania

January 23, 2017

1473279

Craig Alan Lewandowski

Tempe

Arizona

January 23, 2017

1047513

Marcus Earl Cole

McCordsville

Indiana

January 23, 2017

927957

Bryan Vincent Roach

Lakewood

Ohio

January 23, 2017

1428801

Henry Asuncion Boswell

Westland

Michigan

January 26, 2017

935553

Krisjon Jorge Simpson

Jacksonville

Florida

 

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