Banking Division
Weekly Bulletin
October 26, 2012
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov
SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
INSTITUTION CODES |
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RGULATORY UNIT CODES
CRB |
Community and Regional Banks |
CSD |
Consumer Services |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION l
October 18, 2012 (MI-CRB)
INVESTORS BANK
101 JFK Parkway, Short Hills, NJ 07078
Notice of intention to close branch office at 33-02 Ditmars Boulevard, Astoria, Borough of Queens, City of New York 11105, received.
The comment period on this notice will expire November 26, 2012.
October 19, 2012 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901
Application dated October 17, 2012 for permission to change the location of branch office from 594 Loudon Road, Latham, Town of Colonie, Albany County, NY 12110 to 581 Loudon Road, Latham, Town of Colonie, Albany County, NY 12110, received.
October 23, 2012 (BP-LFS)
DEBTWAVE CREDIT COUNSELING, INC.
8665 Gibbs Drive, Suite 100, San Diego, San Diego County, CA 92123
An application for a license to engage in business as a licensed budget planner at 8665 Gibbs Drive, Suite 100, San Diego, CA 92123 was received.
The publication of receipt of this application does not indicate that the application is deemed complete. The application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
October 23, 2012 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632
An application was received for a license to engage in business as a licensed casher of checks in connection with the purchase of certain assets of Karbill Check Cashing, Inc., at 167 East 87th Street, New York, NY 10128.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Any comments or objections should be submitted in writing, within ten business days, by November 9, 2012.
October 23, 2012 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC U/A/N THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632
Applications were received for licenses to engage in business as a licensed casher of checks in connection with the purchase of certain assets of Uneeda Check Cashing, Inc. at the following locations:
- 2033 Second Avenue, New York, NY 10029
- 1316 Fifth Avenue, New York, NY 10026
- 1629 Lexington Avenue, New York, NY 10029
- 1796 Lexington Avenue, New York, NY 10029
- 1869 Second Avenue, New York, NY 10029
- 2254 First Avenue, New York, NY 10029
- 358 West 145th Street, New York, NY 10039
Any comments or objections should be submitted in writing, within ten business days, by November 9, 2012.
October 24, 2012 (TM-LFS)
NBL MONEY TRANSFER, INC.
110 Greene Street, Suite 12E, New York, NY 10012
Application for a license to engage in business as a transmitter of money, received.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
October 25, 2012 (SB-CRB)
RONDOUT SAVINGS BANK
300 Broadway, Kingston, New York 12401
Application dated October 23, 2012 permission to open and occupy a branch office at 4269 Albany Post Road (Route 9), Hyde Park, Town of Hyde Park, Dutchess County, New York 12538, received.
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
January 31, 2012 |
267966 |
Andres Concepcion Pada Sr. |
Cresskill |
NJ |
May 21, 2012 |
819231 |
Mark Steven Caramanna Jr. |
Rochester |
NY |
June 18, 2012 |
21878 |
Michael Brown |
Fairfield |
CT |
June 19, 2012 |
206704 |
Vincent Nino Avallone |
Mullica Hill |
NJ |
June 19, 2012 |
35365 |
Chad David Jones |
Sykesville |
MD |
June 21, 2012 |
459445 |
Shane Bradley Williams |
Mission Viejo |
CA |
July 19, 2012 |
166498 |
Joseph Spallino |
Amityville |
NY |
July 31, 2012 |
8610 |
Regina Kostin |
Wheeling |
IL |
August 21, 2012 |
18526 |
Joao P Bernardes |
Mineola |
NY |
August 22, 2012 |
879013 |
Lloyd Mabuto Vernon |
Copiague |
NY |
September 12, 2012 |
135799 |
J Raymond Quinn |
Voorheesville |
NY |
Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination, amended to read as follows:
From:
October 22, 2010 (MB-MBD)
Applicant(s)
Lloyd Jonathan Cleaver
Christopher Kirk Anderson
As: Wipro Gallagher Solutions, Inc.
810 Crescent Centre Drive, Suite 400, Franklin, TN 37067
October 19, 2012
Applicant(s)
Lloyd Jonathan Cleaver
Narayan Bharadwaj
William Bradley Durrer
Teresa M. Blake
As: Wipro Gallagher Solutions, Inc.
810 Crescent Centre Drive, Suite 400, Franklin, TN 37067
Application to establish a Mortgage Banker's Branch received for examination:
October 19, 2012 (MB-MBD)
Full Service Branch
Mortgage Enterprise, Ltd.
777 Westchester Avenue, Suite 101, Office 110, White Plains, NY 10604
October 19, 2012 (MB-MBD)
Full Service Branch
United Shore Financial Services, LLC
825 Bowers Street, Birmingham, MI 48009
October 19, 2012 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
300 Garden City Plaza, Suite 100, Garden City, NY 11530
SECTION II
October 18, 2012 (TM-LFS)
AFI OF NEW YORK, INC.
One South Wacker Drive, 36th Floor, Chicago, Illinois 60606
October 22, 2012 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 404 South Hamilton Street, Town of Erwin, Steuben County, NY 14870 will not result in a significant reduction of banking services in the community to be affected.
October 23, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations granting permission to open and occupy branch offices at the following four locations, surrendered for cancellation:
- Shoppers Food & Pharmacy, 2371 Solomons Island Road, Annapolis, Anne Arundel County, MD 21401;
- Shoppers Food & Pharmacy, 670 Old Mill Road, Millersville, Anne Arundel County, MD 21108;
- Shoppers Food & Pharmacy, 5457 Baltimore National Pike, Baltimore, Baltimore County, MD 21229; and
- Shoppers Food & Pharmacy, 6300 Georgetown Boulevard, Sykesville, Carroll County, MD 21784.
Offices discontinued as of October 12, 2012 (#1 and #2 above) and October 16, 2012 (#3 and #4 above).
October 24, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization issued to open and occupy a branch office at One Research Court, Rockville, Montgomery County, MD 20850, on or after October 25, 2012.
October 25, 2012 (TR-CRB)
BANCO POPULAR NORTH AMERICA
11 West 51st Street, New York, NY 10019
Authorization granting permission to open and occupy a branch office at 11840 Valley Boulevard, El Monte, Los Angeles County, CA 91732, surrendered for cancellation.
Office discontinued as of October 19, 2012.
September 26, 2012 (BP-LFS)
INTELLDEBT CORP.
7900 Churchill Way - Suite 6103, Dallas, TX 75251.
License to engage in business as a budget planner was surrendered.
September 28, 2012 (BP-LFS)
A NEW HORIZON, CREDIT COUNSELING SERVICES, INC.
2700 West Cypress Creek Road - Suite D129, Fort Lauderdale, FL 33309.
License to engage in business as a budget planner was surrendered.
Certificate to engage in the business of a Mortgage Broker surrendered:
October 19, 2012 (BR-MBD)
Maurice Nwokolo D/B/A
Oriental Mortgage
1388 East Gunhill Road, Bronx, NY 10469
Effective Date: October 16, 2012
The following Registered Mortgage Brokers have failed to fully pay the general assessment, in violation of Section 17.2 of the Banking Law. Their mortgage broker registrations have expired, pursuant to Section 592-a of the New York Banking Law.
October 22, 2012 (BR-MBD)
Raphael Berger
111 Clarkson Avenue, Brooklyn, NY 11226
October 22, 2012 (BR-MBD)
Shalimar Mortgage Corp.
80 Mount Misery Road, Huntington, NY 11743
October 22, 2012 (BR-MBD)
MSD Corp.
65 East John Street, Hicksville, NY 11801 1309
October 22, 2012 (BR-MBD)
Wayne Courtney DBA Maica Funding
3664 White Plains Rd., 215th/216th St., Bronx, NY 10467
October 22, 2012 (BR-MBD)
Mortgages In-Deed Northeast, Inc.
82 Wheatley Road, Old Westbury, NY 11568 1212
October 22, 2012 (BR-MBD)
Gene Burshtein Enterprises, Inc.
2125 Flatbush Avenue, Brooklyn, NY 11234
October 22, 2012 (BR-MBD)
D.A.R.T. Capital Mortgage Corp.
535 Broadhollow Road, Suite B30, Melville, NY 11747 3713
October 22, 2012 (BR-MBD)
Classic Mortgage, Inc.
103-16 Liberty Avenue, 1st Floor, Ozone Park, NY 11417 1735
October 22, 2012 (BR-MBD)
Genesis Home Mortgage Corp.
1727 Veterans Memorial Highway, Suite 310, Islandia, NY 11749 1520
Branch Office:
267-05 Hillside Avenue, Suite 2B, Floral Park, NY 11004
October 22, 2012 (BR-MBD)
Choice National Mortgage Corporation UAN
American Homestead Mortgage
326 Meadow Avenue, Newburgh, NY 12550 3043
October 22, 2012 (BR-MBD)
Camelot Mortgage Co., Inc.
2562 Neptune Avenue, Seaford, NY 11783 3410
October 22, 2012 (BR-MBD)
T & W Realty Group Inc. D/B/A Preferred Capital Funding
36-54 Main Street, 3rd Floor, Flushing, NY 11354 4105
October 22, 2012 (BR-MBD)
Mid-Atlantic Mortgage Group, Ltd.
125 Washington Boulevard, Commack, NY 11725
October 22, 2012 (BR-MBD)
Na - Home Funding Corp.
14-17 150th Street, 2nd Floor, Whitestone, NY 11357
October 22, 2012 (BR-MBD)
Yes Funding Corp.
1600 Calebs Path Extension, Suite 117, Hauppauge, NY 11788
October 22, 2012 (BR-MBD)
Nicholas Palumbo DBA The Money Express
52 Harrigan Road, Hopewell Junction, NY 12533
October 22, 2012 (BR-MBD)
Taylor Mortgages, Inc.
215 Montauk Highway, Sayville, NY 11782 2512
October 22, 2012 (BR-MBD)
Nazim Khan Mohamed DBA M&M Affordable Mortgage
188-38 Jamaica Avenue, Hollis, NY 11423 2512
October 22, 2012 (BR-MBD)
Directcash Mortgage Services, Inc.
2730 Claudia Court, Bellmore, NY 11710
October 22, 2012 (BR-MBD)
Patrick R. Campbell DBA Americap Mortgage Group
16 Red Creek Road, Hampton Bays, NY 11946 1307
October 22, 2012 (BR-MBD)
Justis Mortgage Group, LLC
18 East 12th Street, Suite 1C, New York, NY 10003
October 22, 2012 (BR-MBD)
Capital Quest Corp.
17 Patrick's Way, Saint James, NY 11780 3110
October 22, 2012 (BR-MBD)
Overall Mortgage Corp.
1438 42nd Street, Lower Level, Brooklyn, NY 11219
October 22, 2012 (BR-MBD)
Prisani Funding Corporation
251-61 Jericho Turnpike, 2nd Floor, Bellerose, NY 11426
October 22, 2012 (BR-MBD)
CreditLine Financial Services, Inc.
1863 Pond Road, Unit 2, Ronkonkoma, NY 11779 2664
Branch Offices:
1863 Pond Road, Unit 3, Ronkonkoma, NY 11779
1685 Grand Avenue, Suite 204, Baldwin, NY 11510
October 22, 2012 (BR-MBD)
Dalco Financial Services Inc.
120 Stevens Avenue, Mount Vernon, NY 10550 2605
October 22, 2012 (BR-MBD)
New York Advisory Group, Inc.
115-02 Liberty Avenue, Suite 2A, South Richmond Hill, NY 11419
October 22, 2012 (BR-MBD)
GNS Funding Corp.
12 West 23rd Street, 4th Floor, New York, NY 10010
October 22, 2012 (BR-MBD)
Abound Financial Group, Inc.
751-759 Allerton Avenue, Suite 201, Bronx, NY 10467 8818
October 22, 2012 (BR-MBD)
New Apple Funding Corp.
97-49 102nd Street, 1st Floor, Ozone Park, NY 11416 2619
October 22, 2012 (BR-MBD)
Homequest Mortgage & Financial Services Corporation
250 Fulton Avenue, Suite 420, Hempstead, NY 11550
October 22, 2012 (BR-MBD)
A & F Capital, Inc.
112-10 Springfield Boulevard, Queens Village, NY 11429 2650
October 22, 2012 (BR-MBD)
Mortgage Locators
36 Wheeler Road, Central Islip, NY 11722 2128
October 22, 2012 (BR-MBD)
Total Home Mortgage, Inc.
535 5th Avenue, Suite 415, New York, NY 10017
October 22, 2012 (BR-MBD)
Mortgage Supreme LLC
79-00 Queens Boulevard, Store #2, Elmhurst, NY 11373
October 22, 2012 (BR-MBD)
First Community Resources, Inc.
74-09 37th Avenue, Suite 415, Jackson Heights, NY 11372
October 22, 2012 (BR-MBD)
DMN Mortgage Corp.
960 Jericho Turnpike, St. James, NY 11780 3219
October 22, 2012 (BR-MBD)
Galaxy Mortgage Funding Corp.
160-31 Union Turnpike, Fresh Meadows, NY 11366 1937
October 22, 2012 (BR-MBD)
Colban Funding, Inc.
3401 East Main Street, Endwell, NY 13760 5900
October 22, 2012 (BR-MBD)
Syamni Funding Inc.
135-30 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420 3023
October 22, 2012 (BR-MBD)
Benchmark Home Equities Inc.
1225 Helderberg Avenue, Schenectady, NY 12306 4812
October 22, 2012 (BR-MBD)
Platinum Home Finance, Inc.
1101 Stewart Avenue, Suite 303, Garden City, NY 11530
October 22, 2012 (BR-MBD)
Il H. Rhee D/B/A Cambridge Capital & Mortgage
2125 Center Avenue, Suite 412, Fort Lee, NJ 07024
October 22, 2012 (BR-MBD)
Thomas Tangney Esq. LLC D/B/A Double T
840 Shore Road, Apt. 4F, Long Beach, NY 11561 5407
October 22, 2012 (BR-MBD)
inPham, LLC
117 11th Street, Suite 206, Brooklyn, NY 11215 3837
October 22, 2012 (BR-MBD)
212 Mortgage Group, Inc.
1933 Blair Court, Bel Air, MD 21015 1675
October 22, 2012 (BR-MBD)
Mortgage4sure.com, Corp.
8412 Fifth Avenue, 2nd Floor, Brooklyn, NY 11209 4761
October 22, 2012 (BR-MBD)
Marquis Funding Inc.
112-08 Jamaica Avenue, #1F, Richmond Hill, NY 11418 2425
October 22, 2012 (BR-MBD)
Tychor Mortgage Enterprises, Inc.
333 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ 07632 2705
October 22, 2012 (BR-MBD)
Mortgage Links Inc.
2043 Richmond Avenue, Staten Island, NY 10314 3900
October 22, 2012 (BR-MBD)
American Capital Mortgage, Inc
439 Main Street, Suite 202, Orange, NJ 07050
October 22, 2012 (BR-MBD)
Y.B.B. Solutions LLC
1907 Edenwald Avenue, Bronx, NY 10466 2224
October 22, 2012 (BR-MBD)
Peak Funding, Inc.
340 East Jericho Turnpike, Huntington Station, NY 11746 7310
Mortgage Broker Certificate Address Changes:
October 22, 2012 (BR-MBD)
Panam Mortgage & Financial Services, Inc.
From: 261 Madison Avenue, 25th Floor, New York, NY 10016
To: 116 East 30th Street, New York, NY 10016 7303
October 22, 2012 (BR-MBD)
Green River Capital Corp.
From: 481 Pulaski Road, Greenlawn, NY 11740
To: 1670 Old Country Road, Suite 220, Plainview, NY 11803 5020
Mortgage Banker License Address Changes:
October 23, 2012 (MB-MBD)
Amerifund Home Mortgage LLC
From: 51 East 42nd Street, Suite 304, New York, NY 10017
To: 152 Madison Avenue, Suite 803, New York, NY 10016 5477
Mortgage Broker Branch Certificate Address Changes:
October 22, 2012 (BR-MBD)
Panam Mortgage & Financial Services, Inc.
From: 146-10 Hillside Avenue, Ground Floor, Jamaica, NY 11435
To: 3530 1st Avenue North, Suite 223, St. Petersburg, FL 33713
Mortgage Banker Branch License Address Changes:
October 22, 2012 (MB-MBD)
Residential Home Funding Corp. D/B/A RHF Wholesale
From: 1100 Route 55, La Grange, NY 12540
To: 1110 Route 55, Suite 208, Lagrangeville, NY 12540
October 22, 2012 (MB-MBD)
Residential Home Funding Corp. D/B/A RHF Wholesale
From: 4 Wood Hollow Road, Parsippany, NJ 07054
To: 100 Lanidex Plaza, 2nd Floor, Parsippany, NJ 07054
