Skip to Content

Translate | Disclaimer

New York State Department of Financial Services

Weekly Bulletin

March 30, 2012

SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at:  http://www.dfs.ny.gov

SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:


INSTITUTION CODES

BK

Bank

BP

Budget Planner

CC

Check Casher

CU

Credit Union

FA

Foreign Agency

FB

Foreign Branch

FR

Foreign Representative Office

HC

Holding Company

IC

Investment Company

LL

Licensed Lender

MK

Merchant Bank

MI

Miscellaneous

MB

Mortgage Banker

BR

Mortgage Broker

MS

Mortgage Servicer

PF

Premium Finance Agency

PB

Private Banker

SD

Safe Deposit Company

SF

Sales Finance Agency

SL

Savings and Loan Association

SB

Savings Bank

TM

Transmitter of Money

TR

Trust Company

REGULATORY UNIT CODES

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION l

March 22, 2012 (FB-FWB)
CANARA BANK
112, J C Road, Bangalore – 560-002 India

Application, pursuant to Section 201 of the Banking Law, to establish and maintain a branch office in New York, received.

The comment period for this application will expire on April 30, 2012.


March 23, 2012 (SF-LFS)
GATEWAY ONE LENDING & FINANCE, LLC
160 N. Riverview Drive, Suite 100, Anaheim, Orange County, CA 92808

Notification received for a change of branch location from 13560 Morris Road, Suite 1350, Milton, Fulton County, GA  30004 to 13560 Morris Road, Suite 1250, Milton, Fulton County, GA 30004.

The publication of receipt of this notification does not indicate that the notification is deemed complete.  A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.


March 23, 2012 (SF-LFS)
AMERICAN  SUZUKI FINANCIAL SERVICES COMPANY LLC
U/A/N AMERICAN SUZUKI FINANCIAL SERVICES U/A/N ASFS
7159 Corklan Drive, Jacksonville, Duval County, FL 32258

Application received to engage in business as a sale finance company at the following branch location:

17500 Chenal Parkway, Little Rock, Pulaski County, AR 72223

The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.


March 26, 2012 (FB-FWB)
DANSKE BANK A/S
Holmens Kanal 2-12, DK-1092, Copenhagen K, Denmark.

Application, pursuant to Section 201 of the Banking Law, to establish and maintain a branch in Manhattan, New York, NY, received.


March 27, 2012  (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY  14203

Notices of intention to establish electronic facilities (automated teller machines) at the following three locations, received:

  1. Sheetz Inc. Convenience Store, 2905 Rockford Street, Mount Airy, Surry County, NC 27030;
  2. Sheetz Inc. Convenience Store, 1138 South Main Street, Graham, Alamance County, NC 27253; and
  3. Sheetz Inc. Convenience Store, 135 Market Street, Zion Crossroads, Orange County, VA 22942.

March 27, 2012  (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901

Notice of intention to establish an electronic facility (automated teller machine) at Collegetown Bagels, 415 College Avenue, Ithaca, Tompkins County, NY 14850, received.


March 28, 2012  (MI-CRB)
FIRST REPUBLIC BANK
111 Pine Street, San Francisco, CA 94111

Pursuant to the provisions of Section 131(4) of the Banking Law, notice to the Superintendent of Financial Services of intention to establish and maintain a trust office at 1461 Franklin Avenue, Garden City, Nassau County, NY 11530, received.


Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination:

March 27, 2012 (MB-MBD)
Applicant(s)
Brian Andrew Simon
Sheila Rae Mayes
Richard Dale Hatley, Jr.
LSF5 Mortgage Holding Operations LLC
Lone Star Fund V (U.S.) LP
LSF V Int. Finance LP
CADFUND, LP
LSF5 Mortgage Holding III Operations LLC
LSF5 Mortgage Holding II Operations LLC
As: Caliber Funding New York LLC In Lieu of True Name Caliber Funding LLC
6031 Connection Drive, Suite 200, Irving, TX 75039


Mortgage Broker Certificate Name Change Received:

March 23, 2012 (BR-MBD)
From: Spencer Home Equities, Inc.

To: Spencer Home Equities, Inc.
Additional DBA(s)
Five Star Reverse Funding


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

License Req Date

NMLS

Date Complete

Name

City

State

January 3, 2012

441844

3/27/2012

Erica L Schneider

Clay

NY

January 3, 2012

441843

3/27/2012

Luann T Dobson

Baldwinsville

NY

January 3, 2012

441865

3/26/2012

Dylan B Randall

Pendleton

NY

January 4, 2012

441900

3/27/2012

Carol A Alger

Fulton

NY

January 4, 2012

441910

3/27/2012

Sarah J Ludington

Syracuse

NY

January 24, 2012

98452

3/27/2012

David Couto Terezo

Westbury

NY

February 8, 2012

484800

3/27/2012

Nathan  Mulenga

Bronx

NY

February 9, 2012

166680

3/26/2012

Jason Ross Zandman

Massapequa

NY

February 10, 2012

441908

3/28/2012

Patricia Guiry

Niskayuna

NE

February 10, 2012

441846

3/27/2012

Patricia A Kalfass

Cicero

NY

February 20, 2012

790413

3/28/2012

Michael David Peretz

Ballwin

MO

March 5, 2012

26823

3/28/2012

John  Carter

New Baltimore

MI

March 5, 2012

860562

3/28/2012

Cody Wyatt Barz

Detroit

MI

March 5, 2012

40626

3/28/2012

Glenn Michaels

Oceanside

NY

March 5, 2012

861287

3/28/2012

Tremaine Wardell Woods

Auburn Hills

MI

March 5, 2012

861251

3/28/2012

Henry Joseph Shenkosky

Brighton

MI

March 5, 2012

872838

3/28/2012

Douglas Paul Lalino

St Petersburg

FL

March 7, 2012

860358

3/28/2012

Omar Y Jasser

Garfield

NJ

March 7, 2012

22504

3/28/2012

Robert Brian Serrano

Philadelphia

PA

March 7, 2012

874245

3/28/2012

Elizabeth Ann Short

Manhasset

NY

March 7, 2012

393470

3/28/2012

John Charles Baumann

Columbus

OH

March 8, 2012

397628

3/22/2012

Brian Christopher Connelly

Mentor

OH

March 8, 2012

838669

3/22/2012

Jeffrey David Flora

Northville

MI

March 8, 2012

861282

3/22/2012

Tatiana Jae Uribe

Macomb

MI

March 9, 2012

832457

3/28/2012

Victoria Marie Roman

Farmingville

NY

March 12, 2012

35475

3/28/2012

Matthew L Moore

Kansas City

MO

March 14, 2012

861717

3/22/2012

Jeffrey Martin Bush

Scottsdale

AZ

March 14, 2012

847908

3/22/2012

Daniel Robert Keener

Avondale

AZ

March 14, 2012

590016

3/22/2012

Christie L Wiesen

Penfield

NY

March 14, 2012

861234

3/22/2012

Evan Douglas Missig

Troy

MI

March 26, 2012

58842

3/23/2012

Scott Michael Henbest

Deer Park

NY


SECTION II

March 20, 2012 (LL-LFS)
GE CAPITAL COMMERCIAL INC.
6510 Millrock Drive, Suite 200, Holladay, UT 84121

License to engage in business as a license lender was surrendered.


March 21, 2011 (SF-LFS)
VIRTUAL LENDING SOURCE, LLC
7084 Miramar Road, San Diego, San Diego County, CA 92121-2359

License to engage in business as a sales finance company was surrendered.


March 22, 2012  (MI-CRB)
EVOLVE BANK & TRUST
301 Shoppingway Boulevard, West Memphis, AR 72301

Notification received that representative office registered at 527 Townline Road (Suite 300), Hauppauge, Town of Smithtown, Suffolk County, NY 11788 will not be opened.


March 22, 2012  (MI-CRB)
EVOLVE BANK & TRUST
301 Shoppingway Boulevard, West Memphis, AR 72301

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 2171 Jericho Turnpike (Suite LL4), Commack, Town of Smithtown, Suffolk County, NY 11725.


March 23, 2012  (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to establish, maintain, and operate a public accommodation office at 835 East Philadelphia Avenue, Boyertown, Berks County, PA 19512 as an adjunct to branch office at 200 East Philadelphia Avenue, Boyertown, Berks County, PA 19512, surrendered for cancellation.

Office discontinued as of March 16, 2012.


March 23, 2012 (SF-LFS)
TEBO FINANCIAL SERVICES, INC.
4801 Dressler Road NW, Suite 194, Canton, Stark County, OH 44718

A license rider was issued for a change of a sales finance company licensed headquarters from 4025 Erie Street South, Massillon, Stark County, OH 44646 to 4801 Dressler Road NW, Suite 194, Canton, Stark County, OH 44718.


March 27, 2012  (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Authorization granting permission to open and occupy a branch office at Shoppers Food & Pharmacy, 5110 Nicholson Lane, Kensington, Montgomery County, MD 20895, surrendered for cancellation.

Office discontinued as of March 19, 2012.


March 27, 2012  (MI-CRB)
BERKSHIRE BANK
24 North Street, Pittsfield, MA  01201

Authorization issued to open and occupy a branch office at 576 North Greenbush Road (Route 4), Town of North Greenbush, Rensselaer County, NY 12144, on or after March 28, 2012.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

March 26, 2012 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited
Senior Security Home Advantage
155 New Dorp Plaza, Suite 2-A, Staten Island, NY 10306


Certificate issued to engage in the business as a Mortgage Loan Servicer under Article 12-D of the New York State Banking Law:

March 26, 2012(MLS-MBD)
Saxon Mortgage Services, Inc.
4700 Mercantile Drive North, Fort Worth, TX 76137


Certificate issued to engage in the business as a Mortgage Loan Servicer Branch under Article 12-D of the New York State Banking Law:

March 26, 2012 (MLS-MBD)
Full Service Branch
Saxon Mortgage Services
3701 Regent Blvd., Suite 200, Irving, TX 75063

March 26, 2012(MLS-MBD)
Full Service Branch
AmeriNational Community Services, Inc.
921 East Fort Avenue, Suite 120, Baltimore, MD  21230

March 26, 2012(MLS-MBD)
Full Service Branch
AmeriNational Community Services, Inc.
8121 East Florence Avenue, Downey, CA  90240


Certificate to engage in the business of a Mortgage Broker surrendered:

March 23, 2012 (BR-MBD)
Kailin Woo D/B/A Parkside Mortgage
55-10 Main Street, 2nd Floor, Flushing, NY 11355 5050
Effective Date: February 27, 2012


License to engage in the business of a Mortgage Banker Branch surrendered:

March 27, 2012 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
80 Genesee Street, New Hartford, NY 13413
Effective Date: March 26, 2012

March 27, 2012 (MB-MBD)
Full Service Branch
First Residential Mortgage
Services Corporation
5571 University Drive, Suite 102, Coral Springs, FL 33067
Effective Date: March 23, 2012


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

March 22, 2012 (BR-MBD)
Kemdy Inc. DBA Kemdy Financial Information Services
420 East Third Street, Mount Vernon, NY 10553 5126

March 23, 2012 (BR-MBD)
D.A.R.T. Capital Mortgage Corp.
535 Broadhollow Road, Suite B30, Melville, NY 11747 3713


Mortgage Banker License Address Changes:

March 23, 2012 (MB-MBD)
One Reverse Mortgage, LLC
From: 9740 Scranton Road, Suite 300, San Diego, CA 92121
To: 9920 Pacific Heights Boulevard, Suite 350, San Diego, CA 92121 1745


The following mortgage broker is no longer a New York State approved FHA Mortgage Loan Correspondent and may no longer commit to make or advance funds on such loans for property located in the State of New York.

March 27, 2012 (BR-MBD)
The Manchester Company, Inc.
483 New York Avenue, Huntington, NY  11743 3441


The following Licensed Mortgage Banker has entered into a Settlement Agreement with the Department, in lieu of a hearing for a fine or revocation of its mortgage banker license, to settle violations of Section 591(3) of Article 12-D of the New York Banking Law for utilizing an unauthorized domain name to engage in New York regulated residential mortgage activities. The Settlement Agreement terms and conditions include a fine of $5,000.

March 20, 2012 (MB-MBD)
American Financial Resources, Inc
9 Sylvan Way, Parsippany, NJ 07054


Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

April 12, 2011

260136

Keith Richard Shamma

Livonia

MI

April 12, 2011

351794

Jordan Charles Przybylo

Lake Orion

MI

April 12, 2011

375887

Christopher Lawrence Obodzinski

Westlake

OH

June 28, 2011

179056

Andrew Joseph Green

Sicklerville

NJ

October 13, 2011

51463

George Peter Riccio Jr.

Smithtown

NY

March 22, 2012

493329

Eric Tyrone Dorsey

Royal Oak

MI

March 26, 2012

260142

Kevin Van Sipe

Clinton Township

MI

March 26, 2012

584251

Adam David Puhy

Grosse Pointe Park

MI

March 26, 2012

13880

Valerie  Hoyt-O'Brien

Manorville

NY

March 26, 2012

151558

Peter Emanuel Vitabile

Clarksburg

NJ

March 28, 2012

140325

Kristen Deniece George

Lewisville

TX

March 28, 2012

312504

Patrick Thomas Socia

St Clair Shores

MI

March 28, 2012

6572

Louis John Scavone Jr

Mt. Sinai

NY


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Approved Date

NMLS

Name

City

State

Sponsor

March 2, 2012

846153

Arunas  Simanavicius

Brooklyn

NY

Mortgage World Bankers, Inc

March 23, 2012

263049

Carl J Giuffrida Mr.

Miller Place

NY

East Coast Capital Corp

March 23, 2012

647903

Minh  Lu

North Wales

PA

GMAC Mortgage, LLC

March 23, 2012

847823

Brian Peter Hildebrand

Ann Arbor

MI

Quicken Loans Inc.

March 23, 2012

826807

Kelly Rose Pelletier

Sterling Heights

MI

Quicken Loans Inc.

March 23, 2012

826813

Alyssa Jane Price

Grosse Pointe

MI

Quicken Loans Inc.

March 23, 2012

4163

Janice Sue Kindel

Flower Mound

TX

Nationstar Mortgage LLC

March 23, 2012

460175

Michael James Secor

Poughkeepsie

NY

Real Estate Mortgage Network, Inc.

March 23, 2012

847799

Marcus James Brown

Dearborn

MI

Quicken Loans Inc.

March 23, 2012

825672

Michael Patros Bahoura

Shelby Twp

MI

Quicken Loans Inc.

March 23, 2012

836996

Shamika Payne

Baldwin

NY

Wall Street Mortgage Bankers, Ltd.

March 23, 2012

429180

Christopher Hamlin Washburn

Phoenix

AZ

Quicken Loans Inc.

March 23, 2012

148164

Calvin Augustus Matthews

Rosedale

NY

MGN FUNDING CORP

March 23, 2012

629542

Anthony Joseph Miller

Halethorpe

MD

New Day Financial, LLC

March 23, 2012

565404

David E McCaw

Mexico

NY

NVR Mortgage Finance, Inc.

March 23, 2012

844158

Jonathan Thomas DeJesus

Westport

MA

Embrace Home Loans, Inc.

March 23, 2012

713781

Jason Charles
Smith

Toledo

OH

Quicken Loans Inc.

March 23, 2012

70157

Yale Ira Resnick

Sea Cliff

NY

Associated Mortgage Bankers, Inc.

March 23, 2012

826567

Kelly Marie Palac

Wayne

MI

Quicken Loans Inc.

March 23, 2012

129176

Enrico Martino

Brooklyn

NY

Real Estate Mortgage Network, Inc.

March 23, 2012

837748

David Steven Price

Troy

MI

Quicken Loans Inc.

March 23, 2012

493364

Roger Patrick Lombardi

Mayfield Heights

OH

Quicken Loans Inc.

March 23, 2012

838655

Andrew Herbert Bow

Commerce Twp.

MI

Quicken Loans Inc.

March 23, 2012

291267

Steven M Katchen

Raritan

NJ

Absolute Home Mortgage Corporation

March 23, 2012

540948

Anna Elizabeth Neal

Allen

TX

Nationstar Mortgage LLC

March 23, 2012

826968

Mark  Shkreli

Sterling Heights

MI

Quicken Loans Inc.

March 23, 2012

424782

Theodore Jordan Theodoroff III

Ferndale

MI

Quicken Loans Inc.

March 23, 2012

838654

Brad Thomas Beisiegel

Royal Oak

MI

Quicken Loans Inc.

March 23, 2012

762110

Bret Alan Taylor

Denton

TX

Nationstar Mortgage LLC

March 23, 2012

847812

Ryan Thomas Dwyer

Novi

MI

Quicken Loans Inc.

March 23, 2012

188308

Deborah Sue Townsend

Middle Village

NY

Associated Mortgage Bankers, Inc.

March 23, 2012

28932

Vichente Oprea

Deer Park

NY

Franklin First Financial, Ltd.

March 23, 2012

74397

Michael Scott Malcolm

Rochester

NY

OneMain Financial, Inc.

March 23, 2012

424985

Elizabeth Mary Napolitano

Merrick

NY

Guaranteed Rate, Inc.

March 23, 2012

832396

Scott Adam Miller

Woodbury

NY

United Northern Mortgage Bankers Limited

March 23, 2012

825673

Charles James Baldwin III

Southfield

MI

Quicken Loans Inc.

March 23, 2012

12376

Anita Leslie Bakke

Haverhill

MA

Franklin American Mortgage Company

March 23, 2012

21639

Matthew Sharath Devadan

Mt. Gilead

OH

Residential Finance Corporation

March 23, 2012

12983

Robert William Barbera

New Hyde Park

NY

New Penn Financial, LLC

March 23, 2012

342241

Tyler Martin Leahy

Middletown

RI

Embrace Home Loans, Inc.

March 23, 2012

94485

Arthur Martin Anskat

East Rockaway

NY

United Northern Mortgage Bankers Limited

About DFS

Contact DFS

Reports & Publications

Licensing

Laws and Regs

Connect With DFS

DFS Facebook page

Follow NYDFS on Twitter