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New York State Department of Financial Services

Weekly Banking Bulletin

January 27, 2017

SECTION I

This section records the receipt of banking-related applications and notices to the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS ISSUED BY THE DEPARTMENT.

SECTION II

This section records actions taken by the Superintendent of Financial Services, and other information concerning banking-related activities of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION

Each item below is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Institution Codes

BKBankMBMortgage Banker
BPBudget PlannerBRMortgage Broker
CCCheck CasherMLSMortgage Servicer
CUCredit UnionPFPremium Finance Agency
FAForeign AgencyPBPrivate Banker
FBForeign BranchSDSafe Deposit Company
FRForeign Representative OfficeSFSales Finance Agency
HCHolding CompanySLSavings and Loan Association
ICInvestment CompanySBSavings Bank
LLLicensed LenderTMTransmitter of Money
MKMerchant BankTRTrust Company
MIMiscellaneous VC Virtual Currency

Regulatory Unit Codes

CM Capital Markets
CRBCommunity and Regional Banks
CSDConsumer Services
FWBForeign and Wholesale Banks
LFSLicensed Financial Services
MBDMortgage Banking


SECTION I

January 20, 2017 (BK-CRB)
HANOVER COMMUNITY BANK
2131 Jericho Turnpike, Garden City Park, NY 11040

Application dated January 12, 2017, for permission to open and occupy branch office at 80 East Jericho Turnpike, Mineola, Nassau County, New York 11501, received.


January 23, 2017 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notice of intention to establish an electronic facility (automated teller machine) at AppleTree Business Park, 2875 Union Road, Town of Cheektowaga, Erie County, NY 14216, received.


January 23, 2017 (SF-LFS)
YAMAHA MOTOR FINANCE CORPORATION, U.S.A.
6555 Katella Avenue, Cypress, Orange County, CA 90630

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


January 25, 2017 (SB-CRB)
FAIRPORT SAVINGS BANK
45 South Main Street, Fairport, NY 14450

Application pursuant to Section 12-a of the Banking Law to exercise the federally permitted power to convert from a savings bank to a commercial bank has been received.


January 25, 2017 (SF-LFS)
BUDCO FINANCIAL SERVICES, LLC
333 W. Fort Street, Suite 1750, Detroit, Wayne County, MI 48226

Application received for a license to engage in business as a sales finance company. 

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

January 24, 2017 (BR-MBD)
Applicant(s)
Nirmal Singh Mann
As: RateBeat LLC
9400 Topanga Canyon Blvd., Suite 210, Chatsworth, CA 91311


Application to engage in the business of a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law received for examination:

January 20, 2017 (MLS-MBD)
Applicant(s)
Angela Lee Dence
Crystal Marie Cosentino
Kerry P Quaglia
Home Headquarters Inc.
As: Superior Servicing HeadQuarters LLC
538 Erie Boulevard West, Suite 100, Syracuse, NY 13204


Application to establish a Mortgage Banker's Branch received for examination:

January 19, 2017 (BK-MBD)
Full Service Branch
Home Point Financial Corporation
800 West Main Street, Suite 207, Freehold, NJ 07728

January 20, 2017 (BK-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
4100 Alpha Road 7th Floor, Suite 700, Dallas, TX 75244

January 25, 2017 (BK-MBD)
Full Service Branch
Quicken Loans Inc.
615 West Lafayette, Detroit, MI 48226

January 19, 2017 (BK-MBD)
Full Service Branch
Embrace Home Loans, Inc.
175 Huguenot Street, Suite 200, Office #228, New Rochelle, NY 10801

January 20, 2017 (BK-MBD)
Full Service Branch
Homebridge Financial Services, Inc.  D/B/A Menlo Park Funding
6410 Oak Canyon Suite 250, Irvine, CA 92618


Application to establish a Mortgage Banker's Branch received for examination:
January 26, 2017 (BK-MBD)
Full Service Branch
Cardinal Financial Company, LP  D/B/A Sebonic Financial
125 Half Mile Rd., Suite 200 - Office #7, Red Bank, NJ 07701


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City

State

August 15, 2016

20360

John Bannister

Medfield

Massachusetts

December 6, 2016

36592

Julie Ann Obray

Salt Lake City

Utah

December 6, 2016

954122

Gurpreet Singh

Richmond Hill

New York

December 12, 2016

1536885

Darroll Adrian Jenkins

Southfield

Michigan

December 22, 2016

22590

Fatima Munoz

Little Neck

New York

December 29, 2016

841922

Anita Bareja

Dix Hills

New York

January 3, 2017

66391

Stephanie Sue Petrillo

N.Chili

New York

January 3, 2017

1512444

Ilsa Jane Brandt

Pearl River

New York

January 4, 2017

1312271

Jeffrey Charles Goodwin

Royal Oak

Michigan

January 4, 2017

1065433

James Anthony DeBartolo

Royal Oak

Michigan

January 4, 2017

661805

Steven Douglas Renshaw

Detroit

Michigan

January 4, 2017

1566878

Spencer Michael Pingitore

Wyandotte

Michigan

January 4, 2017

1536884

Kyle Jason Geiger

Oxford

Michigan

January 4, 2017

1566818

Morgan Paige Novak

Royal Oak

Michigan

January 4, 2017

1552539

Adam Michael Plourde

Clarkston

Michigan

January 4, 2017

1203412

Nicholas Paul Trudgeon

Royal Oak

Michigan

January 4, 2017

1139968

Tyler Stephan Green

Macomb

Michigan

January 5, 2017

697294

Charlotte N Makhoul

Irvine

California

January 5, 2017

1295817

Faisal Zeeshan Hussain

Bloomfield Hills

Michigan

January 5, 2017

436485

Jerry Crowder

Lebanon

Ohio

January 5, 2017

753267

Graciela Anita Andrade

Southgate

Michigan

January 5, 2017

1104966

Tyler Howard Salmon

The Colony

Texas

January 5, 2017

326644

Karen Keating

Mt. Laurel

New Jersey

January 6, 2017

1122291

Terri LeAnn Behrens

Overland Park

Kansas

January 6, 2017

1566898

Jerome George Quinn

Washington

Michigan

January 6, 2017

1515657

Alessandra Fiallos

North Haven

Connecticut

January 9, 2017

1161191

Kevin Andrew Ruscitti

West Bloomfield

Michigan

January 9, 2017

1566778

Timothy Paul Martin

Farmington Hills

Michigan

January 9, 2017

1425369

Austin Robert Sawvel

Indianapolis

Indiana

January 9, 2017

1499088

William Chester Tinney

Orlando

Florida

January 9, 2017

175396

Thomas John Bilotti

Staten Island

New York

January 9, 2017

271856

Matthew Bennert Schuermann

Cooperstown

New York

January 10, 2017

1471164

Matthew Andrew Ziegert

Andover

New Jersey

January 10, 2017

1220444

Ahmad Mahmoud Musa

Southfield

Michigan

January 10, 2017

258491

Gary John Sturm

Highland

Michigan

January 10, 2017

1567373

Lori Ann Cooper

Swartz Creek

Michigan

January 10, 2017

1567859

Joshua Albert Lay

Noblesville

Indiana

January 10, 2017

193221

James Douglas Carroll

Prince George

Virginia

January 10, 2017

1312263

Matthew David Feldman

Royal Oak

Michigan

January 10, 2017

1409422

Kevin Pearce Margiawicz

Waterford

Michigan

January 10, 2017

1567076

Sarah Marie Tiernan

Northville

Michigan

January 10, 2017

1567338

Brooke Ann Witting

Algonac

Michigan

January 10, 2017

1566817

Alicia Marie Noble

Southgate

Michigan

January 11, 2017

1558388

Shaimelle Tylar Meus

Albany

New York

January 11, 2017

1415496

Steven Joseph Rodriguez

Orlando

Florida

January 11, 2017

1545891

Peter Joseph Nielsen

East Providence

Rhode Island

January 12, 2017

1581235

Brian Joseph Swafford

Naugatuck

Connecticut

January 12, 2017

9466

Lou-Ann Smith

Ridgefield

Connecticut

January 12, 2017

1460935

Richard Harold Brackins

Detroit

Michigan

January 12, 2017

1555344

Jean Paul Mankouche

Dearborn

Michigan

January 12, 2017

1225393

Mordechai Reich

Lakewood

New Jersey

January 13, 2017

1013610

Scott Timothy Whisler

Jacksonville

Florida

January 13, 2017

1548074

Christopher David Ellen

Jacksonville

Florida

January 13, 2017

1015716

Michael S. Dimaiuta

Westbury

New York

January 13, 2017

1575053

Neal M Wilson

Oceanside

New York

January 13, 2017

1566897

Erikah Jade Powers

Royal Oak

Michigan

January 13, 2017

1438112

Justin Richard Gunshefski

Royal Oak

Michigan

January 13, 2017

1522997

Ahmad Motasem Alafyouni

Parma

Ohio

January 13, 2017

200116

Richard M. Gringer

Dix Hills

New York

January 14, 2017

14533

James Joseph Waldeck

North Babylon

New York

January 18, 2017

1154699

Ryan William Herman

Columbia

Missouri

January 18, 2017

1387391

Ryan Joseph Post

Tempe

Arizona

January 18, 2017

935995

Luis Asgard Lopez

Phoenix

Arizona

January 18, 2017

1437640

Henry Alan Siverson

Scottsdale

Arizona

January 18, 2017

1496955

Yale Marschall Sanford Rosen

Scottsdale

Arizona


SECTION II

January 18, 2017 (CU-CRB)
CFCU COMMUNITY CREDIT UNION
1030 Craft Road, Ithaca, NY 14850

Application to amend the bylaws to expand the field of membership to include Cayuga, Seneca and Ontario Counties, pursuant to Section 451-a of the Banking Law, approved.


January 25, 2017 (FR-FWB)
RAIFFEISEN ZENTRALBANK OSTERREICH AG
Am Stadtpark 9, A-1030, Vienna, Austria

The Department interposes no-objection to the notification, pursuant to Section 221-e of the Banking Law, of the relocation of the representative office from 1133 Avenue of the Americas, Borough of Manhattan, City of New York 10036 to 1177 Avenue of the Americas, Borough of Manhattan, City of New York 10036.


January 25, 2017 (BK-FWB)
WOORI AMERICA BANK
350 Fifth Avenue, New York, NY 10001

Approval given to change the location of branch office from 3540 Wilshire Boulevard, Los Angeles, Los Angeles County, CA 90010 to 3500 West 6th Street, Suite 201, Los Angeles, Los Angeles County, CA 90020, on or after January 26, 2017.


January 27, 2017 (TM-LFS)
COINBASE, INC.
548 Market Street # 23008, San Francisco, California 94104-5401

A license to engage in the business of a transmitter of money, pursuant to Article XIII-B of the Banking Law, was issued.


January 17, 2017 (VC-CM)
COINBASE, INC.
548 Market Street, #23008, San Francisco, CA 94104

Application for a license to engage in virtual currency business activity approved.


Mortgage Banker Branch License Address Changes:

January 24, 2017 (BK-MBD)
Universal American Mortgage Company, LLC D/B/A
Eagle Home Mortgage
From: 230 Half Mile Road, Suite 101, Red Bank, NJ 07701
To: 125 Half Mile Road, Suite 207, Red Bank, NJ 07701


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn

NMLS ID

Name

City

State

January 13, 2017

44753

Mark Steven Fuchs

Middle Village

New York

January 13, 2017

1484347

William Samuel Morgan

Indianapolis

Indiana

January 18, 2017

1289348

Kevin Michael O'Laughlin

Pittsburgh

Pennsylvania

January 18, 2017

1509936

Alia Tahira Bates

Maple Shade

New Jersey

January 18, 2017

1526229

James Thomas Robinson

Philadelphia

Pennsylvania

January 19, 2017

1510003

Alix K. Ammar

Dearborn Heights

Michigan

January 19, 2017

1480006

Richard J Malito

Staten Island

New York

January 19, 2017

1509935

Joseph Albert Holder

Philadelphia

Pennsylvania

January 19, 2017

673546

Jennifer Lynn Rudella

Bowling Green

Kentucky

January 19, 2017

338798

ReMi Nicole Doyle

Richmond

Virginia

January 19, 2017

1269949

Paul Theodore Freidin

East Meadow

North Carolina

January 19, 2017

1511094

Shanae Shakia Covington

Lindenwold

New Jersey

January 19, 2017

1532572

John Edward Pilling

Clementon

New Jersey

January 19, 2017

1244228

Joseph Bernard Koeberlein

Plainfield

Indiana

January 19, 2017

1510316

Warren Robert Kirby

Grand Blanc

Michigan

January 19, 2017

1510148

Ali Farhat

Dearborn

Michigan

January 19, 2017

1415497

Timothy Joshua Cusick

Deltona

Florida

January 19, 2017

1510086

Arielle Rose Burton

Livonia

Michigan

January 19, 2017

1532577

Jermaine Johnson

Philadelphia

Pennsylvania

January 20, 2017

1489699

Lyle Edward Sarden

Huntingdon Valley

Pennsylvania

January 20, 2017

1525178

Nathaniel Patrick Bogan

Indianapolis

Indiana

January 20, 2017

1088922

Andre Washington Graham

Richmond

Virginia

January 20, 2017

1066222

Douglas Jonathan Weir

Mason

Michigan

January 20, 2017

1367243

Antoinette Kritrina Martin

Detroit

Michigan

January 20, 2017

1409520

Corey Michael Knox

Clinton Township

Michigan

January 20, 2017

1520673

Marc Lewis Leone

Brooklawn

New Jersey

January 20, 2017

1520668

Julia Lea Whitbeck

Marlton

New Jersey

January 20, 2017

1430949

Christopher Yeung

White Plains

New York

January 20, 2017

1542348

Joseph John Gaynor

Wauconda

Illinois

January 20, 2017

1008310

Elliott R Grisham

Napa

California


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City

State

Sponsoring Entity

January 20, 2017

1458734

Joseph McLoughlin

Stratford

Connecticut

Total Mortgage Services, LLC

January 20, 2017

220480

Stephen Giamboi

Cranford

New Jersey

Home Point Financial Corporation

January 20, 2017

1509925

Casey Lea Diemer

West Deptford

New Jersey

Freedom Mortgage Corporation

January 20, 2017

1107520

Adam Calvin Bennett

Sayre

Pennsylvania

State Farm Bank, FSB

January 20, 2017

1510604

Joel Christopher Brown

Huntington Station

New York

AVP Mortgage Solutions, LLC

January 20, 2017

497126

Donald Paul Dickson

Lewis Center

Ohio

Carrington Mortgage Services, LLC

January 20, 2017

1114176

Steven Xu

Bayside

New York

Prudential Borrowing, LLC

January 20, 2017

1489171

Salvatore Thomas Rizzolo

West Babylon

New York

United Mortgage Corp.

January 20, 2017

1448994

Nolan Scott Capelle

Solana Beach

California

One Reverse Mortgage, LLC

January 20, 2017

1443779

Vincenzo Carlisi

Massapequa

New York

Vanguard Funding LLC

January 20, 2017

375824

Thomas W Maddison

Jacksonville

Florida

Carrington Mortgage Services, LLC

January 20, 2017

1453820

Ray Jinyuan Zeng

Bayside

New York

Powerhouse Solutions, Inc.

January 20, 2017

1172654

Angela Denise Charles

Frisco

Texas

Everett Financial, Inc.

January 20, 2017

1493953

Steven Bradley Hopper

Columbia

Missouri

Mortgage Research Center, LLC

January 20, 2017

323406

Michael J Qumsieh

Mission Viejo

California

Carrington Mortgage Services, LLC

 


 

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