Weekly Bulletin

January 13, 2012

SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT.
Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to Comments@dfs.ny.gov.This Weekly Bulletin may also be viewed online at the Department’s Web site at: http://www.dfs.ny.gov

SECTION II
Section II records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.

GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:

INSTITUTION CODES

BK	Bank
BP	Budget Planner
CC	Check Casher
CU	Credit Union
FA	Foreign Agency
FB	Foreign Branch
FR	Foreign Representative Office
HC	Holding Company
IC	Investment Company
LL	Licensed Lender
MK	Merchant Bank
MI	Miscellaneous

MB	Mortgage Banker
BR	Mortgage Broker
MS	Mortgage Servicer
PF	Premium Finance Agency
PB	Private Banker
SD	Safe Deposit Company
SF	Sales Finance Agency
SL	Savings and Loan Association
SB	Savings Bank
TM	Transmitter of Money
TR	Trust Company

REGULATORY UNIT CODES

CRB	Community and Regional Banks
CSD	Consumer Services
FWB	Foreign and Wholesale Banks
LFS	Licensed Financial Services
MBD	Mortgage Banking

SECTION l

January 12, 2012 (SF-LFS)
PAYMENT PLANS, INC.
2741 Transit Road, Elma, NY 14059, Erie County.

Notification received for a headquarters change of location to 7066 Clinton Street, Elma, NY 14059, Erie County.

The publication of receipt of this notification does not indicate that the notification is deemed complete. A notification is deemed complete and filed when all required and requested information has been provided to the Department by the licensee.

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York Banking Law received for examination:

January 10, 2012 (BR-MBD)
Applicant(s)
Michael K. Albano
As: Capital New York Home Advantage LLC
100 Saratoga Village Boulevard, Space #37T, Malta, NY 12020

Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law received for examination amended to read as follows:

From:
August 16, 2011 (MB-MBD)
Applicant(s)
Kevin M. Brungardt
Robin H. Chandler
RoundPoint Financial Group, Inc
As: RoundPoint Mortgage Company
Eight Parkway Plaza, 5032 Parkway Plaza Blvd. Suite 200; Charlotte, NC 28217

To:
January 5, 2012 (MB-MBD)
Applicant(s)
German Florez
Robin H. Chandler
Joseph L. Pepe
Svyatoslav S. Bashmakov
RoundPoint Financial Group, Inc.
As: RoundPoint Mortgage Company
Eight Parkway Plaza, 5032 Parkway Plaza Blvd. Suite 200; Charlotte, NC 28217

Application to establish a Mortgage Banker's Branch received for examination:

January 05, 2012 (MB-MBD)
Full Service Branch
Guaranteed Rate, Inc.
311 Summer Street, 2nd Floor, Boston, MA 02210

Article 12-E Applications received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.

Date of Application	NMLS ID	Name of Applicant	City & State of Residence
March 8, 2011	93843	Joseph Michael Pisa	Hoboken	NJ
July 21, 2011	493349	Vasel Sinistaj	Brownstown Twp	MI
August 25, 2011	796477	Edward Ronald Wozny	St James	NY
September 9, 2011	132690	Robbie Steven Rodriguez	Aliso Viejo	CA
September 20, 2011	215151	Raymond Jamond Fuller	Irvine	CA
October 17, 2011	441875	Jeff Pinard	Baldwinsville	NY
October 21, 2012	370475	Sheldon Jonathan Clarke	Jersey City	NJ
October 25, 2011	775342	Tracey Nichole Arnold	South Lyon	MI
October 27, 2011	397642	Gerald Orley Brody	Bloomfield Hills	MI
October 28, 2011	30023	Adam Peyton Speck	Bloomfield Hills	MI
October 28, 2011	397613	Timothy Patrick Rice	New Hudson	MI
October 28, 2011	27886	Joshua Scott Gannon	Dearborn	MI
October 28, 2011	584253	Heather Leigh Wagner	Grosse Pointe Park	MI
November 11, 2011	832172	Gary Douglas Welge	Yonkers	NY
November 11, 2011	12835	Shawn Leo Patrick	Miller Place	NY
November 15, 2011	824923	Steven Patrick Lemmon	Fort Worth	TX
November 17, 2011	813663	Nathaniel Ross Sellis Schursky	Scottsdale	AZ
November 17, 2011	838585	Tammy Leah Mink	Elmont	NY
November 17, 2011	813654	Anastacia Marie Goodman	Scottsdale	AZ
November 22, 2011	839437	Virginia Grace Donovan	Point Lookout	NY
December 2, 2011	846153	Arunas Simanavicius	Brooklyn	NY
December 7, 2011	336653	Sandra Recchione	Floral Park	NY
December 13, 2011	827003	Phillip Alexander Hogan	Willoughby Hills	OH
December 13, 2011	838741	Dylan Oluniyi Carew	Solon	OH
December 14, 2011	827006	Zachary Joseph Gilligan	Lakewood	OH
December 14, 2011	37426	Gary Richard Hart	Sicklerville	NJ
December 14, 2011	827010	Christopher Michael Morgan	Akron	OH
December 14, 2011	827013	Tyler Benjamin Bekius	Cleveland	OH
December 15, 2011	838702	Ajla Puric	Clinton Township	MI
December 19, 2011	6197	John Thomas Conboy	Nesconset	NY
December 27, 2011	825727	Mohammed Hussein Dakroub	Dearborn	MI
December 27, 2011	838656	Nicholas Michael Briolat	Waterford	MI
December 27, 2011	838663	Samantha Heather Ellis	White Lake	MI
December 27, 2011	838664	Mary Elizabeth Elsesser	Berkley	MI
December 27, 2011	838667	Andrew Scott Flack	Royal Oak	MI
December 27, 2011	838651	Mor Aprik	Flint	MI

SECTION II

December 19, 2011 (CC-LFS)
DAVID’S CHECK CASHING, INC.
3015 Third Avenue, Bronx, NY 10455

License to engage in business as casher of checks at 2190 Pitkin Avenue, Brooklyn, NY 11207 was surrendered.

December 21, 2011 (LL-LFS)
DOMAIN CAR FINANCE, INC. U/A/N CARFINANCE.COM
620 Newport Center Drive, Suite 1100, Newport Beach, CA 92660

License to engage in business as a license lender was surrendered.

December 29, 2011 (TR-CRB)
ISRAEL DISCOUNT BANK OF NEW YORK
511 Fifth Avenue, New York, NY 10017
IDB (INTERIM)
517 South Livingston Avenue, Livingston, NJ 07039

The Superintendent of Financial Services has filed, pursuant to Section 601-b of the Banking Law, as of close of business of December 29, 2011, an Agreement and Plan of Merger, dated as of December 21, 2011, and other required documents, providing for the merger of IDB (Interim) with and into Israel Discount Bank of New York, under the name of Israel Discount Bank of New York.

The office of IDB (Interim) at 517 South Livingston, Livingston, NJ 07039 has become a branch of Israel Discount Bank of New York.

December 31, 2011 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC D/B/A THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632

A license was issued to engage in business as a licensed casher of checks as a result of the purchase of certain assets of Check Busters Financial Services, Inc. at 160 East 45th Street, New York, NY 10017.

In connection with the above license issuance, the original check casher license for the above location was surrendered.

December 31, 2011 (CC-LFS)
NY COMMUNITY FINANCIAL, LLC D/B/A THE CHECK CASHING PLACE
560 Sylvan Avenue, Englewood Cliffs, NJ 07632

Licenses were issued to engage in business as a licensed casher of checks as a result of the purchase of certain assets of 5 East 41 Check Cashing Corp. at the following locations:

128 East 29th Street, New York, NY 10016
318 Third Avenue, New York, NY 10010

In connection with the above license issuances, the original check casher licenses for the above locations were surrendered.

January 5, 2012 (BP-LFS)
DEBT MANAGEMENT CREDIT COUNSELING CORP.
3310 N. Federal Highway, Lighthouse Point, Broward County, FL 33064

A rider was issued in connection with the relocation to 3310 N. Federal Highway, Lighthouse Point, Broward County, FL 33064 from 700 W. Hillsboro Blvd., Suite 105, Hillsboro Center, Bldg 1, Deerfield Beach, Broward County, FL 33441.

January 5, 2012 (MI-CRB)
EVOLVE BANK & TRUST
301 Shoppingway Boulevard, West Memphis, AR 72301

Notification received, in accordance with Supervisory Policy G 8, of the establishment of a representative office to be located at 527 Townline Road (Suite 300), Hauppauge, Town of Smithtown, Suffolk County, NY 11788.

January 5, 2012 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Authorization to transact the business of Private Bankers issued, effective January 1, 2012.

GENERAL PARTNERS/CLASS 1 LIMITED PARTNERS

Thomas E. Berk	Michael W. McConnell
Brian A. Berris	Jeffrey B. Meskin
Taylor S. Bodman	John P. Molner
John J. Borland	Donald B. Murphy
Timothy J. Connelly	Yukinori Nagahisa
Geoffrey M. Cook	John A. Nielsen
Carl S. Cutler	Sean Pairceir
Douglas A. Donahue, Jr.	Christopher C. Remondi
Dario Galindo	A. Heaton Robertson III
Kathryn C. George	William E. Rosensweig
Kristen F. Giarrusso	Jeffrey A. Schoenfeld
Timothy E. Hartch	Kevin W. Stone
Kyosuke Hashimoto	W. Carter Sullivan III
Landon Hilliard	Andrew J. F. Tucker
Jeffrey R. Holland	Lawrence C. Tucker
Charles O. Izard	William B. Tyree
Jared S. Keyes	Maroa C. Velez
Radford W. Klotz	Douglas C. Walker
Susan C. Livingston	William J. Whelan, Jr.
T. Michael Long	Richard H. Witmer, Jr.
Hampton S. Lynch, Jr.

CLASS 2 LIMITED PARTNERS

J. William Anderson	Robert R. Gould
Peter B. Bartlett	John C. Hanson
Walter H. Brown	Ronald J. Hill
Anthony T. Enders	Michael Kraynak, Jr.
Alexander T. Ercklentz	Douglas L. Maine
Terrence M. Farley	Eugene C. Rainis
John A. Gehret	Stokley P. Towles
Elbridge T. Gerry, Jr.

Permanent capital: $360,000,000

(These Private Bankers are already under the supervision of the Department. New Certificate issued by reason of the admission to the firm of Christopher C. Remondi and William E. Rosensweig as General Partners/Class 1 Limited Partners, and the conversion of Anthony T. Enders and John A. Gehret from General Partners/Class 1 Limited Partners to Class 2 Limited Partners.)

January 5, 2012 (PB-FWB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Certificate of Authorization issued January 5, 2011 to transact the business of Private Bankers revoked, effective January 1, 2012.

January 9, 2012 (CC-LFS)
ROCKLAND CHECK CASHING INC.
86 East Route 59, Spring Valley, NY 10977

A license was issued to do business as a licensed casher of checks at 86 East Route 59, Spring Valley, NY 10977.

January 9, 2011 (FR-FWB)
BANCO SANTANDER TOTTA, S.A.
Rua do Ouro, 88 110-063 Lisbon, Portugal

Representative office license at 234 Jericho Turnpike, Mineola, New York 11501 surrendered on January 9, 2012.

January 9, 2012 (TM-LFS)
TRAVELEX CURRENCY SERVICES INC.
29 Broadway, New York, NY 10006

License issued as a result of a change of location from 2121 North 117 Avenue, Suite 300, Omaha, NE 68164 to 29 Broadway, New York, NY 10006.

In connection with the above, the original license was surrendered.

January 10, 2012 (PF-LFS)
ASSOCIATED RISK MANAGERS FINANCE COMPANY
2601 NW Expressway, Suite 810W, Oklahoma City, OK 73112

License rider issued to reflect a change of headquarters location to 2601 NW Expressway, Suite 810W, Oklahoma City, OK 73112.

January 11, 2012 (TR-FWB)
THE BANK OF NEW YORK MELLON
One Wall Street, New York, NY 10005

Notification received of the closing of trust offices at the following three locations, effective December 30, 2011:

480 Washington Boulevard, Jersey City, Hudson County, NJ 07310;
BNY Mellon Client Service Center, 500 Ross Street, Pittsburgh, Allegheny County, PA 15262; and
211 Quality Circle, College Station, Brazos County, TX 77845.

Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York Banking Law:

January 05, 2012 (BR-MBD)
Peak Funding, Inc.
5811 Merrick Road, Massapequa, NY 11758 6224

January 10, 2012 (BR-MBD)
Flash Funding, LLC
5018 16th Avenue, Suite 201, Brooklyn, NY 11204 1404

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:

January 05, 2012 (MB-MBD)
Full Service Branch
Mortgage Enterprise, Ltd.
One Greentree Center, Suite 306, Marlton, NJ 08053

January 05, 2012 (MB-MBD)
Full Service Branch
Genworth Financial Home Equity
Access, Inc.
666 3rd Avenue, 9th Floor, New York, NY 10017

January 05, 2012 (MB-MBD)
Full Service Branch
Wall Street Mortgage Bankers Ltd. DBA Power Express
107-04 Jamaica Avenue, Suite 2, Richmond Hill, NY 11418

January 05, 2012 (MB-MBD)
Full Service Branch
Academy Mortgage Corp.
108 Bedford Avenue, Bellmore, NY 11710

January 05, 2012 (MB-MBD)
Full Service Branch
Luxury Mortgage Corp.
497 Bramson Court, Suite 203C, Mount Pleasant, SC 29464

January 11, 2012 (MB-MBD)
Full Service Branch
Semper Home Loans, Inc.
520 White Plains Road, Suite 500, Tarrytown, NY 10591

Certificate to engage in the business of a Mortgage Broker surrendered:

January 11, 2012 (BR-MBD)
Wing Lok Wang
135 Grand Street, 2nd Floor, New York, NY 10013
Effective Date: December 30, 2011

January 11, 2012 (BR-MBD)
Vision Capital Associates, LLC D/B/A Vision Capital
819 Yonkers Avenue, Suite #2, Yonkers, NY 10704 3052
Effective Date: December 29, 2011

License to engage in the business of a Mortgage Banker surrendered:

January 09, 2012 (MB-MBD)
American Capital Mortgage, Inc.
199 Jericho Turnpike, Floral Park, NY 11001
Effective Date: November 23, 2011

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

January 10, 2012 (BR-MBD)
Full Service Branch
DML Mortgage Enterprises, Inc. DBA Direct Mortgage Wholesale
7 Pondfield Road, Suite 211, Bronxville, NY 10708
Effective Date: December 29, 2011

License to engage in the business of a Mortgage Banker Branch surrendered:

January 09, 2012 (MB-MBD)
Full Service Branch
American Capital Mortgage, Inc.
1229 Avenue U, Brooklyn, NY 11201
Effective Date: November 23, 2011

The following Mortgage Broker is suspended effective January 5, 2012 for failure to maintain an active surety bond in violation of Section 410.14 of Part 410 of the Superintendent's Regulations.

January 09, 2012 (BR-MBD)
Money Market Mortgage, LLC
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT 07074

The following have been reinstated to the role of registered mortgage brokers. New mortgage brokerage residential property business may now be resumed:

January 11, 2012 (BR-MBD)
Syamni Funding Inc.
135-30 Rockaway Boulevard, Suite 201, South Ozone Park, NY 11420 3023

Mortgage Broker Certificate Address Changes:

January 10, 2012 (BR-MBD)
JNM Mortgage In Lieu of True Name Jersey National Mortgage LLC
From: 44 South Maple Avenue, Ridgewood, NJ 07450
To: 84 East Ridgewood Avenue, Ridgewood, NJ 07450 3810

Mortgage Banker License Address Changes:

January 05, 2012 (MB-MBD)
loanDepot.com, LLC
From: 3355 Michelson Drive, Suite 300, Irvine, CA 92612
To: 26642 Towne Centre Drive, Foothill Ranch, CA 92610

Applications for licensing as a Mortgage Loan Originator under Article 12-E of the New York Banking Law, WITHDRAWN. The individuals listed may not engage in mortgage loan origination activity in New York State or on New York residential property:

Date Application Withdrawn	NMLS ID	Name of Applicant	City & State of Residence
January 12, 2012	326016	Kevin Randall Griffith	Chicago	IL
January 12, 2012	326273	Jeremy Brian Crooks	Chicago	IL
January 12, 2012	373170	Brian Michael Wilson	Valrico	FL
January 12, 2012	313518	Joseph Loiacono	Garden City	NY
January 12, 2012	385797	Christopher Joseph Elya	Sterling Heights	MI
January 12, 2012	348275	Danny L. Lindsey Jr.	Jacksonville	FL
January 12, 2012	338332	Jordan Edward Gleeman - Daum	Scottsdale	AZ
January 12, 2012	806824	Dustin Conrad Mulcahey	Honeoye Falls	NY
January 12, 2012	613165	Lauren Marie Lischio	Jacksonville	FL

Approvals issued to engage in the business of mortgage loan origination under Article 12-E of the New York State Banking Law.

Date of Approval	NMLS ID	Name of Applicant	City & State of Residence		Sponsoring Entity
January 5, 2012	226258	John Belicka III	Mt. Pleasant	SC	Luxury Mortgage Corp.
January 11, 2012	85239	Kathleen Romeo	Maywood	NJ	Alpine Mortgage Services, LLC
January 11, 2012	775420	Brandon Jacob Sundheimer	Farmington Hills	MI	Quicken Loans Inc.
January 11, 2012	136580	Rosemary Uram Barton	Chester	NJ	United Mortgage Services, L.L.C.
January 12, 2012	566398	Mery Ana Aristy	Yonkers	NY	OneMain Financial, Inc.
January 12, 2012	64339	Raymond K Mckayle	Brooklyn	NY	NRF Funding Corp.
January 12, 2012	334926	Jonathan Robert Auerbach	Mission Viejo	CA	American Advisors Group
January 12, 2012	775846	Heather Louise Dalakas	Medina	OH	Quicken Loans Inc.
January 12, 2012	420408	Trojan Ahmeti	New York	NY	Absolute Home Mortgage Corporation
January 12, 2012	500244	Jeffery Taylor Arthur Jr.	Lawnside	NJ	PHH Mortgage Corporation
January 12, 2012	583541	Doug R Corsetti	Strongsville	OH	Quicken Loans Inc.
January 12, 2012	198274	Martin Jay Blons	Chicago	IL	Chicago Bancorp, Inc.
January 12, 2012	800157	Yalan Chou Teng	Bayside	NY	Summit Mortgage Bankers, Inc.
January 12, 2012	268741	Leonora M. Vasquez	Ridgewood	NJ	Primerica Financial Services Home Mortgages, Inc.
January 12, 2012	181998	Stephen Galgoul	Livonia	MI	One Reverse Mortgage, LLC