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Press Release
Peter G. Humphrey, President and CEO of Five Star Bank,
Joins Board at New York State Banking Department
Robert M. Fisher Reappointed to Board

July 2, 2008

New York, N.Y.: The New York State Banking Department today announced the appointment of Peter G. Humphrey to the New York State Banking Board. Humphrey, who is succeeding Thomas E. Hales, was appointed by Governor David A. Paterson and confirmed by the State Senate for a three-year term. Humphrey is serving as an industry member and will receive no salary for his work.

"I am very glad to have Peter serving on the Banking Board,” said Richard H. Neiman, Superintendent of Banks for the State of New York. “He is an accomplished member of the financial community in New York State and will be a great asset for the Board.”

Peter Humphrey is currently President and CEO of Financial Institutions Inc., a $1.9 billion company headquartered in Warsaw, New York, and of Five Star Bank. He is currently a board member of the New York Bankers Association and recently served on the board of the Buffalo Branch of the Federal Reserve Bank of New York.

Humphrey previously served as President of the Independent Bankers’ Association and as Chairman of the New York State Bankers’ Association. He has also served on the boards of several civic and charitable organizations. A native of Warsaw, New York, Humphrey graduated from Trinity College and later received his graduate degree from The Stonier Graduate School of Banking at Rutgers University.

The Banking Department also announced the reappointment of Robert M. Fisher to the Banking Board. Fisher, who was first appointed as an industry member to the Board in July 2007, is currently the President and CEO of Tioga State Bank in Spencer, New York.

The 17-member Banking Board includes both industry and public members and is chaired by the Superintendent of Banks, Richard H. Neiman. More information about the New York State Banking Department and Banking Board is available on the Banking Department's Web site at www.banking.state.ny.us.

TheNew York State Banking Department is the regulator for all state-chartered banking institutions, virtually all of the United States offices of international banking institutions, all of the State’s mortgage brokers, mortgage bankers, check cashers, money transmitters and budget planners. The aggregate assets of the depository institutions supervised by the Banking Department are more than $1.8 trillion.

In addition to regulating banking institutions, the Banking Department is active in informing and educating all New Yorkers on banking matters. To contact the Banking Department, please call 1-877-BANK-NYS or visit our Web site at www.banking.state.ny.us.