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New York State Department of Financial Services

Weekly Bulletin

February 3, 2012

SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services.   Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at:  http://www.dfs.ny.gov

SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services.  Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:


INSTITUTION CODES

BK

Bank

BP

Budget Planner

CC

Check Casher

CU

Credit Union

FA

Foreign Agency

FB

Foreign Branch

FR

Foreign Representative Office

HC

Holding Company

IC

Investment Company

LL

Licensed Lender

MK

Merchant Bank

MI

Miscellaneous

MB

Mortgage Banker

BR

Mortgage Broker

MS

Mortgage Servicer

PF

Premium Finance Agency

PB

Private Banker

SD

Safe Deposit Company

SF

Sales Finance Agency

SL

Savings and Loan Association

SB

Savings Bank

TM

Transmitter of Money

TR

Trust Company

REGULATORY UNIT CODES

CRB

Community and Regional Banks

CSD

Consumer Services

FWB

Foreign and Wholesale Banks

LFS

Licensed Financial Services

MBD

Mortgage Banking


SECTION l

January 30, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Applications dated January 26, 2012 for permission to open and occupy branch offices at the following two locations, received:

  1. Caesar Rodney High School, 239 Old North Road, Camden, Kent County, DE 19934; and
  2. Fred Fifer III Middle School, 109 East Camden-Wyoming Avenue, Camden, Kent County, DE 19934.

January 31, 2012 (TR-CRB)
FIVE STAR BANK
55 North Main Street, Warsaw, NY 14569

Notice of intention to close branch office at 5 South Academy Street, Wyoming, Wyoming County, NY 14591, received.

The comment period on this notice will expire April 30, 2012.


January 31, 2012 (TM-LFS)
EXIM (USA) INC.
72 – 26 Broadway, 2nd Floor, Jackson Heights, NY 11372

An application for a license to engage in the business of a transmitter of money, pursuant to Article 13-B of the New York Banking Law was received.

The publication of receipt of this application does not indicate that the application is deemed complete.  An application is deemed complete and filed when all required and requested information has been provided to the New York State Department of Financial Services by the applicant.


February 1, 2012 (SB-CRB)
FAIRPORT SAVINGS BANK
45 South Main Street, Fairport, NY 14450

Application, pursuant to Section 412 of the Banking Law, for the conversion of Fairport Savings Bank from federal to state charter under the name Fairport Savings Bank received.


Application to establish a Mortgage Broker's Branch received for examination:

February 01, 2012 (BR-MBD)
Full Service Branch
MNS Mortgage LLC In Lieu of True Name Mortgage Network Solutions, LLC
15 North 5th Street, Suite 100, Saddle Brook, NJ 07663


Application to establish a Mortgage Banker's Branch received for examination:

February 01, 2012 (MB-MBD)
Full Service Branch
Vanguard Funding LLC
134 Franklin Corner Road, Suite 202, Lawrenceville, NJ 08648

February 01, 2012 (MB-MBD)
Full Service Branch
Homestead Funding Corp.
2210 Monroe Avenue, Rochester, NY 14618


Application received pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

February 01, 2012 (BR-MBD)
Applicant(s)
MEHTASB LLC
To acquire interest in:
Lenderlive Network, Inc. d/b/a LL Network
710 South Ash Street, Suite 200, Glendale, CO 80246 1989

January 27, 2012 (BR-MBD)
Applicant(s)
G Fund, LLC
To acquire interest in:
Customized Mortgage Solutions, LLC
One DeWolf Road, Suite 101, Old Tappan, NJ 07675

January 30, 2012 (MB-MBD)
Applicant(s)
PSM Holdings Through its subsidiary
PrimeSource Mortgage, Inc.
To acquire interest in:
United Community Mortgage Corporation
35 Broad Street, Keyport, NJ 07735


Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing.   They must  also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application

NMLS ID

Name of Applicant

City & State of Residence

November 20, 2011

386335

Tami Loren Hand

Oyster Bay Cove

NY

November 30, 2011

162252

Patricia Irene Madison

White Plains

NY

December 27, 2011

22689

Mohinder  Singh

S Ozone Park

NY

January 4, 2012

75491

Richard Michael Steinberg

New York

NY

January 5, 2012

297919

Patrick O'Shaughnessy Flanner

Harrisonville

MO

January 5, 2012

825720

Paul Tyrus Banks

Melvindale

MI

January 5, 2012

571307

Erin Kathleen Moitoza

Middletown

RI

January 5, 2012

838710

Ashley Rose Sheldon

Chesterfield

MI

January 5, 2012

163590

Brian Keith Smith

Long Beach

CA

January 5, 2012

8876

Brian Paul Westervelt

East Greenwich

RI

January 5, 2012

254232

Charles Benjamin Taylor

Harrisonville

MO

January 5, 2012

589663

Sherri  Forbes

Rochester

NY

January 13, 2012

626325

Ellen G Morgenthal

New York

NY

January 13, 2012

224392

Mark Jason Katz

Gurnee

IL

January 20, 2012

376102

Michael Anthony Moczydlowsky

Monroe

MI

January 20, 2012

198772

Daniel Charles Valentini

Royal Oak

MI

January 20, 2012

847885

Gerard Walter Pociask

Westland

MI

January 20, 2012

826601

Adam John Offerman

Northville

MI

January 20, 2012

847882

Sheryl Linette Huckabone

Novi

MI

January 20, 2012

826813

Alyssa Jane Price

Grosse Pointe

MI

January 20, 2012

847884

David Ernst Kelm

Canton

MI

January 20, 2012

838715

Bartlomiej  Strecker

Sterling Heights

MI

January 20, 2012

826567

Kelly Marie Palac

Wayne

MI

January 20, 2012

826807

Kelly Rose Pelletier

Sterling Heights

MI

January 20, 2012

838690

Jason Michael Kubacki

Clawson

MI

January 20, 2012

825723

Girard Brandon Braxton

Oak Park

MI

January 23, 2012

251952

Charles Joseph Rinaldi

Huntington Beach

CA

January 23, 2012

202291

Robert Steven Canatsey

Huntington Beach

CA

January 23, 2012

349490

David Lawrence Lichty

Aliso Viejo

CA

January 23, 2012

847846

Michael Lewis Olney

Taylor

MI

January 23, 2012

94485

Arthur Martin Anskat

East Rockaway

NY

January 23, 2012

827007

Eric Alan Sailor

Twinsburg

OH

January 25, 2012

91537

Joseph Manuel Rodriguez

Kenilworth

NJ

January 26, 2012

17452

Glen Robert Didas

Webster

NY


SECTION II

January 26, 2012 (CC-LFS)
MONEY EXPRESS CHECK CASHING CORP. 
334 East 188th Street, Bronx, NY 10458

License to engage in business as casher of checks at 334 East 188th Street, Bronx, NY 10458 was surrendered.


January 27, 2012 (FR-FWB)
ANGLO IRISH BANK CORP. LTD.
Steven Court, 18/21 St. Stephen’s Green, Dublin 2, Ireland

Representative office license located at 222 East 41st Street, 24th floor, New York, NY 10017, surrendered on January 27, 2012.


February 1, 2012 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notification received of the closing of a representative office at 178 Broad Street, Plattsburgh, Clinton County, NY 12901, effective January 13, 2012.


License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

February 01, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
111 Howard Boulevard, Suite 170-B, Mount Arlington, NJ 07856

February 01, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
322 Route 46 West, Parsippany, NJ 07054

February 01, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
100 Ring Road West, Suite 202, Garden City, NY 11530

February 01, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
854 South White Horse Pike, Hammonton, NJ 08037


Certificate to engage in the business of a Mortgage Broker Branch surrendered:

January 26, 2012 (BR-MBD)
Full Service Branch
Happy Home Funding LLC
410 East 3rd Street, Brooklyn, NY 11218
Effective Date: January 26, 2012


The following Mortgage Broker is suspended effective January 27, 2012 for failure to maintain an active surety bond in violation of Section 410.14 of Part 410 of the Superintendent's Regulations.

January 27, 2012 (BR-MBD)
Colban Funding, Inc.
3401 East Main Street, Endwell, New York 13760


The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

January 27, 2012 (BR-MBD)
George Fuchs DBA Pace Mortgage Capital
303 Fifth Avenue, New York, NY 10016 6601

January 27, 2012 (BR-MBD)
Harlequin Capital Corp.
28 Jones Street, Suite 102, East Setauket, NY 11733 2941

January 30, 2012 (BR-MBD)
MSD Corp.
65 East John Street, Hicksville, NY 11801 1309

January 30, 2012 (BR-MBD)
WPS Marketing and Consulting, LLC
40 Turner Lane, Mount Kisco, NY 10549 4004

January 31, 2012 (BR-MBD)
Mortgage Direct Inc.
626 RXR Plaza, Room 701, Uniondale, NY 11556 0626

January 31, 2012 (BR-MBD)
Mainstay Mortgage Corp.
1455 Veterans Highway, Hauppauge, NY 11749

January 31, 2012 (BR-MBD)
GNS Funding Corp.
12 West 23rd Street, 4th Floor, New York, NY 10010

January 31, 2012 (BR-MBD)
Choice National Mortgage Corporation UAN American Homestead Mortgage
326 Meadow Avenue, Newburgh, NY 12550 3043

January 31, 2012 (BR-MBD)
Consumer One Corp. d/b/a Consumer One Mortgage
154-2 Remington Boulevard, Ronkonkoma, NY 11779 6912

February 01, 2012 (BR-MBD)
Platinum Home Finance, Inc.
1101 Stewart Avenue, Suite 303, Garden City, NY 11530


Mortgage Broker Certificate Address Changes:

January 27, 2012 (BR-MBD)
First Superior Mortgage, Inc.
From: 259-13 Hillside Avenue, Floral Park, NY 11004
To: 260-14 Hillside Avenue, Floral Park, NY 11004

January 27, 2012 (BR-MBD)
Artisan Mortgage Company, Inc.
From: 726 Main Street, Islip, NY 11751
To: 320 Main Street, Suite B, Islip, NY 11751 3414

January 30, 2012 (BR-MBD)
Happy Home Funding LLC
From: 185 Marcy Avenue, Suite 302, Brooklyn, NY 11211
To: 410 East 3rd Street, Brooklyn, NY 11218 3912

February 01, 2012 (BR-MBD)
Spencer Home Equities, Inc.
From: 34 Atlantic Avenue, Suite 200A, Lynbrook, NY 11563
To: 1376 Locust Avenue, Bohemia, NY 11716 2143


Mortgage Banker Branch License Address Changes:

January 27, 2012 (MB-MBD)
Flaherty Funding Corporation
From: 535 Broadhollow Road, Suite B-29, Melville, NY 11747

To: 591 Stewart Avenue, Suite 510, Garden City, NY 11530

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN.  The individuals listed may not engage in mortgage loan origination activity in New York State or on New York residential property:

Date Application Withdrawn

NMLS ID

Name of Applicant

City & State of Residence

December 23, 2010

75491

Richard Michael Steinberg

New York

NY

April 12, 2011

372283

Vitoon  Vachira

Irvine

CA

May 4, 2011

148730

Chelsea Shannon Rousseau

Slatersville

RI

August 26, 2011

317620

Todd Mark Vandewalker

Columbia

MO

September 18, 2011

357391

Davina Marie Miller

Dallas

TX

January 27, 2012

83205

Amber Lynn Driscoll

Hoosick Falls

NY

January 31, 2012

390079

John T. Jennings

Jacksonville Beach

FL

January 31, 2012

348093

Alicia Shelton Ford

Haddon Heights

NJ

January 31, 2012

87995

Bruce Milton Vesey Ii

Clinton Township

MI

January 31, 2012

390066

Kathleen P Gatto

Jacksonville

FL


Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval

NMLS ID

Name of Applicant

City & State of Residence

Sponsoring Entity

December 17, 2010

73334

Antoine  St. Louis

West Hempstead

NY

Real Estate Mortgage Network, Inc.

December 13, 2011

309533

Kimberly C. Reilly

Troy

NY

SEFCU Services, LLC

December 12, 2011

37648

Roy  Pedersen

Selden

NY

Atlantic Home Capital, Corp.

January 25, 2012

399364

Sindy  Shabbir

Lynbrook

NY

First Residential Mortgage Services Corporation

January 25, 2012

718728

Kenneth David Bouton

Flower Mound

TX

Nationstar Mortgage LLC

January 25, 2012

483425

Michael Peter Flanigan

Cortland

NY

Springleaf Home Equity, Inc.

January 25, 2012

293112

Kristin J Mcilroy

Cicero

NY

CitiFinancial Company

January 25, 2012

827422

Mary Patricia Boyle

Highland Falls

NY

Homerica Mortgage Corporation

January 25, 2012

493348

Daniel Joseph Silverman

Lathrup Village

MI

Quicken Loans Inc.

January 25, 2012

774983

Mikhail D Nisimov

Forest Hills

NY

Anatoliy Mikhaylov Mortgage Choice, Inc.

January 25, 2012

146567

Anthony Darnell Hugan

Ann Arbor

MI

Quicken Loans Inc.

January 25, 2012

762308

Guy J Hoerner

Brightwaters

NY

Franklin First Financial, Ltd.

January 25, 2012

39305

Mary Jane Siegel

East Meadow

NY

Reliance First Capital, LLC

January 25, 2012

23541

Neal Richard Ferestien

Foxboro

MA

Semper Home Loans, Inc.

January 25, 2012

21896

Frank J. Colossi

Freehold

NJ

MEGA SERVICES CORP.

January 25, 2012

336431

Jonathan David Stevens

Irvine

CA

Network Capital Funding Corporation

January 25, 2012

351148

Bernard Leon Humphrey

Novi

MI

Quicken Loans Inc.

January 25, 2012

713722

Thomas Aaron Nickel

Bay Village

OH

Quicken Loans Inc.

January 25, 2012

66871

Jeffrey R Sosnicki

Islip

NY

PHH Home Loans, LLC

January 25, 2012

333770

Patricia Marie Lay

Orange

CA

American Advisors Group

January 25, 2012

813582

Ross Andrew Macbeth

Rochester Hills

MI

Quicken Loans Inc.

January 25, 2012

351327

Matthew John Leonbruno

Tempe

AZ

Quicken Loans Inc.

January 25, 2012

819043

Samuel  Fong

Brooklyn

NY

Summit Mortgage Bankers, Inc.

January 25, 2012

774718

Cameron James Orr

Akron

OH

Quicken Loans Inc.

January 25, 2012

28140

Heather Marie Alexander

Walled Lake

MI

One Reverse Mortgage, LLC

January 25, 2012

823834

Nejat Hagos Abdurahman

Herndon

VA

Guidance Residential, LLC

January 25, 2012

297937

David Charles Goldstein

South Orange

NJ

MLD Mortgage Inc.

January 25, 2012

259865

James  Roberts

Trenton

MI

Quicken Loans Inc.

January 25, 2012

397644

Michael Gordon Cohen

Royal Oak

MI

One Reverse Mortgage, LLC

January 25, 2012

266937

Michael Artin Artinian

Farmington Hills

MI

Quicken Loans Inc.

January 25, 2012

369813

Christopher Joseph Gabbamonte

St. Johns

FL

PHH Mortgage Corporation

January 25, 2012

827366

Walter D. Thies

Blairstown

NJ

Stone Street Mortgage Corp.

January 25, 2012

713721

Samantha Ann Klubert

Olmsted Falls

OH

Quicken Loans Inc.

January 25, 2012

198343

Christopher Shane Bayliss

Dearbon

MI

Quicken Loans Inc.

January 25, 2012

388731

Jake Jonas Mckay

East Greenwich

RI

Embrace Home Loans, Inc.

January 25, 2012

233840

Howard  Kwak

Englewood Cliffs

NJ

Summit Mortgage Bankers, Inc.

January 25, 2012

392800

Jonathan Alan Mckinnie

Wyandotte

MI

One Reverse Mortgage, LLC

January 25, 2012

288766

Paul James Mitchell

Valley Stream

NY

Mitchell Funding of Valley Stream, Inc.

January 25, 2012

339303

Timothy Joseph Tallis

Ashland

MO

Mortgage Research Center, LLC

January 25, 2012

53343

Vincent  Digiorgi

Wantagh

NY

Money Capital Corporation

January 25, 2012

119972

Robin Rebecca Lloyd

Cary

NC

Seterus, Inc.

January 25, 2012

378668

Robert Nicolae Bobleaga

Orange

CA

Network Capital Funding Corporation

January 25, 2012

639447

Peter Joseph Botros

Staten Island

NY

Omega Financial Services, Inc.

January 25, 2012

6599

Matthew Robert King

Fall River

MA

Embrace Home Loans, Inc.

January 25, 2012

776754

Logan Gregory Klug

Scottsdale

AZ

Quicken Loans Inc.

January 25, 2012

27980

Michael Steven Reiger

Canton

MI

Quicken Loans Inc.

January 25, 2012

262538

Matthew  Connelly

Cleveland

OH

Quicken Loans Inc.

January 25, 2012

493360

Angelo Theodore Malicki

Independence

OH

Quicken Loans Inc.

January 25, 2012

6407

Thomas Daryl Nelson

West Bloomfield

MI

Quicken Loans Inc.

January 25, 2012

197255

Richard Lawrence Meyer

Denville

NJ

Equity Loans LLC

January 25, 2012

369983

Marc Philip Almeida

North Kingstown

RI

Embrace Home Loans, Inc.

January 25, 2012

813549

Amanda Suhail Bawab

Livonia

MI

Quicken Loans Inc.

January 25, 2012

590004

Sherie  Allensworth

Webster

NY

First Rochester Mortgage Corp.

January 25, 2012

367085

Sean Michael Ratliff

Lakewood

OH

Quicken Loans Inc.

January 25, 2012

390018

Daniel Thompson Fusco

Phila

PA

PHH Mortgage Corporation

January 25, 2012

259019

Brian Edward Thomson

Dallas

TX

Nationstar Mortgage LLC

January 27, 2012

658734

David Franklin Bailey

Flower Mound

TX

Nationstar Mortgage LLC

January 27, 2012

217478

Michael John Brazier

Port Deposit

MD

New Day Financial, LLC

January 27, 2012

205800

Leslie Joan Struthers

Chicago

IL

Guaranteed Rate, Inc.

January 27, 2012

143997

Ryan Joseph Fitzpatrick

Philadelphia

PA

GMAC Mortgage, LLC

January 27, 2012

249004

Michael Albert Quiroz

Oakdale

NY

Meadowbrook Financial Mortgage Bankers Corp.

January 27, 2012

351203

Joshua Reindal Sklader

Scottsdale

AZ

Quicken Loans Inc.

January 27, 2012

404946

Mark Todd Leckie

Jacksonville

FL

PHH Mortgage Corporation

January 27, 2012

364647

Michael Patrick Rooney

Warwick

RI

Embrace Home Loans, Inc.

January 27, 2012

398882

Grace M Albrecht

Clarence

NY

CitiFinancial Company

January 27, 2012

338376

Andrew Angelo Pasquale

Lockport

NY

Springleaf Home Equity, Inc.

January 27, 2012

441875

Jeff  Pinard

Baldwinsville

NY

Homestead Financial Services, Inc

January 27, 2012

416543

Stacy Kathryn Barawed

Elk Grove

CA

Genworth Financial Home Equity Access, Inc.

January 27, 2012

385818

Ayaz  Moin

Westland

MI

Quicken Loans Inc.

January 31, 2012

589509

Mary Jo Ellen Traversone

Lockport

NY

Homestead Funding Corp.

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