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Circular Letters Issued During 1999

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Number Date Status Addressed To Subject HTML PDF
(for printing)
1 01/07/1999

All Insurers Authorized to Write Automobile Insurance in New York State, All Insurers Authorized to Write Accident and Health Insurance in  New York State, Including Article 43 Corporations, and All Health Maintenance Organizations

Annual Rankings of Automobile and Health Insurance Complaints

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2 02/01/1999

All Mortgage Guaranty Insurance Companies

Mortgage Guaranty Insurance Transactions and Lenders

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3 01/25/1999

All licensed life insurers, fraternal benefit societies, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and accredited property/casualty reinsurers; all hereinafter referred to as "licensees".

Year 2000 Disclosures in the Management Discussion and Analysis

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4 01/28/1999

All Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations

Clarification of Insurer Duties and Responsibilities in the Rate Adjustment Process Pursuant to Insurance Law Section 4308

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5 02/19/1999

All Insurers Licensed to Write Accident & Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations

Managed Care Grievance and Utilization Review Appeal Data

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Supplement 1 to CL No. 18 (1998) 02/26/1999

All Insurers Licensed To Write Motor Vehicle Insurance in New York State

Increased Minimum Limits for Bodily Injury Liability and Personal Injury Protection for Public Autos Subject to the Rules of the New York City Taxi and Limousine Commission

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6 03/01/1999

All Licensed Life Insurers, Property/Casualty Insurers, Reciprocal Insurers, Accident and Health Insurers, and Article 43 Corporation Legal Services Insurance and Pre-paid Legal Services Plans

Legal Services Insurance and Pre-paid Legal Services Plans

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7 03/16/1999

All Insurers Authorized to Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies, Savings Bank Life Insurance Departments, and All Licensed Viatical Settlement Companies

Life Insurance and Annuity Product Outlines Designed to Assist Insurers In Making Form and Rate Filings with The Department

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8 03/16/1999

All Insurers Authorized To Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies, Savings Bank Life Insurance Departments, and All Licensed Viatical Settlement Companies

Procedural Changes in The Approval Process for Life Insurance and Annuity Policy Forms:

I. Required Format for Policy Submission Letters

II. Timely Responses to Comment Letters

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pdf
Supplement 1 to CL No. 15 (1998) 03/25/1999

All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement companies, governmental supplemental annuity funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations

Procedures for Reporting Hyper-Links to the Department’s Website

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9 05/25/1999

All Article 43 Corporations, Public Health Law Article 44 Health Maintenance Organizations and Insurers Licensed to Write Health Insurance in New York State

Adoption of Procedure Manuals

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10 06/11/1999

All Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations (herein referred to as "plans")

Procedural Responsibilities of Plans Submitting Prior Approval Rate Applications Pursuant To Section 4308(c )

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11 03/26/1999

All licensed life insurers, property/casualty insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, fraternal benefit societies, municipal cooperative health benefit plans, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations; all hereinafter referred to as "licensees."

Update on Department’s Electronic Initiatives

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12 04/20/1999

All Authorized Motor Vehicle Insurers and Insurance Producer Organizations

Driver Education Course Certificates Insurance Reductions

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*13 05/17/1999 * Note: Circular Letter No. 13 (1999) is repealed as of 08/03/2000

All Public Health Law Article 44 HMOs, Insurance Law Article 43 Corporations, and Insurers Licensed to Write Accident and Health Insurance in New York State

*Point-of-Service Products

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15 04/27/1999

All Licensed Life, Accident and Health, Property/Casualty, Financial Guarantee, Mortgage Guarantee, and Cooperative Fire Insurers Operating on the Advance Premium Plan, Assessment Cooperative  Companies, the State Insurance Fund, and United States Branches; Reciprocal Insurers; the Medical Malpractice Insurance Association; Fraternal Benefit Societies; Article 43 Corporations; Public Health Law Article 44 Health Maintenance Organizations; Title Insurers; Charitable Annuity Societies; Pension Funds; Retirement Systems; Viaticals and Accredited Reinsurers

Change in Procedure for the Mailing of Hardcopy Annual and Quarterly Statement Forms and Instructions

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17 05/17/1999

All Insurers Licensed to Write Life Insurance of Disability Benefits

Benefit Rates Under Volunteer Firefighters' Benefit Law and Volunteer Ambulance Workers' Benefit Law

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18 05/18/1999

All Insurers Authorized to Write Accident and Health Insurance in New York State, Including Article 43 Corporations and Health Maintenance Organizations

Procedural Changes in the Length of Time the Department Will Await Responses During the Approval Process for Accident and Health Insurance Policy Forms and Rates

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19 06/10/1999

All licensed life insurers, property/casualty insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, fraternal benefit societies, municipal cooperative health benefit plans, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations; all hereinafter referred to as "licensees."

Consumer Initiatives

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Supplement 12 to CL No. 9 (1988) 06/25/1999

All Property/Casualty Insurance Companies; Co-operative Property/Casualty Insurance Companies; Reciprocal Insurers; Financial Guaranty Insurance Corporations; and the Medical Malpractice Insurance Association

Property/Casualty Security Fund

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20 07/13/1999

All Insurers Authorized to Write Accident and Health Insurance, Including Corporations Licensed Under Article 43 of the Insurance Law and Corporations Issued A Certificate of Authority Under Article 44 of the Public Health Law

Information Available on the Department's Website Designed to Assist Insurers and HMOs In Making Form and Rate Filings

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21 05/21/1999

All Insurers Authorized to Write Life Insurance and Annuities, Including Life Insurers, Fraternal Benefit Societies, Charitable Annuity Societies, Savings Bank Life Insurance Departments and all Licensed Viatical Settlement Companies

Resubmission of Policy Form Filings Revised in Accordance With the Product Outlines

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Supplement 1 to CL No. 31 (1998) 05/28/1999

All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental supplemental annuity funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, municipal cooperative health benefit plans, accredited reinsurers, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association, the New York Property Insurance Underwriting Association, the Motor Vehicle Accident Indemnification Corporation and rate service organizations

Insurance on the Internet

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Supplement   2 to CL No. 18 (1997) 06/01/1999

All Licensed Property/Casualty Insurers Authorized To Write Workers’ Compensation Insurance in New York State

Workers’ Compensation Policies/Preferred Provider Organization Arrangements

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22 06/01/1999

All licensed life insurers, fraternal benefit societies, charitable annuity societies, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations and integrated delivery systems, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and municipal cooperative health benefit plans; all hereinafter referred to as "insurers".

Suggested Best Practices Resulting From the Joint Department/Industry Working Groups on Form and Rate Filings

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24 07/07/1999

All Insurers Authorized To Write Motor Vehicle Insurance

Insurance Information and Enforcement System (IIES) of the New York State Department of Motor Vehicles (DMV)

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Supplement 9 to CL No. 3 (1986) 08/09/1999

All Licensed Property/Casualty Insurance Companies and Insurance Producer Organizations

1999 Insurance Availability Survey

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25 10/27/1999

All Authorized Life Insurance Companies, Accredited Life Reinsurers, Fraternal Benefit Societies and Charitable Annuity Societies

Maximum Reserve Valuation and Maximum Life Policy Nonforfeiture Interest Rates

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26

 

09/13/1999

WITHDRAWN

Effective 01/29/2007

See Circular Letter No. 1 (2007)

All Insurers and Self-Insurers

Revised Insurance Department Fraud Reporting Form (IFB-1 REV. 8/99)

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27 11/01/1999

All Insurers Licensed to Write Accident & Health Insurance in New York State, Article 43 Corporations and Health Maintenance Organizations

Chapter 2 of 1998: Fraudulent Health Insurance Acts Pursuant to §176.05(2) of the Penal Law and Healthcare Compliance Programs Pursuant to §4414 of the Public Health Law

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28 09/13/1999

All Licensed Insurance Brokers; Excess Line Brokers; Excess Line Association of New York; and Insurance Producer Organizations

Ocean Marine Insurance Placements

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29 10/21/1999

All Insurers Authorized to Write Motor Vehicle Insurance Coverage in New York State

Title Branding - Eighth Amendment to Regulation 64

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30 10/27/1999

WITHDRAWN

Effective 03/10/2005

See Circular Letter No. 3 (2005)

All  Motor Vehicle Self-insurers and Insurers Licensed to Write Motor Vehicle Insurance in New York State

Transfer of the No-Fault Conciliation Function to the American Arbitration Association

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31 11/01/1999

All Article 43 Corporations And Public Health Law Article 44 Health Maintenance Organizations (herein referred to as "plans")

Rate Adjustment Applications To Be Effective On Or After January 1, 2000

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32 11/22/1999

All licensed life insurers, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and accredited property/casualty reinsurers, rate service organizations, municipal cooperative health benefit plans, and integrated delivery systems; all hereinafter referred to as "insurers".

Post Year 2000 Reporting Requirements and Performing Data Archives

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33 11/04/1999

All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement licensees, governmental variable supplements funds, savings bank life insurance departments, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, title insurers, reciprocal insurers, accident and health insurers, Article 43 corporations, municipal cooperative health benefit plans, and rate service organizations; State Insurance Fund; Medical Malpractice Insurance Association; New York Property Insurance Underwriting Association; Motor Vehicle Accident Indemnification Corporation; Excess Line Association of New York; registered risk retention groups, service contract providers, and Public Health Law Article 44 health maintenance organizations and integrated delivery systems; and accredited reinsurers

The Use of Electronic Signatures and Records in Connection With the Marketing and Sale of Insurance By Means of Electronic Commerce

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34 12/10/1999

All insurers licensed to write fire insurance in New York State

Tax District Claims Against Fire Insurance Proceeds

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Supplement 2 to CL No. 11 (1998) 12/20/1999

All Authorized Property/Casualty Insurers and Rate Service Organizations

Procedures for the Filing of Policy Forms, Rules and Rates

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35 11/24/1999

All licensed life insurers, fraternal benefit societies, charitable and segregated gift annuity societies, employee welfare funds, retirement systems, viatical settlement companies, governmental supplemental annuity funds, savings bank life insurance departments, accredited life reinsurers, property/casualty insurers, co-operative property/casualty insurers, financial guaranty insurers, mortgage guaranty insurers, reciprocal insurers, accident and health insurers, Article 43 Corporations, Public Health Law Article 44 health maintenance organizations, title insurers, the State Insurance Fund, the Medical Malpractice Insurance Association and accredited property/casualty reinsurers; all hereinafter referred to as "insurers".

Issues Regarding Liquidity and Asset/Liability Management

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36 12/28/1999

All Public Health Law Article 44 Health Maintenance Organizations (HMOs); Article 43 Corporations and Health Insurers Issuing Community-rated Contracts ("insurers"); Accident and Health Insurance Agents; and Insurance Brokers

Commission and Fee Payments

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37 12/16/1999

All Licensed Fraternal, Life And Accident And Health, Title, Property/Casualty, Reciprocal, Financial Guaranty And Mortgage Guaranty Insurers, Medical Malpractice Ins Assn. And Cooperative Property/Casualty Insurers Operating On The Advance Premium Plan, Assessment Cooperative Companies, The State Insurance Fund, And United States Branches, Accredited Reinsurers Of The Aforementioned Types Of Companies, Hospital, Health, Medical, And Dental Service Or Indemnity Article 43 Corporations And Public Health Law Article 44 Health Maintenance Organizations

Electronic Filing via the Internet of National Form (NAIC) Annual and Quarterly Statements

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38 12/27/1999

All Licensed Hospital, Medical, and Dental Service or Indemnity Article 43 Corporations and Public Health Law Article 44 Health Maintenance Organizations

New York Supplements to the Annual Statement and Quarterly Statement Electronic Filling Requirements

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