Weekly Bulletin
March 16, 2012
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov
SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
INSTITUTION CODES |
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REGULATORY UNIT CODES
CRB |
Community and Regional Banks |
CSD |
Consumer Services |
FWB |
Foreign and Wholesale Banks |
LFS |
Licensed Financial Services |
MBD |
Mortgage Banking |
SECTION l
March 8, 2012 (BK-CRB)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755
Application dated March 5, 2012 for permission to change the location of branch office from 110 Park Street, South Dayton, Cattaraugus County, NY 14138 to 517 Pine Street, South Dayton, Cattaraugus County, NY 14138, received.
March 8, 2012 (BK-CRB)
CATTARAUGUS COUNTY BANK
116-120 Main Street, Little Valley, NY 14755
Notice of intention to close branch office at 6770 Main Street, Cherry Creek, Chautauqua County, NY 14723, received.
The comment period on this notice will expire April 16, 2012.
March 14, 2012 (SF-LFS)
FRAZER MOTORS, INC.
6182 US Highway 11, Canto, St. Lawrence County, NY 13617
Application for a license to engage in business as a sales finance company was received.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
Application to establish a Mortgage Banker's Branch received for examination:
March 13, 2012 (MB-MBD)
Full Service Branch
United Northern Mortgage Bankers Limited
Senior Security Home Advantage
155 New Dorp Plaza, Suite 2-A, Staten Island, NY 10306
Application to establish a Mortgage Banker's Branch received for examination corrected to reflect:
From:
February 29, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
24 Arnett Avenue, Suite 105, Lambertville, NY 08530
To:
February 29, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
24 Arnett Avenue, Suite 105, Lambertville, NJ 08530
Mortgage Banker License Name Change Received:
March 14, 2012 (MB-MBD)
From: Flaherty Funding Corporation
To: FFC Mortgage, Corp.
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
June 18, 2009 |
103901 |
Vaughn William Hunter |
West Babylon |
NY |
May 25, 2011 |
328305 |
Jeffrey Steven Kincheloe |
Columbia |
MA |
June 9, 2011 |
217594 |
Gardner Chanoe Lane |
Westport |
MA |
September 14, 2011 |
373199 |
Andrew Kovalenko |
Brooklyn |
NY |
November 28, 2011 |
619447 |
Sharon Catalino |
Hamburg |
NJ |
December 5, 2011 |
66883 |
Peter Gibbes |
Baldwin Harbor |
NY |
December 6, 2011 |
460203 |
Justin Pfeifer |
Berkeley Heights |
NJ |
December 19, 2011 |
54208 |
Jose R Cruz |
Neshanic Station |
NJ |
December 21, 2011 |
825449 |
Michael Trezza |
Belleville |
NJ |
January 4, 2012 |
63543 |
David Anthony Cosco |
Middletown |
NY |
January 5, 2012 |
85095 |
Abdias D Ramos |
Maplewood |
NJ |
January 11, 2012 |
279386 |
Kevin Hunter Krueger |
Shrewsbury |
NJ |
January 18, 2012 |
509577 |
Craig Campbell |
Garden City |
NY |
January 20, 2012 |
826705 |
Joel Lieberman |
Monroe |
NY |
February 8, 2012 |
589985 |
George Tandy |
Sea Cliff |
NY |
February 10, 2012 |
66855 |
Mauricio A Viecco |
Jersey City |
NJ |
February 10, 2012 |
859057 |
Anthony Y Kwan |
Roseville |
CA |
February 13, 2012 |
863373 |
Michael Joseph Blass |
Maplecrest |
NY |
February 13, 2012 |
35046 |
Lawrence Joseph Wolf |
Marlton |
NJ |
February 14, 2012 |
208871 |
Dianne D Horowicz |
Montclair |
NJ |
February 15, 2012 |
840193 |
Jeffrey Paul Swiderski |
Hope Valley |
RI |
February 15, 2012 |
19678 |
Matthew James Sullivan |
Greenville |
RI |
February 15, 2012 |
853922 |
Charles Norton Kellogg |
Westerly |
RI |
February 15, 2012 |
423049 |
Stephen Arthur Gossmann |
East Greenwich |
RI |
February 15, 2012 |
857915 |
James Cody Fox |
Ronaoke |
TX |
February 22, 2012 |
200058 |
Daniel Yingling |
Media |
PA |
February 22, 2012 |
156840 |
Joseph Patrick Moran |
Valrico |
FL |
February 22, 2012 |
589974 |
Maria P Gross |
Campbell Hall |
NY |
February 22, 2012 |
791943 |
Nicholas Andrew Natale |
Glenwood |
MD |
February 27, 2012 |
441840 |
Cheryl A. Hess |
Scotia |
NY |
February 27, 2012 |
838615 |
Carol Macari |
Whitestone |
NY |
February 28, 2012 |
390644 |
Marcus Edward Benkowski |
Baltimore |
MD |
February 29, 2012 |
847866 |
Eric Kenneth Torri |
Shelby Township |
MI |
February 29, 2012 |
864894 |
Brandon Charles Phillips |
Irvine |
CA |
March 1, 2012 |
665271 |
Michael Jason Stinner |
Lake Dallas |
TX |
March 13, 2012 |
248565 |
Thomas Applegate Howard |
Cincinnati |
OH |
March 14, 2012 |
217413 |
Anthony William Palermo |
Fort Mill |
SC |
SECTION II
March 9, 2012 (SB-CRB)
CROSS COUNTY FEDERAL SAVINGS BANK
79-21 Metropolitan Avenue, Middle Village, New York 11379
Application, pursuant to Section 411 of the Banking Law, for conversion of Cross County Federal Savings Bank from a federal savings association to a state-chartered mutual savings bank under the name of Cross County Savings Bank, approved by the Superintendent.
March 12, 2012 (CB-CRB)
USNY BANK
389 Hamilton Street, Geneva, New York 14456
The Superintendent’s approval in principle of the “Certificate of Amendment of the Organization Certificate of USNY Bank under Section 8005 of the Banking Law” was granted.
The amendment provides for: 1) an increase in the number of authorized shares of capital stock from 3,000,000 shares to 4,000,000 shares, all with par value of $5.00 each share; 2) create a class of series preferred stock; and 3) the elimination of the preemptive rights of shareholders.
March 12, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations granting permission to open and occupy branch offices at the following two locations, surrendered for cancellation:
- Shoppers Food & Pharmacy, 7005 Manchester Boulevard, Alexandria, Fairfax County, VA 22310; and
- Shoppers Food & Pharmacy, 6200A Little River Turnpike, Alexandria, Fairfax County, VA 22312.
Offices discontinued as of March 6, 2012.
March 12, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorization granting permission to open and occupy a branch office at Shoppers Food & Pharmacy, 18066 Mateny Road, Germantown, Montgomery County, MD 20874, surrendered for cancellation.
Office discontinued as of March 7, 2012.
March 12, 2012 (PF-LFS)
PREMIUMS MADE EASY LLC
19 N. Village Avenue, Rockville Centre, NY 11570
License issued to engage in business as a premium finance company.
March 13, 2012 (MI-CRB)
BEAL BANK USA
1970 Village Center Circle, Las Vegas, NV 89134
Authorization issued to open and occupy a branch office at 36 Mamaroneck Avenue, White Plains, Westchester County, NY 10601, on or after March 14, 2012.
March 14, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Notification received, in accordance with Supervisory Policy G 8, of the relocation of representative office from 8100 NE Parkway Drive (Suite 100), Vancouver, Clark County, WA 98662 to 4400 NE 77th Avenue (Suite 224), Vancouver, Clark County, WA 98662, effective April 2, 2012.
March 15, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203
Authorizations granting permission to open and occupy branch offices at the following three locations, surrendered for cancellation:
- ShopRite Supermarket, 37 West Aylesbury Road, Timonium, Baltimore County, MD 21093;
- 301 West 11th Street, Wilmington, New Castle County, DE 19801; and
- Shoppers Food & Pharmacy, 47100 Community Plaza, Sterling, Loudoun County, VA 20164.
Offices discontinued as of March 9, 2012.
Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:
March 13, 2012 (BR-MBD)
All Western Mortgage, Inc.
8345 West Sunset Road, Suite 200, Las Vegas, NV 89113
License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:
March 09, 2012 (MB-MBD)
Carrington Mortgage Services, LLC
1610 East Saint Andrew Place, Suite B-150, Santa Ana, CA 92705 4931
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:
March 14, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
14 Main Street, Suite 201, Madison, NJ 07940
March 14, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
31 West Main Street, 2nd Floor, Freehold, NJ 07728
March 14, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
30 Church Street, Suite 220, Belmont, MA 02478
March 14, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
24 Arnett Avenue, Suite 105, Lambertville, NJ 08530
March 14, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
1099 Wall Street, Suite 137, Lyndhurst, NJ 07071
March 14, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
234 Main Street, Suites 202 & 203, Woodbridge, NJ 07095
March 14, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
14 Ridgedale Avenue, Cedar Knolls, NJ 07927
License to engage in the business of a Mortgage Banker Branch surrendered:
March 13, 2012 (MB-MBD)
Full Service Branch
Freedom Mortgage Corporation d/b/a Jefferson Home Mortgage and Loan
17 Johnson Road, Suite 1, Mechanicville, NY 12118
Effective Date: February 22, 2012
The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:
March 12, 2012 (BR-MBD)
Homelink Funding, LLC
350 Theodore Fremd Avenue, Rye, NY 10580 1573
March 12, 2012 (BR-MBD)
Galaxy Mortgage Funding Corp.
160-31 Union Turnpike, Fresh Meadows, NY 11366 1937
Application to assume inactive status as a registered mortgage broker pursuant to Article 12-D of the Banking Law approved:
March 13, 2012 (BR-MBD)
Good Luck Funding Service, Inc. D/B/A Good Luck Real Estate
7-8 Chatham Square - Suites 603 & 607, New York, NY 10038
Effective Date: February 13, 2012
March 13, 2012 (BR-MBD)
Advisors USA, Corp.
7408 Avenue T, Brooklyn, NY 11234 6205
Effective Date: March 05, 2012
Mortgage Banker License Name Changes:
March 14, 2012 (MB-MBD)
From: Homestead Financial Services, Inc.
Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York residential property:
Date Application Withdrawn |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
January 14, 2011 |
70365 |
Matthew Evan Zimmerman |
Cherry Hill |
NJ |
April 12, 2011 |
186374 |
Maxine Althea Reid |
Cambria Heights |
NY |
August 2, 2011 |
151087 |
Joseph John Proia |
Spencerport |
NY |
November 25, 2011 |
73340 |
Franklin Walton Sager |
Port Crane |
NY |
March 13, 2012 |
374450 |
Michael Vahan Arzoumanian |
Lake Forest |
CA |
March 13, 2012 |
171016 |
Julio Tony Vitolo |
Mount Vernon |
NY |
March 14, 2012 |
534364 |
Wendy Nicole Beale |
Glendale |
AZ |
March 14, 2012 |
758592 |
Charles Stephen Schleyer |
Cranston |
RI |
March 14, 2012 |
396197 |
Solomon Wieder |
Brooklyn |
NY |
March 14, 2012 |
754644 |
Daniel Jeremiah Zink |
Rochester |
NY |
March 14, 2012 |
826556 |
Keyon Lamont Grayer |
Ann Arbor |
MI |
Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.
Date of Approval |
NMLS ID |
Name of Applicant |
City & State of Residence |
Sponsoring Entity |
|
February 10, 2012 |
344142 |
Nick Armen Corey |
Las Vegas |
NV |
All Western Mortgage, Inc. |
March 8, 2012 |
113292 |
Mark Steven Lederman |
Merrick |
NY |
Accurate Capital Corp |
The following application published in Weekly Bulletin dated November 13, 2009 is amended to read as follows:
Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
Date of Application |
NMLS ID |
Name of Applicant |
City & State of Residence |
|
September 16, 2009 |
196487 |
Gary Merdinger |
Brooklyn |
NY |
