Mortgage Loan Servicers-Exempt
As of September 30, 2015
Certain entities are permitted to engage in the business of mortgage loan servicing in New York without being registered as mortgage loan servicers. Exempt entities must still notify the Superintendent that they are engaging in mortgage loan servicing in the state and must also comply with applicable financial and conduct of business rules. These exempt entities include banks, credit unions, mortgage bankers, mortgage brokers and any other person exempted with the written approval of the Superintendent. The following entities have claimed exempt status.
1st 2nd Mortgage Co. of N.J., Inc. 50 Spring Street Cresskill, NJ 07626 1st Priority Mortgage, Inc. 6000 Sheridan Drive Williamsville, NY 14221 20th Century Fox Federal Credit Union 1901 Avenue of the Stars, Suite 120 Los Angeles, CA 90067 21st Mortgage Corporation 620 Market Street Knoxville, TN 37902 Abacus Federal Savings Bank 104-116 Nassau Street, 10th Floor New York, NY 10038 Actors Federal Credit Union 165 West 46th Street New York, NY 10036 Adirondack Bank 185 Genesee Street Utica, NY 13501 ADP Federal Credit Union 1 ADP Boulevard Roseland, NJ 07068 Advisors Mortgage Group, L.L.C. 1411 Highway 35 Ocean, NJ 07712 Affinity Federal Credit Union 73 Mountain View Boulevard Basking Ridge, NJ 07920 AffinityOne FCU 545 East 2nd Street Jamestown, NY 14701 Albany County Rural Housing Alliance, Inc. PO Box 407, 24 Martin Road Voorheesville, NY 12186 Alden State Bank 13216 Broadway Alden, NY 14004 Allegacy Federal Credit Union P.O. Box 26043 Winston Salem, NC 27114 Alliance Bank, NA 120 Madison Street, 18th Floor Syracuse, NY 13202 Alliant Credit Union 11545 West Touhy Avenue Chicago, IL 60666 Alpine Capital Bank 680 Fifth Avenue, 15th Floor New York, NY 10019 Alternatives Federal Credit Union 125 North Fulton Street Ithaca, NY 14850-3301 AloStar Bank of Commerce 3630 Peachtree Road, NE, Suite 1050 Atlanta, GA 30326 Amalgamated Bank 275 Seventh Avenue New York, NY 10001 Amerasia Bank 41-06 Main Street Flushing NY 11355 American Advisors Group, Inc. 3800 West Chapman Avenue, 3rd Floor Orange, CA 92868 American Airlines Federal Credit Union 4100 Amon Carter Boulevard, P.O. Box 619001 MD 2100 DFW Airport, TX 75261-9001 American Bank & Trust 1600 4th Avenue Rock Island, IL 61201 American Broadcast Employees Federal Credit Union 7-11 Front Street Rockville Centre, NY 11570 American Community Bank 300 Glen Street Glen Cove, NY 11542 American Financial Resources, Inc. 9 Sylvan Way Parsippany, NJ 07054 AmeriCU Credit Union 231 Hill Road Rome, NY 13440 Albany County Rural Housing Alliance, Inc. PO Box 407, 24 Martin Road Voorheesville, NY 12186 American Neighborhood Mortgage Acceptance Company LLC D/B/A AnnieMac Home Mortgage 700 East Gate Drive, Suite 400 Mount Laurel, NJ 08054 AmeriNational Community Services, Inc. 217 South Newton Avenue Albert Lea, MN 56007 Ameriprise Bank FSB 8201 Cypress Plaza Boulevard Jacksonville, FL 32256 AmTrust Bank, a division of New York Community Bank 1801 East Ninth Street Cleveland, OH 44114 Anheuser-Busch Employees' Credit Union 1001 Lynch Street, South St. Louis, MO 63118 Apple Bank for Savings 112 East 42nd Street New York, NY 10168 Asia Bank, N.A. 135-11 Roosevelt Avenue Flushing, NY 11354 Associated Bank, NA 815 North Water Street Milwaukee, WI 53202 Associated Mortgage Bankers, Inc. 2395 Ocean Avenue, Suite 5 Ronkonkoma, NY 11779 Atlas Bank 689 Fifth Avenue Brooklyn, NY 11215 Attica-Wyoming Correctional Employees Federal Credit Union 221 East Main Street Attica, NY 14011 Ballston Spa National Bank 87 Front Street, P.O. Box 70 Ballston Spa, NY 12020 Banc of California 18500 Von Karman Avenue, Suite 1100 Irvine, CA 92612 Banco Popular North America 120 Broadway, 16th Floor New York, NY 10217 Bank2 1 Corporate Drive, Suite 360 Lake Zurich, IL 60047 Bank Leumi USA 579 Fifth Avenue New York, NY 10017 Bank of Akron 46 Main Street Akron, NY 14001 Bank of America 450 American Street, Mail Stop: CA6-921-02-07 Simi Valley, CA 93065 Bank of Blue Valley 11935 Riley Street Overland Park, KS 66213 Bank of Camden P.O. Box 549 Camden, TN 38320 Bank of Holland 12 South Main Street Holland, NY 14080 Bank of Millbrook 3263 Franklin Avenue, P.O. Box AF Millbrook, NY 12545 Bank of Smithtown 100 Motor Parkway, Suite 160 Hauppauge, NY 11788 Bank of the West 13505 California Street Omaha, NE 68154 BankUnited 7815 NW 148th Street Miami Lakes, FL 33016 Barclays Bank of Delaware 200 Park Avenue, 4th floor New York, NY 10166 Baxter Credit Union 340 North Milwaukee Avenue Vernon Hills, IL 60061 Bay Ridge Federal Credit Union 9000 4th Avenue Brooklyn, NY 11209 BCB Community Bank 591 Avenue C Bayonne, NJ 07002 Beacon Federal Savings Bank 6611 Manlius Center Road East Syracuse, NY 13057-9954 Beneficial Homeowner Service Corporation 26525 North Riverwoods Boulevard Mettawa, IL 60045 Berkshire Bank 66 West Street Pittsfield, MA 01201 Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Bridgehampton National Bank 15 Frowein Road, Suite A-3 Center Moriches, NY 11934 BMO Harris Bank, N.A. 180 North Executive Drive Brookfield, WI 53005 BNY Mellon, N.A. BNY Mellon Center 500 Grant Street Pittsburgh, PA 15258 BofI Federal Bank 4350 La Jolla Village Drive, Suite 140 San Diego, CA 92122 BOKF, N.A. d/b/a Bank of Oklahoma, N.A. 7060 South Yale, Suite 200 Tulsa, OK 74136 Boulevard Federal Credit Union 2787 Niagara Falls Boulevard Amherst, NY 14228 Branch Banking and Trust Company 200 West Second Street PO Box 1250 Winston-Salem, NC 27102 Bridgeway Federal Credit Union 21 Burnett Boulevard, Suite 2 Poughkeepsie, NY 12603 British Airways Employees Federal Credit Union 66 Cargo Service Road, Suite 229 Jamaica, NY 11430 Broadway Federal Bank, fsb 170 North Market Street Inglewood, CA 90301-1710 Brooklyn Federal Savings Bank 81 Court Street Brooklyn, NY 10004-1511 Buffalo Postal Community FCU 1155 William Street Buffalo, NY 14206 Buffalo Service Credit Union 130 South Elmwood Avenue, Suite #126 Buffalo, NY 14202 Cadets Federal Credit Union 927 Grant Street Buffalo, NY 14207 Caliber Home Loans, Inc. 3701 Regent Boulevard Irving, TX 75063 Canandaigua National Bank and Trust Company 72 South Main Street Canandaigua, NY 14424 Capital Communications Federal Credit Union 18 Computer Drive East Albany, NY 12205 Capital District Community Loan Fund, Inc. 255 Orange Street, Suite 103 Albany, NY 12210 Cardinal Financial Company, LP 3701 Arco Corporate Drive, Suite 200 Charlotte, NC 28273 Carrington Mortgage Services, LLC 1600 South Douglas Road, Suite 110 Anaheim, CA 92806 Carthage Federal Savings and Loan Association 313 State Street Carthage, NY 13619 Cascade Forest Products CU 702 Jefferson Street Vancouver, WA 98666 Cathay Bank 9650 Flair Drive, Second Floor El Monte, CA 91731 Catskill Hudson Bank 95 Schwenk Drive Kingston, NY 12401 Cattaraugus County Bank 116 Main Street Little Valley, NY 14755 Cayuga Lake National Bank 165 Cayuga Street Union Springs, NY 13160 CCFCU Funding, LLC d/b/a Homeowners Advantage 4 Winners Circle, Suite 202 Albany, NY 12205 CCO Mortgage (a division of RBS Citizens N.A.) 10561 Telegraph Road Glen Allen, VA 23059 CCSE Federal Credit Union 417 Broad Street Salamanca, NY 14779 Cenlar FSB D/B/A Central Loan Administration & Reporting 425 Phillips Boulevard Ewing, NJ 08618 Center State Bank of Florida, NA 945 S. Orange Avenue Orlando, FL 32806 CFCU Community Credit Union 1030 Craft Road Ithaca, NY 14850 Champlain National Bank 3900 NYS Route 22, P.O. Box 130 Willsboro, NY 12996 Chautauqua Home Rehabilitation and Improvement Corporation 2 Academy Street Mayville, NY 14757 CheckSpring Bank 69 East 167th Street Bronx, NY 10452 Chemung Canal Trust Company P.O. Box 1522 Elmira, NY 14902 Chinatown Federal Savings Bank 109 Bowery New York, NY 10002 Citifinancial Company UFN Citifinancial Company (DE) 1000 Technology Drive, MS 140 O’Fallon, MO 63368 Citizens & Northern Bank 90 Main Street Wellsboro, PA 16901 Citizens Bank of Cape Vincent 154 Broadway Cape Vincent, NY 13618 Citizens Trust Bank 75 Piedmont Avenue, NE, Suite 1200 Atlanta, GA 30303 City National Bank 10801 West Charleston Boulevard, Suite 250 Las Vegas, NV 89135 City National Bank of Florida 25 West Flagler Street Miami, FL 33130 City National Bank of West Virginia 25 Gatewater Road Cross Lanes, WV 25313 Clarence Community and Schools Federal Credit Union 9145 Sheridan Drive, P.O. Box 657 Clarence, NY 14031 CNB Bank 1 South Second Street P.O. Box 42 Clearfield, PA 16830 Colonial Savings, F.A. 2600 West Freeway, P.O. Box 2988 Fort Worth, TX 76113 Columbia-Greene Federal Credit Union (CGFCU) 207A Green Street Hudson, NY 12534 Community Bank, National Association 126-130 South Street, P.O. Box 628 Olean, NY 14760 Community Bank of Bergen County, NJ 18 Railroad Avenue Rochelle Park, NJ 07662 Community First Credit Union of FL 637 North Lee Street Jacksonville, FL 32204 Community Mutual Savings Bank 123 Main Street, Suite 750 White Plains, NY 10601 Community National Bank 200 Middle Neck Road Great Neck, NY 10021 Community Resource Federal Credit Union 20 Wade Road Latham, NY 12110 Compass Credit Union 131 George Street Oswego, NY 13126 Connecticut Community Bank N.A. 1495 Post Road East Westport, CT 06881-0309 Connexus Credit Union P.O. Box 8026 Wausau, WI 54402-8026 Consumers Federal Credit Union 425 Neptune Avenue Brooklyn, NY 11224 CORE FCU 7200 Kirkville Road East Syracuse, NY 13057 Cornerstone Community Federal Credit Union 6485 South Transit Road Lockport, NY 14094 Corning Federal Credit Union One Credit Union Plaza, P.O. Box 1450 Corning, NY 14830 Corporate America Family Credit Union 2075 Big Timber Road Elgin, IL 60123 Country Bank 655 Third Avenue, 9th floor New York, NY 10017 Cross River Bank 885 Teaneck Road Teaneck, NJ 07666 CrossRoads Community Federal Credit Union 3031 William Street Cheektowaga, NY 14227 CU Factory Built Lending, a division of San Antonio Federal Credit Union 620 Green Valley Road, Suite 300 Greensboro, NC 27408 Dannemora Federal Credit Union 122 New York Road Plattsburgh, NY 12903 Delta Community Credit Union 315 West 74 North Peachtree City, GA 30269 Deutsche Bank Trust Company Americas 280 Park Avenue, 4 East New York, NY 10017 Devere Mortgage Corporation D/B/A Hunt Mortgage 5400 Broadway Lancaster, NY 14086 Devon Bank 6445 North Western Avenue Chicago, IL 60645 Digital Federal Credit Union 220 Donald Lynch Boulevard Marlborough, MA 01752 Discover Bank 502 East Market Street Greenwood, DE 19950 Dollars and Sense Mortgage, Inc. 180 Office Park Way, Suite 2000 Pittsford, NY 14534 Doral Bank, FSB 623 Fifth Avenue, 13th Floor New York, NY 10022 Dunlop Employees Federal Credit Union PO Box 1109 Buffalo, NY 14240 DVA Federal Credit Union 1319 F Street, NW Suite 500 Washington, DC 20004 E*TRADE Bank P.O. BOX 205 Waterloo, IA 50704-0205 East West Bank 9300 Flair Drive, 5th Floor El Monte, CA 91731 Eastbank, NA 183 Centre Street New York, NY 10013 Eastern New York Federal Credit Union 710 Berme Road Napanoch, NY 12458 Edge Federal Credit Union 7545 Morgan Road Liverpool, NY 13090 Education Affiliates Federal Credit Union 25 West 43rd Street, Suite 311 New York, NY 10036 Elmira Savings Bank 333 East Water Street Elmira, NY 14901 Embrace Home Loans, Inc. 25 Enterprise Center Newport, RI 02842 Empire State Bank 68 North Plank Road Newburgh, NY 12550 Empower Federal Credit Union P.O. Box 11127 Syracuse, NY 13218-1127 Envoy Mortgage, Ltd 5100 Westheimer Road, Suite 320 Houston, TX 77056-5515 Equity Bank, SSB 5220 Spring Valley Road, Suite 415 Dallas, TX 75254 Equity Bank, N.A. 7701 East Kellogg, Suite 100 Wichita, KS 67207 Equity Now Inc. 16 East 34th Street, Suite 1201 New York, NY 10016 Erie Metro Federal Credit Union 3291 Lake Shore Road Blasdell, NY 14219 Evans Bank, NA One Grimsby Drive Hamburg, NY 14075 Extraco Banks, N.A 18 South Main Temple, TX 76501 Fairfield County Bank 150 Danbury Road Ridgefield, CT 06877-0950 Fairport Federal Credit Union 70 South Main Street Fairport, NY 14450 Family First Federal Credit Union 2520 Browncroft Boulevard Rochester, NY 14625 Farm Credit East, ACA 2668 State Route 7, Suite 21 Cobleskill, New York 12043-5442 FASNY Federal Credit Union 107 Washington Avenue Albany, NY 12210 Federal Trust Bank 312 West First Street Sanford, FL 32771 FGMC in Lieu of First Guaranty Mortgage Corporation 1900 Gallows Road, Suite 800 Tysons Corner, VA 22182 Fidelity Bank 100 East English, P.O. Box 1007 Wichita, KS 67202 Fifth Third Bank 38 Fountain Square Plaza Cincinnati, OH 45263 Financial Trust Federal Credit Union 3333 Harlem Road Cheektowaga, NY 14225 Finger Lakes Federal Credit Union P.O. Box 433, 27 Seneca Street Geneva, NY 14456 First American International Bank 5417 8th Avenue, 3rd Floor Brooklyn, NY 11220 First Arizona Savings FSB, D/B/A National Residential Mortgage 20830 North Tatum Boulevard, Suite 350 Phoenix, AZ 85050 First Bank 2465 Kuser Road Hamilton, NJ 08690 First Bank Mortgage 1 First Missouri Center St. Louis, MO 63141 First Central Savings Bank 70 Glen Street Glen Cove, NY 11542 First Citizens National Bank 15 South Main Street Mansfield, PA 16933 First Federal Savings Bank of Boston 100 Brickstone Square Andover, MA 01810 First Federal Savings of Middletown 22 James Street, P.O. Box 2023 Middletown, NY 10940 First Heritage Federal Credit Union 110 Village Square, Suite 101 Painted Post, NY 14870 First Internet Bank of Indiana 8888 Keystone Crossing, Suite 1700 Indianapolis, IN 46240 FirstKey Mortgage, LLC 4 International Drive, Suite 110 Rye Brook, NY 10573 First National Bank of America 241 East Saginaw Street East Lansing, MI 48823 First National Bank of New York 538 Broadhollow Road, Suite 301 Melville, NY 11747 First National Bank of Pennsylvania 4140 East State Street Hermitage, PA 16148 First National Bank of Scotia 201 Mohawk Avenue Scotia, NY 12302 First New York Federal Credit Union 2 Wall Street Albany, NY 12205 First Niagara Bank, N.A. 6950 South Transit Road, P.O. Box 514 Lockport, NY 14095 First Place Bank 999 East Main Street Ravenna, OH 44266 First Republic Bank 111 Pine Street San Francisco, CA 94111 First Source FCU 4451 Commercial Drive New Hartford, NY 13413 First State Bank Mortgage (a division of First State Bank of St. Charles) 2850 West Clay Street St. Charles, MO 63301 First Tech Federal Credit Union 3555 SW 153rd Drive Beaverton, OR 97006 First Trade Union Bank One Harbor Street, Suite 201 Boston, MA 02210 First Western Federal Savings Bank P.O. Box 1435 402 Main Street Rapid City, SD 57709-1435 Firstrust Bank 1931 Cottman Avenue Philadelphia, PA 19111 Five Star Bank 220 Liberty Street Warsaw, NY 14569 Florida Community Bank, N.A. 2500 Weston Road Weston, FL 33331 FM Home Loans, LLC D/B/A MR Capital Group 2607-09 Nostrand Avenue Brooklyn, NY 11210 Focalpoint Federal Credit Union 6555 Ridings Road Syracuse, NY 13206 Franklin American Mortgage Company 501 Corporate Centre Drive, Suite 400 Franklin, TN 37067 Franklin First Financial, Ltd. dba Franklin First Mortgage Bankers 538 Broadhollow Road, Suite 401 Melville, NY 11747 Freedom Mortgage Corporation, D/B/A CHL Mortgage 907 Pleasant Valley Avenue, Suite 3 Mount Laurel, NJ 08054-1287 Fulton County Federal Credit Union 355 Hales Mills Road Gloversville, NY 12078 Fulton Savings Bank 75 South First Street Fulton, NY 13069 Gates Chili Federal Credit Union 2300 Buffalo Road, Building 500-B Rochester, NY 14624 Gateway Bank, F.S.B 2336 Merced Street San Leandro, CA 94577-4209 Geauga Savings Bank 10800 Kinsman Road Newbury, OH 44065 Geddes Federal Savings and Loan Association 2208 West Genesee Street Syracuse, NY 13219 Genesee Regional Bank 190 Linden Oaks Drive, Suite B Rochester, NY 14625 Genesee Valley Federal Credit Union 4621 Millennium Drive Geneseo, NY 14454 GHS Federal Credit Union 910 Front Street Binghamton, NY 13905 Glens Falls National Bank & Trust Company 250 Glen Street Glen Falls, NY 12801 Global Bank 30 East Broadway New York, NY 10002 Gouverneur Savings & Loan Association P.O. Box 297 Gouverneur, NY 13642 GPO Federal Credit Union 4311 Middle Settlement Road New Hartford, NY 13413 Grand Bank, N.A. 2297 State Highway 33 Hamilton, NJ 08690 Grand Bank for Savings, FSB P.O. Box 16988 Hattiesburg, MS 39404 Graystone Tower Bank 3840 Hempland Road, Suite 5 Mountville, PA 17554 Great Erie Federal Credit Union 4000 North Buffalo Road Orchard Park, NY 14127 Greater Chautauqua Federal Credit Union 51 East Main Street Falconer, NY 14733 Greater Hudson Bank, N.A. 643 Route 211 East Middletown, NY 10941 Greater Niagara Federal Credit Union 2901 Military Road Niagara Falls, NY 14304 Greater Woodlawn Federal Credit Union 3811 Lakeshore Road Blasdell, NY 14219 Guaranty Bank 4000 West Brown Deer Road Brown Deer, WI 53209 Guaranteed Rate, Inc. 3940 North Ravenswood Chicago, IL 60613 Guthrie Federal Credit Union 104 North Elmer Avenue Sayre, PA 18840 Habib American Bank 99 Madison Avenue New York, NY 10016 Hamlin Bank and Trust Company 333 West Main Street P.O. Box 367 Smethport, PA 16749 Hanover Community Bank 2131 Jericho Turnpike Garden City Park, NY 11040 Hanscom Federal Credit Union 1610 Eglin Street Hanscom AFB, MA 01731 Hartford Funding, LTD 538 Broadhollow Road, Suite 403 Melville, NY 11747 Heartland Bank (f/k/a Heartland Community Bank, an Arkansas State Banking Corporation) One Information Way, Suite 105 Little Rock, AR 72202 Herald National Bank 58 South Service Road, Suite 110 Melville, NY 11747 Home Headquarters, Inc. 990 James Street, Suite 100 Syracuse, NY 13203 Home Loan Investment Bank F.S.B One Home Loan Plaza, Suite 3 Warwick, RI 02886 Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Horizons Federal Credit Union P.O. Box 1881 Binghamton, NY 13902 Household Finance Realty Corporation of New York 961 Weigel Drive Elmhurst, IL 60126-1058 HSBC Bank USA, National Association 26525 North Riverwoods Boulevard Mettawa, IL 60045 Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Hudson Heritage Federal Credit Union 25 Rykowski Lane Middletown, NY 10941 Hudson River Community Credit Union (HRCCU) 312 Palmer Avenue Corinth, NY 12822 Hudson River Financial Federal Credit Union 3563 Mohegan Avenue Mohegan Lake, NY 10547 Hudson Valley Bank 21 Scarsdale Road Yonkers, NY 10707 Hudson Valley Federal Credit Union 159 Barnegat Road Poughkeepsie, NY 12601 IBM Southeast Employees Federal Credit Union P.O. Box 5090 Boca Raton, FL 33431 Impac Mortgage Corp. D/B/A Excel Mortgage 19500 Jamboree Road Irvine, CA 92612 Indus American Bank 1536 Oak Tree Road Iselin, NJ 08830 ING Direct 1 South Orange Street Wilmington, DE 19801 Inner Lakes FCU 3795 Lakeview Road Fredonia, NY 14063 Interaudi Bank 19 East 54th Street New York, NY 10022 Investors Bank 101 Wood Avenue Iselin, NJ 08830 Island Federal Credit Union 120 Motor Parkway Hauppauge, NY 11788-5160 Italo-American Federal Credit Union 66-50 Myrtle Avenue Glendale, NY 11385 Jeff Bank 4864 State Route 52 Jeffersonville, NY 12748 JPMorgan Chase Bank, N.A. 3415 Vision Drive, Mailstop OH4-7242 Columbus, OH 43219-6009 Justice Federal Credit Union 5175 Parkstone Drive, Suite 200 Chantilly, VA 20151 Kaleida Health Federal Credit Union 100 High Street #D1-588 Buffalo, NY 14203 Key Bank National Association 4910 Tiedeman Road Brooklyn, OH 44144 Kinecta Federal Credit Union 1440 Rosecrans Avenue Manhattan Beach, CA 90266 Korean American Catholics 144-19 33rd Avenue Flushing, NY 11354 Kyanite Services, Inc. 3039 Cornwallis Road Building 203, Suite CC133 Research Triangle Park, NC 27709 Lakeland Bank 417 Cedar Lane Teaneck, NJ 07666 Lake Shore Federal Credit Union 8766 Erie Road, P.O. Box 227 Angola, NY 14006 Lake Shore Savings Bank 128 East Fourth Street Dunkirk, NY 14048 Lancaster-Depew Federal Credit Union 30 Brunswick Road Depew, NY 14043 Land Home Financial Services, Inc. 1355 Willow Way, Suite 250 Concord, CA 94520 Legacy Banks 99 North Street, P.O. Box 1148 Pittsfield, MA 01202 Lenderlive Networth, Inc D/B/A LL Network 710 South Ash Street, Suite 200 Glendale, CO 80246-1989 Liberty Home Equity Solutions, Inc. 10951 White Rock Road, Suite 200 Rancho Cordova, CA 95670 Liberty Savings Bank 120 W. 2nd Street Dayton, Ohio 45402 Live Well Financial, Inc. 1011 Boulder Springs Drive, Suite 420 Richmond, VA 23225 loanDepot.com, LLC, D/B/A LDWholesale 26642 Towne Centre Drive Foothill Ranch, CA 92610 LOMTO Federal Credit Union 50-24 Queens Boulevard Woodside, NY 11377 Long Island Community Federal Credit Union 200 Belle Terre Road Port Jefferson, NY 11777 Lower East Side Peoples Federal Credit Union 37 Avenue B New York, NY 10009 Lyons Mortgage Services, Inc. 42-16 28th Avenue Astoria, NY 11103 M&T Bank One M & T Plaza, 15th Floor Buffalo, NY 14203 Madrid Insurance Company, Inc. 27201 Puerta Real, Suite 170 Mission Viejo, CA 92691 Magnolia Bank 794 Old Elizabethtown Road Hodgenville, KY 42748 Maple City Savings Bank, FSB 145 Main Street Hornell, NY 14843 Marathon National Bank of New York 31-01 Broadway Astoria, NY 11106 Maryvale Schools Federal Credit Union 1050 Maryvale Drive Cheektowaga, NY 14225 Massena Savings and Loan 255 Main Street Massena, NY 13662 MBank aka MBank, Inc. 17898 SW McEwan Rd., Ste. 200 Tigard, OR 97224 MB Financial Bank, N.A. 800 West Madison Street Chicago, IL 60607 McGraw-Hill Federal Credit Union 120 Windsor Center Drive East Windsor, NJ 08520 McHenry Savings Bank 353 Bank Drive McHenry, IL 60050 MCS Mortgage Bankers, Inc. 20 Oak Street Patchogue, NY 11772 Meadowbrook Financial Mortgage Bankers Corp 825 East Gate Boulevard, Suite 200 Garden City, NY 11530-2137 Medina Savings and Loan Association 11182 Maple Ridge Road Medina, NY 14103 Mercantil Commercebank, N.A. 220 Alhambra Circle Coral Gables, FL 33134 Merchants Bank 275 Kennedy Drive South Burlington, VT 05403 Meridia Community Federal Credit Union 4500 Southwestern Blvd. Hamburg, NY 14075 Metropolitan National Bank 99 Park Avenue, 4th Floor New York, NY 10016 MidCountry Bank 1001 Labore Industrial Court Vadnais Heights, MN 55110 Mid-Hudson Valley Federal Credit Union 1099 Morton Boulevard Kingston, NY 12401 Mid-Island Mortgage Corp. 900 Merchants Concourse Westbury, NY 11590 Modern Bank, National Association 5 East 59th Street New York, NY 10022 Mohawk Valley Federal Credit Union 9212 River Road Marcy, NY 13403 Money Federal Credit Union P.O. Box 957 Syracuse, NY 13201 MOOG Employees Federal Credit Union Seneca Street East Aurora, NY 14052-0018 Mortgage Access Corp. dba Weichert Financial Services 225 Littleton Road Morris Plains, NJ 07950 Mortgage Research Center, LLC D/B/A VAMortgage Center Veterans United Home Loans Veteran Loan Center 2101 Chapel Plaza Court, Suite 107 Columbia, MO 65203 Municipal Credit Union 22 Cortlandt Street New York, NY 10007 Mutual Security Credit Union 12 Progress Drive Shelton, CT 06484 Nassau Financial Federal Credit Union 865 Merrick Avenue, Suite 250N Westbury, NY 11590 National Bank of Coxsackie 3-7 Reed Street, P.O. Box 400 Coxsackie, NY 12051-0400 National Bank of Delaware County 131-133 Delaware Street Walton, NY 13856 National Bank of Kansas City 10700 Nall Avenue, Suite 100 Overland Park, KS 66211 Nationstar Mortgage LLC D/B/A Champion Mortgage Company Additional D/B/A: Greenlight Loans 8950 Cypress Waters Boulevard Dallas, TX 75019 NBT Bank, National Association 20 Mohawk Street Canajoharie, NY 13317 NCB Federal Savings Bank 2011 Crystal Drive, Suite 800 Arlington, VA 22202 New Day Financial, LLC 8171 Maple Lawn Boulevard, Suite 300 Fulton, MD 20759 New Penn Financial, LLC 4000 Chemical Road, Suite 200 Plymouth Meeting, PA 19462-1721 New York Metro Federal Credit Union 350 West 31st Street New York, NY 10001-2726 New York National Bank 21 Scarsdale Road Yonkers, NY 10707 NewBank 146-01 Northern Boulevard Flushing, NY 11354 Newtown Savings Bank 39 Main Street Newton, CT 06470 Niagara’s Choice FCU 3619 Packard Road Niagara Falls, NY 14303 Niagara Falls Penn Central Employees Credit Union 8612 Buffalo Avenue Niagara Falls, NY 14304 Niagara Regional Federal Credit Union 1285 Erie Avenue North Tonawanda, NY 14120 Niagara Wheatfield Federal Credit Union 2346 Saunders Settlement Road P.O. box 265 Sanborn, NY 14132 Normandy Corporation 46 Prince Street Rochester, NY 14607 North Country Savings Bank 127 Main Street, P.O. Box 230 Canton, NY 13617 North Franklin Federal Credit Union 494 East Main Street Malone, NY 12953 North Rockland Educational Federal Credit Union 14 Liberty Square, P.O. Box 682 Stony Point, NY 10980 North Shore LIJ Health System Federal Credit Union 350 Jericho Turnpike Jericho, NY 11753 Northeastern Engineers Federal Credit Union 115-06 Myrtle Avenue Richmond Hill, NY 11418 Northern Chautauqua Federal Credit Union 232 Central Avenue Silver Creek, NY 14136 Northern Federal Credit Union 120 Factory Street Watertown, NY 13601 Northern Trust Bank, Federal Savings Bank 801 South Canal Street, CB-4N, Chicago, IL 60607 Northern Trust, National Association 801 South Canal Street, CB-4N Chicago, IL 60607 Northwest Savings Bank 100 Liberty Street, P.O. Box 128 Warren, PA 16365 Norton-Troy Employees Credit Union 2600 10th Avenue Watervliet, NY 12189 NuPath Community Credit Union (fka: Wyandotte Federal Credit Union) 1280 Biddle Avenue Wyandotte, MI 48192 NVR Mortgage Finance, Inc. 121 Hillpointe Drive, Suite 100 Canonsburg, PA 15317 NY TEAM Federal Credit Union 65 Broadway Hicksville, NY 11801 O and R Utilities Employees Federal Credit Union 500 Route 208 Monroe, NY 10950 OceanFirst Bank 975 Hooper Avenue Toms River, NJ 08753 Oceanside Christopher Federal Credit Union 45 Atlantic Avenue Oceanside, NY 11572 Ocwen Loan Servicing, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 Olean Area Federal Credit Union 1201 Wayne Street Olean, NY 14760 Olean Teachers' & Postal Federal Credit Union 1700 Constitution Avenue Olean, NY 14760 Oneida Savings Bank 182 Main Street Oneida, NY 13421 OneWest Bank (also Indymac Mortgage Company) 2900 Esperanza Crossing Austin, TX 78758 Orange County Trust Company 212 Dolson Avenue, P.O. Box 790 Middletown, NY 10940 OwnersChoice Funding, Incorporated P.O. Box 12670 Albany, NY 12212 Pacific Mercantile Bancorp 949 South Coast Drive Costa Mesa, CA 92626 Palisades Federal Credit Union 300 North Middletown Road, Suite 6 Pearl River, NY 10965 Parks Heritage Federal Credit Union 5 Murray Street Glens Falls, NY 12801 Pathfinder Bank 214 West First Street Oswego, NY 13126 Patriot Federal Bank 211 Erie Boulevard Canajoharie, NY 13317 Patriot National Bank 1177 Summer Street Stamford, CT 06905 Pentagon Federal Credit Union 2930 Eisenhower Avenue Alexandria, VA 22314 People's Alliance Federal Credit Union 125 Wireless Boulevard Hauppauge, NY 11788 Peoples Bank 13180 Metcalf Avenue Overland Park, KS 66213 Peoples Security Bank & Trust Co. 150 N. Washington Ave. Scranton, PA 18503 Peoples State Bank 201 Church Street Wyalusing, PA 18853 Peoples United Bank P.O. Box 820 Burlington, VT 05402-0820 PHH Mortgage Corporation D/B/A PHH Mortgage Services 2001 Bishops Gate Boulevard, Mail Stop: Sv09 Mt. Laurel, NJ 08054 Pioneer Savings Bank 21 Second Street Troy, NY 12180 Platinum Home Mortgage Corporation dba PHMC Mortgage 2200 Hicks Road, Suite 101 Rolling Meadows, IL 60008 Plaza Home Mortgage, Inc. 4820 Eastgate Mall, Suite 100 San Diego, CA 92121 PMAC Lending Services, Inc. 15325 Fairfield Ranch Road, Suite 200 Chino Hills, CA 91709 PNA Bank 3250 Lacey Road #140 Downers Grove, IL 60515 PNC Bank, N.A. (also PNC Mortgage, a division of PNC Bank, N.A.) 6750 Miller Road, BR-YB58-01-3 Brecksville, OH 44141 Polish & Slavic Federal Credit Union 9 Law Drive Fairfield, NJ 07004 Ponce de Leon Federal Bank 2244 Westchester Avenue Bronx, NY 10462 Pony Express Bank 215 North 91 Highway Liberty, MO 64068 Port Washington Federal Credit Union 157 Main Street Port Washington, NY 11050 PrimeLending, A Plains Capital Company 18111 Preston Road, Suite 900 Dallas, TX 75252 Prinsbank 508 Third Street Prinsburg, MN 56281 Progressive Credit Union 131 West 33rd Street, 7th floor New York, NY 10001 Prospect Lending, LLC In Lieu of Prospect Mortgage, LLC 15301 Ventura Blvd., Suite D300 Sherman Oaks, CA 91403 Provident Bank 400 Rella Boulevard Montebello, NY 10901 Pulte Mortgage LLC 7475 South Joliet Street Englewood, CO 80112 Putnam County National Bank P.O.Box 10 Carmel, NY 10512 Putnam County Savings Bank 2477 Route 6, P.O.Box 417 Brewster, NY 10509-0417 Quicken Loans Inc. 20555 Victor Parkway Livonia, MI 48152 Quontic Bank 3 Grace Avenue Great Neck, NY 11021 Quorum Federal Credit Union 2 Manhattanville Road Purchase, NY 10577 Qside Federal Credit Union 211-31 Jamaica Avenue Queens Village, NY 11428 Raymond James Bank NA 710 Carillon Parkway St. Petersburg, FL 33716 Real Estate Mortgage Network, Inc. 70 Grand Avenue, Suite 109 River Edge, NJ 07661 Regions Bank D/B/A Regions Mortgage 2050 Parkway Office Circle RCN6 Birmingham, Al 35244 Reliant Community Federal Credit Union P.O. Box 40, 10 Benton Place Sodus, NY 14551 Remington Federal Credit Union P.O. Box 388, 39 Central Plaza Ilion, New York 13357 Republic Bank Two Liberty Place 50 South 16th Street, Suite 2400 Philadelphia, PA 19102 Residential Home Funding Corp D/B/A RHF Wholesale 707 Westchester Avenue, Suite 305 White Plains, NY 10604-3153 Mail To: 100 Lanidex Plaza, 2nd Floor Parsippany, NJ 07054 Rhinebeck Savings Bank 2 Jefferson Plaza Poughkeepsie, NY 12601 Ridgewood Savings Bank 71-02 Forest Avenue Ridgewood, NY 11385 Riverside Bank 11 Garden Street Poughkeepsie, NY 12601 Riverside Federal Credit Union 245 Vulcan Street Buffalo, NY 14207 Rochester and Monroe County Employees Federal Credit Union 460 North Goodman Street Rochester, NY 14609 Rochester Home Equity 180 Office Park Way, Suite 2000 Pittsford, NY 14534 Rockland Employees Federal Credit Union 170 East Central Avenue Spring Valley, NY 10977 Rome Savings Bank 100 West Dominick Street, P.O. Box 311 Rome, NY 13442 Rome Teachers Federal Credit Union 942 Turin Street Rome, NY 13440 Rondout Savings Bank 300 Broadway Kingston, NY 12401 Rushmore Loan Management Services LLC 15480 Laguna Canyon Road, Suite 100 Irvine, CA 92618 Salisbury Bank & Trust Company 5 Bissell Street, P.O. Box 1868 Lakeville, CT 06039 Saratoga National Bank & Trust Company 171 South Broadway Saratoga Springs, NY 12866 Savannah Bank, N.A. 1565 Main Street, P.O. Box 278 Savannah, NY 13146-0278 Savoy Bank 1675 Broadway New York, NY 10019 Sawyer Savings Bank 87 Market Street Saugerties, NY 12477 SeaComm Federal Credit Union 30 Stearns Street Massena, NY 13662 Sb1 Federal Credit Union P.O. Box 7480 Philadelphia, PA 19101-7480 Scottrade Bank P.O. Box 31759 St. Louis, MO 63141 SECNY Federal Credit Union 4727 West Seneca Turnpike P.O. Box 15040 Syracuse, NY 13215-0040 SEFCU Services, LLC d/b/a SEFCU Mortgage Services 700 Patroon Creek Blvd., Suite 301 Albany, NY 12206 Selfreliance Ukranian American Federal Credit Union 2332 W. Chicago Avenue Chicago, IL 60622 Self Reliance New York Federal Credit Union 108 Second Avenue New York, NY 10003 Seneca Falls Savings Bank 60 Fall Street Seneca Falls, NY 13148 Seneca Federal Savings & Loan Association 35 Oswego Street P.O. Box 210 Baldwinsville, NY 13027 Servu FCU 9823 Science Center Drive Painted Post, NY 14870 Sharonview Federal Credit Union P.O. Box 2070 Fort Mill, SC 29716 Sidney Federal Credit Union (SFCU) P.O. Box 198 Sidney, NY 13838 Sierra Pacific Mortgage Company, Inc. 1180 Iron Point Road, Suite 200 Folsom, CA 95630 Signature Bank 29 West 38th Street New York, NY 10018 Silvergate Bank 4275 Executive Square, Suite 800 La Jolla, CA 92037 SIRVA Mortgage, Inc. 6200 Oak Tree Boulevard, Suite 300 Independence, OH 44131 Solutions Federal Credit Union 907 Broadway Street Elmira, NY 14904 Solvay Bank 1537 Milton Avenue Solvay, NY 13209 South Towns Community Federal Credit Union 3040 South Park Avenue Lackawanna, NY 14218 Southern Chautauqua Federal Credit Union 168 East Fairmount Avenue Lakewood, NY 14750 Southern Hills Preservation Corporation 2383 Route 11 South, Suite 1 Lafayette, NY 13084 Sovereign Bank (Santander) 601 Penn Street Reading, PA 19601 Space Coast Credit Union 8045 North Wickham Road Melbourne, FL 32940 Spectrum Credit Union, a division of Chevron Federal Credit Union 500 12th Street, Suite #200 Oakland, CA 94607 Sperry Associates Federal Credit Union 2400 Jericho Parkway Garden City Park, NY 11040 Spring Bank 69 East 167th Street Bronx, NY 10452 Springleaf Home Equity Inc. 601 NW 2nd Street Evansville, IN 47708 St. Joseph’s Parish Buffalo Federal Credit Union 341 Englewood Avenue Buffalo, NY 14223 St. Pius X Federal Credit Union 2998 Chili Avenue Rochester, NY 14624 State Bank of Long Island 2 Jericho Plaza Jericho, NY 11735 State Farm Bank 112 East Washington Street Bloomington, IL 61701 Stearns Bank, N.A. 4191 2nd Street South St. Cloud, MN 56301 Sterling Bank & Trust, FSB (fka: Sterling Savings Bank) One Towne Square, Suite 1900 Southfield, MI 48076 Sterling National Bank 98 Cuttermill Road, Suite 200 North Great Neck, NY 11021-3006 Steuben Trust Company One Steuben Square Hornelly, NY 14843-1699 Stifel Bank and Trust 955 Executive Parkway, Suite 216 St. Louis, MO 63141 Suffolk County National Bank 4 West Second Street Riverhead, NY 11901-9001 Suffolk Federal Credit Union 3681 Horseblock Road Medford, NY 11763 SUMA (Yonkers) Federal Credit Union 125 Corporate Boulevard Yonkers, NY 10707 Summit Mortgage Bankers, Inc. 36-60 Main Street, 3rd Floor Flushing, NY 11354 Sunmark Federal Credit Union 1187 Troy Schenectady Road Latham, NY 12110 Sun National Bank 350 Fellowship Road, Suite 101 Mt. Laurel, NJ 08054 Sunnyside Federal Savings and Loan Association 56 Main Street Irvington-On-Hudson, NY 10533 SunTrust Bank P.O. Box 85024 Richmond, VA 23285-5024 SUNY Fredonia Federal Credit Union 280 Central Avenue, Room G142 Williams Center Fredonia, NY 14063 SUNY Geneseo Federal Credit Union 1 College Circle MacVittie College Union 111 P.O.B. 114 Geneseo, NY 14454 Sun West Mortgage Company, Inc 18303 Gridley Road Cerritos, CA 90703 Susquehanna Bank 13511 Label Lane Hagerstown, MD 21740 Sussex Bank 200 Munsonhurst Road P.O. Box 353 Franklin, NJ 07461 Syracuse Cooperative Federal Credit Union 723 Westcott Street Syracuse, NY 13210 Syracuse Fire Department Employees Federal Credit Union 211 Wilkinson Street Syracuse, NY 13204 Syracuse Securities, Inc. 1010 James Street Syracuse, NY 13203-2771 Tammac Holdings Corporation 100 Commerce Boulevard, Suite 200 Wilkes Barre, PA 18702 Teachers Federal Credit Union P.O. Box 9029 Farmingville, NY 11738-9029 TCT Federal Credit Union 416 Rowland Street Ballston Spa, NY 12020 TD Bank, N.A. 32 Chestnut Street Lewiston, ME 04240 TEG Federal Credit Union One Commerce Street Poughkeepsie, NY 12603 The Adirondack Trust Company 473 Broadway Saratoga Springs, NY 12866 The Bank of East Asia (U.S.A.) N.A. 202 Canal Street New York, NY 10013 The Bank of Greene County 288 Main Street Catskill, NY 12414 The Bank of New York Mellon One Wall Street New York, NY 10286 The Berkshire Bank 5010 13th Avenue Brooklyn, NY 11219 The Bryn Mawr Trust Company 801 Lancaster Avenue Bryn Mawr, PA 19010 The Citizens National Bank of Hammond 19 Main Street – P.O. Box 187 Hammond, NY 13646 The Delaware National Bank of Delhi P.O. Box 508, 124 Main Street Delhi, NY 13753 The Dime Bank 820 Church Street Honesdale, PA 18431 The Dime Savings Bank of Williamsburg 209 Havemeyer Street Brooklyn, NY 11211 The Federal Savings Bank 300 North Elizabeth Street, Suite 3E Chicago, IL 60607 The First National Bank of Dryden P.O. Box 25, 7 West Main Street Dryden, NY 13053 The First National Bank of Groton 161 Main Street Groton, NY 13073 The First National Bank of Jeffersonville P.O. Box 398 Jeffersonville, NY 12748 The First National Bank of Long Island 10 Glen Head Road, P.O. Box 67 Glen Head, NY 11545 The Leatherstocking Region Federal Credit Union 24 Glen Avenue Cooperstown, NY 13326 The Lyons National Bank 35 William Street Lyons, NY 14489 The Money Source, Inc. 135 Maxess Road Melville, NY 11747 The National Union Bank of Kinderhook (Kinderhook Bank) 1 Hudson Street Kinderhook, NY 12106 The Northern Trust Company 801 South Canal Street, CB-4N, Chicago, IL 60607 The Provident Bank P.O. Box 1001 Iselin, NJ 08830-1001 The Rockefeller University 1230 York Avenue New York, NY 10065 The Stissing National Bank of Pine Plains P.O. Box 651 Pine Plains, NY 12567 The Summit Federal Credit Union 100 Marina Drive Rochester, NY 14626 The Upstate National Bank 1 West Main Street Rochester, NY 14614 The Washington Trust Company of Westerly Assumed Trade Name: The Washington Trust Company 23 Broad Street Westerly, RI 02891 Third Federal Savings and Loan Association of Cleveland 7007 Broadway Avenue Cleveland, Ohio 44105 TIB-The Independent Bankers' Bank 350 Phelps Drive Irving, TX 75038 Ticonderoga Federal Credit Union 1178 NYS Route 9N Ticonderoga, NY 12883 Tioga State Bank 1387 State Route 96 Owego, NY 13827-3248 Tompkins Trust Company (Tompkins Shared Services is a division of Tompkins Trust Company) P.O. Box 6569 Ithaca, NY 14851 Tonawanda Community Federal Credit Union 257 Highland Parkway Buffalo, NY 14223 Town of Cheektowaga 3301 Broadway Cheektowaga, NY 14227 Town of Hempstead Employees Federal Credit Union 1830 Grand Avenue Baldwin, NY 11510 Trademark Federal Credit Union 44 Edison Drive Augusta Drive, ME 04330 Tradition Capital Bank 7601 France Avenue South, Suite 140 Edina, MN 55435 Twin Rivers Federal Credit Union 23 Phillips Street Massena, NY 13662 UBS Bank USA 299 South Main Street, Suite 2275 Salt Lake City, Utah 84111 Ukrainian Federal Credit Union 824 Ridge Road East Rochester, NY 14621 Ukrainian National Federal Credit Union 215 Second Avenue New York, NY 10003 Ulster Federal Credit Union 127 Schwenk Drive Kingston, NY 12401 Ulster Savings Bank 180 Schwenk Drive, P.O. Box 3337 Kingston, NY 12401 United Guaranty Residential Insurance Company of North Carolina 230 North Elm Street Greensboro. NC 27401 United International Bank 41-60 Main Street, Suite 103 Flushing, NY 11355 United Midwest Savings Bank 5038 Reed Road Columbus, OH 43220 United Mortgage Corp. UAN NY Finest Funding Additional DBA(s) United Global Group 510 Broadhollow Road, Suite 202 Melville, NY 11747-3606 United Nations Federal Credit Union Court Square Place, 24-01 44th Road Long Island City, NY 11101-4605 United Orient Bank 10 Chatham Square New York, NY 10038 United Shore Financial Services, LLC DBA Shore Mortgage United Wholesale Mortgage 1414 E. Maple Road Troy, MI 48083 Urban Financial Group, Inc D/B/A Reverse It! 8909 South Yale Avenue Tulsa, OK 74137-3557 Urban Trust Bank 400 Colonial Center Parkway, Suite 150 Lake Mary, FL 32746 US Mortgage Corporation 201 Old Country Road, Suite 140 Melville, NY 11747-2731 USA Bank 601 North Main Street Port Chester, NY 10573 USAA FSB P.O. Box 205 Waterloo, IA 50704-0205 USAlliance Federal Credit Union 18 Commerce Way, Suite 7100 Woburn, MA 01801 USDA Farm Service Agency 441 South Salina Street Syracuse, NY 132202 USDA Rural Development 441 South Salina Street, Suite 357 Syracuse, NY 13202 Utica District Telephone Employees Federal Credit Union 2812 Genesee Street Utica, NY 13502 Valley Bank 2020 East Kimberly Road Davenport, IA 52807 Vanguard Funding LLC 300 Garden City Plaza, Suite 170 Garden City, NY 11530 Victory State Bank 1762 Hylan Boulevard Staten Island, NY 10305 VirtualBank, a Division of Lydian Private Bank 3801 PGA Boulevard, Suite 700 Palm Beach Gardens, FL 33410 Visions Federal Credit Union 24 McKinley Avenue Endicott, NY 13760 Walden Federal Savings and Loan (Walden Federal) 12 -14 Main Street Walden, NY 12586 Walden Savings Bank P.O. Box 690 Montgomery, NY 12549 Wall Street Mortgage Bankers, Ltd. 1111 Marcus Avenue, 3rd Floor Lake Success, NY 11042 Wallkill Valley Federal Savings and Loan Association 23 Wallkill Avenue, P.O. Box 290 Wallkill, NY 12589 Watertown Savings Bank 111 Clinton Street Watertown, NY 13601 Webster Bank, NA 609 West Johnson Avenue, CH455 Cheshire, CT 06410 WEI Mortgage Corporation 2010 Corporate Ridge, Suite 750 McLean, VA 22102 Wells Fargo Bank (Wells Fargo Home Mortgage) 3480 State View Boulevard Fort Mill, SC 29715 Westar Federal Credit Union 2565 Hambletonian Way, P.O. Box 60 Camillus, NY 13031 Western Connecticut Federal Credit Union 2 Stony Hill Road, Suite 100 Bethel, CT 06801 Western Federal Credit Union 1899Western Way Torrance, CA 90501 Western Division FCU 6750 Main Street Williamsville, NY 14221 Wilber National Bank 245 Main Street, P.O. Box 430 Oneonta, NY 13820 Wintrust Mortgage (a division of Barrington Bank and Trust Co., N.A.) 9700 West Higgins Road, Suite 300 Rosemont, IL 60018 Xceed Financial Federal Credit Union 888 North Nash Street El Segundo, CA 90245