Credit & Debt
Using a Licensed Budget Planner
Debt can arise from emergency situations; but more often, a consistent pattern of spending even just a little more than you make can, over time, lead to debt. Learn what can be done once debt becomes unmanageable.
Using Cards Wisely
There are many types of cards out there that can be used to make purchases: credit cards, debit cards, gift cards, store cards, etc. Learn more about each and what you need to know about using them wisely.
Dangerous Loans
Learn more about certain types of loans - cash-advance loans, payday loans, tax refund anticipation loans, rent-to-own and others - that may cost you more than you think.
Understanding your Credit Report & Credit Score
A bad credit history can affect the credit that is made available to you, the cost of that credit and can even cause you to be denied credit completely. Learn more about your credit score.
