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Comparison of Health Insurance Programs in New York

The following table has nine columns.

Column one is the health program; column two are the individuals or entity the program covers; column three is the area it covers; column four is the carrier providing the product; column five are the benefits; column six is the income requirement; column seven is the previous coverage restriction; column eight is the Web site link and phone contact if available and column nine is the cost if available.

Program Covers Area Carrier(s) Benefits Income Req’t? Previous Coverage restriction? Web site and Contact Cost
Child Health Plus Children statewide   comprehensive, prescription drugs yes no

Free-$15 month Or buy at cost if Not within income guidelines
Family Health Plus single adults, couples without children, and parents with limited income, who are between the ages of 19 and 64 statewide   comprehensive, prescription drugs yes no

No cost.
Healthy NY Small businesses, sole proprietors, individuals statewide All HMOs
streamlined yet comprehensive yes yes


50% less than market for ind. 20% less than market for small businesses. Posted on Web site by carrier.
Brooklyn HealthWorks
Small businesses, 2-50 employees Entire borough of Brooklyn GHI Basic medical and hospitalization, prescription drugs, no referrals required to see network providers yes yes (with some exceptions)

718-596-4550 or 718-875-1000

Most affordable plan available for small businesses in Brooklyn
HealthPass Small businesses, 2-50 employees 10 counties in downstate New York HIP, Horizon, GHI, HealthNet, Guardian 26 Benefit options, PPOs, EPOs, POS and HMO’s. Also Dental, LTD, Life and Accidental Death and Dismemberment. no no

Varies by carrier and option.
Long Island Association Health Alliance Small businesses, sole proprietors 6 Boroughs and Nassau and Suffolk 5 carriers, GHI, MDNY, HIP, Horizon, VYTRA multiple benefit and pharmaceutical plans, dental options no no


Varies by carrier and option.
Working Today Freelancers, temps, 1099, consultants, arts, entertainment media, non-profits, professional organizations 10 counties downstate HIP comprehensive with pharmaceutical yes no

718-222-1099 x103

See Web site for latest premium rates.


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