Weekly Bulletin
August 24 , 2012
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov
SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
INSTITUTION CODES |
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REGULATORY UNIT CODES
CRB |
Community and Regional Banks |
CSD |
Consumer Services |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION l
August 16, 2012 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569
Notice of intention to close branch office at 404 South Hamilton Street, Town of Erwin, Steuben County, NY 14870, received.
The comment period on this notice will expire October 1, 2012.
August 17, 2012 (MI-CRB)
PEOPLES NEIGHBORHOOD BANK
82 Franklin Avenue, Hallstead, PA 18822
Application dated August 15, 2012 for permission to open and occupy a branch office at 275 Main Street, Binghamton, Broome County, NY 13905, received.
August 20, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Applications dated August 16, 2012 for permission to open and occupy branch offices for the limited purpose of serving commercial customers at the following two locations, received:
- 280 Congress Street, Boston, Suffolk County, MA 02210; and
- 72A Taunton Street, Plainville, Norfolk County, MA 02762.
August 20, 2012 (SB-CRB)
APPLE BANK FOR SAVINGS
1395 Northern Boulevard, Manhasset, NY 11030
Application, pursuant to Section 601-a of the Banking Law, for Apple Bank for Savings to assume certain liabilities and acquire certain assets from Emigrant Bank, received.
The transaction, if approved and consummated, will result in 29 branch offices of Emigrant Bank (after the completion of the proposed merger of Emigrant Savings Bank-Manhattan, Emigrant Savings Bank-Brooklyn/Queens, Emigrant Savings Bank-Bronx/Westchester, and Emigrant Savings Bank-Long Island, with and into Emigrant Bank, under the name Emigrant Bank) becoming branch offices of Apple Bank for Savings.
The comment period will expire on September 24, 2012.
August 21, 2012 (SF-LFS)
TD AUTO FINANCE LLC
27777 Inkster Road, Farmington Hills, Oakland County, MI 48334
Notification received to correct the address to reflect the correct county for the sales finance company license at the following branch location:
From: 2050 Roanoke Road, Denton County, Westlake, TX 76262
To: 2050 Roanoke Road, Tarrant County, Westlake, TX 76262
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
April 30, 2012 |
885459 |
Fiore Vincent D'Angelo |
Shirley |
NY |
May 24, 2012 |
210331 |
Michele Fiore |
Navesink |
NJ |
June 5, 2012 |
29082 |
Maritza Martinez |
Ronkonkoma |
NY |
June 18, 2012 |
202583 |
Dominick Joseph Angotti |
Freehold |
NJ |
June 28, 2012 |
843055 |
Donald William Kisselbach |
New Rochelle |
NY |
July 2, 2012 |
7607 |
George Vasilios Artemiou |
Whitestone |
NY |
July 10, 2012 |
936967 |
Richard Wayne Zboray |
Huntington |
NY |
July 10, 2012 |
913395 |
Lauren Sari Flaum |
Toledo |
OH |
July 10, 2012 |
584663 |
Whitney Luther |
Amityville |
NY |
July 27, 2012 |
819631 |
Patricia Anne Van Sandt |
Jacksonville |
FL |
August 6, 2012 |
921714 |
Noah Dewayne Shaw |
Jacksonville |
FL |
August 6, 2012 |
211505 |
Brett Michael Payne |
Costa Mesa |
CA |
August 6, 2012 |
938324 |
Patrick John Salvato |
Webster |
NY |
August 6, 2012 |
913817 |
Teresa Michelle Kuznik |
Brunswick |
OH |
August 6, 2012 |
774735 |
David Leonard Rome |
Shaker Heights |
OH |
August 6, 2012 |
894750 |
Jordan Christian Taylor Williams |
Jacksonville |
FL |
August 6, 2012 |
213567 |
Shannon Elizabeth Kelly |
Costa Mesa |
CA |
August 7, 2012 |
395159 |
Chase Adam Dameron |
Mission Viejo |
CA |
August 7, 2012 |
453983 |
Cheryl Ann Staley |
Sacramento |
CA |
August 7, 2012 |
104013 |
Michael Heath Genzlinger |
Aliso Viejo |
CA |
August 7, 2012 |
216276 |
Joanna Mann |
Laguna Niguel |
CA |
August 7, 2012 |
210561 |
Richard Charles Worley |
Wood Dale |
IL |
August 7, 2012 |
921150 |
Michael Britt |
Jacksonville |
FL |
August 7, 2012 |
275084 |
Choan Elwin Hatzenbuhler |
Newport Beach |
CA |
August 8, 2012 |
922577 |
Leonard Robert Oliveri |
Sewell |
NJ |
August 8, 2012 |
920884 |
Jocqua Emery Keeton |
Orange Park |
FL |
August 8, 2012 |
922571 |
Sean Michael Fitz-Patrick |
Cinnaminson |
NJ |
August 8, 2012 |
913670 |
Brian Alexander Shaw |
Clarkston |
MI |
August 9, 2012 |
913717 |
Jason Michael Todd |
Lincoln Park |
MI |
August 9, 2012 |
902840 |
Joshua Seth Coy |
Columbia |
MO |
SECTION II
August 15, 2012(LL-LFS)
MARINER FINANCE, LLC
3301 Boston Street, #201, Baltimore, MD 21224
Licenses to engage in business as a licensed lender at the above location and branches at the following (5) locations were issued:
- 3214 Erie Boulevard East, Syracuse, NY 13214
- 145 Wolf Road, Suite 6, Colonie, NY 12205
- 1600 Ridge Road West, Suite 11, Rochester, NY 14615
- 1900 Ridge Road, Suite 108, West Seneca, NY 14224
- 1901 Vestal Parkway East, Vestal, NY 13850
August 17, 2012 (MS-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA 01201
Approval given to change the location of branch office from 545 Troy-Schenectady Road, Latham, Town of Colonie, Albany County, NY 12110 to 1202 Troy-Schenectady Road, Latham, Town of Colonie, Albany County, NY 12110, on or after August 18, 2012.
August 17, 2012 (SB-CRB)
EMIGRANT SAVINGS BANK - MANHATTAN
250 West 23rd Street, New York, NY 10011
As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 375 Hudson Street, Borough of Manhattan, City of New York 10014 will not result in a significant reduction of banking services in the community to be affected.
August 22, 2012 (SB-CRB)
NORTHEAST COMMUNITY BANK
325 Hamilton Avenue, White Plains, NY 10601
Authorization issued to open and occupy a branch office at 271-281 Quincy Avenue, Quincy, Norfolk County, MA 02169, on or after August 23, 2012.
August 22, 2012 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569
Authorizations granting permission to open and occupy branch offices at the following three locations, surrendered for cancellation:
- 351 North Main Street, Elmira, Chemung County, NY 14901;
- 1019 Center Street, Horseheads, Chemung County, NY 14845; and
- 2075 Lake Road, Elmira Heights, Town of Horseheads, Chemung County, NY 14903.
Offices discontinued as of August 17, 2012.
License to engage in the business of a Mortgage Banker surrendered:
August 20, 2012 (MB-MBD)
Budget Mortgage Bankers, Ltd.
122 East 42nd Street, Suite 1015, New York, NY 10168 1099
Effective Date: August 09, 2012
Certificate to engage in the business of a Mortgage Broker Branch surrendered:
August 20, 2012 (BR-MBD)
Full Service Branch
UBS Financial Services Inc.
130 South Union Street, Olean, NY 14760
Effective Date: August 08, 2012
August 20, 2012 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
350 Essjay Road, Williamsville, NY 14221
Effective Date: August 09, 2012
August 22, 2012 (BR-MBD)
Full Service Branch
Morgan Stanley Smith Barney LLC
1700 Mony Tower I, Syracuse, NY 13202
Effective Date: August 08, 2012
License to engage in the business of a Mortgage Banker Branch surrendered:
August 20, 2012 (MB-MBD)
Full Service Branch
Gateway Funding Diversified Mortgage Services, L.P.
345 South Avenue, Garwood, NJ 07027
Effective Date: August 08, 2012
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
August 16, 2012 (BR-MBD)
Camelot Mortgage Co., Inc.
2562 Neptune Avenue, Seaford, NY 11783 3410
August 16, 2012 (BR-MBD)
McAlllewis LLC
130-55 Springfield Boulevard, Springfield Gardens, NY 11413 1121
August 21, 2012 (BR-MBD)
GNS Funding Corp.
12 West 23rd Street, 4th Floor, New York, NY 10010
August 22, 2012 (BR-MBD)
Y.B.B. Solutions LLC
1907 Edenwald Avenue, Bronx, NY 10466 2224
Mortgage Broker Certificate Address Changes:
August 20, 2012 (BR-MBD)
Home Mortgage Network, LLC
From: 930 Albany Shaker Road, Suite 102, Latham, NY 12110
To: 930 Albany Shaker Road, Suite 109, Latham, NY 12110 6412
August 16, 2012 (MB-MBD)
Real Estate Mortgage Network, Inc. D/B/A Menlo Park Funding
From: 152 Madison Avenue, 15th Floor, New York, NY 10016
To: 152 Madison Avenue, 23rd Floor, New York, NY 10016
August 20, 2012 (MB-MBD)
Real Estate Mortgage Network, Inc. D/B/A Menlo Park Funding
From: 125 Sully's Trail, Suite 4A, Pittsford, NY 14534
To: 53-B South Main Street, New City, NY 10956
Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:
August 17, 2012 (BR-MBD)
Applicant(s)
Terrence R. Hastings
To acquire interest in:
The Cobblestone Group of Connecticut In Lieu of True Name The Cobblestone Group
Additional DBA(S): Ladd Financial
Hamilton Ladd
724 Danbury Road, Ridgefield, CT 06877 2743
August 16, 2012 (MB-MBD)
Applicant(s)
Mark S. Rosenbloom
To acquire interest in:
United Mortgage Corp. UAN
NY Finest Funding
Additional DBA(S): United Global Group
510 Broadhollow Road, Suite 202, Melville, NY 11747 3606
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:
Date Application Withdrawn |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
October 19, 2011 |
375857 |
Ricardo Marcelo Deleon |
Jacksonville |
FL |
August 16, 2012 |
167647 |
Patrick D Callahan |
West Babylon |
NY |
August 17, 2012 |
183025 |
Gun Tony Kim |
Flushing |
NY |
August 17, 2012 |
713786 |
Charles Patrick Weiler |
Detroit |
MI |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
Date of Approval |
NMLS ID |
Name of Applicant |
City & State of Residence |
Sponsoring Entity |
|
August 17, 2012 |
130811 |
Patrick J Miller |
Westhampton |
NY |
Vanguard Funding LLC |
August 17, 2012 |
792268 |
Drew Mackenzie Bowie |
Annapolis |
MD |
New Day Financial, LLC |
August 17, 2012 |
913752 |
Joseph Ross Trocino |
Macomb |
MI |
One Reverse Mortgage, LLC |
August 17, 2012 |
638042 |
Angela C Hoag |
Albany |
NY |
Homestead Funding Corp. |
August 17, 2012 |
372247 |
David R Accomando |
Merrick |
NY |
State Farm Bank, F.S.B. |
August 17, 2012 |
583540 |
Steven Michael Moats |
Northfield |
OH |
Quicken Loans Inc. |
August 17, 2012 |
82091 |
Pablo Armando Lesma |
Staten Island |
NY |
Platinum Finance Brokers, LTD |
August 17, 2012 |
385822 |
Adam Franklin Smith |
Royal Oak |
MI |
Quicken Loans Inc. |
August 17, 2012 |
891329 |
Thomas Jack Swayne |
Clarkston |
MI |
Quicken Loans Inc. |
August 17, 2012 |
847811 |
Brittanay Cherise Dillard |
Wixom |
MI |
Quicken Loans Inc. |
August 17, 2012 |
385384 |
Stephen Michael Martin |
Waterford |
MI |
One Reverse Mortgage, LLC |
August 17, 2012 |
312177 |
Julius Robinson Berry |
Brentwood |
NY |
Reliance First Capital, LLC |
August 17, 2012 |
350991 |
Anthony Bernard-Aaron Cardwell Junior |
Lakewood |
OH |
Quicken Loans Inc. |
August 17, 2012 |
819864 |
Morris M Varon |
Briarwood |
NY |
Guaranteed Rate, Inc. |
August 17, 2012 |
313243 |
Jocelyn Michelle Ransier |
Phoenix |
AZ |
Quicken Loans Inc. |
August 17, 2012 |
905664 |
Edward Thomas Sassano |
Seaford |
NY |
Continental Home Loans Inc. |
August 17, 2012 |
888016 |
John Earl Frame |
Bellmawr |
NJ |
PHH Mortgage Corporation |
August 17, 2012 |
879261 |
Jessie James Vidrio |
La Mirada |
CA |
American Advisors Group |
August 17, 2012 |
205205 |
Kent Harry Bostic |
Lutherville |
MD |
NFM, Inc. |
August 17, 2012 |
827005 |
Kelsey Ann Coljohn |
Broadview Hts. |
OH |
Quicken Loans Inc. |
August 17, 2012 |
838666 |
Evan Philip-Douglas Feringa |
Grosse Pointe Park |
MI |
One Reverse Mortgage, LLC |
August 17, 2012 |
891500 |
Abdallah Joseph Eid |
Shelby Twp. |
MI |
Quicken Loans Inc. |
August 17, 2012 |
846017 |
Zachary Brian Winder |
Indian Land |
SC |
Reliance First Capital, LLC |
August 17, 2012 |
847789 |
Leah Christine Lahtinen |
Detroit |
MI |
Quicken Loans Inc. |
August 17, 2012 |
813592 |
Michael Charles Minear |
Livonia |
MI |
Quicken Loans Inc. |
August 17, 2012 |
894296 |
Marcus Tyrone Powell |
Costa Mesa |
CA |
American Advisors Group |
August 17, 2012 |
485954 |
Inez M Gomez |
Bronx |
NY |
Associated Mortgage Bankers, Inc. |
August 17, 2012 |
813612 |
Matthew John Slade |
Canton |
MI |
Quicken Loans Inc. |
August 17, 2012 |
262568 |
Jason Matthew Gardner |
Jacksonville |
FL |
PHH Mortgage Corporation |
August 17, 2012 |
813556 |
Steven Paul Carden |
Dearborn |
MI |
Quicken Loans Inc. |
August 17, 2012 |
838669 |
Jeffrey David Flora |
Northville |
MI |
Quicken Loans Inc. |
August 17, 2012 |
208366 |
Namit Namit |
Aventura |
FL |
East Coast Capital Corp |
August 17, 2012 |
869530 |
Julie Ann Smith |
Mckinney |
TX |
Nationstar Mortgage LLC |
August 17, 2012 |
888028 |
Paul Thomas Soutar |
Mt. Laurel |
NJ |
PHH Mortgage Corporation |
August 17, 2012 |
397615 |
Steven Christopher Strauss |
Brownstown |
MI |
Quicken Loans Inc. |
August 17, 2012 |
891509 |
Olivia Ashley Ikeler |
Sterling Heights |
MI |
Quicken Loans Inc. |
August 17, 2012 |
237292 |
Ali F. Alemi |
Lake Hiawatha |
NJ |
First Residential Mortgage Services Corporation |
August 17, 2012 |
868934 |
Christopher Scott Hill |
Columbia |
MO |
Mortgage Research Center, LLC |
August 17, 2012 |
420335 |
Noelle Erin Morovich |
Lakewood |
OH |
Quicken Loans Inc. |
August 17, 2012 |
145021 |
Richard Neal Kassarich |
Wynnewood |
PA |
Freedom Mortgage Corporation |
August 17, 2012 |
141938 |
Jonathon Lynn Geitgey |
Carmel |
IN |
Freedom Mortgage Corporation |
August 17, 2012 |
892387 |
Curt Douglas Campbell |
Farmington Hills |
MI |
One Reverse Mortgage, LLC |
August 17, 2012 |
186350 |
Khosrow D Ghazi |
Mastic |
NY |
US Mortgage Corporation |
August 17, 2012 |
891205 |
Bradley John Bury |
Shelby Township |
MI |
Quicken Loans Inc. |
August 17, 2012 |
171206 |
Shawn Anthony Bishop |
Souderton |
PA |
GMAC Mortgage, LLC |
August 17, 2012 |
493362 |
Joseph Francis Vivona |
Westlake |
OH |
Quicken Loans Inc. |
August 17, 2012 |
66354 |
Laura Ann Sala |
Staten Island |
NY |
Louis A D'Alotto |
August 17, 2012 |
585397 |
Derek Doyle Mosley |
Wyandotte |
MI |
Quicken Loans Inc. |
August 17, 2012 |
891322 |
Fadey Talal Samhan |
Okemos |
MI |
Quicken Loans Inc. |
August 17, 2012 |
859042 |
James Murray Pitton |
Newport Beach |
CA |
American Advisors Group |
August 17, 2012 |
888004 |
David Charles Moser |
Haddon Township |
NJ |
PHH Mortgage Corporation |
August 17, 2012 |
832261 |
Michael H. Kramer |
East Northport |
NY |
Continental Home Loans Inc. |
August 17, 2012 |
406043 |
Heather Lynne Connell |
Elbridge |
NY |
SYRACUSE SECURITIES INC. |
August 17, 2012 |
872154 |
Marjan Krcic |
Farmington Hills |
MI |
Quicken Loans Inc. |
August 17, 2012 |
181812 |
Christopher Edward Parker |
Bloomfield Hills |
MI |
Quicken Loans Inc. |
August 17, 2012 |
847896 |
Daniel Paul Schonauer |
Perry |
OH |
Quicken Loans Inc. |
August 17, 2012 |
71589 |
Bernard Charles Camarda |
Valley Stream |
NY |
Interstate Home Loan Center, Inc |
August 17, 2012 |
253778 |
Stephanie Lynn Miller |
Cohoes |
NY |
The Funding Store LLC |
August 17, 2012 |
66890 |
Luis Joseph Khoury Jr |
Seaford |
NY |
United Mortgage Corp. |
August 17, 2012 |
838663 |
Samantha Heather Ellis |
White Lake |
MI |
Quicken Loans Inc. |
August 17, 2012 |
198561 |
Megan Marie Russell |
Trenton |
MI |
Quicken Loans Inc. |
August 17, 2012 |
583598 |
Michael Eugene Pitts |
Columbia |
MO |
Mortgage Research Center, LLC |
August 17, 2012 |
29121 |
Ernest Francis Bonifazio |
Bohemia |
NY |
ASEAN CAPITAL, INC. |
August 17, 2012 |
813651 |
Barbara Marie Benell |
Gilbert |
AZ |
Quicken Loans Inc. |
August 17, 2012 |
430021 |
Andrew Reinhart Graham |
Fort Worth |
TX |
Nationstar Mortgage LLC |
August 17, 2012 |
891519 |
Joseph Alexander Kobayashi |
Grosse Pointe Shores |
MI |
Quicken Loans Inc. |
August 17, 2012 |
838652 |
Adnan Asif |
Detroit |
MI |
Quicken Loans Inc. |
August 17, 2012 |
827013 |
Tyler Benjamin Bekius |
Cleveland |
OH |
Quicken Loans Inc. |
August 17, 2012 |
141973 |
Edward Joseph Sedlar Jr. |
Westminster |
MD |
New Day Financial, LLC |
August 21, 2012 |
433506 |
Daniel John Pisani |
Hicksville |
NY |
Contour Mortgage Corporation |
August 21, 2012 |
385383 |
Bruce Kevin Mangrum |
Detroit |
MI |
One Reverse Mortgage, LLC |
