Learn more about insurance, banking, financial services, and protecting yourself from fraud and foreclosure.
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Learn more about the institutions we supervise or search for a particular entity, branch or location.
Welcome to the Department of Financial Services
The New York State Department of Financial Services, created by combining the New York State Banking and Insurance Departments aims to modernize regulatory oversight of the financial services industry. Superintendent Lawsky’s key objectives for the new Department are enhancing New York’s status as the world’s financial center, vigorously protecting consumers, and preventing systemic risk. Learn More...
Lost Policy Finder
A tool for locating lost life insurance policies on a deceased immediate family member. (See Press Conference Video)
Force-Placed Insurance
If you have had insurance force-placed on your home, share your story.
HOW DO I ...
News Releases
- May 14, 2012: Governor Cuomo Announces New Rules Directing Insurers to Pay Unclaimed Life Insurance Proceeds
- May 8, 2012: Department of Financial Services Fines Insurers $2.7 Million for Failing to Notify Small Businesses of Mental Health Coverage Options
- May 1, 2012: Cuomo Administration Expands Effort To End No-Fault Fraud; Aimed At Stopping Rapid Rise In Auto Insurance Rates
- April 26, 2012: Department Of Financial Services To Hold Public Hearings On Force-Placed Insurance
For more news releases and related media, visit our DFS News Room.
Recent Developments
- Current Dollar Amount of Exemption from Enforcement of Judgments Updated
- Unexpected Out-of-Network Medical Bills Report (NYS Governor's Website)
- MORE Developments ...
Department Highlights
Foreclosure Relief Unit
The Department's Foreclosure Relief Unit assists homeowners in, or at risk of foreclosure. The Mobile Command Center visits communities disproportionately impacted by foreclosure.
Healthy New York
Healthy NY assists small business owners in providing employees and their families with health insurance.
Prior Approval Law
The Prior Approval law gives the Department the authority to review and approve health insurance premium rate increases before any changes take effect.
Flood Insurance Information for Consumers
Learn more about flood insurance, how flood damages are treated by insurance policies, and what to do if your property is damaged due to flood.
