Weekly Bulletin

May 18, 2012

SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov

SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

INSTITUTION CODES

BK	Bank
BP	Budget Planner
CC	Check Casher
CU	Credit Union
FA	Foreign Agency
FB	Foreign Branch
FR	Foreign Representative Office
HC	Holding Company
IC	Investment Company
LL	Licensed Lender
MK	Merchant Bank
MI	Miscellaneous

MB	Mortgage Banker
BR	Mortgage Broker
MS	Mortgage Servicer
PF	Premium Finance Agency
PB	Private Banker
SD	Safe Deposit Company
SF	Sales Finance Agency
SL	Savings and Loan Association
SB	Savings Bank
TM	Transmitter of Money
TR	Trust Company

REGULATORY UNIT CODES

CRB	Community and Regional Banks
CSD	Consumer Services
FWB	Foreign and Wholesale Banks
LFS	Licensed Financial Services
MBD	Mortgage Banking

SECTION l

May 10, 2012 (CU-CRB)
AMERICU CREDIT UNION
1916 Black River Boulevard, Rome, NY 13440

Application dated April 24, 2012, for permission to open and maintain a station at 5212 West Genesee Street, Camillus, Onondaga County, NY 13031, received.

May 10, 2012 (CU-CRB)
AMERICU CREDIT UNION
1916 Black River Boulevard, Rome, NY 13440

Application dated April 24, 2012, for permission to open and maintain a station at 5439 North Burdick Street, Fayetteville, Onondaga County, NY 13066, received.

May 10, 2012 (CU-CRB)
AMERICU CREDIT UNION
1916 Black River Boulevard, Rome, NY 13440

Application dated April 24, 2012, for permission to change the location of station from 20991 NYS Route 3, Suite 2, Watertown, Jefferson County, NY 13601 to 913 Arsenal Street, Watertown, Jefferson County, NY 13602, received.

May 11, 2012 (BK-CRB)
ADIRONDACK BANK
185 Genesee Street, Utica, NY 13501

Notice of intention to establish an electronic facility (automated teller machine) at 808 Main Street, Sylvan Beach, Oneida County, NY 13157, received.

May 11, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to establish an electronic facility (automated teller machine) at Sheetz Inc. Convenience Store, 119 South Main Street, Dobson Township, Surry County, NC 27017, received.

May 14, 2012 (SB-CRB)
NEW YORK COMMUNITY BANK
136-65 Roosevelt Avenue, Flushing, NY 11354

Application dated May 10, 2012 for permission to change the location of branch office from 34206 Aurora Road, Solon, Cuyahoga County, OH 44139 to the northeast corner of the shopping center at Aurora and SOM Center Roads, Solon, Cuyahoga County, OH 44139, received.

May 14, 2012 (SF-LFS)
UNITED AUTO CREDIT CORPORATION
1891 Von Karman Ave, Suite 300, Irvine, Orange County, CA 92612

A notification of a change of a sales finance company licensed headquarters from 1891 Von Karman Ave., Suite 300, Irvine, Orange County, CA 92612 to 1071 Camelback Street, Suite 100, Newport Beach, Orange County, CA 92660 was received.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification of a change of a sales finance company office location is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

May 15, 2012 (FB-FWB)
WESTLB AG
Herzogstrasse 15, 40217 Düsseldorf, Germany

Application, pursuant to Section 203.2 of the Banking Law, to change the name of its branch located at 7 World Trade Center, New York, New York, 10007 from WestLB AG to Portigon AG, received.

May 18, 2012 (CU-CRB)
BUFFALO & ERIE COUNTY PUBLIC LIBRARY EMPLOYEES FEDERAL CREDIT UNION
1 Lafayette Square, Buffalo, NY 14203

Application for the conversion of Buffalo & Erie County Public Library Employees Federal Credit Union to state charter under the name Buffalo & Erie County Public Library Employees Credit Union pursuant to Section 486 of the Banking Law and the application for the merger of Buffalo & Erie County Public Library Employees Credit Union with and into Erie County Employees Credit Union pursuant to Section 601 of the Banking Law, under the name of Erie County Employees Credit Union, received.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

May 10, 2012 (BR-MBD)
Applicant(s)
Thomas J. Matteo
As: FR Funding Group, LLC
3136 Route 207, Campbell Hall, NY 10916

Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:

May 16, 2012 (MB-MBD)
Applicant(s)
Raza Jahangin
Michael Jeffery Sekits
Christopher John Mullins
As: American Advisors Group, Inc.
3800 West Chapman Avenue, 3rd Floor, Orange, CA 92868 1638

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:

March 24, 2010 (BR-MBD)
From: Applicant(s)
Taylor R. Woods
As: Genpact Mortgage Services, Inc.
General Atlantic
Oak Hill
15420 Laguna Canyon Road, Suite 100, Irvine, CA 92618 2120

To:
May 16, 2012 (BR-MBD)
Applicant(s)
Matthew Sheridan Woods
Brett Lee Fish
Eddie McHenry Sweeney, Jr.
As: Genpact Mortgage Services, Inc.
General Atlantic
Oak Hill
15420 Laguna Canyon Road, Suite 100, Irvine, CA 92618 2120

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS ID	Name of Applicant	City & State of Residence
January 5, 2012	381061	Sean Michael Akins	Hudson Falls	NY
January 31, 2012	67195	Briana Farbstein McMorris	Saratoga Springs	NY
February 9, 2012	419480	Joseph D Antar	Brooklyn	NY
February 20, 2012	375732	Anthony Peter Iacona	Royal Oak	MI
March 9, 2012	190920	Victoria Elizabeth Perfido	Stamford	CT
April 2, 2012	886424	Felicia Rene Brown	Santa Ana	CA
April 10, 2012	138984	Amy Louise Fichter	Catonsville	MD
April 11, 2012	877441	Eric Robert Knorr	Pound Ridge	NY
April 17, 2012	161492	Christopher James Dwyer	Tarpon Springs	FL
April 19, 2012	241678	Shimon Heimfeld	Lakewood	NJ
April 19, 2012	501861	Scott Gregory Herold	Frederick	MD
April 19, 2012	76091	Randall Michael Schrope	Turnersville	NJ
April 19, 2012	884135	Ryan David Norton	Cheektowaga	NY
April 23, 2012	249366	Karena Brennan Johnson	Montclair	NJ
April 30, 2012	272109	Robert Prince	Bayville	NJ
April 30, 2012	177421	Jeffrey Samuel Parkinson	Cherry Hill	NJ
May 4, 2012	872131	Blaine Michael White	Grand Blanc	MI
May 4, 2012	410101	Paul Michael Menga	Danbury	CT
May 4, 2012	585359	Jozsef Kopacz	Novi	MI
May 4, 2012	147304	Joseph Patrick Jefferis	Lansdale	PA
May 4, 2012	888662	Michael Vernon Tumlin	Jacksonville	FL
May 5, 2012	229817	James Andrew McFetridge	Thorofare	NJ
May 11, 2012	165440	Evan Joel Mitnick	Livingston	NJ

SECTION II

May 10, 2012 (FB-FWB)
AGRICULTURAL BANK OF CHINA LIMITED
No. 69, Jianguomen Nei Avenue, Dongcheng District, Beijing, P.R. China, 100005

Application, pursuant to Section 26 of the Banking Law, to establish and maintain a branch in the Borough of Manhattan, City of New York, approved by the Superintendent.

May 10, 2012 (BK-CRB)
ALMA BANK
28-31 31st Street, Astoria, NY 11102

Authorization issued to open and occupy a branch office at 4401 13th Avenue, Borough of Brooklyn, City of New York 11219, on or after May 11, 2012.

May 11, 2012 (BK-CRB)
AMALGAMATED BANK
275 Seventh Avenue, New York, New York 10001

A “Certificate of Amendment of the Organization Certificate of Amalgamated Bank under Section 8005 of the New York Banking Law” was approved and filed with the Office of the Superintendent of Banks on May 11, 2012.

The amendment authorizes the repurchase of any shares of outstanding Series B Preferred Stock from any holder thereof, subject to prior receipt of all applicable regulatory approvals, under such terms and at such price, as the Board of Directors may determine.

May 15, 2012 (BK-CRB)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755

As provided in Section 28-c of the Banking Law, the Superintendent of Financial Services has found that the proposed closing of branch office at 6770 Main Street, Cherry Creek, Chautauqua County, NY 14723 will not result in a significant reduction of banking services in the community to be affected.

May 16, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization Certificate issued December 18, 2008 granting permission to open and occupy a branch office at 19209A-B Chennault Way, Gaithersburg, Montgomery County, MD 20879, surrendered for cancellation.

Office discontinued as of May 8, 2012.

May 17, 2012 (SF-LFS)
TCF NATIONAL BANK
2508 South Louise Avenue, Sioux Falls, SD 57106

Application received for a change of control of Gateway One Lending & Finance, LLC, located at 160 N. Riverview Drive, Suite 100, Anaheim, Orange County, CA 92808 has been withdrawn.

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

May 15, 2012 (MB-MBD)
Full Service Branch
Commonfund Mortgage Corp.
41 Notre Dame Lane, Suite 1A, Utica, NY 13502

May 15, 2012 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
300 Garden City Plaza, Suite 134, Garden City, NY 11530

May 15, 2012 (MB-MBD)
Full Service Branch
Paragon Home Loans Inc.
63 Putnam Street, Suite 301, Saratoga Springs, NY 12866

Certificate to engage in the business of a Mortgage Broker surrendered:

May 16, 2012 (BR-MBD)
Mortgages For America, LLC
2150 Joshua's Path, Suite 204, Hauppauge, NY 11788
Effective Date: May 08, 2012

May 16, 2012 (BR-MBD)
Regency Mortgage Corp.
45 Page Avenue, Staten Island, NY 10309 2611
Effective Date: May 09, 2012

May 16, 2012 (BR-MBD)
TriState Associates of New York In Lieu of True Name TriState Lending, Inc.
143 West Street, Unit U, New Milford, CT 06776 3599
Effective Date: May 10, 2012

License to engage in the business of a Mortgage Banker surrendered:

May 16, 2012 (MB-MBD)
All American Home Mortgage Corp DBA All American Mortgage Bankers
1001 60th Street, Brooklyn, NY 11219 4838
Effective Date: May 14, 2012

License to engage in the business of a Mortgage Banker Branch surrendered:

May 16, 2012 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation d/b/a Jefferson Home Mortgage and Loan
340 Trinity Place, Suite 101, Malverne, NY 11554
Effective Date: May 14, 2012

May 16, 2012 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation d/b/a Jefferson Home Mortgage and Loan
1392 Albany Post Road, Office 2F, Croton On Hudson, NY 10520
Effective Date: May 14, 2012

The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

May 10, 2012 (BR-MBD)
Old Dominion Mortgage Co., Inc.
132 West Greenbrook Road, North Caldwell, NJ 07006
Branch Offices:
4 Fairview Street, Westhampton, NY 11977

May 11, 2012 (BR-MBD)
American Atlantic Funding Inc.
363 Route 111, Smithtown, NY 11787 4756

May 11, 2012 (BR-MBD)
Mohammad Kazim Ali
1253 East 105th Street, Brooklyn, NY 11236

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York State residential property:

Date Application Withdrawn	NMLS ID	Name of Applicant	City & State of Residence
October 19, 2011	91963	Kenneth Joseph Connolly	Bayshore	NY
May 11, 2012	813644	Michael David Gedeon	Canton	OH
May 11, 2012	104003	Jedd Ethan Lara	Tustin	CA
May 11, 2012	181620	Tara Marie Finder	Clifton Heights	PA
May 14, 2012	63678	Dimitri Calimopulos	Seaford	NY
May 14, 2012	493330	Joshua James Eades	Northville	MI
May 15, 2012	774687	Andrew Ross Marsh	Orwell	OH

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval	NMLS ID	Name of Applicant	City & State of Residence		Sponsoring Entity
May 14, 2012	819488	Nicole Petix	Rochester	NY	First Rochester Mortgage Corp.
May 14, 2012	95555	Melvin M Castillo	Flushing	NY	MGN Funding Corp
May 14, 2012	838695	Renee Ann Loper	Detroit	MI	Quicken Loans Inc.
May 14, 2012	847920	Matthew John Thompson	Phoenix	AZ	Quicken Loans Inc.
May 14, 2012	810617	Edward M Bellaire	Lancaster	NY	Premium Mortgage Corp.
May 14, 2012	838685	Kenneth Donald Jung	Walled Lake	MI	Quicken Loans Inc.
May 14, 2012	872838	Douglas Paul Lalino	St Petersburg	FL	Residential Finance Corporation
May 14, 2012	888646	Jacqueline Torres	Brightwaters	NY	Reliance First Capital, LLC
May 14, 2012	353442	Balbir Singh Grewal	Ann Arbor	MI	SI Mortgage Company
May 14, 2012	847817	Kenneth Michael Gleason	Gibraltar	MI	Quicken Loans Inc.
May 14, 2012	838650	George Hesham Al-Ghishan	Westland	MI	Quicken Loans Inc.
May 14, 2012	827026	Stephen Thomas Cox	Scottsdale	AZ	Quicken Loans Inc.
May 14, 2012	713743	Jason Taylor Bock	Berkley	MI	Quicken Loans Inc.
May 14, 2012	196499	James Duffy	North Olmsted	OH	Quicken Loans Inc.
May 14, 2012	320732	Olga E Sanchez	Monmouth Jct	NJ	United Mortgage Express Inc.
May 14, 2012	823412	Sang Jin Kim	Glenside	PA	GMAC Mortgage, LLC
May 14, 2012	838697	Peter Joseph Miller	Bloomfield Hills	MI	Quicken Loans Inc.
May 14, 2012	847858	Andrew Kurt Riebling	Canton	MI	Quicken Loans Inc.
May 14, 2012	259780	Joseph R Sheridan	Denville	NJ	Skyline Mortgage, LLC
May 14, 2012	847866	Eric Kenneth Torri	Shelby Township	MI	Quicken Loans Inc.
May 14, 2012	366994	Robert Kyle Carpenter	Cave Creek	AZ	Quicken Loans Inc.
May 14, 2012	827028	Matthew Silas Craig	Phoenix	AZ	Quicken Loans Inc.
May 14, 2012	397636	Ryan Walter Lange	Phoenix	AZ	Quicken Loans Inc.
May 14, 2012	811177	Mark Christian Manzo	Mt Airy	MD	Meridian Home Mortgage Corporation
May 14, 2012	93685	Peter James Pescatore	Mt. Sinai	NY	Jet Direct Funding Corp.
May 14, 2012	585483	Christa Michelle Choma	Grosse Pointe Farms	MI	One Reverse Mortgage, LLC
May 14, 2012	832116	Thomas Humrich	Franklin Square	NY	Continental Home Loans Inc.
May 14, 2012	838667	Andrew Scott Flack	Royal Oak	MI	Quicken Loans Inc.
May 14, 2012	848926	Jason Michael Flewelling	Detroit	MI	One Reverse Mortgage, LLC
May 14, 2012	361493	Phillip I Williams	Chester	NY	State Farm Bank, F.S.B.
May 14, 2012	584252	Michael William Ressler	Saint Clair Shores	MI	Quicken Loans Inc.
May 14, 2012	180730	Brian Patrick Desmedt	Philadelphia	PA	PHH Mortgage Corporation
May 14, 2012	441859	Bernadette J Ellis	Latham	NY	The Funding Source, LLC
May 14, 2012	838694	Cassandra Nicole Long	Livonia	MI	Quicken Loans Inc.
May 14, 2012	838700	Keith Robert Nielsen	Madison Heights	MI	Quicken Loans Inc.
May 14, 2012	861218	David Jay Leib	West Bloomfield	MI	Quicken Loans Inc.
May 14, 2012	838689	Wolodymyr Jaroslaw Kostiuk	Warren	MI	Quicken Loans Inc.
May 14, 2012	838702	Ajla Puric	Clinton Township	MI	Quicken Loans Inc.
May 14, 2012	216670	Brad Pollack	Sea Bright	NJ	The Money Source Inc.
May 14, 2012	372713	Walter Lamar III	Philadelphia	PA	PHH Home Loans, LLC
May 14, 2012	26862	Jennifer Rebecca Cicotte	Livonia	MI	Quicken Loans Inc.
May 14, 2012	28158	Eric Matthew Ehrhardt	Clawson	MI	Quicken Loans Inc.
May 14, 2012	441908	Patricia Guiry	Niskayuna	NY	Homestead Funding Corp.
May 14, 2012	259386	Gregory Richard Barber	Clawson	MI	Quicken Loans Inc.
May 14, 2012	616810	Robert Justin Terlizzese	Port Jefferson Station	NY	Franklin First Financial, Ltd.